Ken Lewis and the ‘Damned Disaster’

The broken windows theory: shattered glass at Bank of America’s tower in 2007. (Reuters) ... has agreed to buy a major investment-banking powerhouse beset by bad bets on debt securities (Merrill ... . With the credit markets still seized up and the government throwing money from helicopters [more...]

Date: 2008-10-07 17:29:08

Blog posts (243) | Videos (204)
 

5 Fixes for Financial Woes Get Out of Debt Fast

This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans ... . 3. Lose the Flab ***Consider how much you spend on mortgage, rent, car payment, insurance, groceries [more...]

Date: 2008-12-10 04:04:12

Goldman Sachs Predicts Loan Losses Will Top $2 Trillion

Despite all the hoopla about stimulus plans and bailouts rescuing Americans’ home equity and retirement accounts, ... of $780 billion. Add in losses from commercial real estate, credit cards, auto debt and business ... on bad overseas loans that they hold. And it looks like more bad news about loan losses will be coming [more...]

Date: 2009-01-15 23:05:05

A Good Decision from the OCC's Tim Long

Regular readers know I don’t normally have much good to say about OCC bank regulator Tim Long ... proposal to defer losses on bad consumer credit card debt. The plan, concocted by an odd alliance of bankers and consumer groups, was a one-two punch of dumb ideas. First, it would have let card lenders “ [more...]

Date: 2008-11-14 19:35:26

Watching ads could be your ticket to a fortune.

By Paul Michael Unless it’s Superbowl Sunday, most people don’t sit around watching ads (well, I do, it’s part of my job) ... have been entertaining. It’s not like you’re sat watching ads for OxyClean or credit card debt solutions ... your ticket. Not a bad way to get a free shot at a big cash prize . And there are also runner [more...]

Date: 2008-08-19 17:16:48

Bad Debt Unsecured Loans - No More Rushing After Lenders

Running after the lenders for loans is a very common incident that happens to almost all those who have a bad credit record. Lenders often turn you down or want to trap you with higher interest rates. So, now it’s time to break free from all such situations as the bad debt unsecured loans are ... [more...]

Date: 2008-12-14 19:00:01

Six Simple Steps to Avoid Credit Problems in a Bad Economy

The New York Times ran a story today that says the next consumer crisis is credit cards — a sobering fact in a nation that has racked up massive amounts of credit card debt. Unfortunately, when times get hard, many people turn to credit cards ... this myself, buying things on credit when I had no other way to pay for them. I’m not talking about [more...]

Date: 2008-10-29 23:20:31

Money Hacks Carnival #39

Looks like another another miscue in the Carnival Land ... Between Good Debt and Bad Debt posted at Rich Leverage. Some Helpful Tips To Not Abuse Your Credit Card ... for your participation. carnival Photo by Meagen via Flickr Credit and Debt Five Ways to Help [more...]

Date: 2008-11-20 03:25:15

How To Eliminate Credit Card Debt

by Ada Denis There is almost nothing more serious than having too much debt to pay each month. Consumers get debt for many unusual reasons out. Sometimes illness, accidents, or just bad fate can make it appear impossible to find finances ... taking control of your financial position is to learn how to get rid of your credit card debt [more...]

Date: 2008-11-23 17:42:51

It’s Time To Cut Back In California

The Union Tribune reports from California. “ABA Recovery Service owner Marcelle Egley-Sparks said that in the past year, ... During its first 73 years, San Diego Metropolitan Credit Union never lost money on a real estate loan. That ended last year, when it wrote off $527,681 in bad real estate debt. The credit union also took [more...]

Date: 2008-08-24 18:28:13

Credit Ratings Are Often Underestimated

People know that getting into debt can be a bad thing ... underestimate their credit. They figure that if they aren’t financing a vehicle or looking at buying a new home, then they don’t have anything to worry about. Credit governs interest rates and loan [more...]

Date: 2008-12-08 17:01:07

Debt Consolidator

There are many ways on how we can get through emergency expenses and financial needs. Some resort to applying for payday loan online which I think is a little bit risky because ... up to your lists of debt which will lead you further to bad credit reputation if you fail to pay them [more...]

Date: 2008-12-11 13:26:00

Refinancing Definition

When I enrolled in MBM (Masters in Busineness Management) ... much debt, or if you have bad credit, refinancing is loaded with pitfalls. I recommend ... when I enrolled the subject. So one of the words that I remember is this refinancing and it is very [more...]

Date: 2008-11-11 06:29:00

About Non Profit Debt Consolidation Programs

Nonprofit debt consolidation for those of us that we are so deeply in debt, there is literally no other choice ... to creditors over time. You try to repair their credit which is not bad. Your monthly payments remain ... of the debt consolidation require fees for their services. This is not a bad deal, provided [more...]

Date: 2009-01-17 07:18:10

The Credits Secrets Bible Can Help Your Credit Score

Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair ... published in 1994 and released as an EBook in 2006. The CPG has compiled dozens of credit repair [more...]

Date: 2009-01-11 14:35:09

Debt consolidation

Hi guys and girls, its time for me to say a few words about Nationwide credit counseling ... interest rates and improve quality of life. Even if you have a bad credit loans history, chances ... that are willing to provide what can be called bad credit loans. Such loans can come in particularly handy [more...]

Date: 2008-10-15 11:17:00

The Fannie/Freddy bailout

It’s almost as if the feds are trying to flush the economy down the crapper ... holders of U.S. Treasury bonds. -Higher rates are bad for anyone with a mortgage, credit card debt, a home equity loan, a margin account, etc. -Higher rates also increase the government’s debt burden [more...]

Date: 2008-07-15 01:21:54

Debt Consolidation Advices

Many people are burdened with too much debt that their monthly salaries are not enough to cover their monthly loan payments, ... s one way of getting out of bad credit reputation and you’ll soon be debt-free in two to three years ... some advice from debt consolidation companies which offers good solution to debt problems [more...]

Date: 2008-12-17 14:27:00

Medical debt adding to credit crisis and economic problems

For me this is one of the most disgraceful aspects of the Republican control in America ... led them to amass a pile of credit card debt and forced them to refinance the mortgage on their house ... where someone either went into debt or feared going into debt so opted for no health care or a bad [more...]

Date: 2008-10-30 05:57:01

debt on a holiday

one of the problems being faced by people nowadays are bad credit reputation, be it on credit cards or phone bills and from other loan institution ... . and this are for people who are looking to get emergency cash right to their checking account safely ... their credit capability and hopefully their future, financially speaking. [more...]

Date: 2008-10-27 14:03:42

Working With Good Debt

As we go through life, we’re all faced with important financial decisions ... of credit, and it is with credit that we can find ourselves in debt. This isn’t always a bad thing ... ways in which to take care of the financial burden. Fortunately, there are numerous student loan [more...]

Date: 2008-12-08 17:59:15

How to Best Use Your Debt Consolidation Opportunities

Sometimes, even when we try our best to manage our finances , debt problems can get in the way ... and that all your payments are submitted accordingly. Credit Repair Clinics Watch out for agencies or even ... put us in a bad debt situation. However, being in debt doesn’t have to be a hopeless situation [more...]

Date: 2008-11-29 04:30:36

Money Hacks Carnival #31 — Crisis And Bailout

Well, looks like we are having a rash of carnival crises here ... at Blueprint for Financial Prosperity. 8 Money Principles To Stay Bad Debt Free at KCLau’s Money Tips ... Your Child A Millionaire! at My Family’s Money. Credit and Debt How to Put a Fraud Alert on Your Credit [more...]

Date: 2008-09-25 02:51:28

Some Simple Debt Solutions For Getting Out Of Debt Faster

One of the most frustrating financial situations that a consumer can be stuck in is to be heavily in debt ... . There are good and bad companies when it comes to credit counseling, so knowing who you’re working ... to qualify for a loan when you really need it, simply because you don’t have the resources to pay down [more...]

Date: 2008-05-07 15:33:00

What Determines Your Home Mortgage Loan Qualifications

When underwriters consider your home loan application and credit history, they generally look for 6 basic factors ... in this requested home loan with previous loans (from credit cards, school, car, etc.), they’ll establish a debt ... is pulling the potential borrower’s credit record. This history shows not only the bad things [more...]

Date: 2008-12-30 15:28:20

Learn How To Become Debt Free

I personally hate being in debt to any person or company, period. I prefer to pay cash because credit cards always seem to get me into more debt than I can handle. Sometimes, though, I realize that it is impossible to avoid getting into debt. Being in debt is bad [more...]

Date: 2008-12-30 09:12:27

High-Rise Luxury Living in New York

New Rochelle apartments inspires you with soaring architectural edifices, upscale facilities, ... , Simplicity & Pleasure Secrets of Debts Free with Bad Credit Loans Make Home more Accessible Place [more...]

Date: 2009-01-16 22:23:23

Surviving Debt with Professional Debt Settlement

by Kevin Fresner Debt relief scares a lot of people. Many people actually consider it to be worse than actually being in debt ... more important than not asking for help because it looks bad. Debt settlement is a viable option ... of your negotiations. Credit companies and medical collection agencies will be more likely [more...]

Date: 2009-01-17 20:49:36

Why Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:27:43

Your Credit Rating And You

Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]

Date: 2009-01-17 22:54:06

$150 000 in debt with credit card

I am about 27 years old and I am $150 i debt from bad spending habits and house payments as well as loans. I have kept a job but i am only able to pay little of my debt as just keeps increasing. I am looking into bankruptcy but i would like some further consulting. Thankyou Posted from: Ontario [more...]

Date: 2008-12-10 18:42:34

debt consolidation and serious talk...

I noticed that my friends, (especially C & J)and I have been talking about serious matters in life ... consolidation or Personal Loan. Apparently, they need one because her husband would likely be deducted ... Payment # Avoid Bankruptcy # No Credit Checks - Bad Credit OK # Home Ownership Not Required [more...]

Date: 2008-12-10 19:54:00

The current crisis is near the end....

This post is by Jim Fitch of Some Assembly Required. When someone tells you the current crisis is "near the end", ask them which end ... as much credit card debt in June as economists thought possible, increasing their total Visa bill to $2.59 ... struggle to swallow the bad debt it got when it spent $24 billion to buy doomed mortgage lender Golden [more...]

Date: 2008-08-11 13:40:58

Book Review: Net Worth Workout

Okay time for another book review and book giveaway!  This time I have a hard copy of the book Net Worth Workout by Susan Feitelberg ... things (fruits and veggies) or “bad” = car loans, credit cards, debt (candy bars and junk food)? Savings [more...]

Date: 2008-08-14 13:00:23

Up next: Credit card crisis

Feb 29 2008 picture 26 - Bank Of America - doesn't exist anymore, I don't think - transparent credit cards, originally uploaded by s, ... ? Lenders wrote off an estimated $21 billion in bad credit card loans in the first half of 2008 ... . Currently, the total losses amount to 5.5 percent of credit card debt outstanding, and could surpass [more...]

Date: 2008-10-29 14:58:57

Is It A Good Or Bad Thing That So Many Companies Are Going Out Of Business?

What exactly will 2009 bring us in terms of businesses closing down for good? ... to the economy - which while sad for the workers is not necessarily a bad thing. We have consumed ourselves ... $2.56 trillion in consumer debt, with the average household’s credit card debt amounting to $8,565 [more...]

Date: 2009-01-06 14:00:00

Treasury Warns Against Getting Into Trouble With Debt

Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent ... online video game that attempts to teach the importance of having a good credit score managing debt [more...]

Date: 2008-09-29 16:47:02

No, honest, Bill Clinton swears he's really for Obama -- and a female president someday

After weeks of diddling and dawdling doing the statesman-like work expected of ex-presidents combating hunger, disease and other bad things, ... , including rising credit card debt and home foreclosures, the former president said: "Look [more...]

Date: 2008-10-02 14:43:57

Is Debt Necessary For Generating Income?

“Margie” writes in: My husband and I are pretty frugal, but we currently carry about $25,000 in credit card debt and a personal loan ... about $1,200 on each one of the the personal loan and two credit cards. This way we’ll be able to pay off ... ? First of all, it’s worthwhile to get a bead on how bad this debt actually is. Margie reports [more...]

Date: 2008-11-26 20:00:49

Suze Orman’s Free Book - Fixing Your Finances in 2009

Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... . Debt consolidators are often a very bad deal. The National Foundation for Credit Counseling ... into the history behind the economic downturn, the book has 7 main sections: Credit Retirement Investing Saving [more...]

Date: 2009-01-09 13:29:00

Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:53:50

5 Bad Habits That Keep You in Debt

It is hard to believe that some people are still shocked when they “discover” how deeply in debt they really are ... , it rarely occurs overnight. There are some bad money management habits that most people dealing with debt ... yourself coming up short paying bills or having to use credit to pay for expenses that should [more...]

Date: 2008-12-10 03:37:26

Your Credit Rating And You

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:41:15

Your Credit Rating And You

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain ... . Credit ratings can haunt us for our entire life, providing a often worrying picture [more...]

Date: 2009-01-17 22:23:20

Home Refinancing

Many debtors in California were able to get out of debt with California debt consolidation programs ... . It's a phenomenon that is sweeping the country. It is also why so many people are now plagued with bad credit ... people have been using their credit cards too often and they find it difficult to pay back [more...]

Date: 2008-11-03 13:31:59

SmartAboutMoney.org - Taking Control of your finances

SmartAboutMoney.org is a website dedicated to helping you get a grasp on your finances ... of your life. I know I’ve been guilty of bad credit practices and it has taken me years to overcome ... ,retirement income planning,what is a good credit score,get out of debt plan,free household budget worksheets [more...]

Date: 2009-01-02 17:21:20

Get A Start To End Your Debt With Debt Consolidation Loan

Irritated of those hundred of bills turning around you at the end of each month? Do you find scarcity of time and money in paying your monthly bills? ... with bad credit history need not worry. They also have another opportunity to improve their credit ... in one easy installment. It also facilitates cheaper debt settlement options to the borrower. That [more...]

Date: 2009-01-16 06:58:24

New Year, Better Credit Score: Post 3

stockxpertcom_id12723501_size0-743295.jpg So FICO has branded you with a not-so-desirable credit score and you have made the resolution to bring ... month.  Remember also, not all debt is bad.  Items like mortgages and car loans on your credit report ... and see if they will take the late payment off so it doesn’t show up on your credit report [more...]

Date: 2009-01-10 15:55:57

TOPWRAP 1-More economic pain seen in 2009, govt’s to pump up aid

Investors said good riddance on Wednesday to one of the worst years on record and prayed that massive government rescue plans will pull the global ... -term as bleak economic reports roll in, signalling more bankruptcies, bad debts and layoffs through ... struggling to pay off mortgages and credit card bills. “It has been a shocking year, hardly anything [more...]

Date: 2008-12-31 05:44:34

$30K to $0: How We Became Debt-Free in One Year

We’re debt-free, but we didn’t begin our marriage this way. Since this is our story, I asked Doug to write it with me ... loans, and possibly $2,000 in credit card debt. It was greater than all of my savings, and I knew ... . I found out I had a lot of debt, and that Rachel had lived without debt. It made me feel really bad [more...]

Date: 2008-10-13 09:21:09

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