Telemarketer calling from 714-679-2140 (Santa Ana, CA)

Annoyed reported a Telemarketer (7146792140 from Santa Ana area, CA) . The following comments were posted: Got an unsolicited text message from them "Do you have 10k or more in credit card debt? Our debt relief program CUTS your payments and total debt by over HALF. No upfront fees. May we contact you?" Permalink: http://www.numberinvestigator.com/phone/714-679-2140.html [more...]

Date: 2009-09-29 18:08:38

Blog posts (688) | Videos (649)
 

How to Handle the Bill Collectors

How to Handle the Bill Collectors Posted in January 15th, 2009 Category:Debt Relief Credit card debt collection is a big business. There are millions of dollars every year from thousands of accounts that go to collection agencies for delinquency. Being in debt is never easy and it’s a very stressful time. You may receive [more...]

Date: 2009-01-15 05:53:51

Wall Street Bonuses: Are Junk Bonds Illegal?

Credit Suisse yesterday announced a bonus plan for 2008 that, depending on whom you ask, is either brilliant, or heartless, or heartlessly brilliant ... loan blows up. Devalued debt is actually an investment opportunity right now–private-equity firms, including that of Nelson Peltz, are investing in distressed debt. Credit Suisse has marked the debt [more...]

Date: 2008-12-19 13:35:00

Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

Credit Card Debt Update - $5,499

The weather outside is absolutely freezing! It’s a good chance to sit down and really take a close look at our finances and do some forecasting ... . Our income is up and we are still keeping our expenses fairly low. I am pleased to be able to get our debt down to $5,499. I realized that we are only technically $1,759 away from being credit card debt [more...]

Date: 2009-01-16 03:19:56

Telemarketer calling from 949-981-0364 (Irvine, CA)

Alphanumericone reported a Telemarketer (9499810364 from Irvine area, CA) . The following comments were posted: Spam text message stating "Do you have 10k or more in credit card debt? Our debt relief program CUTS your payments and total debt by over HALF. No upfront fees. May we contact you? Permalink: http://www.numberinvestigator.com/phone/949-981-0364.html [more...]

Date: 2009-09-29 16:12:12

Debt or Credit Counselling - Well worth Considering

In some parts of the world financial counselling is called credit counselling, while in some European countries i.e. United Kingdom it’s generally referred to as debt counselling. Whether using one expression or the other, the nature of debt or credit counselling boils down to one and the same meaning - getting an education process of [more...]

Date: 2009-09-07 05:44:48

More Bank Woes: Spreads on Credit Card Securitizations Rise

It isn't surprising to see spreads on credit card debt on the increase. In fact, it might seem odd that it has taken this long ... recourse, than from their credit card debt (yes, refis as opposed to purchase money mortgages ... feel newly emboldened by the bill to try to extract more from credit card borrowers than they would [more...]

Date: 2008-09-02 23:37:14

Paid Estimated Taxes, Who Sold Their Car? @ The Roundup

On Estimated Taxes The weekend was uneventful but we did have to pay our estimated taxes a few days ago ... out after reading about John McCain’s credit card liabilities. Over $100,000 in credit card debt ... month. Interesting bit here on the credit card habits of our political candidates. Five Cent [more...]

Date: 2008-06-16 16:02:44

Debt Settlement – When You Should Talk to a Professional For Debt Relief

Are you one of the several thousands of Americans in debt? Do you owe hundreds or even thousands in credit card debt? If you are one of these individuals who are struggling to fix their finances, you are probably bombarded with a lot of information on the available debt relief services.Last 5 posts by How To Easily Own A Membership Site - September 25th, 2009The "Give-To-Get" Principle - September 25th, 2009If 90% of Internet Marketers Fail How is Success Possible to Achieve? [more...]

Date: 2009-09-25 06:01:23

TARP II: The Wrath of TALF

In normal times the Federal Reserve responds to crises by using teeny, gold-plated hydraulic levers to raise and lower interest rates ... which it will lend up to $200 billion to support the issuance of debt backed by consumer and small-business debt -- such as credit-card loans, student debt, auto loans and loans backed by the Small [more...]

Date: 2008-11-26 15:35:02

Time to get back to basics (pfblogs.org)

Millions of people in the US are feeling at least a little pain as the market whipsaws and home values go down ... .  The people feeling the most pain now have more mortgage debt than they can handle, the inability to refinance that debt, perhaps a lot of credit card debt, and maybe even unemployment.  People ... ... [more...]

Date: 2008-10-03 00:47:04

Needing Help!!

As I have mentioned in my earlier posts that I am now having a major difficulty in handling my credit card bills ... consolidate their credit card debts and also reduce interests; thus giving each families ... of not sending us money, I already incurred over dues and consistent follow-up calls from credit card [more...]

Date: 2008-06-23 11:44:44

Thank you Taxpayer. Sincerely, Merrill Shareholders

From the Wall Street Journal In the end, investors and financial institutions could face as much as $2 trillion of losses from bad U.S ... from commercial real estate, credit cards, auto debt and business debt, and Goldman’s loan-loss estimate ... rescued both Merrill and Countrywide without government assistance. Mr. Lewis had also argued [more...]

Date: 2009-01-15 09:02:01

Money Match #5: Erin, Nashville Female Seeking Friends

It's been a while since we had any Money Match posts-- mainly because I totally flaked out and let a couple entries languish in the depths of my ... . This of course is my only form of debt, 54k in student loans. I have no credit card debt, no car payment, etc ... have me showing up on her front porch if I lived in Nashville! Email me at openwallet1 at [more...]

Date: 2008-10-28 13:17:00

Debt Reduction Program

Debt Reduction Program Posted in January 15th, 2009 Category:Credit The numbers of debt ridden customers are increasing ... in debt. Not everyone has sense of managing the accounts. Nor do they understand interest and rate applications and fall into debt traps. Debt reduction is an innovative approach to solve unsecured [more...]

Date: 2009-01-15 14:49:54

Mortgage Mania 26 - …And Henry Giveth Again

You would have to be living under a rock to have missed this today, so here is a newsflash for all you subterranian dwellers ... up mortgage assets, consumer credit card debt and car loans. In his article, “Fed bets $800 billion ... securities backed by auto loan and credit card debt. Hmmm, let me see if I get this straight [more...]

Date: 2008-11-26 04:30:52

Time to get back to basics

Millions of people in the US are feeling at least a little pain as the market whipsaws and home values go down.  The people feeling the most pain now have more mortgage debt than they can handle, the inability to refinance that debt, perhaps a lot of credit card debt, and maybe even unemployment.  People [more...]

Date: 2008-10-03 05:36:52

Reader Pays Off $14,330 In 20 Months With Our Tips [Debt]

Stuck in a $14,300 debt hole, reader Trixare4kids was able to dig herself out using tips she learned about on Consumerist.com ... it all in 20 months. She writes: "This morning I made my very last payment on $14,300 in credit card debt ... credit card company and tried to negotiate for a lower rate. I was successful with a lot of them. In once [more...]

Date: 2008-10-06 20:35:27

America's gift to the world -- credit cards and debt

Guess what country this paragraph from a New York Times story describes: Outstanding card debt here ballooned to nearly $18 billion last year, ... -high interest charges. It's Turkey, where less than a generation ago consumer debt was almost unheard ... of the NYT's powerful series called "The Debt Trap" -- describes the spread of easy credit [more...]

Date: 2008-08-11 20:27:41

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... of the charge, however, was when I received a collection notice several months after [more...]

Date: 2008-10-30 19:20:44

Top 3 Tips for Qualifying Your Renter / Tenant

What Make A Good Renter? Is a good renter someone with great credit, or large deposit or maybe  high income? ... really work and how much do they make. Debt to Income Ratio - While pulling credit can give ... a debt to income ratio .  This will illustrate whether they have sufficient income to cover their rent [more...]

Date: 2008-10-03 12:59:43

Bonus Day!

Got my year end bonus today deposited to my bank account. SWEET! First order of business was to completely wipe out my credit card and line of credit debt. I’m on track this month to have my best absolute monthly net worth increase since I started recording [more...]

Date: 2009-01-15 18:49:31

20 Things That Rock About Being Debt Free

I have been debt free for (almost) three years.  The following is inspired by a conversation that I had recently with a good friend - a buddy of ... .  I spend a little extra on nicer things for my wife.  In the past, credit card debt crippled ... .  I can disregard every credit card application that comes my way [more...]

Date: 2009-01-03 12:15:57

Credit Card Debt Consolidation Services

Do not fall prey to counterfeit debt consolidation companies. Play smart and get to know everything that you need to Debt consolidation companies offer to take your debt burdens away and provide you with little peace of mind. This might be the apparent case but not everywhere. Some companies would be ready to take your undue advantage when you are emotionally drained and are facing high pressures from your creditors. They will be charging with high front fees and many hidden costs. [more...]

Date: 2009-09-08 06:26:58

Debt Consolidation Plan: “Plan” Before You Leap!

Too many debts to deal with? Has it become unmanageable? ... ??? Here’s the solution you’ve been looking for - ‘Debt Consolidation Plan’. Debt consolidation loans ... , credit card dues, overdrafts, or any number of unpaid bills that have built up over time [more...]

Date: 2009-01-15 08:14:20

Fed bets $800 billion on consumers

That $200 billion aimed at spurring consumer borrowing will come from the Federal Reserve Bank of New York, which will lend that money to holders of securities backed by consumer debt, such as credit card debt. ... He said the fact that the Fed and Treasury had to work together to get an additional $800 [more...]

Date: 2008-11-25 19:04:49

D. Other Publishers

A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]

Date: 2009-09-24 02:03:01

Divorce Affects Credit Big Time

by Rob Kosberg Divorce can have unexpected effects on your credit ... with your finances before you receive the possibly devastating injuries to your credit. Know your total debt ... to examine the credit reports for each spouse. Any errors should be fixed so that both reports [more...]

Date: 2009-01-15 23:28:30

Is It A Good Or Bad Thing That So Many Companies Are Going Out Of Business?

What exactly will 2009 bring us in terms of businesses closing down for good? ... $2.56 trillion in consumer debt, with the average household’s credit card debt amounting to $8,565 ... filing for bankruptcy or are already in it, so we won’t know if some of them make [more...]

Date: 2009-01-06 14:00:00

"How to Design a Bank Bailout that Works"

Johm Hempton disagrees with me and others that the problem in financial markets is fundamentally one of solvency, i.e. lack of adequate bank capital ... guarantee of all sorts of bank debt" is needed to get bank credit flowing again from financial wholesalers ... debt payments: The Brad DeLong question - and how to design a bailout that works, Bronte [more...]

Date: 2008-11-24 22:27:17

Is Using Credit More Expensive? Not Always

One of the biggest things that anti-credit proponents like to hold up is that using credit is more expensive. But is it really? ... save you money - a lot of money. Using your good credit score to help you leverage your debt ... With A Cash Back Credit Card - My favorite method for this works especially well when you shop online [more...]

Date: 2009-01-05 13:14:47

GDP’s Debt to Credit

The FDIC is considering tapping its emergency line of credit with the Treasury. FDIC Chair Sheila Bair recently hinted after a speech at Georgetown University that all options are on the table when it comes time to replenish the dwindling Deposit Insurance Fund. We’ll find out more in the next few weeks after the FDIC board of directors meets. Stock market bulls aren’t concerned about the inevitable acceleration in bank failures — at least for now. [more...]

Date: 2009-09-23 18:10:17

GDP’s Debt to Credit

The FDIC is considering tapping its emergency line of credit with the Treasury. FDIC Chair Sheila Bair recently hinted after a speech at Georgetown University that all options are on the table when it comes time to replenish the dwindling Deposit Insurance Fund. We’ll find out more in the next few weeks after the FDIC board of directors meets. Stock market bulls aren’t concerned about the inevitable acceleration in bank failures — at least for now. [more...]

Date: 2009-09-23 22:12:34

== The Debt Elimination Industry is BOOMING! ==

Credit Card debt is at an all time high, in fact it’s up to 2.8 Trillion Dollars. This means Millions of Consumers are in debt & need help! ... from harassing collectors. A service like this could be priceless. Click Here&gt [more...]

Date: 2009-01-16 03:52:10

Debt Consolidation For You

Credit cards have become the talk of the town these days, especially with the credit crunch. The reason is that several people have found themselves deep in credit card debts and the thing to think... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-28 21:18:35

Debt Consolidation For You

Credit cards have become the talk of the town these days, especially with the credit crunch. The reason is that several people have found themselves deep in credit card debts and the thing to think... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-28 21:17:51

Debt Consolidation For You

Credit cards have become the talk of the town these days, especially with the credit crunch. The reason is that several people have found themselves deep in credit card debts and the thing to think... Writers Wanted: Join Our Blogging Community Today! [more...]

Date: 2009-09-28 21:18:35

And You Thought Credit Cards Companies Here Were Vicious? [Credit Cards]

America's painfully slow economic decline is partly fueled by almost $1 trillion of revolving credit card debt, an albatross our imperial credit card companies are all too happy to export. Most of the world's ... countries." "Industry experts" worry that the 100 million credit card users in China and Turkey may [more...]

Date: 2008-08-11 01:45:45

Free Downloadable Suze Orman Book from Oprah

Here’s a quick reminder that Suze Orman will be on The Oprah Winfrey Show this afternoon to discuss jumpstarting your personal finances in 2009 ... within your means, rather than running up credit card and HELOC debt leaves you better able ... to topics like credit, retirement investing, spending, real estate, and “protecting yourself” [more...]

Date: 2009-01-08 17:53:44

Business Debt Consolidation in Credit Crunch Today: A Must Do

In Debt We Trust Many more people drown in debt these days, if not gone bankrupt ... and foremost thing to do is to find the right information on debt consolidation. About debt consolidation for small business According to Bills.com: Debt consolidation is when you consolidate multiple [more...]

Date: 2008-11-01 06:03:43

Understanding Second Chance Banking

by Lianne Gaines With the economic decline raging, a lot of folks have found themselves in either short-term or long-term economic trouble. Unfortunately, these troubles can haunt you across many aspects of your life. Too many individuals do not realize that there are ways to navigate around these financial troubles. Be it bad checks, credit debt, or lack of health care, there are resources that will get around, or at least alleviate whatever is blocking you from achieving a better financial outlook. [more...]

Date: 2009-09-29 10:39:14

Free Living

In this complicated financial status due to non-stop daily expenses, monthly bills, children's educational expenses, ... . The overflowed using of more than one credit card is really sink us into a big debt when unable to use in minimal expenses. Not realizing that we are already sinking into big credit card debt. It's time [more...]

Date: 2008-12-02 01:16:10

Save Money by Using a Debt Consolidation Loan

Amazon.de Widgets If you are suffering from expensive credit card debt that is difficult to keep under control would it be worth considering a debt consolidation loan as a viable alternative? The simple math would suggest it is.It seems as if you cannot turn on the television or the radio nowadays without seeing or hearing advertisers promoting debt consolidation loans and products. [more...]

Date: 2009-09-25 15:20:16

Finding a Bankruptcy Attorney in New Hampshire

People living with debt that they can’t handle have a few options to choose from. They can contact a debt or credit counsellor and try to work out a debt settlement plan ... and circumstances is crucial to help your case and help you understand the law and how it applies [more...]

Date: 2009-01-16 00:28:49

Almost perfect

Poster2_2 Credit where credit's due. Today's debt campaign launch was almost perfect: The ad is clever (although I hope we're not spending too much on billboard placements). The debt message ... . It was backed up with substance. George Osborne launched a paper - Labour's Debt Crisis - detailing [more...]

Date: 2009-01-12 16:36:47

Help a Reader Payoff Debt

Last night I got a call from a friend looking for some financial help. He has $14,300 in debt and has a goal to be debt free by November ... Details Here are the details of his debt: Personal Line: $3,500 balance @ 15% - $7,000 limit Credit Card ... Plan When Does the 0% Credit Card Really Expire? The Great Credit Card Debate Continues…. Debt [more...]

Date: 2008-06-24 13:29:39

Dicing With Debt

Dicing With Debt Posted in January 15th, 2009 Category:Debt Relief Britons are taking on record levels of mortgage and credit card debt, with figures released last year showing that UK personal debts far out weigh that of our European neighbours. For those in need of help with financial problems then the Citizens Advice Bureau [more...]

Date: 2009-01-15 07:42:47

1 Penny = 1 Billion Dollars

Taking a look at these humorous cartoons about how high gas prices were this summer, ... . We can use that extra money to either pay down our credit card debt, save more money or give our kids ... . Photo Credit: jackslife Advertisement: Real Estate Investing Forums Discuss real estate, network [more...]

Date: 2008-12-05 19:44:34

Pawlenty on the Bailouts

Pawlenty on the Bailouts Jennifer Rubin - 12.08.2008 - 7: ... , there’s one small problem with the whole concept and that is by any reasonable accounting standard, the federal government of the United States is broke. They’re using credit card debt to pay off credit [more...]

Date: 2008-12-08 12:53:34

51 - 100 of 688 Posts
Page: First | < Preceding | Next >
0 | 1 | 2