Debt Counselors of America - What I Learned
In 1994 I decided I would start a non-profit charity to help find good solutions for bad debt problems, ... was named something with credit counseling in it. I figured that I did not want to counsel people about credit, but about debt, so Debt Counselors of America seemed like a much more logical name. And that’ [more...]
Date: 2008-10-29 03:48:48
Blog posts
(121)
|
Videos
(20)
Real Change: Thrift and Prudence
We Americans have come a long way from the Great Depression — not that we have learned from it. The Federal Reserve and U.S ... losses, business failures, mortgage foreclosures, inability to keep up with debt payments and other ... are floating on a sea of debt. America’s personal debt, excluding mortgages, is approaching $1 trillion [more...]
Date: 2009-01-15 12:17:53
US Deficits, IMF Hypocrisy, China & You
Dear readers, never let it be said that my blog posts--rants if you're so inclined--are the product of mere creative writing ... percentage terms, America's national debt isn't particularly high compared to those of other industrialized ... size as well. I am aware of America's extraordinary privilege of being able to print its debt [more...]
Date: 2009-01-08 07:52:00
The Greatest Offer For Those who Want to Receive Backlog Reduction Mortgage
These days the economy of the United States is breaking down ... your expenditures for the last half of a year and use debt calculator to realize your debt-to-income ratio ... increasing and the America encounter poor case. Debt elimination must be on everyone’s mind. With a not big [more...]
Date: 2008-12-14 23:31:59
Extract from the latest article from The International Forecaster ... will rise as government extortion continues apace and inflation will rage.Government debt is no longer safe in America and that means neither is corporate or personal debt. All the stimulation has costs [more...]
Date: 2009-01-15 13:17:33
Washington’s Spending Addiction
Just in case you didn’t realize it, Washington has a spending problem. And this problem paves the way for a myriad of dismal scenarios. Last month, the White House released updated budget numbers that are downright scary . The Obama Administration is projecting a federal deficit of $1.6 trillion this year and his budget would create $9 trillion in budget deficits over the next decade – more debt than America accumulated from the Presidencies of George Washington to George W. [more...]
Date: 2009-09-25 02:10:02
Should You Hire a Debt Negotiation Service?
In times of financial crises, the looming problem of debt becomes much clearer In the United States of America especially, credit card debt is the primary type of debt experienced by citizens [more...]
Date: 2009-09-23 02:27:11
A 9-12 Project Report–The Mother’s Challenge: Moms To Politicians–Your Massive Government Spending Is Killing Our Children’s and Grandchildren’s Future
“History never looks like history when you are living through it. ~John W. Gardner http://src.senate.gov/public/index.cfm?FuseAction=Graphics.ViewLarge&File_id=19780049-f853-4ad4-9e23-cb9cb3e8fc17 United States of America National Debt Clock–Must See It To Believe It! http://www.usdebtclock.org/charts/national-debt-as-a-percent-of-gross-domestic-product.html Stop Spending Our Future – The Crisis Daniel J. [more...]
Date: 2009-09-26 14:15:16
Debt Management Ideas
by William Blake One of the fastest growing businesses in America right now is debt management ... your money. If you have trouble paying more than the minimum on your credit card bill, for instance ... if you can get yourself out of debt now. - Enter a Debt Counseling Program: There are good programs [more...]
Date: 2008-11-01 07:23:58
A Prediction on Ecuador's Next Currency
Although it may not be apparent from my recent blog posts, I have just completed a week-long business trip to Latin America ... servicing debt is that the country will likely be forced to abandon the dollar, according to Goldman Sachs. But now we have a big problem: how can Ecuador successfully de-dollarize and bring back [more...]
Date: 2008-12-19 18:38:34
Consumers' New Found Embrace of Savings Will Make for a Nasty Downturn
The blow to many Americans' net worth via diminished home values and shrunken retirement accounts has lead to a new found insecurity and ... by credit card companies, banks, and auto lenders getting more stringent and, where applicable, cutting ... are not particularly keen to extend credit to them. We have long warned that America's debt-fueled [more...]
Date: 2008-10-21 04:06:27
Start with households
We’ve had a few comments recently asking why Harry’s Place isn’t posting more about the current financial ... with the households,” she said. “Years of flat wages, low savings and high debt have left America’s households ... jobs by funding programs to repair and build roads, bridges, schools and other public infrastructure [more...]
Date: 2008-12-02 21:02:06
Colleges Profit From Credit Card Companies Predatory Practices
Universities and colleges have long had a warm relationship with credit card providers ... with a $2,000 spending limit. Thinking I was privileged, being able to wet my appetite for America’s debt ... the need to envelope our nations young in the debt [more...]
Date: 2009-01-07 23:57:56
GOP Rep. Claims He ‘Was Proud To Support’ GI Bill That He Voted Against
Last week, President Bush signed into law a new GI Bill that doubled educational benefits for veterans of the Iraq and Afghanistan ... education. … With the huge impact the GI bill has had on America and the debt that we all owe ... Enlisted Association, respectively.” Like other conservatives, Turner is trying to erase [more...]
Date: 2008-07-07 17:37:04
Following the money
rdanThe NYT describes the beginning role of the committee and chairman Elizabeth Warren to follow the money, in addition to GAO report... ... she said. “You cannot repair this economy if you can’t repair those families, and I’m not sure ... and high debt have left America’s households extremely vulnerable.”Ms. Warren, on the law faculty [more...]
Date: 2008-12-04 11:31:00
Project Humanbeingsfirst Index
Honorific of the day “you are a completely stupid fool, a disgrace to humanity” -- Paul Craig Roberts, ... The answer to 1984 is 1776” -- Alex Jones “The answer to 1776 is the USA Patriot Act” -- The Chairman ... all Monetary Reform Proposals The entrenched notion of Public Debt in America – will take [more...]
Date: 2008-12-08 21:43:00
Keeping Up with the Joneses...Reader's Submission
“Keeping up with the Joneses?” By: Nicole Little Some may say that the quote, “Keeping up with the Joneses" ... -workers and or associates. Well, I guess now we all are paying for Mrs. Brown trying to be Mrs. Jones ... ' average credit card debt in 2007 was $8400 per household. By the end of 2007, consumer debt in America [more...]
Date: 2009-01-15 12:54:03
In-hog-aural...
Tonight, the beautiful wife and I had a talk tonight about the following... On January 20th, a wave of change will sweep our nation. Or will it? At the forefront of this new direction for America is the man that will change politics forever...Barack Obama! He'll immediately deal with the trillions of dollars of debt that America is in, two [more...]
Date: 2009-01-16 03:45:09
An honest-to-God advocate gets a top job
No, not on the national security team — get real. And not exactly a top job — her power as head of a panel. . . ... of the nation,” she said. “You cannot repair this economy if you can’t repair those families, and I’m not sure ... , low savings and high debt have left America’s households extremely vulnerable.” She understands [more...]
Date: 2008-12-02 14:10:30
BAILOUT OF BUSH ECONOMIC FAILURE NOT WARRANTED
OpEdNews Original Content at http://www.opednews.com/articles/BAILOUT-OF-BUSH-ECONOMIC-F-by-Allen-L-Roland-080923-887 ... under a mountain of unsustainable debt and the worst is yet to come. As Martin Weiss of Money ... that the current debt crisis in America originated in the mortgage market, it is not accurate to say [more...]
Date: 2008-09-23 17:13:01
$35 Billion More in Handouts/Bailouts Headed to Housing Agencies
While I am all for a 1st world country (especially the richest country on Earth*) providing shelter even for its worst off citizens, I don’t really understand why being a renter has become a near crime in America. *excluding debt I am just going to post the programs as they come one after the... [more...]
Date: 2009-09-29 16:23:52
How debt did in America’s newspapers
The stock of Lee Enterprises was worth about $1.5 billion when the company borrowed almost an identical amount of money to buy the Pulitzer newspaper ... default on $1.4 billion in debt, the unpaid remainder of the money it borrowed to finance ... n its debt and render their shares worthless.Lee is but one example of what happened to many p [more...]
Date: 2008-12-22 03:00:00
Project Humanbeingsfirst Index
Project Humanbeingsfirst.org Download-PDF | Print | Press-Releases | Mirrors | Topical-Index Urgent-Action | Topic du jour | Latest | Essays | ... “The answer to 1776 is the USA Patriot Act” -- The Chairman Fait Accompli of the day Elections ... of Public Debt in America – will take a gestalt shift to overcome! The Enduring Capitalist Conspiracy [more...]
Date: 2008-11-24 07:04:00
Project Humanbeingsfirst Index
Project Humanbeingsfirst.org Download-PDF | Print | Press-Releases | Mirrors | Topical-Index Urgent-Action | Topic du jour | Latest | Essays | ... “The answer to 1776 is the USA Patriot Act” -- The Chairman “The answer to all Patriot Acts ... The entrenched notion of Public Debt in America – will take a gestalt shift to overcome! The Real [more...]
Date: 2008-12-07 02:33:00
Bailout Costs Now $74,000 Per U.S. Household, And Keep On Coming
The bailouts are being rolled out at such an incredible pace now, ... debts and credit card borrowings who, it is hoped, will open their lending books again. For those ... it’s difficult to keep track of them all- and America’s debt is growing by the second. Here’ [more...]
Date: 2008-11-26 07:01:29
eHealth Insurance; Options For Your Health Care
Do you have health insurance? eHealth Insurance is basically an online insurance store, ... and one for $20, and will just continue your account along, without sending it to a collection agency ... , the fastest growing debt load in America right now is the defaulting of paying back medical claims. Even [more...]
Date: 2008-10-24 23:37:06
Obama Wants America Out of Debt - Legally Erase 50% of Your CC Balance!
Too many people in the USA are drowning in credit card debt.The average American family has approximately $10,000 worth of debt and if they fail to keep up their minimum payments they can end up paying of this debt for the rest of their lives with an additional $40,000 worth of interest racked up.Fact: Credit-cards ... [more...]
Date: 2009-09-23 19:14:53
What kind of stimulus is needed right now?
Much attention has been placed in the media regarding President-elect Obama’s stimulus plan ... one will, in the words of an old song, merely leave America "another day older and deeper in debt."The cause ... modest increase thereafter. One estimate suggests a drop in consumer demand of roughly $500 billion [more...]
Date: 2009-01-14 22:45:00
Debt Rattle, October 3 2008: Permanent Emergency
America October 15, 1910. Walter Wellman's hydrogen dirigible America just before being abandoned by its crew near Bermuda, 1,370 miles into an attempt to cross the Atlantic from New Jersey. Its engines having failed, the America drifted out of sight, never to be seen again Ilargi: It’s time for a stiff drink: [more...]
Date: 2008-10-03 22:30:49
Will Barack Obama save World economy?
American Stock markets make a sharp remarkable bounce back on the news of Obama’s bailout plan and rescue plan for Bank of America ... and huge debt. Obama’s stimulus package also includes many sops like including a further extension [more...]
Date: 2009-01-15 20:44:00
Project Humanbeingsfirst Index
Project Humanbeingsfirst.org Download-PDF | Print | Press-Releases | Mirrors | Topical-Index Urgent-Action | Topic du jour | Latest | Essays | ... ' The entrenched notion of Public Debt in America – will take a gestalt shift to overcome! A seeding–prose [more...]
Date: 2008-11-15 02:41:00
Project Humanbeingsfirst Index
Project Humanbeingsfirst.org Download-PDF | Print | Press-Releases | Mirrors | Topical-Index Urgent-Action | Topic du jour | Latest | Essays | ... of Public Debt in America – will take a gestalt shift to overcome! The Enduring Capitalist Conspiracy [more...]
Date: 2008-11-18 01:09:00
20 Comments on the Current Economic Scene
1) There are firsts for everything. Americans paid down debt for the first time, according to a Federal Reserve Study that started in 1952. America has always been a pro-debt and pro-debtor nation. It goes all the way back ... year period. But, the Pilgrims did extinguish the debt. Us, well, I’m amazed at the decrease [more...]
Date: 2008-12-18 21:00:40
Project Humanbeingsfirst Index
Project Humanbeingsfirst.org Download-PDF | Print | Press-Releases | Mirrors | Topical-Index Urgent-Action | Topic du jour | Latest | Essays | ... The entrenched notion of Public Debt in America – will take a gestalt shift to overcome! A seeding–prose [more...]
Date: 2008-10-31 00:54:00
Weekly Economic Potpourri December 7, 2008
Every week there are a numerous headlines that are worthy of mentioning but I simply run out of time ... ."The measures under consideration include direct purchases of assets, such as government debt ... lending settlement deal.Countrywide and its Bank of America parent would be liable to pay hundreds [more...]
Date: 2008-12-07 08:57:00
Will the Last Honest Bank Please Stand Up?
Reuters reported that Bank of America is close to receiving billions of dollars more in federal support. This money will come from……TAXPAYERS. Bank of America made the decision to buy Merrill Lynch and Countrywide last year when the financial crisis was in it’s infancy. Bank of America KNEW that Countrywide was deep in debt due [more...]
Date: 2009-01-16 01:41:45
Was Friedrich Hayek in Bio-Dome? [Shouting Heads]
From the serried ranks of pundits parsing polling data on cable news after every primary election, you'd think we have enough political commentators, ... rather than trying to get rid of Third World debt relief." He also said, "I think what America needs ... his conversion, Stephen started to rebuild his career through appearances as the shouty Christian [more...]
Date: 2008-07-02 09:02:01
Joseph Stiglitz is Pissed
The Guardian has an opinion piece by Joseph Stiglitz that is simmering with rage and resentment ... to jam into a short piece. The first item has to do with our old friend Amity Shlaes ... . But not all fiscal policies are equivalent. In America today, with an overhang of household debt and high [more...]
Date: 2008-12-07 14:59:06
I.O.U.S.A., the “insurmountable” deficit, and health care costs
I.O.U.S.A. is a documentary that purports to explain why America is drowing in debt, both public and private ... deficit calculator to explain things: The enormous budget deficits projected for future years [more...]
Date: 2008-11-11 20:58:43
Delta gets financing to tackle debt
September 29th, 2009 Goto commentsLeave a comment <p>AFP - NEW YORK (AFP) - Major US airline Delta said it had closed 2.1 billion dollars in financing deals, marking "a significant step" toward repaying debt.</p><br clear=all>Similar Posts:Delta Air Lines closes a total of $2.1B in loans, making progress toward 2010 debt paymentsTwitter gets "significant" new fundingBank of America raises $13.47 billion in share saleBank of America raises $13.47 [more...]
Date: 2009-09-29 02:29:40
The Jim Treacher Porn Debt Crisis:
America's $15 trillion ticking financial timebomb - and what you can do to defuse it An Iowahawk Special Investigative Report by David Burge ... directly to Jim Treacher's out-of-control pornography debt, and its principle victim [more...]
Date: 2008-10-10 20:49:23
Commentary: King paved the way for Obama
Clarence B. Jones, CNN - Next week, the day after our national holiday commemorating the 80th birthday of Dr ... and institutional racism in the United States. America owes a great debt to Dr. King. Prior to him, our nation [more...]
Date: 2009-01-16 02:40:01
Tony Dovolani's wife lets him sleep through nighttime feedings
Tony Dovolanis Sleeps Through Night Feedings You Tell Us: What's the Best Kids' Storage? ... Next Discussing debt at America's kitchen table by ParentDish Staff Oct 7th 2008 8:00AM Money & work, In the news Red Mom Blue Mom Welcome to Red Mom Blue Mom, ParentDish's special [more...]
Date: 2008-10-06 19:48:14
The Uniter
One of the most famous Bush quotes during his run for the White House went “I am a uniter, not a divider.” Eight years later, a $10 trillion debt, an economic collapse and trapped in a war America entered under the premise of “bad intelligence,” Americans are groaning for new leadership and are pretty [more...]
Date: 2009-01-15 22:24:19
America's gift to the world -- credit cards and debt
Guess what country this paragraph from a New York Times story describes: Outstanding card debt here ballooned to nearly $18 billion last year, ... -high interest charges. It's Turkey, where less than a generation ago consumer debt was almost unheard ... of the NYT's powerful series called "The Debt Trap" -- describes the spread of easy credit [more...]
Date: 2008-08-11 20:27:41
The Biggest Bailout Ever
Cross posted on myDD Like the proverbial thief in the night, ... ) total mortgage debt. That corresponds to one third of America's gross domestic product [more...]
Date: 2008-09-08 21:31:26
Collection Agency Demands “Lump Sum”
A reader asked for advice in response to a collection agency demanding a lump sum and refusing to accept a payment plan.. Hi Barry, I have a question for you regarding a collection agency. I have a credit card account ... . I’ve been working with Bank of America through a payment program, but they recently sold the debt [more...]
Date: 2008-11-12 01:48:47
THE LOST ART OF SAVING
I am old enough to remember when there was not a single credit card in all of America. You don't believe me? I'm not surprised ... debt on all levels. The first credit cards went into general use with the American Express card ... . With your government frantically doing everything possible to persuade you to go deeper in debt [more...]
Date: 2008-12-01 15:10:31
Bank of America Refuses a Hardship Application
I was recently contacted by a full time college student with five credit card accounts ... his credit as much as possible. All of the credit card companies, with the exception of Bank of America ... , I have scoured the net for info regarding my debt, and yours is definitely one of (if not the most [more...]
Date: 2009-01-04 01:28:29
Medical debt adding to credit crisis and economic problems
For me this is one of the most disgraceful aspects of the Republican control in America ... led them to amass a pile of credit card debt and forced them to refinance the mortgage on their house ... where someone either went into debt or feared going into debt so opted for no health care or a bad [more...]
Date: 2008-10-30 05:57:01
1 -
50
of
121
Posts
Page:
First
| <
Preceding
|
Next
>
0
|
1
|
2
