Ode to Iggy

Quick, name the NBA's leader in minutes played over the past four seasons... OK, turn in your answers! I see a lot of Kobe Bryant ... LeBron James ... a stray Joe Johnson here and there. But the answer is actually: Andre Iguodala . That's right, since 2005-06, his second season in the league, no NBA player has logged more court time than Iggy -- and that's including the 2007 season in which he missed 6 games due to a lower back problem. [more...]

Date: 2009-09-30 17:11:01

Blog posts (401) | Videos (124)
 

ScamBuster 287

OFFICE OF THE SENATE HOUSE FEDERAL REPUBLIC OF NIGERIA COMMITTEE ON FOREIGN PAYMENT (RESOLUTION PANEL ON CONTRACT PAYMENT) IKOYI-LAGOS NIGERIA Our Ref: FGN /SNT/STB,ATM CARD NUMBER:4272071234567890 Dear Beneficiary, ATM Card Number; We are giving out a yearly donation of The ATM Card Value of $1.8m,000.00 USD to 5 lucky recipients, as END of Year promotion from the W.H.O,UN, and the EU in accordance with the enabling act of Parliament Headed by Senate President of Nigeria. Mr David Mark. [more...]

Date: 2009-09-30 19:13:48

Restore Your FICO Score – Part Three

In the previous parts of this article we discussed how FICO score can impact your financial status as well as the initial steps that you can take to begin restoring your FICO score. We covered handling collections first since they do have a big impact on your overall score, but there are a few other ways that you can quickly see a big jump in your score. After you have the collections on your account either settled or verified, double check to make sure that they were removed from your credit report. [more...]

Date: 2009-09-30 00:20:38

How Debt Management Programs Affect Your Credit Score

Thoughts on managing debt wisely with debt management programs. How do these programs affect your Equifax credit report and score ? I have been a financial counselor for over two years, and here’s one question I often receive from clients: if I implement your debt management program, how will this affect my credit score? People ask this because they wonder whether getting outside assistance to handle their debt could potentially be a strike against their credit. Well, my response is simple. [more...]

Date: 2009-09-30 08:14:35

#GrowSmartBiz Conference Recap: Raising Capital with Effective Finance Strategies

Panelists: - Jeremy Brown (RapidAdvance) - Edward Tuvin (Capital Bank) - Denise O’Berry (The Small Business Edge Corp) - Shannon Nash (Nash Management) Where does small business get financing? According to Jeremy Brown ,  the Wall Street Journal said that in 2004, 46% of small business owners used credit cards to finance their business. He suggests that there isn’t a one best solution. There are a variety of solutions to explore. There is no right or wrong solution to raise capital. [more...]

Date: 2009-09-30 20:00:17

Dealing with Uncertain Economic Times

I find a strange melancholic amusement to learn that many of these investment banks’ CEOs and boards of directors — people being paid millions of ... their ability to score a new position in a year’s time? Not one bit. These things will simply be chalked ... in the midst of trying), or other significant credit. If you’re trying to start a business [more...]

Date: 2008-09-23 20:00:00

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Score it! Although I'm seeing a huge flaw in our scorecard -- there's no points for authors pretending to have been Democrats before ... still waiting for my first check!) Was McCain really trying to pretend he has a ranch? FLAGSTAFF ... and benefited from the image of working a Western ranch. McCain, to his credit, doesn't pose in cowboy [more...]

Date: 2008-07-29 04:51:07

Guaranteed Picks for NFL Week 4

Know what I love about the NFL?  Deductive logic never works.  The thought process that “team A beat team B, and team B beat team C, so team A should beat team C.  Yet it never seems to work that way.  We’re starting to learn more and more about the league as we finished week three, and the only thing you can say for sure is that you can’t say anything for sure.      A look at some of what we’ve started to pick up: Better Than We Thought Ravens … Good, yes.  Best in NFL? Nope. [more...]

Date: 2009-09-30 14:35:03

Reader Email: Help Me, I’ve Been Evicted!

Every now and again, I get e-mails from readers asking for advice. I always stress that I’m licensed to give individual financial advice ... . I was a Prosper client in the past, but never was able to get funded. My credit score has dropped and therefore ... as a wheelchair/elevator installer. I am very trustworthy and though my credit history might say [more...]

Date: 2008-07-23 17:31:20

Credit Karma, Career Advice and A Huge Island of Trash @ The Roundup

What Happened This Week? The Alpha Consumer blog announced a challenge asking bloggers to describe their best ideas for a cheap but effective (!) ... to my post on free credit scores by telling us all about Credit Karma! Money Smart Life: Henry confesses to being a credit card expert with a secret. Gen X Finance reminds us that market conditions [more...]

Date: 2008-07-21 00:49:15

Rates for Friday Afternoon

Mortgage rates are much improved since what I posted last week.  Wednesday and Thursday were rough on the markets as traders braced (and rightly so) for a stinky Jobs Report.  Bad news typically (but not always these days) equals lower rates ... quote below is based on owner occupied with a mid-low credit score of 720-739, “full doc” purchase [more...]

Date: 2008-11-07 21:38:07

Well, At Least I'm Not In Newark

Or, How I Almost Missed Blogher Completely As we pulled up to the airport early this morning I sighed and whined ( ... with. I was actually looking forward to this flight, since I'd managed to score a fairly awesome deal ... in as many kisses for everybody as I could before finally making my way to check-in. The self [more...]

Date: 2008-07-22 17:27:42

Another Quasi-Nationalization, House Debuts Obama Stimulus, Russian Resource War Approaches, Prices Fall and More!

by Addison Wiggin & Ian Mathias Congress unleashes remainder of TARP… another $350 billion into the void Treasury wastes no time… Bank of ... and hawing on how “It’ll be different this time,” the rest of the bailout went straight to the Treasury ... and Merrill in less than 12 months. Today we learned Lewis has been pleading with Uncle Sam [more...]

Date: 2009-01-16 20:25:19

How Do 0% Interest Balance Transfers Improve Your Credit Card Debt?

Amazon.de Widgets 0% Interest Balance Transfers are the perfect first step towards getting your debt back under control. This article highlights the benefits of a 0% interest balance transfer and their potential pitfalls.Credit card debt, or rather the interest on your credit card debt, can be financially crippling and extremely frustrating at the same time as it always seems to take an eternity to clear the balance but 0% interest balance transfer cards can stem the flow of your hard earned [more...]

Date: 2009-09-30 22:05:30

Ask SCORE How to Survive Tough Economic Times

Washington, DC (PRESS RELEASE - November 4, 2008) - Entrepreneurs face challenges on many fronts during the next 12 months, including lower consumer spending, rising unemployment, tightening credit, and inflation pressures ... stock of their current situation, make changes to reduce costs and increase their profitability. SCORE [more...]

Date: 2008-11-10 23:00:08

Stop Short Sale Bait and Switch

This really gets me angry. I think it's past time to declare war on this subject. I hope folks will send copies of this to their legislator and congresscritter and demand immediate action in no uncertain terms. Actually, existing law should be more than adequate to cover this - so send your governor and attorney general such missives, as well [more...]

Date: 2008-11-19 14:44:18

Nabokov Steals Another, Sharks Take Division by Throat

There was a wall around Evgeni Nabokov Thursday night, and he earned his first shut-out of the year. And I mean earned it ... to defer credit. "The shutout was just icing on the cake. Everyone chipped in." His counterpart did ... when they do not dominate. Things were chippy early in this contest, with Brett Festerling checking [more...]

Date: 2008-12-12 22:26:43

Real Estate: Buying your first home.

Wondering about buying your first home? Are you ready to move up or down-size??? Have you heard they aren’t making loans any more? ... ???.. In simple terms Lenders want: Stable work history; Two years Employment in the same field is considered ... . Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]

Date: 2008-09-23 16:00:42

Credit Card Lenders Clamp Down Hard

Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower ... or not. The New York Times reports that credit card issuers are cutting back on their lines [more...]

Date: 2008-10-29 03:50:36

IN RESPONSE TO MY EARLIER "SHARED SACRIFICE" POST, reader Cheryl Drury suggests an interesting analogy: Totally agree with you on this, ... to how much Congress spent. And here's a related proposal: "Taxes should be paid by check ... of your check would be your ballot." Meanwhile, reader Mark Howell writes: If my federal taxes [more...]

Date: 2008-09-23 01:18:19

Houses, Credit Reports, Lenders….ACK!

Wondering about buying your first home? Are you ready to move up or down-size? Have you heard they aren’t making loans any more? ... terms Lenders want: *Stable work history; Two years Employment in the same field is considered ... your needs. *Good credit; your credit score needs to be 620 or higher, in most but not all cases. FHA [more...]

Date: 2008-11-08 12:00:06

Comic-Con Forecast: Hot, Crowded and Geeky

SAN DIEGO -- Like Clark Kent ducking into a phone booth, Comic-Con International is about to get super ... credit for firing up the buzz machine that led to Iron Man's superheroic box office numbers. "Comic ... ? You can still score one on Craigslist if you're willing to cough up the big bucks.) The lines to pick [more...]

Date: 2008-07-24 03:51:26

Used Car Loan – Low Interest Rates for Borrowers

Getting a used car loan has greatly gained in popularity over the last few years.  Getting low interest rates is very important for borrowers as this will cause the overall loan to be much less.  With the recession hitting everyone’s wallet, Americans are doing everything they can to save money.  One of the best ways to save money is to lower the amount you have to pay in bills. [more...]

Date: 2009-09-30 23:05:57

Weekend CurbedWire: Market Crisis Round-Up

These are bizarre times, people. The latest national and local headlines, and how the news could affect/is affecting Los Angeles ... ." 4.) What You Can Control: Your Credit Score, NY Times: “If you can’t come up with a big down payment ... , even if their credit scores are below average. If only such programs were available for lower [more...]

Date: 2008-10-11 19:55:23

Links: Jennings vs. Rubio, Round One

by Lang Whitaker I mentioned in the Dirty Thirty that I’ve been on the road, but I didn’t mention where I was. Well, I’m in Barcelona. For now. By the time you read this, I’ll be on the way back to the US of A. I arrived in Barcelona early Wednesday morning, spend all day and night Wednesday working on some secret ish for a future issue of SLAM, [more...]

Date: 2008-12-12 04:27:32

OPEN THREAD: Jimmy Fallon’s Late Vlog Premiere

Look, I’m gonna be straight up: When I heard that Jimmy Fallon was chosen to replace my beloved-since-high-school Conan O’Brien as the host of late ... check out what your drunken flop nights will consist of in 2009: Surprise! He’s Jimmy Fallonier than ever! Perhaps I’m judging too soon. (Ed. Note: I’m judging too soon.) You have to give credit [more...]

Date: 2008-12-09 15:55:47

How To File For Unemployment Insurance Benefits

For those of you who are fortunate to have a stable job and blessed with being gainfully employed, congratulations and more power to you ... employment can disappear in a flash. Sometimes it can be due to our own fallibility and less than perfect ... you to scramble around in desperation to find employment quickly. For those who have a wife, husband [more...]

Date: 2008-06-30 00:58:11

Friday Rates are Improved

This week month continues to be very ugly for the stock market and traders are seeking the safety of bonds ... is based on owner occupied with a minimum credit score of 720, “full doc” purchase with a sales price ... week, watch for the Job’s Report will be on Thursday, July 3 (since Friday is a holiday) which tends [more...]

Date: 2008-06-27 22:02:21

Just Believe I Know That You Can Find Tax Debt Relief

Author : Vlavladi Vishnu Sometimes, when you find yourself dealing with tax debts, you may thgink that there is no relief in siight You may think you have no choice other than to pay on your tax for years or face the IRS taking money from your paycheck Unfortunateely, many peoople are in the same situation that you are Also unfortunately, you aliong with tohers have founnd yourself believing that thre is no hope for your tax debt woes The good news is that you can find help, and there [more...]

Date: 2009-09-30 11:51:07

Is It Better To Have A Mastercard?

by Will Smith In these current times despite a poor credit history it is still feasible for someone to get a credit card from the mass that ... unfortunate people with a poor credit score can see straight away which credit card companies will issue ... currently flood the market. The primary two credit card suppliers normally best to approach first [more...]

Date: 2009-01-16 18:28:18

Credit Card Review: Chase Freedom

Chase Freedom has always been a favorite among card users seeking cash back rewards. But in recent months, there have been some big changes to this card that was once the hands down best card for cash back rebates. You can still get $100 cash back with a new Chase Freedom card , but once you’re in, things are a bit different than they used to be. Check out this review of the updated Chase Freedom card for the lowdown. [more...]

Date: 2009-10-01 11:11:57

Housing Bubble Death Trap

(This blast from the past originally appeared June 7th 2006, and it wasn't my first such article. It's still relevant, though. Keep in mind that San Diego has been on the bleeding edge of all of this, so we're likely to start our turn around sooner as well) The title was the wording of a search engine hit I got [more...]

Date: 2008-11-15 16:43:52

First Time Home Buyers Tax Credit Extension Update – Expiration Still Nov 30th

The $8000 first time home buyers tax credit extension is still being mulled over in Congress but as of now it is still set to expire on November 30th, 2009.  That means that anyone planning on buying a home is going to be too late if they start the home buying process today.  It would be very difficult to close on a home by November 30th with the time frame available.  Zillow.com has stated that an extension of the first time home buyers tax credit could grow sales by 20%. [more...]

Date: 2009-09-30 15:11:35

Just Tricks…No Treats for Friday’s Rates

Mortgage rates continue to trend upwards like mummies crawling out of their graves.  (Sorry…bad reach. Booooo).  October has been terrible for rates! ... and FHA jumbo loans.    We’ll end next week with the goulish Jobs Report.  Most traders should ... credit score of 720-739, “full doc” purchase with a sales price of $500,000 and a loan amount [more...]

Date: 2008-10-31 19:48:17

On Credit Cards and Free Credit Reports.

Finally I was able to pay online my credit card dues yesterday. It’s not that I’m short on funds (since my bill is just a few hundred bucks) ... credit reports. If there are corrections, they should notify the agency to remove credit report ... so I was just lax about it. That’s how I am usually when our budget’s not that tight. My hubby insist [more...]

Date: 2009-01-15 06:40:58

Treasury Warns Against Getting Into Trouble With Debt

Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... online video game that attempts to teach the importance of having a good credit score managing debt ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent [more...]

Date: 2008-09-29 16:47:02

A Bailout For The Big 3

Another currency rally….  Bank of Canada cuts 75 BPS!…  A Santa rally?… What Asia thinks… And Now… Today’s Pfennig! ... the dollar in check, folks… The Bank of Canada (BOC) did cut rates yesterday 75 BPS… You may recall ... t understand the mentality here with these Central Bank rate cuts… It’s not the cost of the credit that’ [more...]

Date: 2008-12-10 13:55:26

My Dollar Plan Month in Review - July 2008

I’m a firm believer in setting goals and making plans to achieve your goals. A great way to work your plan is to monitor it at regular intervals ... Quadrant of Personal Finance Blogs. We ended up with a good visionary score, but it looks ... for Your Mid Year Checkup 7 Ways to Payoff Credit Card Debt 12 Tips to Prepare Your Finances for Vacation [more...]

Date: 2008-08-14 13:29:54

How To Apply For An American Express Black Centurion Card

What’s the deal with status symbols these days? While I’d like to think that I’m perfectly immune from the need to walk around and carry lofty ... be little surprise that there are even such things as one-of-a-kind credit cards that only a select ... something as mundane as a limited edition credit card [more...]

Date: 2008-09-18 15:29:20

10 Aggressive Tactics to Turn the Tables on Credit Card Companies

This is a guest post from Katrina Ramser, a freelance writer who contributes to various websites, newspapers and magazines. She also writes about swimming at SquidKid. Did you know an average of six credit card offers ... was one of the 8.6 credit cards the average American has stuffed in her wallet. It’s simply not enough [more...]

Date: 2008-09-30 12:00:38

FREE GiveAway - "The Quiet Millionaire" - We are doing a giveaway of Brett Wilder's fantastic book "The Quiet Millionaire." To have a go at winning it you've to leave a comment with 2 random digits. Yes, it's that simple, so check it out. $50 Off - Northwest Airlines Discount Coupon CarnivalsI'll Never Forget the Day I Read a Book hosted Book [more...]

Date: 2008-10-03 04:28:03

Interview with Jillayne Schlicke - Part 1: LO’s Are You Ready for 2009?

I recently contacted Jillayne to see if she would be open to an “interview” geared to Loan Originators who plan to sticking around beyond the end ... series with the next post addressing the SAFE Act (national licensing). My questions to Jillayne ... such as mortgage broker LOs and CLA correspondent lenders, credit union and consumer loan  LOs [more...]

Date: 2008-11-05 20:31:30

Mortgage Rates Dip to Low 5’s

criteria that I use for pricing Friday’s rates.  Do check with your local Mortgage Professional to see what rate you qualify for.  What’s caused this big dip?  You can thank the Fed for stepping in to buy $600 billion ... the company was in violation of financial debt covenants of its note-purchase agreement and credit agreement [more...]

Date: 2008-11-25 16:14:43

Don't Allow Yourself To Become A Victim of Bad Real Estate Practice

This woman made herself a victim stayed in a hotel for 7 weeks looking for my "Dream Home." And, when I found it, even though it wasn't in my price range, I knew I would do anything I could to get it. I was vulnerable, emotional and became a victim. Actually, that is not quite accurate - I made myself a victim [more...]

Date: 2008-08-08 13:55:58

2007 J.D. Power Satisfaction Ratings in Finance

J.D. Power & Associates puts out annual customer satisfaction surveys in all types of industries from automobiles to finance to insurance to travel ( ... I used more - retail banking and credit cards. While I don’t discuss the mortgage ratings, go check ... banking, mortgage related, and credit card groups. At the time I first wrote this, I didn’t think [more...]

Date: 2008-08-10 19:27:39

First Time Home Buyers: Is Time Running Out?

> The stimulus tax credit of $8,000 for first time home buyers expires on November 30, 2009.  That means your new house has to be signed, sealed, and delivered by the last day of November if you expect to qualify for the federal tax credit.  Is it possible to buy a house, have it inspected, appraised, the financing in place and all closing documents final?  Maybe, maybe not. [more...]

Date: 2009-09-30 16:30:51

Live blogging Sarah Palin and Joe Biden's vice presidential debate

Wrapup: At his blush, no huge gaffes appear to have been committed by Biden (who's got a track record of such missteps) or by Palin (who many thought might be especially prone to one). That probably benefits Palin the most. Given questions even some on her side of the political spetrum have raised about her readiness for [more...]

Date: 2008-10-03 01:13:41

Credit report: check yours

Checking your credit reportAccording to the Federal Trade Commission, one in six Americans will be a victim of identity theft this year. It’s more important than ever to make sure you check your credit report often to make sure you are not a victim. It is also easier than ever to check your credit report and the best part, it’s free.A few years ago, Congress passed the Fair and Accurate Credit Transactions Act (FACT Act). [more...]

Date: 2009-09-30 19:27:34

Texas Faith: The gift of recession this season

The economic downturn brings with it a host of negatives, no doubt - and not just material, but psychological as well. As columnist David Brooks of the New York Times wrote recently, recessions reorder the social order and breed a certain pessimism. But in this holiday season, it is possible to ask another question: [more...]

Date: 2008-12-23 13:20:32

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