Depending on a Student Loan Without Cosigner When Nothing are Possible

Choosing a post-secondary course will provide you with a variety of options. After seeking advice from a guidance counselor before graduation day, there are many modes of financial assistance available for the college bound individual. Student loans no cosigner may be the only reasonable option for you once you have researched about scholarships, grants, work programs and other types of loans. Without a strong credit rating, getting this loan may be difficult. [more...]

Date: 2009-09-18 14:21:50

Blog posts (12) | Videos (38)
 

How Do I Get Personal Loan With Fair Credit Score But Debt To Income Ratio Is High. I Had Been Declined?

I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ? [more...]

Date: 2009-09-27 10:51:16

Bankruptcy

Teresa Sullivan et al's book, As We Forgive Our Debtors (1989, see Chap 8, specifically) ... of points right after college. I had credit card debt, student loan debt, and an uninsured car accident ... points out that women were not even guaranteed credit in their own names until 1970 (or 1974 [more...]

Date: 2009-01-12 16:47:18

Simple to Read, Hard to Execute: 10 Ways to Save Money in College

Written on 6/04/2008 by Soo L. of womopo.com - practical tips and advice for men ... to rack up a lot of credit card debt. So instead of making poor decisions with your credit card, save ... on naive and unsuspecting college students. Some examples of this are credit card companies, loan [more...]

Date: 2008-06-04 22:39:48

Bad Credit Student Loans

by Dave Davidson For individuals who would like to get a college education, the cost of tuition can often make or break their decision ... need, you may be able to qualify for a Federal Stafford loan or Perkins loan. The Stafford loan issued ... loans. There is another kind of Stafford loan that is unsubsidized. This means that once the loan [more...]

Date: 2009-01-02 21:13:19

Help a Reader: Funding College

Here's a question I recently received from a reader: Should I take a new Stafford Loan for school, or just put it on a credit card? CC rate is 5.9% Student Loan is 6.8% Each 6 month term will be around 3k. I'm looking at 4 terms to finish. The tax benefits of the Student Loan are interesting, but I'm not sure how great they will really [more...]

Date: 2008-08-26 19:46:10

Higher Ed Roundup: Week of July 14 - July 18

Dept. of Ed Requests Emergency Survey on Credit Transfers Few Colleges Join TEACH program New Repayment Program for Borrowers May Not Help All ... turns in to a loan if students fail to meet their commitment to teach for four years following graduation. The change from grant to loan can occur even while students are teaching if their schools move [more...]

Date: 2008-07-19 00:31:00

College Loan Slavery: Student Debt Is Getting Way Out of Hand

I have seen this first hand. No one holds a gun to these people's heads. They don't understand sacraficing now to have more later ... debt. And don't get me started on all the credit card kiosks around campuses. Only fools get those ... into a pit of debt from which many will never recover. Raya Golden thought she was handling college [more...]

Date: 2008-11-12 13:25:34

40 Money Tips for College Students

I remember the first day I set foot at college, it was a mixture of excitement and fear at the prospect of being on my own ... , myself included, this means graduating with some student loan debt (I had and still have over $20k in student loans) but that’s OK. Avoid credit card debt at all costs. Consider this, if you owe [more...]

Date: 2008-09-24 11:43:57

Should I save my money or send extra money toward a loan?

About a year ago, I bought a new car.  Not being too far out of college, ... our credit card debt, bought a house, and started saving regularly.  But after a few months of putting ... my credit wasn't well established and I was forced to finance with what I'd call an affordable [more...]

Date: 2008-06-10 12:05:31

Student Debt Consolidation Loan

by Mary Bush Large numbers of college students make that common mistake each year of signing up for as many credit cards as possible ... . About the Author: Debt Consolidation Articles Advise For Rebuilding Your Credit with a Prepaid Debit Card ... application. Of course, once the credit cards start to arrive, they’ll be using them to finance [more...]

Date: 2008-12-30 21:05:55

Student Loans By the Numbers

I can’t believe summer is actually over. Where did the time go? As summer comes to a close, it is nice to welcome the start of football season. Let’s just hope my fantasy football team can actually win a game. I’m not excited about the prospects of becoming the Detroit Lions of my fantasy league. First off, I wanted to share this awesome graphic from College Scholarships.org . I’m so glad they shared this with me and I could then share it with my readers: Ask Mr. Credit Cards Spe [more...]

Date: 2009-09-27 22:45:22

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