Divorce Affects Credit Big Time

by Rob Kosberg Divorce can have unexpected effects on your credit ... with your finances before you receive the possibly devastating injuries to your credit. Know your total debt ... to examine the credit reports for each spouse. Any errors should be fixed so that both reports [more...]

Date: 2009-01-15 23:28:30

Blog posts (399) | Videos (294)
 

What’s in a credit history?

Sep 29th, 2009 | print |  email  | Post a comment  |  Listen to the Article - Dana El BaltajiThe Union of Arab Banks (UAB), a community of Middle East-based financial intuitions, has called for the establishment of a central credit bureau and risk management firm for banks in the region, reported Gulf News on Monday.“A unified credit bureau will strengthen the GCC financial sector and lead to greater transparency in the regional economies. [more...]

Date: 2009-09-29 10:24:23

Fix Bad Credit

by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]

Date: 2009-01-14 19:07:31

Guest Post: Financial Mistakes Couples should Avoid

Hi I’m Mary from Simply Forties! I write a blog about being a female in her 40s, finances, grown children, relationships, the environment, ... ). 2. Not taking credit-card debt seriously Carrying credit card debt is stressful. If one person ... on the other’s credit report. You do not want to find this information out when you are sitting [more...]

Date: 2008-12-22 14:00:07

Taking Advantage Of A Credit Legal Repair Service

by William Blake When it comes to restoring credit reports, there can seem to be nothing more important at that present moment ... company is the place that you would want to use in order to make sure that everything is taken care ... with a basic company and you end up finding that your issues are bigger then what they can handle [more...]

Date: 2009-01-14 10:42:48

Latest News In Stock Market Investment Research - Dec 19, 2008

Dassault Aviation buys Alcatel-Lucent’s Thales stake 19 Dec 2008 at 2:14am LONDON (MarketWatch) ... for more information on this news. Air Berlin shares jump after potential stake buy report 19 Dec ... in credit and structured credit and will also cease its more complex capital market activities [more...]

Date: 2008-12-19 09:40:48

Introduction (6)

Creditors like to see evidence of stability, so if any of the following information is not in your report, ... that I need to use credit to repair my credit. Is this true? Yes. The main type of positive information ... about using credit.) How long will it take to repair my credit? If you follow the steps outlined [more...]

Date: 2009-01-12 04:41:40

Debt Settlement Attorney – Get Adequate Representation

If you are looking to reduce or eliminate debt without declaring bankruptcy, you may be well served if you hire a debt settlement attorney. These lawyers are specialists in negotiating with creditors to not only get them to accept a feasible settlement plan, but also to do things like remove negative marks from your credit report, reduce or eliminate penalty fees, and make other such concessions. [more...]

Date: 2009-09-20 06:02:32

Update on Fraud

Last month/year I reported on a fraudulent scheme to separate $0.25 from me. Today I got a link to a news item about said fraud. News is slow here. But they have two very useful links. Instead, file a dispute with your credit card company ... I closed it, got my money back too, and reported it to the three credit bureaus, stuff to do first [more...]

Date: 2009-01-14 17:49:24

Consumer Advice to Ring in the New Year

December 23, 2008 FTC News Release: Nine Consumer Tips to Make the Most of 2009 As 2008 draws to a close, ... credit report with no strings attached. To learn more about credit, mortgages, debt collection ... the Federal Trade Commission has nine consumer tips that can yield big dividends next year [more...]

Date: 2008-12-23 18:24:31

Fast Credit Repair Tips

Many companies and programs are offering fast credit report tips, however they often come with a hefty price tag ... , you can increase your credit score rather quickly. In some cases the results can be a couple days, but within 30 days significant improvements can be made. Original text: Fast Credit Repair Tips [more...]

Date: 2009-01-15 18:01:59

Bad Credit Car Loan Tips

Bad Credit Car Loan Tips Posted By Lauren Thompson on @ 9:09 pm by Ada Denis Most people go through rough financial times ... credit car loans. Start off by knowing what your credit rating is. You are entitled to one free report ... has too many open lines of credit and may fall into a debt trap and be unable to repay his debts. Having [more...]

Date: 2008-11-30 21:09:21

Will a short sale hurt my credit score?

When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage ... my report and if it appears that their only option is to sell their house in a short sale, I always [more...]

Date: 2009-01-15 20:14:24

PC Demand Up..And Windows 7 Isn’t Even Available Yet

Credit Suisse analysts reported that desktop and laptop PC sales were up in July and August, in advance of the expected increase in sales when Windows 7 launches.  Normally consumers like to tie their purchases in with the launch of a new OS as they dont’ want to pay for an upgrade or do an upgrade themselves.  However, the marketing of free Windows 7 upgrades once it launches on October 22nd seem to be working, with users getting their chequebooks out now. [more...]

Date: 2009-09-27 04:21:48

Looking ahead

For Thursday: • Congress holds a joint session to count the electoral ballots for president and vice president. ( ... . • Economic reports: The Labor Department announces the latest unemployment claims; retailers report ... consumer credit figures for November. • The Treasury Department's man behind the TARP delivers [more...]

Date: 2009-01-08 02:07:47

Continental Finance MasterCard - Review

By Dan MoskelThe Continental Finance MasterCard is an unsecured sub prime credit card ... -annual credit limit increases, with a maximum limit of $2000. This card does report monthly ... they often come with large fees and only report to one credit bureau. In sum we do suggest the Continental [more...]

Date: 2009-01-08 00:37:00

Visa's black card shows rewards going upscale

Anna Von Blucher III uses the Visa Black card. It's been widely reported this week that credit card companies are becoming increasingly stingy ... credit card to be released in Kazakhstan, The real dirt on celebrity credit cards ... . But, epically sad, they will now only get a $200 credit. The increase in rewards slashing is blamed [more...]

Date: 2009-01-15 23:04:10

How to Safely Build Your Credit History

I’ve heard from several high schoolers and early college students asking for advice on how to build up their credit history in a safe and ... and such, but I don’t know where to start. I’m worried about getting way into debt like some people ... (credit bureaus) that are in the business of collecting the information for credit reports - Experian [more...]

Date: 2008-09-23 20:00:35

Credit Repair In Four Easy Steps

If you want to repair credit scores and open up more doors for your future, here are four relatively simple ways to approach credit report repair ... the next highest interest rate. Before you know it, you’ll see substantial credit card debt reduction ... credit repair Attorney says that a healthy credit portfolio includes both the unsecured credit card [more...]

Date: 2008-11-27 12:15:18

Credit Spiral

So, say you’ve had a good relationship with a credit card company and been paying off substantially more than minimum payment over recent months ... from the credit card company saying they’re reducing your credit limit, right before Christmas. Would ... of our house leading to a less positive debt ratio report from a credit rating agency [more...]

Date: 2008-11-26 19:39:28

Why Bad Credit Report Repair and help you.

by Mary Bush Many people suffer with bad credit. Maybe you lost your job and suffered trouble finding a new one or maybe you came ill and couldn’t ... from local debt management companies also as online and from the IRS or anyone who supplies some type ... a home, purchasing a car, getting credit at varies stores or credit card companies and it can still [more...]

Date: 2009-01-07 21:27:10

Navigation After Financial Closure - Bankruptcy Personal Loans

Bankruptcy has a stigma attached to it that is hard to eradicate. Is that what you really think, then you need to rethink ... financial status again. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation ... is not the most wanted thing on your credit report. The aftermaths of bankruptcy are many and they can stay [more...]

Date: 2009-01-08 04:03:18

Live Peacefully without Credit Problem

Wow ! free credit online... is here to serve you , searched on www.creditnexus.com. This good news to all who need to get their current credit report ... first the product or services like attorneys fee, medical fee or insurance which you promise to pay ... accumulation of debt. Always make an effort to improve credit by paying bills on time and paying [more...]

Date: 2008-10-22 13:24:11

ONE Tip for 2009 - Identity Theft Still Rampant so Sign up for Lifelock.com

I got this email from some very close friends yesterday who were asking to spread the word about their identity thefts: ... in custody. We have had credit card fraud, checks cashed, new accounts opened on line and in stores ... more issues on my credit report before it is over. I am going to have to testify against the woman [more...]

Date: 2009-01-01 19:51:24

2nd home mortgages

2nd home mortgages start a new loan account by paying off the first mortgage ... have on your existing mortgage and present debts, such as your credit cards, that this would be a good way ... and checking your credit reports should be followed.Its fee includes settlement costs, discount points etc [more...]

Date: 2009-01-14 03:52:19

How To Guarantee Approval For Business Loans

by katie George Understanding the requirements for loan approval and other additional variables that you can alter in order to increase your ... you can always make them rectify the situation by offering to pay or negotiate part or your whole debt. In any case, if a stain remains on your credit report the only thing than can erase it is the passing [more...]

Date: 2008-12-28 09:25:30

How To Guarantee Approval For Business Loans

by katie George Understanding the requirements for loan approval and other additional variables that you can alter in order to increase your ... you can always make them rectify the situation by offering to pay or negotiate part or your whole debt. In any case, if a stain remains on your credit report the only thing than can erase it is the passing [more...]

Date: 2009-01-07 16:31:02

what? no gifts?!

Merry Christmas bitches! I hope all you little sluts end up getting what you asked for, and not the urinary tract infection you’ll get instead ... , and pour it over your dick. Maybe this will help you last longer than those damn free credit report . com singing song commercials, because seriously. If you’re fuckin’ and one of those shits comes [more...]

Date: 2008-12-24 16:06:59

Repossessed Car Owners Shocked After Being Sued By Car Lenders

The latest in reality shows is Operation Repo, a team of “highly paid professionals” in the San Fernando Valley of California who repossess ... $2000. According to the Fair Credit Reporting Act, an auto loan deficiency debt can remain ... a creditor has to take someone to court to enforce a bad debt. Creditors in Rhode Island have ten years [more...]

Date: 2008-12-29 15:51:27

The Importance of Repairing Your Credit Report - Yourself!

It seems to be common knowledge today that we are living in a society overwhelmed with debt ... ! Typically it does nothing more then raise red flags at the collection agency’s and can even make it nearly impossible in the future for you to try to re-dispute an item on your own. Collection Agency’ [more...]

Date: 2009-01-15 01:44:04

Credit Scoring Is About To Change But How And When?

In a nice change of pace, all three credit reporting agencies, Experian, ... simpler and easier for both consumers and credit providers. If you’ve applied for a credit card ... Equifax and TransUnion have joined together in developing a new way to score your credit [more...]

Date: 2009-01-15 05:10:40

Need a Free Credit Report?

If there is one thing I have learned over the years regarding my finances, I am always on the look out for anything that affects my credit score ... your overall score down. They will even give you a free copy of your 3 bureau report so you can identify any potential errors and have them fixed. If your score is not that great and you want to improve cr [more...]

Date: 2009-01-05 02:31:25

I have no powers…

Supposedly I will make $14.00 for filling out a survey yesterday. If I earn $100.00, they claim the total gets deposited to my paypal account ... to Free Credit Report Dot Com. That was cool enough, I made a note to remind my self to cancel ... . I got another $40.00 for filling out a credit card application. I’ll never get paid though [more...]

Date: 2009-01-08 19:41:46

Credit Repair After Bankruptcy

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... a new revolving line of credit such as a credit card. This will help you build some positive credit ... of available credit to debt. It may not be the most ethical [more...]

Date: 2009-01-07 23:54:48

Do it yourself Credit Repair

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... . You don’t need to rush into “debt consolidation” or “home equity loan.” You can work out a strategic repair plan for yourself. You will start by collecting all your credit reports, bill payment statements [more...]

Date: 2009-01-08 17:46:16

Dealing With Credit Repair

Mistakes are inevitable. Instead of blaming yourself or others for getting in a huge debt trouble, ... . They will understand. Just be patient. •    Stop credit card usage. Just to pave way to debt payments, refraining ... much you can save to add up to debt payments. •    Review credit reports or statements. Understand [more...]

Date: 2008-11-17 13:18:37

who i look like part 1

Ok, first I need to thanks Shannon for posting those pictures to facebook. I really got a kick out of them ... (when I wear my green hat) 2) Mr Tumnus (the fawn-man in chronicles of narnia) 3) The “free-credit-report-dot-com guy” (the one that sings) Oh there are so many more… ps…i need to create a category [more...]

Date: 2009-01-09 06:02:34

Free FICO score

Very limited time: Free FICO score (normally about $17) if you sign up for myFICO forums ... only. This is not a credit report–you can get those at annualcreditreport.com free every year (one per credit reporting company; there are three). I was going to purchase my score anyway, so I’m glad [more...]

Date: 2009-01-16 01:27:53

Credit Problems?

Have you ever really sat back and thought about what happens in the back round while you go on with your life ... of experience in credit repair, Ovation will treat you like it is their very own problem ... you live it. One of the those items that constantly over shadows you is your credit report. Good, bad [more...]

Date: 2008-12-02 03:50:00

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... credit report is not during the honeymoon. Having the conversation about money and debt ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00

Assessing Your Debt Situation

If your debt problems are behind you and you’re only concerned with cleaning up your credit report, skip ahead to Chapter 4, ... hassled by a collection agency, see Chapter 3, Section D. If you face an emergency, act on it at once ... into rebuilding your credit, take care of any financial emergencies. Then you should tally up your debt [more...]

Date: 2009-01-13 04:45:55

Ellie Kay on Nightline

Resolved to dig out of debt? It can be done but there's a right way and a wrong way to approach the topic, ... !Assess Your Debt -- Order your credit report for free at http://www.annualcreditreport.com/ and add ... ). It involves knowing how to talk to the person at the credit card company and being polite, prepared [more...]

Date: 2009-01-09 19:21:00

A new semester under way

I apologize to my loyal readers, who are probably wondering whether I am giving up on this blog. Well, that’s not my intention, but I have a brave new course this semester — a one-credit introduction to multimedia reporting — and I’m overhauling my Flash journalism/Web design course, which [more...]

Date: 2009-01-12 15:48:14

Riddle Me This

My sixth grade teacher was considered one of the toughest in my entire prep. Students feared her and parents fought to get their kids in her class ... ending with those digits. And while waiting to call you, I checked my credit report and the only [more...]

Date: 2008-12-11 15:45:00

Green Ink: There’s an Energy Plan Here Somewhere

Renewed violence in Nigeria and tough talk from Iran and Turkey pushed oil up from a seven-week low, Bloomberg reports ... terms of credit to a gaping hole in the oil distribution system, both in the WSJ (sub reqd.). Gaping ... fewer gasoline taxes, and even less money to repair decrepit infrastructure—and those investments “ [more...]

Date: 2008-07-28 12:13:17

Parting Gifts from Bush ...

Alas, Americans are left without recompense in the wake of President George W. Bush's departure ... or the highest level in more than six decades. A sobering U.S. Labor Department jobs report Friday showed ... the credit crisis began in September. The unemployment rate rose to 7.2% last month from 6.7 [more...]

Date: 2009-01-12 22:32:45

Free credit report for a brighter tomorrow

The family encounters those financial problems arising. They make budgets for the family use and those debts to pay ... all at the same time? Like bills, mortgages, other loans, and credit card that way it’s beyond ... . With the use of debt consolidation, you can pay your multiple debts in one debt. Meaning, combining [more...]

Date: 2008-10-05 06:49:10

New Media Predictions for 2009: from Croydon to Kenya (Carnival of Journalism)

This month’s Big Question from David Cohn for the Carnival collection of US and UK journalist/academic bloggers is “What Are Your Positive New Media ... dot-com bust next year in the UK as fragile new media enterprises are credit-crunched ... Sustainability Initiative report found that digital media growth is a major contributor to global warming [more...]

Date: 2008-12-19 10:10:14

Final Insult: Thieves Steal Deceased’s Identity

When 23-year-old Zal Chapgar of Bluebell, PA passed away, his family was understandably devastated ... ? Credit report representatives who talked to The Inquirer said what the Chapgars experienced may ... when they began receiving phone calls from credit card companies, including financial giants Amex [more...]

Date: 2009-01-15 05:49:41

Beige Book Paints A Dim Picture

The Fed Released the Beige Book a yesterday. I paints a very grim picture of the economy. Here are some highlights:District reports indicate that retail sales were generally weak ... lending conditions reported in most Districts. Credit quality remained a concern in several [more...]

Date: 2009-01-15 17:30:00

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