Who’s At Fault for Economic Crisis - Everyone: Tom Friedman
I would encourage everyone to read Thomas Friedman’s column in the New York Times today. Along those same lines check out PBS’ Now and their report on the credit rating agencies and their role in the financial crisis. The first three grafs: I spent Sunday afternoon brooding over [more...]
Date: 2008-11-26 14:57:32
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Free Webinar on New FTC Guidelines for Background Checks
The new FTC Identity Theft “Red Flags” guidelines take affect on November 1, 2008. Are you aware of your obligations under these new provisions? ... of consumer reports must implement procedures to deal with any notices of address discrepancies they receive from a nationwide consumer reporting agency (mainly credit bureaus such as Experian, Equifax [more...]
Date: 2008-10-15 19:09:58
Consumerists Ten Commandments On Credit
In the past, I have reviewed other financial web site’s rules about credit, and I have even offered some of my own ... offered by most cards 3) Thou Shalt Check Your Credit Report. Kind of like flossing your teeth ... my credit report many times before, but checking all three major agencies for my wife and I, once [more...]
Date: 2009-01-02 23:52:33
7 Deadly Buyer Mistakes to Avoid
by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]
Date: 2008-07-16 20:08:42
7 Deadly Buyer Mistakes to Avoid
By Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]
Date: 2008-07-19 10:25:48
How to Avoid the 7 most Critical Home Buying Mistakes
by Rob Kosberg 1. Have your credit checked early in the process ... . It is not enough to get a free credit report from a single credit reporting agency. It is important that you have a mortgage planner obtain a tri merge report. This will provide scores from all 3 reporting [more...]
Date: 2008-07-17 20:27:03
When you overdraw your checking account does that effect credit??
don't mess with your credit That is exactly what someone plugged into a search engine to get to my site! I love it - bad grammar and all ... , you can bet that your credit score will take a hit. Also, if you use an overdraft line of credit ... the bank is going to report you to the credit agencies. But if, however, you continue doing so every [more...]
Date: 2008-09-10 16:07:32
FTC Delay Does Not Apply to Employers
Yesterday, the FTC announced a 6 month delay in enforcing their “Red Flags” Identity Theft Guidelines ... ve been in touch with the FTC and we now know that this delay only pertains to Financial ... from National Consumer Reporting Agencies (primarily credit bureaus) when conducting background checks [more...]
Date: 2008-10-23 16:11:42
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