What are my Credit Rights?

Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations ... details or inaccurate information on your credit report. Notify a Consumer Reporting Agency [more...]

Date: 2008-12-22 06:55:21

Blog posts (7) | Videos (18)
 

5 Credit Questions with Fair Isaac’s Barry Paperno

Following my guest post on my good friend JD’s Get Rich Slowly about How to Prepare for Buying a Home, ... , running their San Francisco Bay Area consumer assistance office. There we provided credit reports and counseling to consumers, investigated disputed credit items, and corrected credit reporting [more...]

Date: 2008-09-23 16:11:34

Review of Lexington Law Firm

by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... ? Yes, this is legal and credit repair is your responsibility. The Fair Credit Reporting Act gives ... . There are over 400 employees and 22 credit attorneys. Their business started in 1991 [more...]

Date: 2009-01-15 00:09:02

Advanced HOW-TO Credit Repair Tips (2 OF 3)

If you have been denied new credit because of your existing bad credit and you want to know WHY your credit repair rights are legally protected then you will save time and money by reading further. Let’s start off by defining what the Fair Credit ... when preparing consumer reports on individuals.” Simply stated your credit repair rights are [more...]

Date: 2008-11-22 06:47:11

Repossessed Car Owners Shocked After Being Sued By Car Lenders

The latest in reality shows is Operation Repo, a team of “highly paid professionals” in the San Fernando Valley of California who repossess ... $2000. According to the Fair Credit Reporting Act, an auto loan deficiency debt can remain ... a creditor has to take someone to court to enforce a bad debt. Creditors in Rhode Island have ten years [more...]

Date: 2008-12-29 15:51:27

Common Credit Questions: Should You Send a Debt Validation Letter on an Attorney's Letterhead?

No. Actually, a debt collector may overreact to a DV letter sent from an attorney. You do not want the collection agency/creditor paying too much attention to your dispute. You want them to ignore it so it goes away. The Fair Credit Reporting Act (FCRA) expects that the consumer [more...]

Date: 2008-12-26 19:14:00

Satuday, June 21, 2008 UNDISCOVER DISCOVER CARD Since DISCOVER CARD has decided to plant an unauthorized ad on this blog, ... their services. Report: Discover Card Category: Credit & Debt Services Discover Card ripoff Salt Lake City ... in existence. Discover Card is notorious for skirting, when ever possible, the Fair Credit Act. In fact, [more...]

Date: 2008-06-20 22:47:36

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