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11 Secrets to Paying Off Credit Card Debts

The current growth of UK debt is £1million every 8 minutes and we all contribute a Stonking £263 million in interest a day. There is currently 27 ... card debt in the UK for September 2008 was £55.7 billion and the average adult in the UK ... consolidation is the solution of last resort unless it is the only option available to you due to the lack [more...]

Date: 2008-12-19 03:01:13

Blog posts (53) | Videos (13)
 


Learn More About Avoid From Being Bankrupt

The Individual Voluntary Arrangement which provides an opportunity for the debtor struggling with unsecured debts to make a payment proposal to ... is one of the most efficient debt reduction systems that are very popular in UK. The advantages of Individual ... and consumer debt is one of the main problems faced by most of the families in UK today. Hence [more...]

Date: 2008-12-25 10:50:20


Dicing With Debt

Dicing With Debt Posted in January 15th, 2009 Category:Debt Relief Britons are taking on record levels of mortgage and credit card debt, with figures released last year showing that UK personal debts far out weigh that of our European neighbours. For those in need of help with financial problems then the Citizens Advice Bureau [more...]

Date: 2009-01-15 07:42:47


Best Guidebook to How To Avoid From Being Bankruptcy

The Individual Voluntary Arrangement which provides an opportunity for the debtor struggling with personal loans or debts to make a payment proposal ... and consumer debt is one of the main problems faced by most of the families in UK today. Hence it’ ... is one of the most efficient debt reduction systems that are very popular in UK. The advantages of [more...]

Date: 2008-12-23 09:39:46


Is Debt Management the only solution?

by Phillip Evans Are we in the UK drowning in Debt? According to the insurer AXA, some 11.6 million people (25 per cent of the adult population) ... are reported to be struggling to cope with mounting credit card bills and just over a million people ... respectively. The credit crunch could be blamed for the increase in corporate and personal insolvency [more...]

Date: 2009-01-09 13:18:26


When Banks Increase Profits In A Falling Market

While we have all seen the headlines about debt problems in the UK, falling house prices, etc, you would have thought that the banks would be struggling to make money.  Think again! The only real way in which banks can lose money, from their traditional banking operations, is by writing off bad debts.  You may find this a little curious because surely as interest rates fall, their profit from each loan, each mortgage  and other instruments will fall – not always. [more...]

Date: 2009-09-25 02:04:09


Credit Debt Advice - The Solution Needs to Suit Your Circumstances

Credit Debt Advice in the UK is so widely available but it’s difficult to tell if it applies to your circumstances ... . If you are UK resident, are worrying about these testing times and maybe have that awful sinking feeling that payments to credit cards & unsecured loans etc are not getting any easier to meet, ... [more...]

Date: 2009-01-14 06:30:18


Study More About How To Keep Away From Being Bankruptcy

The IVAwhich provides an opportunity for the debtor struggling with personal loans or debts to make a payment proposal to their creditors is a ... systems. IVA is one of the most efficient debt reduction systems that are very popular in UK ... to people to avoid bankruptcy. The personal and consumer debt is one of the main problems faced [more...]

Date: 2008-12-26 04:55:47


[IMG Woman in debt, bills, statement]

Woman in debt, bills, statement Will the UK pay full Icesave compensation? Ask an expert: Would the UK system be liable to pay the full £50,000 compensation if Iceland found ... Income bonds GO Consumer advice Shopping Your rights Buying and selling a car Holiday GO Credit [more...]

Date: 2008-10-09 11:59:29


Goodhart says ‘sack’ DMO to bolster UK economy

Professor Goodhart is one of the rare central bankers who fully understands monetary operations and therefore recognizes as ... the UK Debt Management Office and refrain from issuing government bonds as a way of bolstering ... that I would like to see, in a sense to get us out of the present problem, would be very simple,” Goodhart [more...]

Date: 2009-01-14 13:26:56


One Million Use Credit Cards for Mortgage or Rent - UK

According to housing and homelessness charity Shelter, about 85% of the UK’s £1.4 trillion personal debt is secured against property. The good thing with secured debts, of course, is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts. Nonetheless, a mortgage is by far the biggest debt most [more...]

Date: 2009-01-15 18:34:40


Top Stories and Blog Review - 8th Jan

Treasury: No Money Will Be Printed Nationwide Gurkhas decision delay criticised Why has MI5’s new chief gone public? How northern children top the happiness league Gaza conflict fuelling anger in UK, Muslims warn ... U.S. debt is losing its appeal in China Over 60,000 Bhutanese refugees want to resettle DAILY BLOG [more...]

Date: 2009-01-08 10:42:13


Working Time Directive will Endanger Lives

Editor Daily Telegraph December 2008 Sir You report that MEPs voted to abolish the UK opt-out on the Working Time Directive.  Not quite right.  We voted to keep negotiations open as being the best option available to retaining the UK’s opt ... workforce, debt and anxiety. Meanwhile, the unseemly cheering from the socialists group [more...]

Date: 2009-01-15 17:34:26


Waterford Wedgwood in receiver’s hands

By Jim Boulden CNN LONDON, England (CNN) — Fine china and glasswork maker Waterford Wedgwood plc has called in a receiver – the British ... Deloitte, and added it will announce later Monday which of its Irish and UK subsidiaries ... no longer pay its debt obligations to a consortium of lenders, headed by Bank of America. Waterford [more...]

Date: 2009-01-05 12:51:10


Euro Benefits - Revisited

Back in 1999 - 2000 there was a great debate about whether UK should join the Euro ... national debt) as there is less fear of governments defaulting.Greater confidence. The current turmoil ... to persist with unsustainable deficits. For example, Italy has national debt of over 105% of GDP [more...]

Date: 2009-01-14 09:34:00


Payday Loans - Sometimes They Are Your Only Choice

The financial crisis that is currently gripping the UK stemmed from a reliance on ‘bad’ debt ... institutions creaked at the strain of bad debt. The negative effect of the bad lending rippled ... hundreds of thousands of dollars to people who were simply unable to pay off the debt. Initially [more...]

Date: 2008-12-19 07:23:56


'drunk 24 hours a day on cheap credit'

The death toll and risk of nuclear weapons attack on Tehran has been making me forget all the other sources of disaster, ... be instrumental in replacing it""The UK has got much more debt going into the problem and their real estate [more...]

Date: 2009-01-12 16:32:00


Loan Packager Expands Service To Debt Management

Over the course of the past few years, many individuals in the UK have built up a significant level of personal debt through things such as credit ... . As a result, many people in this situation have applied for a debt consolidation loan to combine ... service, through their partner company TCF Debt Solutions. Andy Moody of Loan Options said “Consolidati [more...]

Date: 2008-11-25 16:31:11


Baroness Shriti Vadera - Rewards Gordon for the peerage.

Baroness Shriti Vadera has been faithfully nudged by the one eye'd leader for a comment and Pravda sorry the BBC has reported on behalf of its Labour masters that"Baroness Vadera was asked when the UK could expect to see some "green shoots ... in debt those watching Labours debt recession ruin their lives.Still at least champagne socialist peer [more...]

Date: 2009-01-14 21:07:00


Does more debt to beat the debt-crisis make sense?

Order my book online from this link The UK newspapers are full of a new $33 billion government-backed debt facility for small and medium ... that are already deep in debt is not going to help, or at least not for very long. Does it really ... expatriates. Debt does not solve debt problems However, there is a reluctance to get into directly [more...]

Date: 2009-01-15 05:17:25


Latest Hypnotic Webcast - And Some Californian Help Wanted Please!

Today, I am requesting some help… We have just been let down by the hotel we were using for my hypnotherapy diploma in California later this year ... ) and can recommend a venue, I’d be delighted to hear from you and will be in your debt! Please ... & TIME: Wednesday, January 28th at 7:00pm UK time. FORMAT: Simulcast! (Attend via Phone [more...]

Date: 2009-01-08 09:30:08


Emily's List: Post-Christmas smorgasbord edition

Ah, Dec. 26 … the day to recover from Christmas madness or celebrate another night of Hanukkah ... . Perhaps we should heed her advice next year; we might all have a little less post-holiday debt ... s Boxing Day in many countries such as the UK, Canada and Australia, which is based on giving [more...]

Date: 2008-12-26 14:40:27


How To Avoid From Being Bankrupt

The IVA which provides an opportunity for the debtor struggling with unsecured debts to make a payment proposal to their creditors is a shield that ... problems faced by most of the families in UK today. Hence it’s high time to get into some modern debt ... by the Insolvency Act of 1986. Today, in this sluggish economy, Individual Voluntary Arrangement ad [more...]

Date: 2008-12-23 02:45:28


How To Avoid Being Made Bankrupt

The IVA which provides an opportunity for the debtor struggling with unsecured debts to make a payment proposal to their creditors is a shield that ... problems faced by most of the families in UK today. Hence it’s high time to get into some modern debt ... by the Insolvency Act of 1986. Today, in this sluggish economy, Individual Voluntary Arrangement ad [more...]

Date: 2008-12-23 08:45:00


UK: Number of Payday Loans Up 130% in Ten Months

The UK, which like the US went on a binge of consumer debt creation, is similarly in the hangover phase ... of up to £1,000. Payday UK demands that £125 be repaid for a £100 loan, or £937.50 for a £700 loan ... . Individuals are increasingly resorting to the refuge of the desperate, namely, payday lender [more...]

Date: 2008-06-26 02:09:45


David Freud's New Hardship Centres For Bankers With Incapacity

USERWATCH LAUGHS Ahhhh........So the mighty have fallen with their over-speculations on debt that could not be paid. David Freud Merchant Banker UK of course ironically gave advice this year to the UK Govt about... read more [more...]

Date: 2008-09-19 01:23:30


Some Sage Economic Advice . . .

A few days ago I stumbled upon some YouTube videos of Drayton Bird.  A quick search on YouTube will pull up some of his videos. I encourage you to take a look. Drayton is a world renowned direct marketing expert from the UK. Thirty years ago he was completely broke and in massive debt. He owed so much money [more...]

Date: 2009-01-14 16:47:24


Debt Relief Orders - Frequently Asked Questions

I just heard about this during a discussion on the radio, this is a new legislation which is coming into force in the UK in early 2009 and is intended to help those in debt of up to at least £15000 claim bankruptcy. DEBT RELIEF ORDERS - FREQUENTLY ASKED [more...]

Date: 2008-12-28 02:02:45


Democracy 2

Democracy 2 Posted in RAPIDSHARE, Small-Games, Strategy Democracy 2 http://snipurl.com/9fe0j-theloo  www_positech_co_uk { ... , and still turn around the economy and deal with the national debt? Be warned it's not as easy [more...]

Date: 2009-01-04 03:05:18


Homeowner Loans

About Champion Finance Champion Finance is a UK based finance company that provide competitive any purpose homeowner loans, secured loans and debt consolidation services starting from as low as 7.5%. Champion Finance works ... the New Year with lowering your monthly outgoings If you have an overdraft, credit cards or any other [more...]

Date: 2009-01-07 17:46:30


++ JCB shedding 700 jobs ++

Another manufacturer is losing 700 of its workforce, thanks again to Labour’s (dis)economic policies ... in the Brownian bust that we’re now experiencing after his medium-term debt-fuelled boom, with the lack of economic strategy and the grim future for UK manufacturing, what else can we expect [more...]

Date: 2009-01-14 14:36:45


Another Year : New cast of characters, new problems, same old politics

Unexpected Good News in 2008 The Olympics and the haul of gold won by our athletes The wonderful celebrations of Independence Day The Riu Hotel ... , son of a West Indian immigrant to the UK, becoming the youngest ever Formula One World Champion ... implodes under the weight of debt and the global econo [more...]

Date: 2009-01-13 03:29:05


Top 5 ways to ease the strain on household finances

by katie George The onset of the global credit crunch across the UK last year, combined with the after effects of a series of interest rate rises, ... your debts. If you have a range of higher interest debt such as credit cards, store cards, and high ... consolidation loan, which can ease financial management as well as reduce your monthly outgoings. 2. [more...]

Date: 2008-12-15 21:12:10


Citibank

When Travelers chief executive Sandy Weill acquired Citibank for US$70bn in April 1998 he effectively forced a rewrite of the rules of financial ... Manhattan bought JP Morgan for US$33bn shortly after it had snapped up UK investment bank Robert ... in place after the terrorist atrocities of September 11 2001 to create debt instruments that led [more...]

Date: 2009-01-15 13:04:33


Top 5 ways to ease the strain on household finances

by katie George The onset of the global credit crunch across the UK last year, combined with the after effects of a series of interest rate rises, ... your debts. If you have a range of higher interest debt such as credit cards, store cards, and high ... out for any hidden costs or arrangement fees though. 4. Get a more appropriate credit card [more...]

Date: 2008-12-20 10:17:47


Media Digest 1/12/2009 Reuters, WSJ, NYTimes, FT, Bloomberg

According to Reuters, Citigroup (C) is near a deal to form a venture putting its brokerage business together with the one at Morgan ... reports that the UK and its major banks are working on a deal so that firms can dump bad debt. The Wall [more...]

Date: 2009-01-12 09:07:45


Euro Weak As We Wait For ECB - World First’s Morning Update - 15th January 2009

Today is yet again another key day in the life of the GBP/EUR cross with the first ECB meeting of the year ... with a number of factors holding euro back. Primarily the downgrade of the Greek national debt ... and Spain) will be downgraded remains to be seen. 6 months ago we thought that the UK financial sector [more...]

Date: 2009-01-15 08:13:17


THE FINTAG NEWSLETTER @ 03 October 2008

FINTAG COMMENT I don't get it. The UK media has banged on too long about the fall in house prices ... of mobility by a large debt? Fifthly, houses are for living in and not speculating on. All this guff ... asset and capital can only be extracted when credit is freely available. Sixthly, rural areas [more...]

Date: 2008-10-03 06:11:49


City Expects Bankruptcy of UK Government

]Merrill Lynch has issued a press release that: In our view, ... on government debt within the next five years. Meanwhile the British Chamber of Commerce ... are falling, and confidence is plummeting. All the critical national balances have worsened in Q4 [more...]

Date: 2009-01-15 13:39:19


alleged email from careerbuilder ceo

Following the layoffs at CareerBuilder last week that cut an estimated 15 percent of the job board’s workforce, ... ; Careerbuilder Sweden; CareerBuilder UK; CareerBuilder USA and Personified Subject: Where We Go From Here ... are some simple examples: 1) The United States debt has gone from $5.7 trillion in 2000 to over $10 [more...]

Date: 2008-12-12 17:04:56


Latest News in Goverment Grants and Debt Relief - Dec 23, 2008

UPDATE 1-US Fed grants CIT Group bank holding company status - Reuters UK 22 Dec 2008 at 5:25pm WASHINGTON, Dec 22 (Reuters) - The U.S ... Money 19 Dec 2008 at 8:39am NEW YORK (CNNMoney.com) — Government debt prices eased off record highs [more...]

Date: 2008-12-23 10:27:36


Latest News in Goverment Grants and Debt Relief - Dec 30, 2008

GMAC Receives $5B In Bailout Funds - WCPO 29 Dec 2008 at 9:20pm WASHINGTON (AP) ... - Reuters UK 23 Dec 2008 at 5:28am WASHINGTON, Dec 22 (Reuters) - The U.S. Federal Reserve Board ... learning Cadence … Japan Should Scrap U.S. Debt; Dollar May Plummet, Mikuni Says - Bloomberg 22 Dec [more...]

Date: 2008-12-30 15:02:38


Is a slur a slur if anyone says it? Or if a CELEBRITY does it? Prince Harry is in bare Potter as Barbadians say!

Prince Harry just can't stay away from the news, can he? ... turn it around a number of ways - if I was in the UK or NY and donned a Gestapo outfit and claimed ... a caller to say "coolie" on the air, as in clearing debt with a member of the Bajan Hindustani [more...]

Date: 2009-01-13 01:15:00


Living in a debtors' prison

Living in a debtors' prison Debt isn't just a political and economic issue, it's a human tragedy, says Giles Fraser ... | printer friendly version UK News Briefing 14 Jan 2009 [more...]

Date: 2009-01-08 02:36:27


Britain Becoming ‘Bankruptcy Tourism’ Hotspot

Cash-strapped Europeans are travelling to Britain to go bankrupt – then returning home debt-free. “Bankruptcy tourism” is becoming so popular that a company is now helping insolvent Europeans to travel and live temporarily in the UK. Lenient laws mean that foreigners can live in Britain, file for bankruptcy and leave with the slate wiped clean after [more...]

Date: 2009-09-27 15:44:02


Talking down sterling

You've slashed the interest rates, You've raised the debt, You've crumpled manufacturing, And yet... The currency just won't stay down anymore. Is this the situation in which the UK now finds itself? FT Alphaville wonders if -- having established that sterling weakness is good for the economy in its latest statement -- the Bank of England [more...]

Date: 2009-01-09 13:00:50


A perfect storm: the UK’s next banking crisis

The UK has recently undergone a banking crisis, the reasons for which have been much analysed, ... are predominantly made up of credit card debt against households which are breaking all records for indebtedness ... potential in profitable times    All of this means banks are facing wave upon wave of bad debt [more...]

Date: 2009-01-06 12:31:36


Four challenges in Pittsburgh for the G20

Guest Author: Uri Dadush, Carnegie Endowment The Great Financial Crisis is far from over, but a stimulus-triggered recovery is now taking hold. The contours of the post-crisis economy are already emerging—from the sharply rising public debt levels in most industrial countries to the severely impaired balance sheets of banks and households in countries at the epicenter of the banking disaster, including the United States, the UK, and several smaller European countries. [more...]

Date: 2009-09-24 00:00:02


Folly of relying on corporate banking sector for money supply into society

The following letter by Alistair McConnachie, editor of Prosperity UK was the lead letter in The Scotsman newspaper on Monday 12 January 2009, ... people, in order to provide our economy with new money, demonstrates the reality of our debt-based ... into our society (”So what if nothing works?” 9 Jan).The real solution lies in enabling the Bank of England [more...]

Date: 2009-01-15 14:55:54


UK’s Marks and Spencer to sack 1,000 employees

UK fashion retailer Marks and Spencer will announce the sacking of 1,000 employees tomorrow after experiencing dire Christmas trading ... have had an emergency restructuring team sent in from Deloitte. According to The Times, these stores employ ... its three billion pound debt. Unemployment is now rising at a faster rate than during the 1990s [more...]

Date: 2009-01-06 10:33:19



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