Higher Ed Roundup: Week of July 14 - July 18

Dept. of Ed Requests Emergency Survey on Credit Transfers Few Colleges Join TEACH program New Repayment Program for Borrowers May Not Help All ... turns in to a loan if students fail to meet their commitment to teach for four years following graduation. The change from grant to loan can occur even while students are teaching if their schools move [more...]

Date: 2008-07-19 00:31:00

Blog posts (171) | Videos (142)
 

Help a Reader: Funding College

Here's a question I recently received from a reader: Should I take a new Stafford Loan for school, or just put it on a credit card? CC rate is 5.9% Student Loan is 6.8% Each 6 month term will be around 3k. I'm looking at 4 terms to finish. The tax benefits of the Student Loan are interesting, but I'm not sure how great they will really [more...]

Date: 2008-08-26 19:46:10

How To Get Home Equity Loan Without Income Verification

A fixed loan option is perfect for individuals who know exactly how much money is needed and only want to borrow up to 125% of the property value and usually offers a fixed interest rate. The 125% loan allows the borrowers to borrow at any time, such as for home improvements or sending children to college. [more...]

Date: 2009-09-28 02:40:09

The Daily Poverty Post.

You are looking at Bossy when she graduated from college, which was approximately eighteen years after she began ... from her husband yesterday saying, “Oops, I forgot about your student loan!” Of course you don’t remember, because Bossy never told you! And guess how much Bossy still owes on her student loan [more...]

Date: 2008-10-17 13:56:44

Are You Worried About Paying for College?

Are you worried about paying for college next year? Hate to say it, but you have good reason to be nervous ... their endowments are hurting. Our student loan guru Mark Kantrowitz, who also started the site FinAid, offers ... . What if mom or dad loses their job? What if you only qualify for an expensive private loan… [more...]

Date: 2009-01-15 18:20:53

Green College Spotlight: Harvard University

This Ivy League college is known for being a leader in many arenas, ... Program, Graduate Green Living Program, FAS – Resource Efficiency Program, Green Campus Loan Fund ... like the library, dining hall and grad student housing [more...]

Date: 2008-10-13 11:00:38

___ and you are alone.

___ and you are alone. January 15th, 2009 Decompression Alot of people I know talk about it how they may work on a certain project for a period ... at my college and with a winter break that last’s a month. Even with the best savings I can manage ... started to pay off student loans or anything like that. FUCK {5} INT WINDOW MORNING Just the [more...]

Date: 2009-01-15 18:48:00

Links for Thursday, January 15, 2009

Michael Rozeff: How to Steal Billions in Plain View: Bernanke’s Robber Banks - “Bernanke urges Congress to absorb the bad loans ... on various risks of owning portfolios of bad loans. The idea is for the bankers to offload ... Something has gone terribly wrong with the American dream. No longer is a college degree – or even [more...]

Date: 2009-01-15 15:48:07

List of 101 Top paying Adsense Keywords with maximum CPC

.fullpost{display:inline;} Here are a list of the High Paying Adsense Keywords which Google pays ... $15.9616car loans$11.7917construction estimating software$5.8018domain names$17.5719debt$13.1820degree ... degree$13.7461online psychology degree$20.7862online college degree$14.1063payroll software$7.9564pay per [more...]

Date: 2009-01-15 03:30:00

Student Loans By the Numbers

I can’t believe summer is actually over. Where did the time go? As summer comes to a close, it is nice to welcome the start of football season. Let’s just hope my fantasy football team can actually win a game. I’m not excited about the prospects of becoming the Detroit Lions of my fantasy league. First off, I wanted to share this awesome graphic from College Scholarships.org . I’m so glad they shared this with me and I could then share it with my readers: Ask Mr. Credit Cards Spe [more...]

Date: 2009-09-27 22:45:22

How to Eliminate Debt – Debt Consolidation As an Exceptional Method to Get Rid of Student Loan Debt

In these days, getting superior education is critical. Superior education will probably give a higher competitive appointment differentiated of the rest young candidates in the market. Still, in our society almost all good things have a price tag including education. Coinciding with research, education is contemplated as one of the main important investments of the majority of the population; they fund education setting up such as university or college debt. [more...]

Date: 2009-08-19 01:01:07

The 7 new rules of financial security

In a world turned upside down, you must re-examine some basic assumptions. A good place to start: understanding the true nature of risk.John Maynard Keynes, the Depression-era economist who’s having quite the comeback, once quipped when he was accused of inconsistency: “When the facts change, I change my mind. What do you do, sir?”Money has long advocated the benefits of consistency in your investing and financial planning. [more...]

Date: 2009-09-29 10:57:27

Thinking Of A Mortgage Loan Modification? Evaluate Your Current…

Homeowners have different reasons why they need a mortgage loan modification. Many are prompted to apply for a new loan because of lower interest rate. Some are changing from adjustable rate to fixed rate. Others want to tap the equity of their home for home improvement, take a vacation or pay for college tuition.But whatever it is, mortgage refinancing provides an opportunity to save money. But how will you know if you can really save by refinancing your current loan. [more...]

Date: 2009-09-29 17:48:03

The Situation of Credit Card Regulation

Situationist Contributor Adam Benforado recently published the following op-ed, titled “Time to Rein in Tricks of the Financial Trade,” in Cap Times . * * * I have a confession: I teach contract law, and I do not understand everything in my credit card agreement. If business law professors are getting lost in the fine print of consumer financial products, we have a fundamental problem. Back in the early 1980s, the average credit card contract filled up a single page. [more...]

Date: 2009-09-28 04:01:16

A Short Term Loan Can Come To The Rescue!

by Rose Martin In these hard times, everyone needs to be able to get some extra cash. When you cannot wait until your next payday or you need to cover a hidden expense, a loan will do the trick. A better way to get your cash is through a short term loan. There are so many benefits that you can receive from this type of loan! Now, short term loans are not only for those in an emergency situation. If you are struggling with money and you simply need groceries, this type of loan could help you out. [more...]

Date: 2009-09-29 11:32:48

Buy a student car loan without any difficulty

Amazon.de Widgets Cars are becoming a necessary part of every individual’s life. Becoming owner of the car is a dream of every body whether it is office employee or business men. Even a student would want it for his personal needs. By having his own car saves lot of time in traveling and one does not have to wait to go to the place he thinks. Every possibility of getting a student car loan from the market. You must have face to face meeting with the lenders for driving away your dream car. [more...]

Date: 2009-09-29 10:14:45

Tried and True Tricks to Being Stylish

by Jayde Johannsen Oscar Wilde used to say that fashion was something so hideous that it had to be changed once every three months. His acerbic wit aside, it’s true that fashion, not style, is what’s constantly changing. While some people run around chasing the latest trends and attempting to rock a season’s popular look that just might not work for them, the real stars of the fashion world know to focus on something much more elusive: style. [more...]

Date: 2009-09-28 07:58:55

The Best Money Saving Tips for College Students

Author : Ben Welch With the cost of tuition on the rise, college students are seeking new ways to save a buck while going to school "Scholarships Around the US" has compiled a number of such ways - 118 to be precise - that can help offset the cost of higher education While the entire list ought to be required reading for any co-ed, I've excerpted the ten that I thought were most effective and most striking, and then I added the one that they forgot: getting a Costco Membership 1 Borrow [more...]

Date: 2009-09-28 20:27:01

Hanna Giles's Dad give more insight into the 'plot'

Dough Giles: Let me see if I have this right: ACORN, in five locations coast-to-coast are on tape counseling tax fraud, tax evasion, money laundering, and the coup de grace, how to set up a whorehouse for 12 to 15-year-old El Salvadoran sex slaves, and now ACORN and the Left are POed about it being exposed without ACORN’s consent?! What else ticks the Left off about ACORN being uncovered assisting in some of the worst kind of scandalous scat known to mankind? [more...]

Date: 2009-09-27 13:32:00

Where has the Bailout Money Gone? Good Billions After Bad

Where has the Bailout Money Gone? Good Billions After Bad Vanity Fair by Donald L. Barlett and James B. Steele As the Bush administration waned, the Treasury shoveled more than a quarter of a trillion dollars in tarp funds into the financial system—without restrictions, accountability, or even common sense. The authors reveal how much of it ended up in the wrong hands, doing the opposite of what was needed. Just inside the entrance to the U.S. [more...]

Date: 2009-09-28 06:17:36

state capitalism and communism-from-below in latin america

David Broder’s talk to The Commune’s recent Manchester forum The class struggle in Latin America is one that has always roused great interest and a certain romanticism among the western left. The continent has seen a number of heroic struggles against often savage exploitation and state repression, whether by the industrial working class, landless peasants or indigenous peoples. But the politics of the Latin American left are complex and often mischaracterised. [more...]

Date: 2009-09-28 09:52:57

What is Term Life Insurance

Shopping for a life insurance policy can be confusing and frustrating. There are many different types of policies with different rules and privileges. Premiums vary significantly across providers and product types. One of the most popular types of life insurance is term life. Term life is straight life insurance without any of the bells and whistles. Whole life, on the other hand, usually carries an investment portion which grows in value and can be cashed out over time. [more...]

Date: 2009-09-29 14:14:08

By Saying Yes, WaMu Built Empire on Shaky Loans

As a supervisor at a Washington Mutual mortgage processing center, John D. Parsons was accustomed to seeing baby sitters claiming salaries worthy of college presidents, and schoolteachers with incomes rivaling stockbrokers’. He rarely questioned them. A real estate frenzy was under way and WaMu, as his bank was known, was all about saying yes. [more...]

Date: 2008-12-28 04:44:56

Safety Net: The Path to Slavery

For those that grew up in a “typical” family, it was always comforting to know that “daddy” was always there to protect and support you, and “mommy” was always there to comfort you and heal you. It was a pleasant feeling to know that someone was always there to take care of you—to love and protect you regardless of what you did. No matter what happened, you could always “go home” for solace and healing. It’s a tough thing to give up. As a child, the situation is necessary. [more...]

Date: 2009-09-28 13:00:24

Get Your Credit Card Debt Paid Off

In an ideal world, the way to avoid debt is to never get in it. This is probably unavoidable as you are deep in debt as you read this. You may have liked the low interest rate when you first open the account. Then life happened and you had the charge everyday items on the credit card. And before long you found yourself suffocating from a massive debt load. In addition to credit card debt you may also have tons of student loan debt or medical debt. You could also have student loans from your college days. [more...]

Date: 2009-09-29 14:16:34

Learn About Interest Rate Only Loans Before You Borrow

September 29, 2009 | By Dominic K. Kimbell In Finance | by Dominic K. KimbellWhen you pay your monthly home loan payment, you may have noticed that a part of it (however small) reduces the mortgage and the rest of it pays the interest. This was how all mortgages were until recently. Banks have now come up with a new type of loan called interest only.Basically the borrower can pay what he wants, provided he covers the minimum of the interest payment. [more...]

Date: 2009-09-29 17:13:13

Joseph Stiglitz ‘64: The Shape of the Recovery

? How will that change affect what we do, what we have and how we finance our homes and businesses? How do we harness financial innovation so it works for us, rather than destabilizing markets and economies? Joseph Stiglitz 64, Nobel laureate and University Professor at Columbia University, will be interviewed by Mitch Berns 74, litigation partner at Lane Sash & Larrabee LLP and former regulator of the Federal Home Loan Banks. … Joseph Stiglitz Finance Amherst College Recession Nobel Loans … [more...]

Date: 2009-09-27 16:09:10

Loan Calculator Tips To Help You Get A Better Rate

September 27, 2009 | By John Sawyer In Finance | by John SawyerThis new article provides a variety of suggestions and ideas about simple loan calculators, and if you are interested, then this is worth reading, as you can never tell what you don’t know.Keep in mind that an early mortgage payoff calculator will assume that your loan is fixed, or the interest rate is fixed and will not change. If you have a variable rate, the calculator will not be accurate. [more...]

Date: 2009-09-27 20:53:27

Anything That Could Go Wrong Did Go Wrong

The Gazette Times reports from Oregon. “After a months-long struggle to move through the city’s planning department and overcome objections by wetlands advocates, Ashwood Preserve is up for sale. The 9.52-acre parcel, which became a test case for a provision which allows a land owner to build on property even if it is mostly covered by natural [more...]

Date: 2008-12-29 17:24:14

VOTE HERE! Next up? The “Saddleback” Bowl … as in, gold-medal living in the county’s foothill towns! In more pressing real estate news …. O.C ... to this year, adjustable-loans’ low use (back to 1988) was 16% in 1998. If you don’t know, adjustable-rate loans typically offer homebuyers initial cost savings in return for the risk of higher house [more...]

Date: 2009-01-08 01:37:08

Don’t Throw in the Towel

Someone from the Cato Institute sent me this with the message “I’ve been reading your blog posts on the Obama stimulus plan, and I wanted to bring this to your attention, something I think you’ll find interesting.” I interpret “interesting” to mean “you are mistaken to think fiscal policy can benefit the economy”: Making Work, Destroying Wealth, [more...]

Date: 2009-01-14 09:44:27

Obama will lure poor African Americans to military

Have you seen this new military recruiting campaign where “skeptical” parents are convinced by their “mature beyond their years” teenage children that going off to serve in the American military (in behalf of Israel) is a really good idea ... in debt…but,  hey, what do you know….good old Uncle Sam can help you with college for free [more...]

Date: 2009-01-14 04:59:45

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Lawsuit Targets Banks With Novel Tactic

Some Cleveland neighborhoods have a message for banks that abandon their foreclosed houses or unload them at fire sale prices to speculators: Stop dumping your trash on us. Illustration by: Matt Mahurin Using a novel legal technique that could be copied elsewhere, the Cleveland Housing Renewal Project Inc [more...]

Date: 2008-12-29 08:11:08

WTF Money

Warning: Taking a page from the book of Paul, this is a long rambling post that doesn’t have any real point aside from me writing down some thoughts in my head at the moment. You’ve been warned. So California can’t afford to pay tax refunds ... the proper amount of tax. Why do we have income tax again? Oh right, to pay for wars. I wonder what wars [more...]

Date: 2009-01-15 19:00:55

Expected Family Contribution - The Key Target When Saving For College

One of the great things about not having children is that you can make comments on the way other people raise theirs with basically no comeuppance ... : Government Institution Family (including the student) and there are two main types: Money ... (student and parents) — the EFC (expected family contribution). If the cost of tuition is more than [more...]

Date: 2009-01-06 02:17:35

Student Loans By the Numbers

CollegeScholarships.org has a great new graphic that helps you think about the value (and the cost) of a college education. It’s definitely a great tool to help you conceptualize the costs, and to really consider whether it’s wise to take out a ton of loans to finance your undergraduate education. The folks there said I could share it with you.  So, have a look! [more...]

Date: 2009-09-29 13:59:24

5 Ways religion can improve a young person’s financial situation

The following is a guest post from Studenomics. I’m not the world’s most religious person but religion definitely plays a vital role in my life. I try to follow my religion and it’s teachings as often as possible and make it a point to attend Mass Service every Sunday. Whether you realize it or not your beliefs ( [more...]

Date: 2009-01-10 12:55:44

40 Money Tips for College Students

I remember the first day I set foot at college, it was a mixture of excitement and fear at the prospect of being on my own ... , myself included, this means graduating with some student loan debt (I had and still have over $20k in student loans) but that’s OK. Avoid credit card debt at all costs. Consider this, if you owe [more...]

Date: 2008-09-24 11:43:57

Seven Huge Financial Mistakes I Made During My College Career

Over the last few weeks, I have been reflecting on how many members of my rather close extended family are either near high school graduation or are in college right now. They have so many great opportunities ahead of them in the next few years - and so many chances to botch things, too [more...]

Date: 2009-01-04 14:00:00

Emotional, financial and legal advice on surviving redundancy

Keep calm Remember you're not alone Redundancy can be a devastating, sometimes brutal, experience but it's not your fault. "You aren't responsible for the vagaries of the western economic cycle. You didn't start the credit crunch in your own backyard," says Phillip Hodson, a fellow of the British Association for Counselling and Psychotherapy [more...]

Date: 2009-01-08 14:45:20

10 of the Millennium’s Best College Business Scandals

Having a higher education usually means making a higher income, but these ten deal snatchers have made an art form of pilfering available resources ... list. About 90% of students look no further when seeking a federally guaranteed student loan ... returned millions to the schools based on loan volume the schools referred. Six schools have agreed [more...]

Date: 2008-09-04 19:30:49

How To Sneak Into The Ivy League, Or Why Columbia Is Not As Selective As You Think It Is

IvyGate’s Guide to Admissions: Part III Your dream school is Columbia, but your intuition (or that flaccid rejection letter) ... s freshmen, Columbia College’s acceptance rate was 8.68% and SEAS’s acceptance rate was 17.6 ... applicants to the College and SEAS, only 112 students were admitted, or 7.99%.  It’s a shot in the dark [more...]

Date: 2009-01-15 20:40:35

Only Rats Get Fat as Misdirected Bailout and Stimulus Funds go Down the Rat Hole

By Dave Lindorff Congress should do now what it should have done back in the fall: kill the Wall Street bailout program. After wasting $350 billion on a program that was misrepresented from the outset, and investing hundreds of billions of dollars in failing financial institutions that it could have bought outright for less than it was [more...]

Date: 2009-01-14 16:33:04

No Credit Check Loans

by Justin Finn No credit check loans are easier than one may think to obtain. For those of you with bad credit this may be the only type of loan that you will be able to get. You can get no credit check loans and rebuild your credit at the same time by paying it one time, every time. With these types of loans, bad credit does not affect your chances of getting the loan, nor does it hurt your credit rating as most of the time they are not reported to the credit agencies. [more...]

Date: 2009-09-28 19:06:42

Full Text: Barack Obama on Economy | Economic Recovery and Reinvestment | January 8, 2009

(Source: Office of the President-Elect) Throughout America’s history, there have been some years that simply rolled into the next without much notice or fanfare.  Then there are the years that come along once in a generation – the kind that mark a clean break from a troubled past, and set a new course for our nation [more...]

Date: 2009-01-08 18:00:11

Five Things That a Generation X Financial Planner Did, That You Can Too

This is a guest post from Jeff Rose, an Illinois Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... student loan and credit card debt at ease.  Luckily, I stumbled into a career as a financial ... students graduate with a combination of student loan and credit card debt. Most of us are just kind [more...]

Date: 2009-01-14 15:45:19

20 Questions for the Secretary-Designate

In preparation for Secretary of Education-Designate Arne Duncan's confirmation hearing in the Senate tomorrow, ... to improve student achievement and narrow achievement gaps? How should the federal government be involved ... use of static test scores or do you favor a model that compares individual student growth from year [more...]

Date: 2009-01-12 18:37:34

First Draft Of Stimulus Package

SUMMARY: AMERICAN RECOVERY AND REINVESTMENT Action and Action Now! The economy is in a crisis not seen since the Great Depression. Credit is frozen, consumer purchasing power is in decline, in the last four months the country has lost 2 million jobs and we are expected to lose another 3 to 5 million in the next year [more...]

Date: 2009-01-15 23:03:30

Private Equity

Recently I wrote about the troubles in hedge funds, where easy money in terms of 2% of assets and 20% of profits (easy to find when the market was moving up) has evaporated. Another field where someone a few years out of (an elite) college can make millions is… private equity. Wikipedia has a decent summary [more...]

Date: 2009-01-04 00:12:07

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