'Dulling Columnists' Spread Ennui to Live Audience

Hmm... Since your humble correspondent was the first to coin the Fort Lauderdale Sun-Sentinel Dueling Columnists with the highly accurate monicker of "Dulling Columnists," perhaps I would be justified in charging a royalty payment from Daily Pulp writer, John de Groot, for titling his recent column, "Dulling Columnists Score Major Snore." Here [more...]

Date: 2008-09-29 23:19:28

Blog posts (401) | Videos (124)
 

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies ... on a new home. Skeletons In Your Credit Closet? Often times consumers have legitimate, negative [more...]

Date: 2008-10-23 11:00:30

Credit Report can save your Finances

Are you in a desperate move to guard your account or your credit cards? Or still striving for reports to get approved from lenders? ... check about 3 major credit bureaus before approving your extension of credit or loans. That’s why ... on these bureaus and might damaged your credit standing forever! So, if you’re planning to buy a new house [more...]

Date: 2008-10-23 03:59:41

2008: A Year in Review

With the year winding down, it’s always fun to look back and see all the things you have done during the year ... Paychecks and What is Credit Card Arbitrage? July I Quit! and made plans to Make Early Roth IRA ... about the $7,500 First Time Home Buyer Tax Credit. To celebrate my last day of work, I detailed 29 Steps I Took [more...]

Date: 2008-12-30 14:29:43

Post-Holidays Ideal Time to Check for ID Theft

We know, we know: that stack of bills on your kitchen table can’t possibly have a bright side. Right? ... . Request a Credit Report Unless you’re planning on requiring one for another purpose (such as a loan) within the next 12 months, now is also a good time to order a credit report. (You may obtain [more...]

Date: 2009-01-17 00:30:01

Best 0% APR Credit Cards

Gone are the days when you couldn’t walk to your mail box without a credit card offering 0% on balance transfers or 0% on purchases hitting you in ... for it. There is absolutely no reason why anyone should pay an annual fee to use a credit card, unless it offers ... the face. With the recent credit crisis and all the bank failures, credit card issuers [more...]

Date: 2009-01-15 12:09:25

Herb Score: pitcher, broadcaster, neighbor

Herb Score The news that Herb Score had died earlier this morning at age 75 in his home in a Cleveland suburb brought back memories of when I was ... to fumble his share of calls. My older brother used to say that Score's favorite phrase was "check ... a kid. There was Herb Score, the hard-throwing left-hander who was the American League Rookie [more...]

Date: 2008-11-11 22:45:24

Friday’s Mortgage Interest Rate Update

The comparison of rates is based on when I last posted on (I skipped a week while our family was vacationing at Lake Roosevelt) ... is based on owner occupied with a minimum credit score of 720, “full doc” purchase with a sales ... %) improved 0.25% to rate.  :) FHA.  Pricing based on credit score of 620 or better and loan [more...]

Date: 2008-08-29 21:09:42

Three Legislative Proposals That Could Have Major Consequences for Your Finances

J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... in a consumer report or any change in a consumer’s credit score, as the basis for increasing any annual ... on Wall Street and in the credit markets lately, one could easily forget about money-related legislation [more...]

Date: 2008-12-18 13:00:42

Last Week's Best Posts

Kick off your Lifehacker Monday by making sure you didn't miss any of the biggest posts from last week: ... Are Falling Online, But Catches Still Abound "The credit crunch might be doing nasty things ... Score Card, which shows what responses have been received from various politicians on Internet [more...]

Date: 2008-12-21 21:58:26

Inhofe Plays while the Boxer’s Away

It must be that time of year again. Just like last year, the Minority on the Senate Environment and Public Works (EPW) Commitee (read James Inhofe (R-Exxon)) has just released another "report" somehow proving ... about it anyway. DIGG. Let's make some things clear, we should be outraged about this report. But, [more...]

Date: 2008-12-15 00:00:10

Widget Optimization Demystified - 16 Experts Weigh In

Widgetbait gone bad sparked intense controversy about the utilization of anchor text within widgets. Google has expressed concern with blatant attempts at manipulative anchor text insertion inside the widget itself. Here is Matt Cutts latest quote: “Some of the criteria that I mentioned included whether the links were hidden in the widget, [more...]

Date: 2008-07-29 14:09:19

PFBlogger Spotlight: Green Panda Treehouse

What color is US currency? It’s green. What’s one of the most content creatures on the planet? Well, one of them is a panda ... of it. I got a credit card in college and like many of my friends, I charged on it like crazy ... some of my friends (who would return the favor and use their credit card next time). I also thought [more...]

Date: 2008-08-07 16:28:03

Inhofe Plays while the Boxer’s Away

It must be that time of year again. Just like last year, the Minority on the Senate Environment and Public Works (EPW) Commitee (read James Inhofe (R-Exxon)) has just released another “report” somehow proving that the globe isn’t warming ... , we should be outraged about this report. But, perversely, Inhofe and sidekick Marc Morano merit [more...]

Date: 2008-12-14 03:53:08

The Fantasy Testimony Continues

Below is the longest blog post ever. It contains the "written remarks" that extend my fantasy testimony. Update: I will have to revise this to take a more conservative view of the proportion of investor loans. A reader sent me data on subprime loans showing that investor loans are only foreclosing at a rate slightly higher than owner-occupied [more...]

Date: 2008-10-14 14:20:46

Nashville spars

TENNESSEE is no stranger to great presidential moments, true believers, and tonight the state hosts the second of three presidential debates between John McCain and Barack Obama. The town-hall style affair will feature questions from uncommitted likely voters—because they're more important than the rest of you, [more...]

Date: 2008-10-08 03:50:01

#464. The official point system of SCL commenter fitness.

(A few weeks ago, a reader told me that someone had written a hilarious post about what it takes to be a wicked awesome Stuff Christians Like commenter. That sounded too funny to be true, but it wasn’t. A guy named Matt with a site called thechurchofnopeople.com did indeed write a really funny post about commenting on SCL [more...]

Date: 2009-01-02 11:00:00

Peak Credit, a once in a lifetime event. Those focused on the CPI, M3, and other such measures are completely missing the boat ... the warning? Credit Deflation Some choose to call what is happening "credit deflation". In this regard "credit" is an unnecessary label. Deflation is about the contraction in money supply [more...]

Date: 2008-06-26 02:11:36

19th Finance Fiesta!  I hope you checked them out, if not be sure to look at all the great posts.  But onto the carnivals I participated in and I hope you had a great week. Carnivals 173rd Carnival of Personal Finance, Editor’s Choice - Walking away from Foreclosures October 8th Kids and Money Carnival 146th Festival of Frugality 13th Rich Life [more...]

Date: 2008-10-09 13:00:05

Review Of E*Trade Bank High Interest Savings and Checking Accounts

When most people think of ETrade, the popular online discount brokerage firm with the cutesy talking baby commercials probably comes to mind ... s also one of the best online bank options in terms of interest rate and website features ... , and mutual funds via its highly sophisticated electronic trading website, ETrade customers can also [more...]

Date: 2008-12-27 08:39:38

Finance Fiesta #7: Mamma Mia Edition

Welcome one and all to the 7th Edition of the Finance Fiesta!  This is the first carnival I have ever hosted, so hope it’s a good one for you ... she knows best.  I give these posts the thumbs up as the best of the week. Mr. Credit Card from Ask Mr Credit Card answers a question from a reader “A Collections Company Sold my Debt After it was paid [more...]

Date: 2008-07-17 13:00:20

Credit Card Companies Are Closing Unused Accounts

Several GRS readers have written lately with the same credit card problem — but not the one you’d expect ... . And for my past loyalty they’re willing to potentially make me take a major hit on my credit score ... , is there anything you can think of that might help me to minimize the hit on my credit score? Other readers [more...]

Date: 2009-01-06 19:00:00

New ‘Torino’ poster, original song and other WB FYC updates

I was just perusing the Warner Bros. awards site and was greeted with an array of updates I wasn’t aware of ... . I also noticed that Dave Johannson has been added to Nick Schenk with a “story by” credit.  The film’ ... and Hans Zimmer’s kick-ass score, as well as a similar rundown of FYC declarations and even a [more...]

Date: 2008-11-09 01:17:54

Redskins-Browns Winners & Losers

the win that was. Zorn’s 13 year-old son Isaac has amazing footwear. A Redskins QB hasn’t thrown a regular-season interception since last Nov. at TB. That’s 12 straight games and 332 attempts without an INT, which is easily an NFL record and a sure-shot jinx that JC throws one this week. [ [more...]

Date: 2008-10-20 15:00:41

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... accounts and getting local credit cards. You see, your check - or should I say cheque? - drafted ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack [more...]

Date: 2009-01-15 20:29:06

Online Payday Loans – Instant Cash Approval Today

Online payday loans are getting extremely popular.  Getting an instant cash approval today is something many hard working Americans desire to make ends meet financially.  No matter how hard we work it seems there are always bills that go unpaid.  One way to get some quick cash to assist you is to get an online payday loan.  Even if you have bad credit, it is very likely that you can get an online payday loan. [more...]

Date: 2009-10-01 14:44:15

moving your money to a safer bank. *Based on FDIC data from March 2008. ... » Banks and Fraud: Bank of America Better Than Expected? » More Credit Card Customers at Risk ... . Dovetailing nicely with my article on how to freeze your credit record, Ben talked [more...]

Date: 2008-07-16 10:10:35

Snackfest Continues - 2009 Marketing Advice

Snackfest Continues - 2009 Marketing Advice This is part two of a two course helping of snack sized small business marketing advice for 2009 ... leaders responded to my question. Guy Kawasaki, author of Reality Check said . . .Stop believing ... equity & credit $$$. It’s time to make a big move that needs big capital. - Twitter ID Chris [more...]

Date: 2008-12-30 12:03:29

Why do Facebook Ads not take me seriously?

By Andrea Dickson It's not exactly a secret that women ages 18-55 are a sought-after consumer demographic. According to a non-profit report issued by the YMCA, "U.S. women spent some $7 billion a year, or an average of about $100 each, on cosmetics and beauty products." So, it's no surprise that social [more...]

Date: 2008-09-26 18:37:48

Government Mortgage Refinance Plan – Saving Money with a Lower Rate

The Government mortgage refinance plan Making Home Affordable was created to help you save money with a lower mortgage interest rate.  Over the last year, mortgage rates have dropped over a full percentage point and most home owners could greatly benefit from having a low mortgage rate on their home loan.  Even though credit scores have dropped over the last year, many home owners still have had the opportunity to refinance at lower rates. [more...]

Date: 2009-09-30 14:58:06

Required Reading

1) From Daily Kos, “McCain Aide Says U.S. is ‘Nation of Whiners’ in a ‘Mental Recession’” by “Dansac” That sound you’ve been hearing all day is me hitting my head in Boston with a baseball bat, trying to forget all the silly things the McCain campaign has done this week [more...]

Date: 2008-07-11 02:01:08

Midday open thread

If you are in the Bay Area and want to meet Mark Begich, he'll be in town Friday: Friday, August 1, 2008 6:30 – 8:00 PM Mezzanine at Medjool 2524 Mission St San Francisco, CA 94110 Think about how much fun it'll be to chat with Begich about the Stevens' indictments. Click on the link above to RSVP with your ticket purchase ($20-$100) [more...]

Date: 2008-07-30 19:38:38

ITC Check

ITC check your credit record to find out if you may be listed with the credit bureau for un-paid debts and get a report on your personal financial ... out if they are considered a high or low risk person to lend money to. If that score is below a certain mark ... to lend out. Obtaining a free ITC check on your credit history will give you a clear [more...]

Date: 2009-01-16 15:03:23

Student Loans in United States

Federal student loans and Federal Plus loans are available in United States for the students who wish to continue with their higher education ... approval does not involve a credit check. You also don’t need a cosigner to apply for this loan ... of the student should have a good credit score. This is one thing which the government looks into to approve [more...]

Date: 2009-01-16 04:16:18

Credit Card/banks lowering credit limits based on WHERE you shop

I'm not sure I understand this. How does a guy with a good credit record, shopping at a store that people with bad credit records frequent, ... payment history and a high credit score. And he was floored by one of the reasons American Express ... somehow suddenly make the good credit guy a bad credit guy?Kevin D. Johnson returned from a dreamy [more...]

Date: 2008-12-22 18:20:00

ATB: Orange Crushed

Some mid-week news and notes…One of the nation’s top prospects, 6′9 Derrick Favors, decided on his hometown school Georgia Tech today.  He’ll join a long line of 1-and-dones at Ga Tech under Paul Hewitt.  Speaking of recruits, Gary Parrish spoke with Sonny Vaccaro about the Brandon Jennings Experiment, [more...]

Date: 2009-01-15 07:55:00

How To Chase High Interest Rates On Savings Accounts and Manage Them

I consider myself one of many rate chasers out there - savvy savers who hunt for the best annual percentage yield (APY) interest rates at banks and credit unions, and who are keen on quickly moving large sums of money ... of what I own in cash form, invested in stable interest bearing savings accounts. The type of money [more...]

Date: 2008-07-01 19:21:37

Recommended Free DIY Credit Fixing Website

My friend, Dean, has a website on how to fix your own credit. It’s pretty detailed because it’s what he did himself, for free, to fix his own credit ... . However, it can’t hurt if your score is a 750 to clean up the bad items on your credit report just to nudge it higher. It’s a good time to do this since you can get a free report online and send [more...]

Date: 2008-12-29 15:44:54

How and When to Cancel a Credit Card

Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]

Date: 2008-09-16 12:00:22

What Can You Do if You Have Problem Fixing Your Credit Report?

Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you ... it to the credit bureau. It will be added to your credit report at no charge. The law, through the Equal ... . Often, there are mistakes made on credit reports that are difficult to correct. Perhaps someone [more...]

Date: 2009-01-16 07:34:40

Mortgage Rates — More Changes Coming Soon!

Mortgage rates have improved but continue to be volatile.  Today’s rates are actually up about 0.125% from yesterday ... properties).  The conforming rate quote below is based on owner occupied with a mid-low credit score ... ?  Those with 40% down (home equity), 740 plus credit scores with taxes and insurance included [more...]

Date: 2009-01-09 21:22:08

How To Become A Millionaire and Get Rich In 10 Steps

So you want to be a millionaire? Well you know what? Me too - and I’m determined to get there in the near future ... of the credit markets, instead of just sitting on my hands and wishing upon a star, I’m taking active ... financing. Instead, they embraced its responsible use, viewing credit cards and balance transfer offers [more...]

Date: 2008-10-13 08:13:02

11 Ways to Save on Car Insurance

As you work to build your net worth, protecting your nest egg is a critical part of your total financial picture. While we often view car insurance as being able to fix or replace our own damaged vehicle, even more important is protecting your other assets in the event of a large liability lawsuit [more...]

Date: 2008-10-06 13:29:17

Three . . . two . . . one . . . . liveblog

I'm at home in front of my television with a spectacular cold and a tall, frosty glass of diet coke. Over the past six hours, I've been plagued with the recurrent suspicion that this is all some cosmic rope-a-dope, and Sarah Palin is going to kick some serious ass. I think that's just the fever talking [more...]

Date: 2008-10-03 02:31:03

Credit Lines: Number and Length of Time Open

from an email: On a related note, I hope you might have some advice for us. My husband and I just sold our condo ... up on the credit report? In general you want to have two open lines of credit to have a credit score ... or more. In general, rent does not show up on a mortgage provider's credit report. It probably will not count [more...]

Date: 2008-07-06 16:05:45

A Rare Bank Without Defaults

No Credit… No License… No History? No Problem? Even before our current mortgage meltdown, ... of loans - all to customers who have no credit history, zero credit scores, no drivers license and nothing ... default on a loan. And that’s thousands of customers over a 20-year period. How can this possibly [more...]

Date: 2008-12-19 20:22:33

Personal Finance 101: Credit Reports, Credit Scores, and Hard and Soft Pulls

pf101 Over the last few days, I’ve received a ton of questions about so-called “hard pulls” and “soft pulls” on your credit report and how they ... report? A credit report is a record of an individual’s history of borrowing and repaying ... credit reports on each person who obtains any form of credit or debt. These three companies - Experian [more...]

Date: 2008-07-23 20:00:38

Saving the Economy

I think that I am single handedly saving the economy because I can't seem to stop shopping ... of sale merchandise sale happening this weekend. Of course I had to check it out. I quickly filled ... then I pulled out my credit card and… another co-worker came by my desk because it was time to leave [more...]

Date: 2009-01-16 17:33:00

Mortgage Rates for Friday Afternoon

Mortgage rates are up about 0.125% from what I posted this morning and up a bit more than that compared to last Friday’s post as  you’ll see by the ... rate quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” ...  0.325% to rate FHA.  Pricing based on credit score of 620 or better and loan amounts [more...]

Date: 2009-01-16 21:28:17

The State of Financial Education in the U.S.

As I alluded to in my post about things every teen should know about money, the state of financial education in this country is pretty abysmal ... % of respondents knew that a credit card holder who only pays the minimum amount on monthly card balances will pay more in annual finance charges than a card holder who pays their balance in full [more...]

Date: 2008-08-06 10:20:23

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