De-leveraging the Children of Wall Street

submitted by James Baker Welch, VP of Rothschild Investments One of the most stunning facts of the 2008 Financial Melt-down has been the wholesale ... regulatory agencies to determine if the institution has met the credit needs of its entire community. 1   The CRA began to compel banks to underwrite less credit-worthy mortgage loans in order [more...]

Date: 2009-01-15 15:40:18

Blog posts (205) | Videos (104)
 

Gates of Vienna News Feed 1/4/2009

The overwhelming evidence of global warming continues to accumulate — as does the level of ice and snow in Greenland’s central ice cap, which increases at a rate of about two inches a year.Shhh! Don’t tell Al Gore…Thanks to Abu Elvis, Barry Rubin, C. Cantoni, heroyalwhyness, JD, Lexington, LN, RRW, VH, and all the other tipsters who sent these in [more...]

Date: 2009-01-05 04:27:00

ThinkFast: January 13, 2009

“Bowing to widespread Democratic skepticism, President-elect Barack Obama will drop his bid” to offer a $3, ... for Responsibility and Ethics in Washington report has found that “17 of 24 former Bush Cabinet members have taken ... 000-per-job business tax credit in his stimulus proposal. Sen. Tom Harkin (D-IA) had called the tax [more...]

Date: 2009-01-13 14:00:16

MICROCAPITAL.ORG STORY: Vietnamese Government Sets Up Working Committee On Microfinance

It was recently reported on the Vietnamese Business News online portal   that the Vietnamese Government has decided to set up a Working Committee on Micro-Finance. The Working Committee will be chaired by the Governor of the State Bank of Vietnam (SBV) , Mr Nguyen Van Giau. The Working Committee is responsible for studying and making recommendations to the Vietnamese Prime Minister on the directives and measures necessary to develop microfinance operations in the country. [more...]

Date: 2009-09-30 05:03:06

South Carolina Attorney General Reacts to ISTTF’s Report

So here is some follow-up to this week’s Internet Safety Technical Task Force report that downplayed predators on social networks and encouraged ... Carolina has withdrawn from the group (which was collective of 49 of the state AGs – only Texas chose not to participate). He has left based on the fact that the report downplays the threat of sexual [more...]

Date: 2009-01-17 02:33:28

How To Get Your Free Government Credit Report

How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-30 08:17:23

The Bipartisan Homeland Security State

Will GriggFor two years, Bart McIntyre was deeply involved in the insignificant, thinly populated white supremacist movement ... criminal syndicates, the federal Bureau of Alcohol, Tobacco, Firearms, Explosives, and Persecution ... the agency's immediate ancestor was an appendage of the federal Bureau of Internal Revenue, as the IRS [more...]

Date: 2009-01-16 00:24:00

If Your Kid Loses His Wallet...

A picture of a wallet. In addition to a driver's license, teens today carry many of the same things adults carry in their wallets: credit cards, ... alert on your accounts. Report the loss to the fraud department at your bank. Review your credit ... need to know what to do if their wallet or purse is lost or stolen — and they need to act quickly [more...]

Date: 2009-01-16 05:45:56

DrumBeat: December 31, 2008

The Peak Oil Crisis: Civil Unrest Before grappling with 2009, it might be useful to remind ourselves that there is a dark side to what lies ahead ... College had released a report talking about preparing for civil unrest in the U.S. When you read the report, it turns out to be yet another warning about generals preparing for the last war. It devotes [more...]

Date: 2008-12-31 13:58:02

You Can Stop a Junk Debt Buyer’s Collection of Your Older Credit Card Debt

by Matthew Highlander A consumer with knowledge of existing consumer protection laws can stop a junk debt buyer’s credit card debt collection attempts. Junk debt buyers are companies that buy batches of thousands of discharged credit card accounts from the credit card banks for pennies on the dollar (under 10 to 15 cents per dollar of debt). Junk debt buyers also resell these accounts to each other for as little as less than one cent per dollar of debt. [more...]

Date: 2009-10-01 18:47:03

Credit report: check yours

Checking your credit reportAccording to the Federal Trade Commission, one in six Americans will be a victim of identity theft this year. It’s more important than ever to make sure you check your credit report often to make sure you are not a victim. It is also easier than ever to check your credit report and the best part, it’s free.A few years ago, Congress passed the Fair and Accurate Credit Transactions Act (FACT Act). [more...]

Date: 2009-09-30 19:27:34

Post-Holidays Ideal Time to Check for ID Theft

We know, we know: that stack of bills on your kitchen table can’t possibly have a bright side. Right? ... . Request a Credit Report Unless you’re planning on requiring one for another purpose (such as a loan) within the next 12 months, now is also a good time to order a credit report. (You may obtain [more...]

Date: 2009-01-17 00:30:01

Operation Cast Lead Sat-Sun Jan 3rd-4th, 2009

I am now back on my computer after a relatively peaceful Shabbat down south near Be’er Sheva, with no hint of the current conflict except for the more-than-occasional fighter jet flying overhead, conversations about the situation, and the fact that the synagogue in which I prayed doubles as a bomb shelter [more...]

Date: 2009-01-03 18:27:29

Debt Validation And Collection Agencies

Under the FDCPA or the Fair Debt Collections Practices Act , you have the right to “debt validation”. This is a demand from the collection agency and the original creditor that the debt is really your responsibility and that the balances, terms of the loan and any other pertinent information is correct and accurate. A collection agency must also provide proof that they have the legal right to attempt to collect the debt. [more...]

Date: 2009-09-29 23:06:03

Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00

Will carrying a credit card balance through month end hurt your credit score

As I vaguely mentioned in my $100,000 by Age 30 year end recap post my wife and I are starting to save for a house we want to build down the road ( ... and research. One thing that I want to start preparing for is upping my credit score to get it as high as possible to make sure that I would qualify for the best rates. My credit score is not bad [more...]

Date: 2009-01-16 06:00:12

The President's Farewell and the Women of Afghanistan

Earlier tonight, George W. Bush gave his farewell address from the White House to a small gathering of supporters earlier tonight ... is claiming credit for improving the lives of women in Afghanistan is both laughable and absurdly ... consistently report that women suicides are rising, along with the number of cases of Women mutilating [more...]

Date: 2009-01-16 21:16:57

What Can You Do if You Have Problem Fixing Your Credit Report?

Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you ... it to the credit bureau. It will be added to your credit report at no charge. The law, through the Equal ... . Often, there are mistakes made on credit reports that are difficult to correct. Perhaps someone [more...]

Date: 2009-01-16 07:34:40

NIC “Global Trends 2025″ Report: World to See Economic Growth At the Cost of Environment and Human Life

Read more of this story » Campaign politics dominated the headlines in 2008, making it a banner year for the armchair pundit and the politically uninitiated alike. 2008 was also a year that issues like energy use, climate change and carbon footprints came to the forefront of popular culture and political reality. And that’s where we came in [more...]

Date: 2008-12-29 15:16:34

FICO Toolkit for 50% Off

We wanted to share with our readers a great deal on learning about your FICO score and helping to get out of debt. Not sure what your FICO score is? ... or are interested in improving your FICO score for purchasing a home, buying a car, etc. Here is some of what it offers: Action Plan personalized to your credit report and goals 3 Credit Reports [more...]

Date: 2009-01-16 19:02:07

What are your alternatives for filing bankruptcy?

The term ‘bankruptcy’ conjures up an image of someone publicly disgraced and broke ... for long. It will remain on your credit report for nearly 10 years due to which no reputed lender ... as a part of the Insolvency Act of 1986 and is a legally approved debt solution. When you opt for an IVA [more...]

Date: 2009-01-16 08:28:53

Bank of America to Receive Additional $138 Billion in Government Assistance

The situation must have been rather dire indeed. They did not even wait for the weekend.Its a nice amount of government aid for a single company ... the global credit crunch.Bank of America will absorb the first $10 billion of losses in the pool, of which ... institutions and promote the process of repair and recovery [more...]

Date: 2009-01-16 05:50:00

New Year's Day Economic Potpourri

Heading into the new year, the news is finally slowing down. Here are a few headline news reports of interest from the past couple days ... and it's not a small cut, either.Currently Microsoft employs about 90,000 people across the world ... January 15th. That's almost 17 percent of Microsoft's total work force, not exactly a small number.The [more...]

Date: 2009-01-02 00:46:00

Id Theft Kingpin Eludes Police for 6 Years

He lived high on the hog for six years, but never held down a job. He didn’t have a trust fund, or a wealthy lover. He did, however, end up a wanted man. You see, all the credit cards he lived off of weren’t his! The Hunt for a Con Artist Jason Brown became known as the kingpin of ID theft, as he slipped [more...]

Date: 2009-01-17 02:20:19

Bad Credit Unsecured Personal Loans – Credit Score Repair Helps

Bad credit unsecured personal loans can greatly assist you in making ends meet financially.  The one thing that most borrowers worry about when it comes to personal loans is the interest rate.  To lower your interest rate credit score repair greatly helps.  It is very surprising how many borrowers attempt to get a personal loan without even knowing their credit score. [more...]

Date: 2009-09-29 22:33:44

DrumBeat: January 4, 2009

Canadian oil-sand mines stuck as crude price plummets Canada's once booming oil sands industry is cooling fast as the plunging oil price undermines investment. More than US$60 billion (£41 billion) worth of projects to extract oil from the bitumen-rich sands of northern Alberta have been delayed in the past three months, [more...]

Date: 2009-01-04 13:51:54

College Money Tip #5: Get Your (Free) Credit Score

Last week, I took you through all the ways and reasons to track down your free credit report, ... t tell you how… until now. Remember how credit reports are like annoying report cards that show ... recommending Credit Karma - and some of my friends, too. So I decided to finally sign up and see how good [more...]

Date: 2009-01-16 15:41:32

Wall Street Journal Corroborates Independent Institute Study of Causes of Sub-Prime Meltdown

After many months of the “mainstream” media refusing to discuss the real causes of the sub-prime financial crisis, ... of Foreclosures,” Susan Schmidt and Maurice Tamman report that the sub-prime mortgage meltdown was directly ... Report, Anatomy of a Train Wreck: Causes of the Mortgage Meltdown, which was released throughout [more...]

Date: 2009-01-07 05:24:24

Junk Debt Buyers Hope You Do Not Know How to Stop Their Credit Card Debt Collection Efforts

Junk Debt Buyers Hope You Do Not Know How to Stop Their Credit Card Debt Collection Efforts by Matthew HighlanderThe good news is current consumer protection laws make it possible to put a stop to a junk debt buyer’s credit card debt collection efforts.Junk debt buyers invest in discharged credit card debt for pennies on the dollar. They also sell and resell the debt they have purchased to other junk debt buyers for smaller and smaller sums of money. [more...]

Date: 2009-10-01 18:47:04

Moody's worries about the chemical industry

Moody's, the global ratings agency, is today forecasting a 70% chance of a U-shaped recession, and a 15% chance of either a V or L-shaped downturn ... about the impact of the "weak credit environment" on "financially stressed companies". It points ... to recover in a weak operating market". CFOs will also be be worried when they read the report (Moody's [more...]

Date: 2009-01-15 16:08:51

Why Even Good Credit Might Get Cut

(Photo: Dan Esparza) You can afford your mortgage, you have a high credit score and you pay your bills on time every month ... and how you shop. Here are a few examples of some of the ways that good credit may get cut off ... . So why did American Express just slash your credit limit? Could be because of where you shop [more...]

Date: 2009-01-16 02:35:39

South Asians Flee Dubai as Economy Slows

Dubai police have found at least 3,000 automobiles -- sedans, SUVs, ... from South Asia who have lost their jobs after Dubai's real estate crash, according to a DNA report. Dubai ... about the large debt load Dubai has taken on in recent years to finance its explosive growth, mostly in real [more...]

Date: 2009-01-16 18:13:55

Volcker Group’s recommendations for financial reforms

by Rolfe Winkler, CFA Volcker’s “Group of 30″ released its report today on suggested reforms for financial markets.  The full 80 page report has to be purchased for $49.  They did release a shorter version ... .  They've got their hands full just measuring the credit risk of their loan books. “To guard against [more...]

Date: 2009-01-15 21:00:18

How To Build Your Credit Card Rating

How To Build Your Credit Card Rating Uncategorized Comments Off Almost everybody knows the main advantages of owning a credit card ... to calculate the finance charge on a balance. A credit bureau is maintaining the customer credit report. This report contains the cardholder’s name, address, credit payment history and the social security number [more...]

Date: 2009-01-16 22:15:31

obamessiah: inaugural emergencies & the end of the beginning

'state of emergency' declared for inaugurationfrom nytimes: It is true, President Bush sounded alarms about Barack Obama during the campaign season. On Tuesday, Mr. Bush went one step further: He declared Mr. Obama’s inauguration an actual emergency. The declaration, though, was not a political statement about Republicans being run out of town [more...]

Date: 2009-01-16 06:10:00

The deregulation and free markets myth

Walter E. Williams destroys the liberal's claim that deregulation and free markets caused the financial meltdown: News media people, ... Times article, "Fannie Mae Eases Credit To Aid Mortgage Lending" (Sept. 30, 1999), reported, "Fannie ... Report (November/December 2008). The Federal Register, which lists new regulations, annually [more...]

Date: 2009-01-15 13:28:18

UNITED STATES FACES MUCH MORE RAPID GLOBAL WARMING

The United States faces the possibility of much more rapid climate change by the end of the century than previous studies have suggested, according to a new report led by the U.S. Geological Survey. The survey ... water north and colder water south; but the report projects an amount of potential sea level rise [more...]

Date: 2008-12-26 06:53:35

What’s the Deal with a Fraud Alert?

What’s the Deal with a Fraud Alert? Prior victims of identity theft may be familiar with the term “fraud alert” but for those who have yet to have ... on your credit report for a year. There is also an extended credit alert that can be used and will remain on your credit report for 7 years. Many people have made the error of believing that a fraud [more...]

Date: 2009-01-16 00:44:57

Nuclear warning to taxpayers, investors, part 2

By Joseph Romm Part 1 presented a new study that puts the generation costs for power from new nuclear plants at from 25 to 30 cents per ... great. A June 2008 report PDF by Moody's Investor Services Global Credit Research, "New Nuclear Generating Capacity: Potential Credit Implications for U.S. Investor Owned Utilities" (PR here PDF [more...]

Date: 2009-01-10 12:44:19

Online Credit Reports

Every time you ask for a mortgage, make a payment, ask for a personal loan or use a credit card, the information is recorded in your credit report. A credit report has all kinds of information about your credit status, mortgage or billing ... you should keep a tab on your credit report. Another important reason is to prevent identity thefts [more...]

Date: 2009-01-16 06:17:32

Padavan Wins BOE Vote, Gennaro Challenge Continues

would simply drop dead. If it does happen, I hope it's on my watch ... list), in addition to the big and small charities we already knew about. So, Happy New Year to civil ... PERCENT' Crain's New York Business: 'Foreclosure suit filed against developers' N.Y. Daily News [more...]

Date: 2008-12-31 16:59:40

Gates of Vienna News Feed 1/15/2009

Forget global warming. Hello, global cooling! If the experts are right, we’re in for a new Ice Age.But it’s still the fault of George W. Bush, of course.Thanks to C. Cantoni, Fausta, Insubria, JD, KGS, Tuan Jim, VH, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]

Date: 2009-01-16 04:37:00

Posts about Mortgage Market Report as of January 16, 2009

Drug and Alcohol Rehab - ahabloging.com 01/16/2009 Drug and Alcohol Rehab Drug abuse and alcohol abuse becomes more increasing from year to year, ... plums and and gingerbread. An article in the Boston Business Journal points out that The Federal Reserve’s latest beige book report (an analysis The Smell Of Panic In The Air For The Economy [more...]

Date: 2009-01-16 12:18:17

2009 Forecast, More Banks to Fail, Retail Disappoints, Recession Stock Picks, Huge Tax Cut and More!

Profit in 2009:  Think like a Fed governor… A “mere” 25 banks failed in 2008… proof that the FDIC expects many more next year… Retail on the brink… ... they can employ cheap Treasury financing to cushion the decline. This involves refinancing homeowners out of toxic [more...]

Date: 2008-12-29 20:30:16

Borrowing Beyond your Limit can Result in Consumer Debt

Consumer debt has risen to worrying percentages in the past few years ... of the loan, how much the borrower is able to pay back per month, their current credit score ... debt can be acquired in various forms, including through a credit card or a payday loan. There are many [more...]

Date: 2009-01-17 00:24:29

Asia largely Offline for Holidays: Cenbank Treasuries & Agencies Barely Move

The Twists are old Asia hands, and they remind me that, for whatever reason, ... that have been buying America’s debt over the last few years. Their increasing appetite for single-malt ... reasons for a waning appetite for US Treasury Debt by China’s central bank. Doom will be watching very [more...]

Date: 2009-01-09 07:01:09

The Menace Of Credit Card Debt

Credit card debt can often be crippling and lead to a lot of stress ... . With hassling creditors, a ruined credit report and a threat of looming bankruptcy, it becomes extremely ... . Even students are not immune as people are getting credit cards at an earlier age and falling [more...]

Date: 2009-01-16 08:41:46

How to Avoid a Lawsuit From a Collection Agency

The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... is one with at least a balance of $500, at least one asset, and the debt is not in dispute. See also [more...]

Date: 2009-01-14 19:53:56

Credit Reports - How to Understand Them

If you are looking for a wise decision concerning your credit, then you may want to take a look at your credit report ... your credit report annually.  You can get a free copy each year and each of these agencies is easily ... .  Once you have obtained a copy of your credit report it is just as important to know how to read [more...]

Date: 2009-01-15 20:21:52

Well regardless of whether you’ve gone through bankruptcy or

Well, regardless of whether you’ve gone through bankruptcy or for whatever reason you have bad credit, there are ways to clean up credit report issues and fix your credit. Do you want to avoid pain? Nobody how much time you spend on bad credit. If you want to learn how to buy a home after bankruptcy , he shoots first start to learn how to fix your credit first. [more...]

Date: 2009-10-01 11:31:40

101 - 150 of 205 Posts
Page: First | < Preceding | Next >
0 | 1 | 2