Crafty Creditors Are Making Changes
This is a guest post from Tisha Tolar is a freelance writer providing content for CreditCardAssist ... . By today’s standards, a good customer can simply be late paying a debt other than the credit card ... and charges to accumulate, leaving you in even greater debt. Credit card companies rely on the fact [more...]
Date: 2009-01-14 13:10:23
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Reader Question: My student loans went into collections! How do I get it off my credit score?
Reader's QuestionHi FB,A couple of months ago I was denied a student loan deferment and forbearance although I was unemployed and not earning any ... , like Debt Counselling of Canada. They should NEVER CHARGE YOU ANYTHING for their services ... debt shows. [more...]
Date: 2008-12-01 22:11:00
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
Criminal Charges: Volume XVII
About the author: This guest article is presented by Jeremy M. Simon, who writes for Taking Charge. Jeremy’s articles focus on payment card and debt trends impacting consumers. Thanksgiving ... edition of Criminal Charges, my weekly roundup of news items combining payment cards and crime [more...]
Date: 2008-11-24 12:30:59
Homeowner Debt Consolidation
Homeowner Debt Consolidation January 9th, 2009 Subscribe To Our Feed When we try to live what we think is the best possible way of life for us, ... when you first went into debt with your loan and credit charges and then you suffer a loss ... , when we take on additional debt to have some type of plan for future payment options, if we lose [more...]
Date: 2009-01-09 02:51:21
Retire Young and Wealthy - Is it Possible?
Take a look around at those who retire early. What did they do so differently that allowed them to hang up their hat and take the rest of their life ... ? Avoid and Eliminate Debt Create a Savings Plan That Takes Advantage of Compounding Turbo Charge Income As long as you carry debt that exceeds income, it is impossible to get ahead. The money [more...]
Date: 2008-12-19 18:39:08
Collection Agency calling from 571-431-1958 (Washington, VA)
Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]
Date: 2009-09-25 19:53:49
Bad Debtors Be Warned, You Are Being Watched!
As the recession takes a hold more and more people are struggling to repay debt. Personal debt in Britain is increasing at a dramatic rate and is now approaching the 1.4 trillion pounds mark. However for one sector, business is booming. These are the private investigators charged with tracking down non payers of debt. “Why should people get away with not paying?” says a spokesperson for the Bankruptcy Advisory Service, which counsels bad debtors. [more...]
Date: 2009-09-11 01:50:50
Mealy Apples
Is there anything more disappointing than biting into an apple that has no crispness and flavor? ... , I bit into a mealy apple of my own. My bestbuy credit card started charging me a "debt cancellation" fee. I recently bought a nice expensive system on credit because of the no interest financing. Well [more...]
Date: 2008-06-05 01:15:10
Debt Collection
I recently received a phone call from my friend in New York who is working there as an accoutant ... . She is still lucky to have her job after all. Being in a Debt Collection Agency , they are charged ... , the kids , life in general and even her work. She is working for a debt collecting company [more...]
Date: 2009-01-13 14:16:59
Sunday link Love: Redemption Edition
My blogging friend Lynnae at Being Frugal is part of a collection of moms that blog for Walmart, ... From a Stock Market Decline Thrifty Florida Mama: Tips To Set Aside Money For Christmas Chief Family Officer: Continuing Dilemma - Public School Vs Private School My Super-Charged Life: Debt-Free [more...]
Date: 2008-10-12 17:59:54
The Effect Of Credit Card
by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... your credit rating, and are also in danger of falling into debt .You need to compare the companies ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]
Date: 2009-01-14 11:03:30
How To Prioritize Your Debt Repayment Plan
Everyone knows that healthy personal finances requires debt reduction. However, paying down debt can become discouraging when you have a great deal of it, from a variety of sources. Paying a little bit extra every month on each of your debts doesn’t seem to make a dent, thanks to high interest charges. Instead, you can make more effective use of your debt repayment funds if you concentrate on retiring one debt at a time. This can also simplify matters and help you focus your efforts. [more...]
Date: 2009-09-24 01:03:28
Fix Bad Credit
by John Cooper If you have a low credit score contrary to popular belief you do not have to just wait seven years for your credit report to ... has received some form of payment. For example with a charged off credit card account the debt has been sold to a collection agency, and the lender has no need to save any record of your account [more...]
Date: 2008-12-24 10:55:40
What Is A Charge Card?
A couple of days ago, I posted this story about a guy who beat debt. One of his solutions was “getting a charge card which feels like a debit card (and pays for itself with the amount I spend), so I never trap myself in to thinking I’ll pay things off later.” Emphasis mine. What Is A Charge Card Frankly, between debit cards and credit cards and ATM cards, it is easy to forget that there is another type of plastic option, the charge card. [more...]
Date: 2009-08-07 00:00:34
Can Wesley Snipes's Evil Genius Lawyers Help You Live the Tax-Evading Hollywood Dream? [Celeb Jurisprudence]
We've heard of (and often tried) a lot of ways to ladder-climb in Hollywood, but "superstar tax-evasion defense attorney" ... a "good-faith" offer to defray his tax debt on three misdemeanor charges — unprecedentedly dropped ... the attorneys up to have their historic cake and eat it, too. And to hear Bernhoft and Barnes tell [more...]
Date: 2008-10-21 18:20:07
People Here Don’t Give A Crap What Kind Of Car We Drive.
And believe me, that is a welcome relief after living in Los Angeles for 13 years ... too much, and just charged myself into credit card debt - all to try to impress other people. I fell ... not afford and tens of thousands of dollars in credit card debt…for nothing! What did I have to show [more...]
Date: 2008-08-27 13:00:54
The Lowdown on Wired Plastic
Wired Plastic is the brand name of one of the most rewarding prepaid debit cards out there. Unlike credit cards, there is no debt involved when purchases are charged to a debit card ... with features like online account management, automated monthly payment systems, a point-collecting [more...]
Date: 2009-01-16 02:46:02
Erase Bad Credit
by John Cooper If you have bad credit there is hope ... has received some form of payment. For example with a charged off credit card account the debt has been sold to a collection agency, and the lender has no need to save any record of your account. Recent [more...]
Date: 2009-01-14 18:52:30
Things You Might Not Know About Credit Cards & Debt Relief
A Legal Thief ? When you get your monthly credit card statement, do you ever look to see what the interest rate is that they are charging you? ... long to mount up debt, especially if you have more than one credit card. Too many credit cards ... credit cards in use in the United States alone. All I’m saying here is be careful and read [more...]
Date: 2009-01-05 17:53:17
How Can I Lower The Down Payment Requirements So I Can Buy Real Estate?
With a few lenders starting to loosen their requirements slightly in San Diego, it's becoming increasingly obvious that the bottom is behind us ... , because there's no PMI, no need to split loans, and no ongoing charges for the loan, by debt to income [more...]
Date: 2008-06-17 13:40:32
Finance Crisis Hits Credit Card Business
The financial crisis appears to be spreading to the credit-card business. Credit card companies say that their charge-offs of delinquent debt from card-holders have spiked to 5.5 percent, and could jump to 8 percent in coming months, a level not seen since the dot-com [more...]
Date: 2008-10-31 17:12:26
America's gift to the world -- credit cards and debt
Guess what country this paragraph from a New York Times story describes: Outstanding card debt here ballooned to nearly $18 billion last year, ... -high interest charges. It's Turkey, where less than a generation ago consumer debt was almost unheard ... of the NYT's powerful series called "The Debt Trap" -- describes the spread of easy credit [more...]
Date: 2008-08-11 20:27:41
Am I Wrong - 1.14.09
Dermaine “Someone teach me how to NOT be niggarific” Grier Michael “i’m a dumb ass” Peterson … ... charges and Grier has an additional charge of grand theft. Peterson was $40,000 in debt because of the car. Detectives say he gave the keys to a co-worker Grier in order to get rid of the car. Grier [more...]
Date: 2009-01-14 18:09:10
Selfishness in Affiliate Marketing
So last night I was up all night with my allergies, didn’t get to sleep until 7:30am ... . When he doesn’t pay the loan back, he’s charged 400% in interest and ends up being in debt for years. Rather ... allowance” out of it, less the money they deducted as “repayment” on the loan. All told, they took [more...]
Date: 2008-09-05 20:54:30
Dems: New Credit Card Regs Are No Substitute for Legislation
After months of proposals, arguments, hearings and public comments, ... sooner to protect American consumers by giving credit card protections the permanence and force of law ... card practices that mire families in debt. Legislation is needed to stop abuses such as charging [more...]
Date: 2008-12-18 21:12:36
‘I was abused as a child and sexually assaulted as a teenager’, says model outed …
After living the glamorous life of a jetsetting model and celebrity, Sophie Anderton’s fall from grace was something of a shock. And in a new interview she claims that it was childhood abuse that led her to sell her body for money after racking up a serious amount of debt with drug dealers. The former Wonderbra girl has admitted charging wealthy businessmen £15,000 an hour for sex to fuel her drug addiction. [more...]
Date: 2009-09-29 18:00:55
Restrictions on Wage Garnishment for Debt Collection
Many debtors that have defaulted on their credit card debt or other unsecured loans are concerned about their wages being garnished. Often collection agencies will threaten to turn your debt over to their ‘legal department’ ... for you… at no charge. The U.S. Department of Labor has developed The Federal Wage Garnishment Law [more...]
Date: 2008-11-30 16:13:23
Fast Cash
Many people nowadays, especially because its the holidays, find themselves strapped for cash. My friend John had to take payday loans in order to pay off his debts. What he did ... track of his payable and its charging lesser interest rates than the bank. Anyway, loans or fast cash [more...]
Date: 2008-12-07 08:07:39
Horse-race-loving former police chief winds up behind bars
Frank Kessler, former Garden Grove police chief, councilman and mayor, and his wife were arrested Wednesday on suspicion of financial misdeeds, ... and personal loans with a city-issued credit card. They were named in a 21-count district attorney ... card, then charged an additional$2,000 to the card to pay a debt collection agency. The PE reports [more...]
Date: 2008-12-18 19:55:29
Eliminating Debt in 5 Easy Steps
by John Major It is unfortunate that in today’s economy, debt rules all. From the deepest spots of our wallets, we have charged ourselves to the point of no return. The commercials and ads promising a better car, newer home and more of this and that are all based on lines of credit and bank loans. Our children have been raised in this economy where paying for something means a monthly payment and a low or high interest rate; this is why debt elimination is needed. [more...]
Date: 2009-09-24 11:39:25
Frugal Credit Repair - Secure Debt
creditcard Once upon a time I was not the most responsible person with my money or my credit ... of the card whereas many companies will charge as much as 24% even though you are securing the debt [more...]
Date: 2008-08-26 22:01:38
Control Your Debt to Eliminate it Entirely
Control Your Debt to Eliminate it Entirely Posted By Robert Billings on @ 4:43 am by Michael Geoffrey No one plans to get into debt ... from a reputable organization, debt consolidation, or bankruptcy. Your level of debt, the discipline ... be advisable to turn to a credit counselor. Although they do charge for their services, these companies [more...]
Date: 2008-10-29 09:43:41
Ukrainian Natural Gas Crisis Drags On
The Russian/Ukranian problems seem to continue. There is talk that the Ukraine is on the brink of bankruptcy: ... wants to charge the former Soviet republic an unjustly high price in order to drive it into debt [more...]
Date: 2009-01-14 18:05:23
Sears suffers 3Q loss on weak US, Kmart sales
CHICAGO (AP) — Hefty charges and poor results at its U.S. stores led Sears Holdings Corp ... and stock and debt repurchases to boost its financial flexibility. Meanwhile, Sears withdrew [more...]
Date: 2008-12-02 15:56:23
War On Vice
2009-01-14 Labels: Canadian Society 0 comments The nanny-state expands further.This is just plain scary ... ? Charging a blackjack dealer with murder if a known gambler kills someone for money to pay for debts ... and then walks into a bar. They proceed to have one drink and leave. They drive off and kill someone [more...]
Date: 2009-01-14 21:21:00
Buy a new house with easy loans, 133978 euro is not a problem
Different lenders charge different fees. Both banks and brokers have their strengths and weaknesses ... in itself is not a debt, it is evidence of a debt of 8 percent. So how do you find a lender or broker [more...]
Date: 2009-01-15 21:16:51
Criminal Charges: 2008 in review
It's been an eventful first year for Criminal Charges, my weekly look at what happens when criminals and credit cards meet ... , shouts-out Leprechaun film Debt can make you do some crazy things -- like stealing Lego blocks using ... . Hegarty apparently hoped to use the profits she earned to pay down debt. Although the links [more...]
Date: 2008-12-29 15:03:46
American Express: Don’t Leave Home Without Uncle Sam
In Shakespeare’s “Hamlet,” Polonius advises: “Neither a borrower nor a lender be ... % for the year (though up ever so slightly, two cents, Friday). In freezing the debt markets, the credit ... One of them is American Express. It has been a tough week for the charge card issuer, whose stock [more...]
Date: 2008-12-12 19:47:00
Grief from commercial sales agents Bag A Business and Knightsbridge Business Sales
Last week we told how commercial estate agent, RTA (Business Consultants) Limited, charges hefty fees even when it fails to sell a business ... for passing the demand on to its debt collection agency and is fully committed to the sale [more...]
Date: 2009-01-14 19:10:07
Go for a new house with easy loan, 413270 euro in one phone call
Different lenders charge different fees. Settlement costs can include everything from broker commissions and loan-origination fees, ... is not a debt, it is evidence of a debt of 5 percent. Both banks and brokers have their strengths [more...]
Date: 2009-01-15 21:11:11
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... some form of payment. For example a charged off account has likely been sold to a collection agency ... to dispute the item. These include; escalated dispute information requests, debt validation [more...]
Date: 2008-12-28 13:54:55
My Credit Card Balance is Zero ? Now What Do I Do?
by William Blake Once your cards are paid off, it can be tempting to start charging again. But that’s the worst possible thing you could do ... . The only sure way to stay out of credit card debt is to not have access to any credit cards ... do, along with their pros and cons. *Some financial advisors say that if you keep your credit card [more...]
Date: 2009-01-05 23:24:50
Why You Should Never Live On Cash
From Now On, You’ll Learn To Live On Cash If you’ve ever watched the show, Till Debt Do Us Part, then you’ll know that the host, Gail Vaz-Oxlade, ... Cost You Money Whenever possible, I will charge everything I buy on a Credit Card. The main reason for this is because it makes me money. If you’re the kind of person who never runs a credit card [more...]
Date: 2008-12-30 00:19:00
Free Debt Consolidation Services
Amazon.de Widgets Do not fall prey to counterfeit debt consolidation companies. Play smart and get to know everything that you need to Debt consolidation companies offer to take your debt burdens away and provide you with little peace of mind. This might be the apparent case but not everywhere. Some companies would be ready to take your undue advantage when you are emotionally drained and are facing high pressures from your creditors. They will be charging with high front fees and many hidden costs. [more...]
Date: 2009-09-02 06:40:14
Credit Card Debt Consolidation Services
Do not fall prey to counterfeit debt consolidation companies. Play smart and get to know everything that you need to Debt consolidation companies offer to take your debt burdens away and provide you with little peace of mind. This might be the apparent case but not everywhere. Some companies would be ready to take your undue advantage when you are emotionally drained and are facing high pressures from your creditors. They will be charging with high front fees and many hidden costs. [more...]
Date: 2009-09-08 06:26:58
Corruption charges prompt Congo to lobby Congress
In the past few years a handful of private equity or hedge funds have garnered a reputation as “vulture funds,” a term coined to describe companies that profit from the debt of extremely poor countries. The hedge funds buy defaulted debt for pennies on the dollar, then sue them later for the full amount owed in U.S. and European courts. Both in 2008 and earlier this year, members of Congress introduced bills to protect these debtor nations from lawsuits. [more...]
Date: 2009-09-18 19:08:25
Police: Debt Collector Stole Identities
Posted on Thursday, 10 of September , 2009 at 4:32 pm NEWSTEAD—An Erie County debt collector is under arrest for allegedly stealing identities through her employment. Hope M. Dunlap, 38, of North Main St., Newstead, has been charged with first degree scheme to defraud and identity theft, both felonies. State Police said they were alerted to suspicious online loan payments by a local Federal Credit Union. [more...]
Date: 2009-09-10 21:32:44
A Few Quick Questions -- Divorce Deadlines
There are several issues that have different ending dates in Texas divorces. Here are some that people often wonder about.1 ... to terminate my responsibility?Answer: New debt created by your (ex)spouse after the decree of divorce ... the decree is signed, you are each on your own.Example: If either spouse charges on a credit card [more...]
Date: 2008-12-15 06:15:00
October 2008: Goals Update
Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but I have to admit it does no good to send in money if you keep charging [more...]
Date: 2008-11-05 18:10:55
