Repaying Your Student Loans

This entry is part 2 of 2 in the series Student LoansStrategies For Paying Back Student Loans “60 percent of 2007 college graduates had student debt, each taking on an average of $22,700 in loans.” —College Board Report “Default rates ... who leave college with a lot of debt.” — EducationSector Student loans are often easy [more...]

Date: 2008-11-18 17:43:48

Blog posts (171) | Videos (142)
 

Number-Crunching the Effects of Student Loans

College Scholarships.org has the bad financial news for college students explained simply and graphically below. The immediate effects of student loans are explained, as well as the long-term effects (the ones you thought you’d be done thinking about that many years down the line). I’m hoping that the nationwide foreclosure situation has educated everyone as to what happens when people are allowed to borrow beyond their means. [more...]

Date: 2009-09-28 22:01:51

Need Money for College - Borrow Smartly

... or hit pay dirt. However, there are plenty of options for taking a loan to fund a college education. Some examples are Perkins loan, Subsidized and Unsubsidized Stafford loans, Federal Parent Plus Program [more...]

Date: 2008-07-10 04:10:00

How Do I Get Personal Loan With Fair Credit Score But Debt To Income Ratio Is High. I Had Been Declined?

I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ? [more...]

Date: 2009-09-27 10:51:16

Get Your Bailout With Two Easy Pages

So just how tough is it for a bank to apply for a bailout? Not very: WASHINGTON - Ever need a college loan? ... the five-page Uniform Residential Loan Application. But what if you’re a bank looking for a few ... bailout plan in need of more accountability and oversight. "When student lenders and mortgage [more...]

Date: 2008-12-16 07:24:55

Depending on a Student Loan Without Cosigner When Nothing are Possible

Choosing a post-secondary course will provide you with a variety of options. After seeking advice from a guidance counselor before graduation day, there are many modes of financial assistance available for the college bound individual. Student loans no cosigner may be the only reasonable option for you once you have researched about scholarships, grants, work programs and other types of loans. Without a strong credit rating, getting this loan may be difficult. [more...]

Date: 2009-09-18 14:21:50

Important News for College Graduates

Attention recent college graduates: starting July 1st, ... loan consolidation program. All borrowers with non-consolidation federal student loans that were ... percent can save big money by refinancing their debt after July 1st of this year [more...]

Date: 2008-06-10 20:30:00

There Are Worse Things In Life Than Student Loan Debt

by William Blake The negative effects of student loan debt on recent college graduates have been well reported on ... people may present opportunities to you, giving advice on how to eliminate all of your debt related ... organizations and speak to one of their debt specialists. They can help you with consolidation loans [more...]

Date: 2009-01-15 10:47:03

Student Loan Consolidation Program

Student loan consolidation program for university and college students is an important option, especially if they find themselves suffering from serious financial situation. Definitely a student with a lot of college debts staring his face can become stressed with such heavy financial load [more...]

Date: 2009-01-15 15:08:21

What’s Going On? November 6, 2008

"High School Musical" star Bart Johnson I don’t know what it’s like by you, but it’s gray, ... one. What happens if you’re approved fora loan but can’t afford to pay it off? This is especially appropropriate for college students seeking student loans, and those who are considering applying [more...]

Date: 2008-11-06 17:10:42

The top 50 most expensive adwords

Am gasit din intamplare, nu stiu daca e pe bune sau nu. Cum ar fi sa castigi la un singur click 70 de parai? school loan consolidation college loan consolidation car insurance quotes school ... student loan san diego dui attorney car insurance structured settlement consolidate school [more...]

Date: 2008-10-06 12:45:25

College Loan Slavery: Student Debt Is Getting Way Out of Hand

I have seen this first hand. No one holds a gun to these people's heads. They don't understand sacraficing now to have more later ... debt. And don't get me started on all the credit card kiosks around campuses. Only fools get those ... into a pit of debt from which many will never recover. Raya Golden thought she was handling college [more...]

Date: 2008-11-12 13:25:34

Good Debt vs. Bad Debt

by Michael Geoffrey Yes, there is such a thing as good debt ... in the long run. * Student loans - Getting a college education is a good investment as well. By earning ... a start up loan for a business venture this can be good debt. Again you are borrowing in order to give [more...]

Date: 2009-01-14 20:09:45

When to Begin Investing for a Child’s Education

I do not have any children. I am, however, planning to have children at some point in the future ... was not to put money away for my children’s education. Not only did the loans end up being a burden on their Mother and I, but on them as well. How may years have you been paying off college loans? Don’ [more...]

Date: 2009-01-01 16:30:37

AES Student Loans Review (pfblogs.org)

American Education Services is a private company that offers information and applications for a variety of governmental and private financing options for students all under one roof. Their website http://www.aessuccess.org/ allows students and their parents to compare various college loan programs, search out financial aid and scholarships [more...]

Date: 2008-10-14 03:04:06

So What!

Image by PaoloMazzo (license). Note: This is a guest post by Curtis Greve of Metreks The other day I was talking with my good friend ... a house payment; my kids might have to take out a student loan to go to college [more...]

Date: 2008-12-08 14:28:59

The Rising Costs of Student Loans

It wasn’t until he graduated college in May 2008 that my friend Ben realized the depth of his student loans: $40, ... too much about the numbers as he signed loan papers at the start of each semester. The debt totals ... at the time. In the past ten years, debt levels for college graduates have more than doubled. In 1993 [more...]

Date: 2008-11-06 23:43:36

NASFAA's Misplaced Priorities

The National Association of Student Financial Aid Administrators (NASFAA) ... of the student loan industry. This time, the group's focus is on ensuring that lenders and colleges ... Family Education Loan (FFEL) program, Day urged Paulson and Spellings to take "similar effective [more...]

Date: 2008-11-20 19:20:10

Watch Previleged Season 1 Episode 11

I guess you have already watch Previleged Season 1 Episode 10, here comes after its 11th episode. JoAnna Garcia from “Reba” role the character of Megan, a would-be writer with crippling debt from college loans, no job and no prospects who tries to bail herself out by becoming live-in tutor [more...]

Date: 2009-01-15 18:05:46

How To Pay Down $83,306.89 in Student Loans

I have been out of college for about 2.5 years now and made a little bit of progress on my private student loan ... from you) against my private consolidation loan. So the goal is looking at a minimum of $16,800 going ... but not impossible. How are your numbers looking for student loan debt remaining? Private or federal [more...]

Date: 2009-01-07 20:00:00

Student Debt Consolidation Loan

by Mary Bush Large numbers of college students make that common mistake each year of signing up for as many credit cards as possible ... . About the Author: Debt Consolidation Articles Advise For Rebuilding Your Credit with a Prepaid Debit Card ... application. Of course, once the credit cards start to arrive, they’ll be using them to finance [more...]

Date: 2008-12-30 21:05:55

Colleges Offer a Helping Hand to Struggling Students

It seems like every day brings unhappy news about the recession–but happily, today is not one of those days for college-bound students! ... 200,000 potential applicants, but also set up a video on their financial aid site about the Stafford loan. So as you prepare for upcoming college bills, don’t forget to do your homework! Call [more...]

Date: 2009-01-14 18:34:48

Colleges Offer a Helping Hand to Struggling Students

It seems like every day brings unhappy news about the recession–but happily, today is not one of those days for college-bound students! ... 200,000 potential applicants, but also set up a video on their financial aid site about the Stafford loan. So as you prepare for upcoming college bills, don’t forget to do your homework! Call [more...]

Date: 2009-01-14 18:35:08

Obama Tax Cut Plan Is Genius

Remember the first time Barack Obama went on TV and said he was going to cut taxes for 95% of all Americans and we all kind of snickered – even ... , college loans, heating oil from Venezuela, farm subsidies – they aren’t government assistance or types [more...]

Date: 2009-01-13 14:00:29

Building A Better Bailout

Okay, let’s not go down the same path. Obama is saying it’s time to step up: In Nevada today, Obama turned up the volume, ... owner who uses LOCs? How many of you have children who need a student loan to go to college? How many [more...]

Date: 2008-10-01 01:30:39

THE COMPLEXITY OF STUDENT AID

Ten million individuals annually seek student aid for college ... - primarily Pell Grants and Stafford Loans - undermine its efficacy, while doing little to improve the targeting of loans and grants to those who need them most, according to researchers Susan [more...]

Date: 2008-12-31 13:08:54

Zombies Calling

I enjoyed Faith Erin Hicks’ The War at Ellsmere so much that I wanted to read her previous book ... Joss is a geek struggling with college exams and student loans. Her roommates are Robyn, who’s girl [more...]

Date: 2008-12-28 16:11:52

Bankruptcy

Teresa Sullivan et al's book, As We Forgive Our Debtors (1989, see Chap 8, specifically) ... of points right after college. I had credit card debt, student loan debt, and an uninsured car accident ... points out that women were not even guaranteed credit in their own names until 1970 (or 1974 [more...]

Date: 2009-01-12 16:47:18

Crutches, Magpies, and Tomatoes Oh My!

I survived my knee surgery. Yay! Whew! I’ve spent the last few days icing, elevating, sleeping, medicating, and healing ... : Money Ning 6 Tips to Detour Around Car Loan Problems : The Frugal Duchess Travel Tips for College Students : Broke Grad Student Carnivals Carnival of Personal Finance : Banker Girl Festival [more...]

Date: 2008-09-21 03:21:48

Vote for Thomas!

UPDATE, 11/19, 3:15p: Last week I asked you to vote for pro-life blogger Thomas Peters to receive a $10k college scholarship ... be able to pay off some loan interest this year. ;-)_______________ November 14: Young Thomas Peters ... off my student loans," Thom wrote. "Which means less stress about paying them off and more time [more...]

Date: 2008-11-14 14:53:35

Setting Long-Term Goals and Getting There after College

by Landon McGehee I had a relative graduate from college recently, ... you can receive a loan and what your interest rate will be. Others - including your landlord [more...]

Date: 2008-11-05 19:53:11

College Board settles NY, Conn. student loan probe

Associated Press - December 8, 2008 1:55 PM ET ALBANY, N.Y. (AP) - New York officials say the national association that writes and administers the SAT has resolved a two-state investigation... [more...]

Date: 2008-12-08 20:20:43

Damn “loan sharks”

In Forbes newest issue:  “The Great College Hoax:  Higher education can be a financial disaster.  Especially with return on degrees down and student loan sharks on the prowl.”  [more...]

Date: 2009-01-15 19:54:01

Hard Times for Student Borrowers

Kelly Lynch, a former Columbia College Chicago film and video major, is paying educational loan lender Sallie Mae $600 a month, ... loan lender suspended its student loan consolidation program in April. The policy shift left many ... about 1 percent of his total student loan debt of $60,000. Though Lynch, 21, never received [more...]

Date: 2008-06-30 16:02:42

Putting a Price on Virginity: $3.7 mil?

The highest reported offer for the virginity of "Natalie Dylan" is now $3.7 million ... her college status to fraudulently apply for student loans, and then ran off with the money." Here is a video [more...]

Date: 2009-01-16 00:06:00

Student Loan Debt Crushing Graduates

I support higher education, but after seeing a lot of college graduates working at Starbucks, ... s $85-billion student loan market. She borrowed heavily, presuming that all her debt was part ... in photography from Brooks Institute in Santa Barbara. She also picked up $140,000 in student debt [more...]

Date: 2008-12-29 12:00:18

Simple to Read, Hard to Execute: 10 Ways to Save Money in College

Written on 6/04/2008 by Soo L. of womopo.com - practical tips and advice for men ... to rack up a lot of credit card debt. So instead of making poor decisions with your credit card, save ... on naive and unsuspecting college students. Some examples of this are credit card companies, loan [more...]

Date: 2008-06-04 22:39:48

From The INBOX: We Deserve It Dividend - Update: That’s Why We’re Not All Economists

Update: Sounded way too good to be true. A dedicated reader just called to point out the person is using the same calculator that Fannie, Freddi, ... for college – it’ll be there    Save in a bank – create money to loan to entrepreneurs.    Buy a new car – create jobs    Invest in the market – capital drives growth    Pay for your parent’ [more...]

Date: 2008-09-23 18:15:49

College on a Dime: Public colleges boosted by economic woes

Filed under: College, College on a DimeMany college-bound high school students have their eye on attending expensive private colleges, ... job market, a few hundred dollars per month in student loan payments can add to the stress ... . The huge expenditures of the first few years will have been for nothing. With student loans drying up, many [more...]

Date: 2008-10-27 19:00:00

11 Tips for Choosing Great Second-Hand Clothes (pfblogs.org)

It all started after my mother graduated from college in 1979. With a teaching degree in hand, a student loan to pay off, and a family to support, she began shopping at thrift stores. We had fun those Saturday mornings, going through our community’s small [more...]

Date: 2008-09-14 08:58:49

Bad Credit Student Loans

by Dave Davidson For individuals who would like to get a college education, the cost of tuition can often make or break their decision ... need, you may be able to qualify for a Federal Stafford loan or Perkins loan. The Stafford loan issued ... loans. There is another kind of Stafford loan that is unsubsidized. This means that once the loan [more...]

Date: 2009-01-02 21:13:19

Best of 2008: “With Donations Like That…” (August)

This is from August 11th: With “donations” like this, you don’t need to sell things: A bartender from Chicago, Stephanie works two jobs and wants to go back to college to study biology. After her roommate ... to have to take out loans,” Stephanie said. Is selling something for $7,000 called “donating” now? It’ [more...]

Date: 2008-12-30 18:24:47

Get a Free Bottle of Suave - Today Only!

Suavenomics As college students, saving money on everything is more important than ever ... all, student loans don’t pay themselves off. Here’s a free beauty offer you will want to take advantage ... , be sure to tell your friends to get theirs too. Copyright © 2009 College Fashion .Net. This Feed [more...]

Date: 2009-01-14 18:01:06

Another Reason to Skip College

Another Reason to Skip College Posted by Karen DeCoster at 08:59 AM This article claims that student loan defaults are still under 10%, ... allowing them to seize income-tax refunds, withhold professional licenses and enlist collection agencies to gather payments. Meanwhile, the U.S. Department of Education withheld eligibility [more...]

Date: 2008-11-25 14:59:40

A Letter to America: Why Must the Show Go On?

WRITTEN BY MARY RIZZO It’s not easy or even fun to be an expatriate ... attack.   I put myself through college by working full-time as well as taking out a student loan, every [more...]

Date: 2008-10-17 13:41:20

A Letter to America: Why Must the Show Go On?

It’s not easy or even fun to be an expatriate. Unless you didn’t know, ... college by working full-time as well as taking out a student loan, every penny of which I paid back [more...]

Date: 2008-10-18 18:43:02

Keeping Your Student Loans on a Short Leash

Giveaway - you entered yet? Back to School posts from the College Money Network: This Writer’s Wallet: Get an Internship & ... ! Blog carnivals featuring PTY last week: No Debt Plan: Carnival of Personal Finance #165: College ... . (Figure out how to encrypt this file – this is sensitive info!) Run the Calculator [more...]

Date: 2008-08-14 23:50:44

Paying for undergrad.

I'm looking at attending Boyce college (SBTS) and then going on to a Reformed seminary for a M.Div ... your student loans. This corresponds to a debt-to-income ratio of 0.7. If you use 15% of your gross monthly ... some financial difficulty.This corresponds to a debt-to-income ratio of 1.1. [more...]

Date: 2008-10-14 19:05:40

Should I save my money or send extra money toward a loan?

About a year ago, I bought a new car.  Not being too far out of college, ... our credit card debt, bought a house, and started saving regularly.  But after a few months of putting ... my credit wasn't well established and I was forced to finance with what I'd call an affordable [more...]

Date: 2008-06-10 12:05:31

How to Make Online Money without any Investment

I started out my home-based business when I was in college. I do not have money to invest on my business. I was also afraid to loan money from the bank because I had student loan already. So, I decided to make online money without investment, but by hard work. I think I am successful in marketing [more...]

Date: 2009-01-15 23:50:45

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