Giggety giggety gigapennies

Giggety giggety gigapennies So how well do you grok big numbers? I’m an astronomer, so I do OK. More importantly, I am a huge geek ( ... , and the national debt in the trillions. How much cash is that? One million pennies. Turns [more...]

Date: 2009-01-12 21:30:53

Blog posts (90) | Videos (1)
 

It Was Back To Court For T.I.

Okay I know I’m late on this…but so what…lol! Happy 09! Associated Press Writer ATLANTA — Rapper T.I ... , telling a judge the debt was an oversight. Lawyers for LaShon Dixon asked a Fulton County judge ... for the money owed, effectively settling the matter. During the Tuesday hearing, which lasted more than [more...]

Date: 2009-01-07 17:30:28

The danger of prayer

I live with a kind of odd dichotomy.  I’m a Christian; I believe the Bible is the inspired word of God ... to show.  I easily forget the debt of grace I owe, and judge others too sternly.  And I forget, or even ... it worked.  51-year-old inferior MI.  Sudden ventricular fibrillation (for the non-medical, a dangerous [more...]

Date: 2009-01-16 03:31:47

To Buy or Not To Buy…What’s Your Advice for This AFM Reader?

I received the following email the other day from an AFM reader (summarized from several emails): JLP, Greetings! ... . I can get in the low 500’s, I’m pretty sure. It is a very impressive home. The down payment of $450,000 is nearly ... . I would, however, be debt free. So, I guess a major part of my question is, is a luxury home [more...]

Date: 2009-01-08 05:54:30

14th January - Day 80 -

Nightshift number four of four again, so I’m off again now until Monday, when I come back on day shift this time ... self appraisal. I know my debt problem hasn’t eased greatly, but I’ve done a hell of a lot [more...]

Date: 2009-01-14 23:29:09

Various Bitlets

I’m subscribed to a couple of hundred feeds over at Newsgator, but I have been seriously, ... , without having a big debt come of it. Got this from Pharyngula, so maybe she’s already in the black [more...]

Date: 2009-01-04 13:28:25

Am I Wrong - 1.14.09

Dermaine “Someone teach me how to NOT be niggarific” Grier Michael “i’m a dumb ass” Peterson … ... charges and Grier has an additional charge of grand theft. Peterson was $40,000 in debt because of the car.  Detectives say he gave the keys to a co-worker Grier in order to get rid of the car.  Grier [more...]

Date: 2009-01-14 18:09:10

Blog Tour: Living Rich for Less By Ellie Kay

I’m happy to tell you about a new book about wise management of financial resources ... and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away [more...]

Date: 2008-12-18 20:25:06

Class action against debt collectors

Surely it would have been possible to line up a lead plaintiff who did not himself turn out to run a competing collection agency Tags: class actions , debtor-creditor law , Minnesota Related posts July 13 roundup (0) Yogurt marketing class action (1) Yet more from the publicity file (0) Yes, I’m being facetious (16) Xbox 360 lawsuit bogus? (0) [more...]

Date: 2009-09-29 04:30:35

Viva Las Vegas!

Today, I’m flying out to Las Vegas for my sister-in-law to be’s bachelorette party. This is the first time I’ve been on a plane since we started our debt reduction plan last year. Sure I could stay home and skip the expense, but it means a lot to me to be a part of the events leading up to her marriage to my brother. I promise to be good. Have a good weekend. [more...]

Date: 2009-09-18 10:00:11

Concepts in Frugality: Know What You Want

Today’s post is the first in an occasional series called ‘Concepts in Frugality’. I’m not an expert on frugality, for a myriad of reasons. My family can’t survive on one income, we don’t save enough money, we have too much debt, and it’ ... less so than the United States, but catching up fast. And I think that it’s hard to be immune [more...]

Date: 2009-01-10 23:46:07

Daily Links: Moxie Edition

After nearly two weeks of vacation, I’m itching to get back to work. Still, my actual return date isn’t until next Monday ... , Elite Feet (a site for runners) shared the legend of Cliff Young, a 61-year-old farmer who won ... for 2006-09-12Daily Links: Debt Reduction, Stupidity, and Mutual FundsThe Personal Finance HOW-TO Library [more...]

Date: 2008-12-30 01:56:39

Spending Control.

Christmas is almost upon us and so I’m very sure that you have already finished or about to finish shopping gifts for your loved ones and friends ... about your expenses. The collection agencies are on a holiday break too so start thinking about credit cards and debt ... of your cosigners, you’ll find a way out of debt. There are financial institutions [more...]

Date: 2008-12-19 02:54:40

Money woes

Urgh. I just did some calculations (thanks, Microsoft Excel!) and I came to a conclusion that I will be debt-free by next year ... it out of the house to spend on a splurge. Trust me, people, if you haven’t got a credit card yet, DON’T GET ONE. I’m so peeved at how I can spend so much more than I can afford with a stupid credit card [more...]

Date: 2008-07-16 13:03:25

Goals for 2009

I’m not big on New Year’s resolutions. The main reason is that January 1 is an arbitrary date that most of Western civilization has agreed we ... . But hopefully I can find a race, perhaps sometime in June. Lake Placid’s a possibility. Cut down my credit card debt to $x. (Before you get on my case, yes [more...]

Date: 2009-01-02 04:49:34

Guest Post: Financial Mistakes Couples should Avoid

Hi I’m Mary from Simply Forties! I write a blog about being a female in her 40s, finances, grown children, relationships, the environment, ... ). 2. Not taking credit-card debt seriously Carrying credit card debt is stressful. If one person ... on the other’s credit report. You do not want to find this information out when you are sitting [more...]

Date: 2008-12-22 14:00:07

Good Idea, Bad Execution

I’m sure everybody has done this at least once. You come up with this great idea to save money and then realize later that it either didn’t save ... Credit Card Debt. Sometimes you get an offer that will allow you to transfer previous balances ... to the letter. You also have to watch your credit card statements like a hawk to make sure that everything [more...]

Date: 2008-06-16 14:33:08

The Simple Dollar Weekly Roundup: Sleepy Days Edition

I’m currently in the midst of my first Iowa winter as a stay-at-home writer - and it’s fairly tough ... . If you’re talking about core principles, there basically isn’t a price. You could not pay me enough ... and Manage a Debt Snowball I really liked this summary of how a debt snowball works - nicely written [more...]

Date: 2009-01-14 14:00:52

Predictions for 2009

Hi everyone. First, I’d like to say I’m sorry I haven’t responded to those who have contacted me or left comments recently; ... will drift away as the US can’t get anyone to continue financing its debt and the Fed finally resorts to massive inflation to close the massive budgetary gaps. China will slowly stop buying debt [more...]

Date: 2009-01-08 21:47:56

101 Outreach Ideas for Small Churches

I’m playing around here and this is the rough draft of  101 Outreach Ideas for Small Churches.  Any others you want to add? ... , devotion guide milestone celebrations — anniversary, debt-free, etc achievement recognition — ball teams ... like event lock in lock out youth service corps door-to-door food collection christmas parties [more...]

Date: 2008-11-24 15:01:45

Could It Be ….. Recovery? If So, Hurry Up Already

I’m starting to like this 78-day presidential transition period more and more. That’s because in another 30 days or so, the economy might ( ... up monthly cash flow. Many others will be cash-out refis where the cash received at settlement will be used to make major puchases or pay down other debt. The idea that there has been some kind of “ [more...]

Date: 2008-12-18 17:29:55

The Not-So-Great Depression

I’m going to keep reporting sales trends for as long as economic ruin remains the foremost topic on everyone’s mind ... consumer. Curio City has no debt, but after paying Q3 payroll and sales taxes it hasn’t got much cash ... and I keep an iron grip on my financials. My conservative, no-debt, bootstrap business model looks [more...]

Date: 2008-10-17 16:25:00

“I Have Three Degrees But I’m Broke And Miserable”

Theresa wrote to me through the GetOutOfDebt.org site and asked for feedback and advice. You can see her question below. If you have a question about how to get out of debt, just visit GetOutOfDebt.org and ask, my help ... of Education offers a little known program called ICR (Income Contingent Repayment) that is worth investigating [more...]

Date: 2008-09-29 17:01:49

Don’t borrow and forget

We have seen it before, and perhaps too often for comfort. I’m talking about temporary amnesia after borrowing from a friend or family member. Once or twice I have been an offender (eating out with friends and the scramble for change leaves you in, say, P250 debt you plan to pay once you get to an ATM, that sort of thing), and several [more...]

Date: 2009-01-05 04:04:01

My Dollar Plan Month in Review - July 2008

I’m a firm believer in setting goals and making plans to achieve your goals. A great way to work your plan is to monitor it at regular intervals ... for Your Mid Year Checkup 7 Ways to Payoff Credit Card Debt 12 Tips to Prepare Your Finances for Vacation I Quit! Tax Savings: How to Deduct Mileage on Your Personal Car 10 Step Plan for Debt Elimination [more...]

Date: 2008-08-14 13:29:54

Tips for the coming decade of frugality

I’m just about done with Peter Schiff’s new book The Little Book of Bull Moves in Bear Markets and the title of Chapter 11 is “A Decade of Frugality ... the live-a-raise-behind game.  Put a savings shunt in place. Get rid of debt, especially variable-rate debt.  I’ve started a series of debt reduction tips over at the Carnival of Debt Reduction [more...]

Date: 2008-12-29 05:33:23

AIG’s Financial Products Division

I’m fascinated by this huge article in the Washington Post called The Beautiful Machine ... around the world. The firm developed innovative solutions for its clients, including new methods to free up cash, get rid of debt and guard against rising interest rates or currency fluctuations [more...]

Date: 2008-12-30 00:59:09

Weekly Round Up: Support Your Friends

zebra-friends Weekly Round Up: Support Your Friends Photo Credit:  angela7dreams Another week has flown by and I’m happy it’s Saturday ... ! Investing for early retirement - Part 1 Credit Card Companies Adjusting Credit Limits Based On Where You Shop A Plan to Be Debt Free in 2009 I have a new 0% credit card Frugality and Binge Buying [more...]

Date: 2009-01-08 02:09:44

Things You Might Not Know About Credit Cards & Debt Relief

A Legal Thief ? When you get your monthly credit card statement, do you ever look to see what the interest rate is that they are charging you? ... long to mount up debt, especially if you have more than one credit card. Too many credit cards ... credit cards in use in the United States alone. All I’m saying here is be careful and read [more...]

Date: 2009-01-05 17:53:17

Travelling Through Latvia In Good Company (Ultra-Wonkish)

Well, it seems I’m not the only one who thinks that the IMF have made a bad decision over Latvia, ... devaluation and a real depreciation achieved through deflation should have exactly the same effect on debt service (unless some of the debt is in lats rather than euros, in which case devaluation would do less [more...]

Date: 2008-12-24 10:51:43

A Mercy by Toni Morrison

I’m sort of at a loss when it comes to writing about Toni Morrison’s books ... the two have a happy marriage.  On their land they do have ‘help’ in the form of Lina, a Native ... takes as payment for a debt.  Together they try to build a home for themselves, fighting against a harsh [more...]

Date: 2008-12-22 22:02:51

The Vanderwell Proposal - “Project Rebuild Banking”

Since Secretary Paulson put his proposal in three pages, I’m going to lay out my proposal in less space than that ... to stabilize the banking and financial services sector in such manner as it sees fit.   There will be two main ... the debt, they will remain servicing the debt and will provide monthly reports to the Treasury [more...]

Date: 2008-09-23 00:31:11

Carnival of Twenty Something Finances 08-25-2008 Edition

Welcome to the 08-25-2008 Edition of the Twenty-Something Finances Carnival!  I’m LAL, host of LivingAlmostLarge ... at i pick up pennies. She goes against conventional opinion by not seeing a need for an EF while in debt. I think a lot depends on how long debt repayment will occur. Freshman Year - Frugality So how’ [more...]

Date: 2008-08-25 13:00:42

Obligatory Look Ahead at 2009

Now that I’m high on accomplishment, time to voice my intentions for 2009. Money ... that last credit card. Fully fund my Roth IRA for 2008. Determine how and where it’s prudent to combine ... I spend and where it goes. I hope and expect that this year will be the year that I go from bad-debt [more...]

Date: 2009-01-05 01:05:56

Suzee Orman Says “Pay off Your Mortgage, Boomers” - But I’m Not Sure

Suze  Orman has a new book that she’s promoting on Oprah’s website: Suze Orman’s 2009 Action Plan ... Your Mortgage says that carrying mortgage debt into retirement can wreak “financial havoc.”  He takes the reader through three scenarios of mortgage repayment, to review the tax effects of paying off [more...]

Date: 2009-01-12 16:48:32

Quick update

I’m at the Ranch, until Epiphany West. Tired, damp, happy to be here ... . Want to finish settling in, and do my shot before I host dinner—but I may just nap until ... to transition into paying debt, paying for healthcare, getting employed and getting better [more...]

Date: 2009-01-06 01:40:00

Find Helpful Info About I’m So Stressed Even Hearing The Words Bankruptcy - Lawyer! Luckily I Have Found Help!

Bankruptcy is basically the official way of announcing that a person can no longer repay his debts in his current situation ... circumstances, to keep their home and car for instance. It is not the intention to make the person [more...]

Date: 2008-12-29 05:59:23

Tips

Just when I’m practically moving away with fast cash payday loans offering, loads of emails and snail mails are coming in my way! ... swallowed whole with debt. Don’t get me wrong here, getting loans is the most convenient way [more...]

Date: 2008-12-03 11:54:24

What I’m Getting Wednesday

I’m going to comment on the economy again because I do not want anyone to get complacent and think that we have put the worse behind us, ... of a debt driven economy and eventually debt must be repaid. Hang onto your hats boys and girls because [more...]

Date: 2008-10-27 04:01:00

Link Love :: the I’m Craving a Leisurely Walk on a Crisp Fall Morning edition

Our wedding and friends, six years ago this weekend ... on the Road Between Being in Debt and Being Debt-Free :: No Credit Needed Making Your Home a Haven [more...]

Date: 2008-11-08 07:33:59

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