One Way to Protect Against Identity Theft

When information gets stolen, it is used in various ways. Sometimes the thief may use it to drain your bank account, for example ... will not extend credit without first pulling a consumer’s credit profile. If you place a “security freeze” on your credit profile, the reporting agencies are prohibited from releasing your credit [more...]

Date: 2008-09-22 21:10:55

Blog posts (14) | Videos (28)
 

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]

Date: 2008-12-23 19:30:07

Credit Repair is Easier - And Quicker - Than You Think!

by Mark Alison Regardless of your record or history, there are a number of quick & easy steps you can take towards credit repair ... consumers to a free copy of the credit report, one from each of the three agencies: TransUnion ... your credit. For every entry that is incorrect, inaccurate, or outdated, you will be filing a dispute [more...]

Date: 2008-11-26 15:45:27

Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... can absolutely not affect your credit report in any way.  Consumer debt is not transferable ... the payment.  The agency will report to the credit bureaus that the account is paid, if applicable [more...]

Date: 2009-01-14 13:00:17

Collection Agency calling from 571-431-1958 (Washington, VA)

Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]

Date: 2009-09-25 19:53:49

Self Credit Repair - The Truth Behind The Hype

by Tim BeachumThe consumers have been brained washed into believing the words, “Self Credit Repair,” are bad. This is mainly do to the unscrupulous business practices of some credit repair agencies. For the most part these companies have managed to illegally charge the consumers for services that they cannot deliver.While preparing to write this article, I read numerous books and articles on the subject matter. The majority of them centered on tactics that are extremely outdated. [more...]

Date: 2009-05-24 15:26:14

Federal court gags on gag orders

National security letters have been a stain upon the U.S ... oversight. Some oversight, implying a bit of restraint. In a 2007 report (PDF) revealing ... , and consumer credit agencies. In these letters, the FBI can direct third parties to to provide [more...]

Date: 2008-12-17 02:41:48

Repossessed Toys Are A Booming Business

The San Diego Union-Tribune is reporting The Economy is forcing many to let go of luxury toys ... of the Association of Independent Consumer Credit Counseling Agencies based in Fairfax, Va. "It's happening [more...]

Date: 2008-08-25 05:10:38

How To Deal With Bill Collectors

In today's unstable economy people are consumed with financial matters ... , the credit card company may report you to a collection agency. This debt collection company is hired ... . Initially, you'll receive calls from your credit card company informing you of your late payment [more...]

Date: 2008-12-04 01:40:51

Another Consumer Scammed By FreeCreditReport.com [Freecreditreport Com]

Freecreditreport.com is NOT actually free, nor is it related to Annualcreditreport.com, the free credit report that you are entitled to under federal law. So why are people still ... of my credit report. All of the major credit reporting agencies seem to strong arm you towards [more...]

Date: 2008-08-11 16:29:44

Debt Fraud is Real: What you Should Know

Recent statistics have shown that millions of consumers are affected by debt fraud each year, ... the identity of the debt collection agency. They do not consider the possibility that the whole thing ... even deeper in debt. Credit elimination experts indicate to consumers potential ways they could [more...]

Date: 2009-01-16 00:24:21

Chamber of Commerce: Out of Touch with the Public

Here’s a proposal that makes sense: The Obama administration wants to set up a consumer financial protection agency to oversee the financial markets and make sure working families aren’t the victims of predatory lending, abusive credit card practices and the kind of irresponsibility and greed that have caused our economic crisis.  But the U.S. [more...]

Date: 2009-09-30 21:41:51

Sprint ETF Settlement a Raw Deal for Consumers: How you can (easily) fight back (Updated)

Sprint recently settled an Early Termination Fee (ETF) class action suit ... $25 credit on that debt, if Sprint has already sold the debt to a third-party (collection agency ... a bunch of branching paths, but basically it says that you are entitled up to only a $90 credit [more...]

Date: 2009-01-05 10:30:45

Not So Happy New Year As Financial Crisis & Pain Grow; Home Prices & Consumer Confidence Down Dramatically; Will 2010 Be Better?

Happy New Year! If you are like most people, that may sound a bit like wishful thinking this time around. And, I’m afraid, with good reason ... markets, the news agency reports. Any good news? Well, yeah. I suppose. Sort of. If you have money or can get money (many can’t nowadays even with pretty good credit scores) then you can probably find [more...]

Date: 2008-12-31 21:56:06

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