Update on Fraud
Last month/year I reported on a fraudulent scheme to separate $0.25 from me. Today I got a link to a news item about said fraud. News is slow here. But they have two very useful links. Instead, file a dispute with your credit card company ... I closed it, got my money back too, and reported it to the three credit bureaus, stuff to do first [more...]
Date: 2009-01-14 17:49:24
Blog posts
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Videos
(11)
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]
Date: 2009-01-14 19:07:31
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... some form of payment. For example a charged off account has likely been sold to a collection agency ... to dispute the item. These include; escalated dispute information requests, debt validation [more...]
Date: 2008-12-28 13:54:55
The Importance of Repairing Your Credit Report - Yourself!
It seems to be common knowledge today that we are living in a society overwhelmed with debt ... ! Typically it does nothing more then raise red flags at the collection agency’s and can even make it nearly impossible in the future for you to try to re-dispute an item on your own. Collection Agency’ [more...]
Date: 2009-01-15 01:44:04
Common Credit Questions: Should You Send a Debt Validation Letter on an Attorney's Letterhead?
No. Actually, a debt collector may overreact to a DV letter sent from an attorney. You do not want the collection agency/creditor paying too much attention to your dispute. You want them to ignore it so it goes away. The Fair Credit Reporting Act (FCRA) expects that the consumer [more...]
Date: 2008-12-26 19:14:00
Delete Nco Financial From Your Credit Report
NCO Financial is headquartered out of Pennsylvania. They have been operating since the early 1920’s ... to settle the debt. In this settlement letter I suggest ... being un willing to spend the time and money to verify a debt. So it is common for all disputed [more...]
Date: 2009-01-04 04:30:07
Credit Crisis Prompts Upheaval at Buyout Firms
P.A.I.’s management revolt over the summer shows how private-equity executives are feuding over power, money and strategy after the credit crisis shut off the debt financing used to make acquisitions, Bloomberg News reported. Dominique Megret’s exit from P.A.I. follows the departure this month of Jon Moulton from Alchemy Partners, the London-based firm he founded 12 years ago, after a dispute over investment strategy. [more...]
Date: 2009-09-29 08:53:46
How You Can Remove a Collection Account From Your Credit
by Justin Hutto You must dispute a collection, to remove it from your credit report. This dispute needs to be filed with the credit bureaus ... dispute information requests, debt validation, and creditor direct intervention. What is a collection ... to recover payment. It is common for lenders to have an in house collection agency. However many also [more...]
Date: 2008-11-15 18:16:08
TransUnion Dispute - How To
by John Cooper To dispute an item on your TransUnion credit report you must use the dispute process ... it from your credit report. It is common for an investigation to result in the removal of an item ... . These techniques are; escalated dispute information requests, creditor direct intervention, and debt validation [more...]
Date: 2008-12-20 14:12:03
5 Credit Questions with Fair Isaac’s Barry Paperno
Following my guest post on my good friend JD’s Get Rich Slowly about How to Prepare for Buying a Home, ... , running their San Francisco Bay Area consumer assistance office. There we provided credit reports and counseling to consumers, investigated disputed credit items, and corrected credit reporting [more...]
Date: 2008-09-23 16:11:34
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