Why Does FACTA Matter to Me?

FACTA stands for Fair and Accurate Credit Transaction Act. FACTA is the law which allows any American access to their credit report once per year. The law went into effect Jan. 1, 2005. So what does [more...]

Date: 2009-01-02 09:00:07

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A must read for all landlords

Your job as a landlord just got a lot more bureaucratic and burdensome regarding tenant screening reports that you receive to help you select ... consumers against identity theft, a growing concern in our electronic age. These laws are the Fair Credit Reporting Act (FCRA) and the Fair Accurate Credit Transaction Act (FACTA) In brief, 1. Keep [more...]

Date: 2008-11-25 17:44:53

How to Dispute on a Credit Report

Inaccuracies are not uncommon when it comes to your credit report That is why it is very advisable to keep checking your report in order to make sure that everything listed is accurate You have the right to manage your credit and according to the Fair Credit Reporting Act if there is an error it is their responsibility to initiate [more...]

Date: 2009-01-16 16:00:00

How to Report an Error on Your Credit Report

Thanks to the FACT (Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep [more...]

Date: 2009-01-15 17:43:54

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-09 13:46:50

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec ... then credit and read it for yourself. Hopefully you'll stay awake . While all credit reports follow ... . 4, 2003, gives every American the right to a free credit report every year from each of the three [more...]

Date: 2008-11-14 08:03:09

Free Credit Report - A Website Typo Could Be Costly

In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT) ... annualcreditreport.com or which contained the phrase “annual credit report.” Since it is quite easy ... , which made it possible for consumers to obtain a copy of their credit report for free. In fact [more...]

Date: 2008-12-28 05:24:36

How To Get Your Free Government Credit Report

Under the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companies [more...]

Date: 2009-09-24 11:08:43

9 Million Identities stolen in US each year - $49.3 Billion in losses vs. $17.6 Billion for all other forms of property crime

There are new rules that any company that offers any form of credit has to comply with for reporting identity theft incidents ... against individual's for theft - violent or not. Its kind of interesting - the FTC reports identity ... . The rules stem from FACTA - Fair and Accurate Credit Transactions Act. In some sense [more...]

Date: 2008-10-17 11:15:18

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