Credit Score Checkup

Earlier this year I checked my credit report and score with one of the big three reporting bureaus. My score at the time was a 696 ... s one reason why I’m so motivated to bring my debt down. In 1 or 2 more years I want to refinance my 7/1 ARM ... faith phone call to collect the debt. I had no idea I was being billed and it’s not my fault [more...]

Date: 2008-12-11 15:48:31

Blog posts (11) | Videos (9)
 

Update on Fraud

Last month/year I reported on a fraudulent scheme to separate $0.25 from me. Today I got a link to a news item about said fraud. News is slow here. But they have two very useful links. Instead, file a dispute with your credit card company ... I closed it, got my money back too, and reported it to the three credit bureaus, stuff to do first [more...]

Date: 2009-01-14 17:49:24

Do-It-Yourself Credit Repair

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]

Date: 2009-09-27 16:11:07

Credit Repair The DIY Way

by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]

Date: 2009-09-25 21:05:30

Free FICO score

Very limited time: Free FICO score (normally about $17) if you sign up for myFICO forums ... only. This is not a credit report–you can get those at annualcreditreport.com free every year (one per credit reporting company; there are three). I was going to purchase my score anyway, so I’m glad [more...]

Date: 2009-01-16 01:27:53

Credit Scoring Is About To Change But How And When?

In a nice change of pace, all three credit reporting agencies, Experian, ... simpler and easier for both consumers and credit providers. If you’ve applied for a credit card ... Equifax and TransUnion have joined together in developing a new way to score your credit [more...]

Date: 2009-01-15 05:10:40

uh, From Smiling Coffee Vendor to Terror…

uh, From Smiling Coffee Vendor to Terror Suspect , the most bizarre part: In April 2008, according to bankruptcy records, he began using a Discover card. May 2008: a Shell card. June 2008: five new credit cards. July 2008: three more, including ones from Sony and Radio Shack. August 2008: two more. He would later report that his monthly expenses were $1,108, including $450 in rent and $390 for food. His stated income was only $800. … In March, Mr. Zazi filed for bankruptcy. [more...]

Date: 2009-09-26 08:47:03

Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending

During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]

Date: 2009-01-10 08:00:00

Credit Reports can be a Teaching Tool

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... credit. You need to know that there are actually three major credit reporting agencies ... . Lines of credit will be included such as balances, monthly payments, and credit limits [more...]

Date: 2009-01-15 21:32:08

Credit Report Contents

by Rob Kosberg If you have recently been denied credit or plan to apply for credit soon, it would be wise to obtain your credit report ... to monitor his/her own credit profile, fix errors, and repair personal credit. About the Author ... credit. You need to know that there are actually three major credit reporting agencies [more...]

Date: 2009-01-15 21:43:13

Use TrustedID to Fight Identity Theft

With the incredibly rapid growth of ID theft, there have been several businesses that have been formed with the distinct objective of battling this ... report so that you are contacted each time a new credit account is opened in your name. These companies ... supply you with annual credit reports from all three credit bureaus, so that you can check to see [more...]

Date: 2009-01-08 04:06:14

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