This Is What You Are Up Against–My Bio

This is a reprint from our most current edition of The Verifier! Letter from the President: This is What You Are Up Against –Check Out My “Biography” Pay ... across the globe have entrusted employeescreenIQ to do their employment screening. We have shared [more...]

Date: 2009-01-15 14:32:46

Blog posts (145) | Videos (28)
 

Supreme Court May Strike Down Civil Rights Provisions in Work and Voting This Year

Supreme Court May Strike Down Civil Rights Provisions in Work and Voting This Year 01-10-09 11: ... Southern states have been bitching about meeting guidelines on fair voting act rules and want them ... exclusively to whites. To it's credit New Haven, Connecticut tried to stop using their racist test [more...]

Date: 2009-01-14 12:59:49

Free Credit Reports May be Hazardous to Your Credit Score

The Fair and Accurate Credit Transactions Act (FACTA) of 2003 made sweeping changes to the Fair Credit Reporting Act (FCRA). On the surface some of these changes seemed like a win for consumers. Take the ANNUAL FREE CREDIT REPORT clause for example. Wow! The Credit Bureaus are actually giving away free credit reports [more...]

Date: 2009-01-15 00:36:32

Will Media Examine Candidates' Proposals Before Financial Crisis?

As a result of the stock market collapse in the last four weeks, the economy has become the most important issue on the minds of voters ... and Barack Obama took turns during the second presidential debate on Tuesday night claiming credit [more...]

Date: 2008-10-12 17:13:50

Is the Capitol Visitor Center 'Left-Leaning'?

Is the Capitol Visitor Center 'Left-Leaning'? This display in the exhibition hall originally -- and erroneously -- touted E Pluribus Unum as the national motto. Photos By Bill O'leary -- The Washington Post Photo) By Ben Pershing The massive new Capitol Visitor Center has been open to the public for four days now, [more...]

Date: 2008-12-05 17:20:00

Is the Capitol Visitor Center 'Left-Leaning'?

Is the Capitol Visitor Center 'Left-Leaning'? This display in the exhibition hall originally -- and erroneously -- touted E Pluribus Unum as the national motto. Photos By Bill O'leary -- The Washington Post Photo) By Ben Pershing The massive new Capitol Visitor Center has been open to the public for four days now, [more...]

Date: 2008-12-05 17:20:00

Choosing a Credit Repair Company

Selecting a credit repair company to help you improve your credit score is a big decision ... under the Fair Credit Reporting Act to dispute certain items in your credit reports directly ... of credit repair they think of a process that has become known as credit report repair [more...]

Date: 2009-01-10 18:23:12

RNC Chair Race: The Lay of the Land

RNC Chair Race: The Lay of the Land The fight to be the next face of the Republican party -- or at least the next chairman of the Republican National Committee -- has been defined so far by a cavalcade of announced and potential candidates and a dearth of individuals with the star power to emerge as the frontrunner [more...]

Date: 2008-11-25 10:45:20

WRITING: TEOTWAWKI fiction - It happened in Church - Chapter Ninety Five - Deaths, Decades, and the Tontine

It happened in Church - October 19, 1962 Chapter Ninety Five - Deaths, Decades, and the Tontine October 19, 2002 Forty year mark. It seemed like yesterday. John was graying; Marie dying her hair. The children were having children. He was a grandfather, actual and honorary, many times over [more...]

Date: 2008-10-04 13:53:46

The Importance of GOOD Credit

by Rob Kosberg We all should know that good credit is a “must have ... to get a loan, a mortgage, credit card depends on a good credit rating. Our “Credit Score” is most ... FREE Guide on Maintaining and Repairing your Credit [more...]

Date: 2009-01-03 12:23:01

Breaking News and Political Commentary

Israeli Offensive Presses into Gaza CityBy Richard Boudreaux and Rusdi abu Alouf - Los Angeles TimesIn the heaviest fighting since the invasion began, troops and tanks hit the capital from three directions. Gaza City is shaken by shelling and helicopter missile fire [more...]

Date: 2009-01-12 13:18:00

Oh Noes, The Cat Got My Tongue

Get out of your feed reader and comment on this post- we PROMISE that the ShamWow guy won\'t pop out when you do.. ... is outrageously obsessed. Irresponsible reporting The media are feeding this problem in a very dangerous [more...]

Date: 2008-11-25 13:00:31

Sunday Reading: Broder Hammers Obama

Sunday Reading: Broder Hammers ObamaPresident-elect Barack Obama's popularity ratings may still be sky high but the Post's David Broder -- dean of the political press corps in Washington -- isn't happy with the performance of the former Illinois Senator in recent weeks [more...]

Date: 2009-01-11 18:15:00

Fix Bad Credit

by John Cooper If you have bad credit there is hope. You do not have to wait seven years for bad credit items to naturally fall off your credit report. The Fair Credit Reporting Act that was passed by Congress gives you the right to dispute any item [more...]

Date: 2009-01-02 11:00:08

The Morning After, Plenty of Blame to Go Around

The Morning After, Plenty of Blame to Go Around We're now less than 24 hours removed from one of the most colossal legislative failures in recent ... ." A host of smart analyses and behind-the-scenes accounts, along with additional reporting [more...]

Date: 2008-09-30 18:10:07

Deal Journal] Bottom Feeding: Banco Santander of Spain is in advanced talks to take full control of Sovereign Bancorp, ... the credit crisis? Look to a measure called Value at Risk, or VaR, explains Gordon Crovitz. WSJ [more...]

Date: 2008-10-10 14:10:24

US Election ‘08: Transcript of Hoyden About Town LiveBloggyChat

Greetings, folks! ... for the candidate who loses. Talk about ultimate humiliation. 5:48 tigtog: Give him credit, when he gets off [more...]

Date: 2008-11-05 09:21:41

Wag the Blog: An Obama Mandate?

Wag the Blog: An Obama Mandate? Did President-elect Barack Obama earn a mandate on Nov. 4? (AP Photo by Pablo Martinez Monsivais) At an otherwise news-less press conference yesterday, President-elect Barack Obama was asked about the nature of his victory earlier this month [more...]

Date: 2008-11-26 11:00:09

Gates of Vienna News Feed 10/2/2008

USA4 Weathermen Terrorists Declare Support for ObamaBailout PoliticsDebate’s Moderator Has ‘Blatant Conflict of Interest’Faust, ... to ACT for America, C. Cantoni, Holger Danske, Islam in Action, JD, Steen, and all the other tipsters [more...]

Date: 2008-10-03 00:54:00

Monitor Your Free Credit Reports

Monitor Your Free Credit Reports by jim on December 24, ... wrongly reported a late payment or some other adverse note on his credit report, his FICO was 830. (he says bankruptcy, but credit card companies can’t put that) Afterwards, his score fell to 750 [more...]

Date: 2008-12-24 12:17:04

Chronic Illness = 75% of Health Care Spending

Fighting Off Depression By PAUL KRUGMAN - The New York Times“If we don’t act swiftly and boldly, ... supply has been rising rapidly. Yet credit remains scarce, and the economy is still in free [more...]

Date: 2009-01-07 12:15:00

Erase Bad Credit

by John Cooper If you have bad credit there is hope. You do not have to wait seven years for bad credit items to naturally fall off your credit report. The Fair Credit Reporting Act says that you can dispute any item that you do not believe [more...]

Date: 2009-01-14 18:52:30

Righting the Wrongs of the Consumer Credit System

Righting the Wrongs of the Consumer Credit System By Lexington Law Published Monday 5th 2009 Credit Rating: Unrated Before the Fair Credit Reporting Act, the credit reporting system ... and consumers are now able to do something about their credit rating. Attachments [more...]

Date: 2009-01-08 19:06:44

How To Get Your Free Government Credit Report

By law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy. [more...]

Date: 2009-09-21 00:20:17

Expediting Background Checks Through Electronic Signatures?

Expediting Background Checks Through Electronic Signatures? ... fully automated? Yes and No. We all know that the Fair Credit Reporting Act mandates ... Signatures in Global and National Commerce Act was signed [more...]

Date: 2009-01-13 15:23:27

Salon Radio: NPR's Tom Gjelten and ACLU's Harvey Grossman

(updated below w/ transcript) Two interviews are featured today on Salon Radio: (1) ... complaints were made to NPR last week in the wake of his radio report.  The discussion was roughly 25 [more...]

Date: 2008-12-05 20:03:00

FTC Reports to Congress on Credit Report Complaint Referral Program

FTC Reports to Congress on Credit Report Complaint Referral Program Source: ... on the credit report complaint referral program under the Fair Credit Reporting Act (FCRA). The Commission ... (e) of the FCRA, which was added by Congress in the Fair and Accurate Credit Transactions Act of 2003 (FACT Act [more...]

Date: 2009-01-04 19:39:38

Wag the Blog Redux: Media Bias?

Wag the Blog Redux: Media Bias? Is the media biased? ... for alleged 'inexperience,' 'backwardness,' and 'political incorrectness'... If you had been fair [more...]

Date: 2008-11-25 23:18:00

A must read for all landlords

Your job as a landlord just got a lot more bureaucratic and burdensome regarding tenant screening reports that you receive to help you select ... consumers against identity theft, a growing concern in our electronic age. These laws are the Fair Credit Reporting Act (FCRA) and the Fair Accurate Credit Transaction Act (FACTA) In brief, 1. Keep [more...]

Date: 2008-11-25 17:44:53

How to Dispute on a Credit Report

Inaccuracies are not uncommon when it comes to your credit report That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate You have the right to manage your credit and according to the Fair Credit Reporting Act if there is an error it is their responsibility to initiate [more...]

Date: 2009-01-16 16:00:00

The Importance of Good Credit

by Rob Kosberg We all should know that good credit is a “must have ... your reports, and dispute any errors (see Fair Credit Reporting Act). Credit repair will be work ... your financial situation. You may be quite fearful about looking at your credit report [more...]

Date: 2009-01-14 15:01:11

Repossessed Car Owners Shocked After Being Sued By Car Lenders

The latest in reality shows is Operation Repo, a team of “highly paid professionals” in the San Fernando Valley of California who repossess ... $2000. According to the Fair Credit Reporting Act, an auto loan deficiency debt can remain on a credit report for seven years. States have different statutes dealing with the amount of time [more...]

Date: 2008-12-29 15:51:27

How to Report an Error on Your Credit Report

Thanks to the FACT (Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep [more...]

Date: 2009-01-15 17:43:54

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-09 13:46:50

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-14 08:03:09

Credit Repair After Bankruptcy

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... to popular belief this mark can be removed from your report and without waiting 10 years. To remove ... when they investigate a dispute, thus the listing will not be verified. The Fair Credit Reporting Act says [more...]

Date: 2008-12-26 10:12:42

FTC Approves Federal Register Notice Announcing Increase in the Ceiling on Allowable Charges Required By Section 612(f) of the Fair Credit Reporting Act

My comment: As we all know it's important to give near bankrupt companies who completely screwed up their business billions of dollars and find ways ... for an additional free disclosure. Under federal law, consumers are entitled to a free copy of their credit report ... an application for credit, insurance, or employment) and consumers request their rep [more...]

Date: 2008-12-15 20:41:14

Conducting Pre-employment Background Checks

With the infinite amounts of information being passed on the Internet today, ... records, credit records and many more. Under the Fair Credit Reporting Act (FCRA), some background check ... credit card frauds are happening in the information superhighway at an alarming rate. Though a lot [more...]

Date: 2009-01-16 18:24:08

Delete Nco Financial From Your Credit Report

NCO Financial is headquartered out of Pennsylvania. They have been operating since the early 1920’s ... process. The Fair Credit Reporting Act that congress passed and continually amends was created ... a listing on your credit report it will have hurt your credit score. You should take action [more...]

Date: 2009-01-04 04:30:07

How To Get Your Free Government Credit Report

Under the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companies [more...]

Date: 2009-09-24 11:08:43

What are my Credit Rights?

Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations with regards to promoting the accuracy and confidentiality of consumer credit reports. Let’s discuss [more...]

Date: 2008-12-22 06:55:21

Beware of Background Screening Checks

Employee background screening is an unregulated industry with easy money and not a huge emphasis on compliance or on hiring quality people to do the screening. The federal Fair Credit Reporting Act covers background screeners, but it hasn't ... possible accuracy." It also requires employers to give a copy of background reports to rejected [more...]

Date: 2008-06-03 17:50:00

Credit Repair After Bankruptcy

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... . The Fair Credit Reporting Act says that any mark that can not be verified by the bureau must ... . However there is hope, you can remove this mark and by building some positive credit [more...]

Date: 2009-01-04 12:44:30

Explore criminals

There is an interesting site called www.SentryLink.com where you can find the records of dangerous criminals and order a Criminal Background Check ... a criminal Background Check for employment purposes, the Fair Credit Reporting Act requires you to obtain ... background check is a comprehensive Criminal Check showing felonies, misdemeanors, sex offenses [more...]

Date: 2008-12-11 13:18:40

Free Credit Report - A Website Typo Could Be Costly

In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT) ... annualcreditreport.com or which contained the phrase “annual credit report.” Since it is quite easy ... , which made it possible for consumers to obtain a copy of their credit report for free. In fact [more...]

Date: 2008-12-28 05:24:36

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