How to Avoid a Lawsuit From a Collection Agency

The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... is one with at least a balance of $500, at least one asset, and the debt is not in dispute. See also [more...]

Date: 2009-01-14 19:53:56

Blog posts (157) | Videos (108)
 

Lost In A Sea Of Stark, Empty Houses And Vacant Lots

It’s Friday desk clearing time for this blogger. “Record numbers of Sonoma County homeowners are seeing property taxes fall, softening the blow from plummeting values. Steven James and Judy O’Brien bought their Windsor home in February 2005 for $670,000 [more...]

Date: 2009-01-02 17:57:28

DrumBeat: December 22, 2008

Pemex Oil Output Falls 6.5% to 2.711 Million Barrels a Day (Bloomberg) -- Petroleos Mexicanos, the state-owned oil company, said crude oil output fell 6.5 percent in November from the year-earlier period as production at its Cantarell field declined at a faster-than-expected rate. Production dropped to 2.711 million barrels a day, from 2 [more...]

Date: 2008-12-22 14:01:59

Well regardless of whether you’ve gone through bankruptcy or

Well, regardless of whether you’ve gone through bankruptcy or for whatever reason you have bad credit, there are ways to clean up credit report issues and fix your credit. Do you want to avoid pain? Nobody how much time you spend on bad credit. If you want to learn how to buy a home after bankruptcy , he shoots first start to learn how to fix your credit first. [more...]

Date: 2009-10-01 11:31:40

Opinion: NZ$ the worst currency over past 24 hours

By BNZ Currency Strategist Danica Hampton Once again, the NZD has the dubious honour of being the worst performing currency over the past 24 hours ... survey, Standard & Poor’s downward revision to the outlook for NZ’s foreign currency credit rating ... 4% this week from above 0.8500 to around 0.8150. Keep an eye out for Australia’s employment report [more...]

Date: 2009-01-14 19:48:44

Four at Four: A Familiar, Comforting Sort of Lousiness

The extended Santa Claus rally was cut off late last week and has run into a more alarming reality this week (other than Santa not being real) ... on the financial companies, and the silver lining appears to be that credit spreads and short-term lending [more...]

Date: 2009-01-14 12:59:00

Personal Decisons When Filing Personal Bankruptcy

by Grace Holt Unemployment has reached a fourteen-year high. Bankruptcies in Florida are no exception ... that should be considered. Bankruptcies stay on your credit report for ten years. Bad credit ... . The number of people for personal bankruptcy in the United States has reached epidemic [more...]

Date: 2009-01-13 12:14:46

DrumBeat: January 12, 2009

A novel plan for economic stimulus What's different now? In the 1930s, even though the U.S ... Intelligence Council's "Global Trends 2025" report concluded that, in the near term, pressure ... " report. It would appear that we need to plan for a less energy-intense future. StatoilHydro drills [more...]

Date: 2009-01-12 14:02:56

Tips for racist Joe Cannon (of Cannonfire)

Thursday! Almost the weekend! :DJoe Cannon is a racist and wants to be a biggie blogger. He attacked Stan today for 'daring' to point out that, yes, Barack's Senate seat should have gone to a person of color. Joe Cannon, ignoring the historical and systematic discrimination in US history, [more...]

Date: 2009-01-16 04:00:00

Deals of the Day: Good Riddance to 2008

Today in Bailouts Everyone gets a car: General Motors sweetened customer incentives a day after the federal government committed $6 billion to ... , I don’t know.’” That is true of so many thing. Vanity Fair Mergers & Acquisitions Credit Suisse [more...]

Date: 2008-12-31 12:01:16

How to Raise My Credit Score

A common question many people have is how to raise their credit scores ... score is just a bunch of statistics! Get a copy of your credit report and scan for any errors ... it down! When you have an account with no negative reports, it looks good on the credit report. Don’ [more...]

Date: 2009-01-16 07:26:13

Personal Bankruptcy and Tough Decisions

by Grace Holt Deciding to file bankruptcy is not an easy decision for most people. Bankruptcies in Florida are no exception ... and consequence is your credit rating. Bankruptcies stay on your credit report for ten years. Bad credit rating typically stay on your report for 7 years, so 3 extra years may not seem that bad. Obtaining [more...]

Date: 2009-01-14 09:21:59

Bank of America Drops as Merrill May Need U.S. Aid

Bank of America Drops as Merrill May Need U.S. Aid Posted by: Alex Stanczyk 15 Jan, 2009 Alex’s Notes: ... on Jan. 20, when the Charlotte, North Carolina-based bank could post its first quarterly loss in 17 ... into the markets, and the Fed has used up pretty much all its credit, so the next shoe to drop will be the bond [more...]

Date: 2009-01-15 18:53:41

Dandelion Saladby Prof. Peter Dale Scott Global Research, January 8, 2009Paulson’s Financial Bailout It is becoming clear that the bailout measures of late 2008 may have consequences at least as grave for an open society as the response to 9/11 in 2001 [more...]

Date: 2009-01-08 15:39:23

How to get a Collection Agency to delete your account from your Credit Report

These are a couple of tactics I read up on from a collection agency former manager that might prove successful in getting your account deleted from your credit report. When a collection agency has purchased or been assigned your account ... collection… they aren’t allowed to report it to the credit reporting bureaus. The goal is to convince [more...]

Date: 2009-01-15 22:53:23

How to get a Collection Agency to delete your account from your Credit Report

These are a couple of tactics I read up on from a collection agency former manager that might prove successful in getting your account deleted from your credit report. When a collection agency has purchased or been assigned your account ... collection… they aren’t allowed to report it to the credit reporting bureaus. The goal is to convince [more...]

Date: 2009-01-15 22:53:23

Midwest Voice: US Economy: Greedy credit card companies and Congress created a financial disaster - by Yael T. Abouhalkah

For the complete report from the Midwest Voices click on this link US Economy: ... 2005 bankruptcy rules that helped torpedo the U.S. economy. The report making these allegations rings ... by the credit card industry have led to a surge in home foreclosures. The reason: Before the 2005 bankruptcy [more...]

Date: 2009-01-14 14:45:43

It Keeps Getting Better And Better In California

The Daily Press reports from California. “First-time home buyers jumped into the local real estate market in December, ... that you can score a ‘deal’ — something that had been missing for many years.’” The Press Enterprise [more...]

Date: 2009-01-08 15:46:59

Orchard Bank Credit Cards

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. This card has a unique application process. When you apply they will match your credit score to one of four sub prime credit cards ... on your report. This is an important factor when your score is being calculated. It makes up approximately [more...]

Date: 2009-01-16 07:32:21

Orchard Bank Credit Card

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. They have a unique application process. They will match your credit score with the four cards they offer. This includes a secured card ... then you are guaranteed to be issued a card that corresponds to your credit score. If you have a very [more...]

Date: 2009-01-16 07:32:27

Asian Stocks Slide as Japan Machinery Orders, U.S. Sales Drop

BLOOMBERG - Patrick Rial Jan. 15 (Bloomberg) -- Asian stocks fell, dragging the regional benchmark index to a five-week low, ... is really not very cheap when examined from an earnings standpoint.” Japan’s Nikkei 225 Stock Average [more...]

Date: 2009-01-15 02:24:05

Posts about Home Sales as of January 14, 2009

It’s Time For Girl Scout Cookies! - lakelandlocal.com 01/14/2009 photo credit: jrayfarm1980 This is a good time of year for cookie lovers … . The pushers ... out on his own some time, … for the Nintendo DS and took advantage of the Toys R Us sales [more...]

Date: 2009-01-14 14:24:35

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans [more...]

Date: 2009-01-06 15:10:32

Nobody focuses on the newspaper genius of the Cowles family

Nobody focuses on the newspaper genius of the Cowles family January 16, 2009 – 11: ... report on last night’s filing, long-time reporter Dave Phelps says that profit number was 115 million ... debt service.  That’s like saying I am doing fine financially except I am not paying my mortgage [more...]

Date: 2009-01-16 18:41:51

Avail Debt Consolidation Loans To Recover Your Bad Credit Score

Is bad credit score messing up your life? Now solve this problem by combining all your debts into a single debt ... you an opportunity to overcome the trouble of bad credit score. Now the question is how debt consolidation loans will help you to improve your bad credit score. The process is very simple. These loans [more...]

Date: 2009-01-16 10:02:55

Top 10 Conservative IL House members

http://illinoisreview.typepad.com/illinoisreview/2009/01/top-10-conservative-state-senators.html (FROM THE ARTICLE: Having followed key Illinois Senate votes during the 2007-2008 95th General Assembly, the United Republican Fund lists the following as the session's "Top 10 Conservative State Senators," based on their "lifetime" scores: [more...]

Date: 2009-01-02 17:43:39

Credit Card Issuer Closed My Account

I received a letter from my credit card issuer the other day that indicated they were closing my account due to inactivity ... affect my credit score. Do Canceled Credit Cards Affect FICO Scores? The short answer is yes, closing a credit card can affect your FICO score. But the effects on your score are determined by a couple [more...]

Date: 2009-01-08 01:39:06

Sub Prime Credit Card

by Dan Moskel Sub prime credit cards have been created specifically for individuals with a damaged credit history ... to your credit score. By improving these you can improve your score even with bad credit items ... . For most these cards offer a second chance with credit. They can be used to improve a low credit [more...]

Date: 2009-01-16 07:42:08

Latest News In StockMarketInvestment Research - Jan 16, 2009

Airlines employed 6.5% fewer workers in November 16 Jan 2009 at 10:41am NEW YORK (MarketWatch) — The number of people working for the nation’s passenger airlines fell 6.5% in November from a year ago to 392,185 full-time employees, according to a Friday report from the Bureau [more...]

Date: 2009-01-16 18:03:59

Stocks slip as Toyota cuts profit outlook

NEW YORK (AP) — Wall Street began a holiday-shortened week cautiously Monday, ... for a second time, warning that it now expects to report an operating loss for the fiscal year through March [more...]

Date: 2008-12-22 16:34:18

Media & Politics

Media & Politics 16-Jan-09 Permanent link to MTA daily media news Outgoing CIA director defends detainee interrogation program (McClatchy) ... of Bush’s policies will be grudging, if silent, acknowledgement of how much he got right.” Holder Agrees [more...]

Date: 2009-01-16 17:21:21

2008-WRAP-UP WITH TRE: TOYGODD

TOYSREVIL talks to The TOYGODD ~ 'nuff said!/// CLICK THRU to read on ... if you dare...TOYSREVIL: Please share with us (lesser mortals) ... a lot of the credit for turning me on to many of these companies. I literally stumbled on your site [more...]

Date: 2009-01-03 00:49:00

Can Businesses Really Check My Credit Report Before Offering Me A Job? [Ask The Consumerists]

Reader Brandon wants to know if those freecreditreport ... effect where you get a job." How can a job check your credit report, and what kinds of jobs would want ... .com commercials are being misleading when they tell you that your credit report can affect where [more...]

Date: 2009-01-14 20:53:31

GOPUSA ILLINOIS Daily Clips - January 6, 2009

Articles of interest to Illinois Republicans recently posted by ABC7, NBC5, CBS2, Chicago Tribune, Chicago Sun-Times, Crain's Chicago Business, Daily Herald, Suburban Chicago News, Suburban Life, Pioneer Local, Southtown Star, Rockford Register Star, Bloomington Pantagraph, Peoria Journal Star, Springfield State Journal Register, [more...]

Date: 2009-01-06 14:05:29

Bad Credit Used Car Loans - 3 Tips for Getting an Auto Loan with Poor Credit

Getting a used car loan with bad credit is as easy as getting approved for a loan with good credit ... , individuals with extreme credit problems may be unable to obtain a low rate. In this case, having a down ... with bad credit. There are pros and cons to obtaining financing with bad credit. A primary [more...]

Date: 2009-01-16 04:31:43

SAN FRANCISCO BUILDING OWNERS AND MANAGERS (BOMA) DECEMBER WRAP-UP

THE BOMA ADVOCATE BY KEN CLEAVELAND BOMA Leaders Meet with Mayor Gavin Newsom to Oppose Congestion Pricing Mayor Gavin ... parking spaces due to flexible pricing levels and the ability to use credit cards. BOMA reps pointed [more...]

Date: 2008-12-22 23:29:22

Some Facts About Repairing a Bad Credit History

Many people do not know the facts about bad credit. They think that once a negative item is placed on there credit report it will remain ... on your credit report, removing negative items from your credit report, negotiating with creditors [more...]

Date: 2009-01-17 00:08:25

Best Guidebook to A Few Tricks To Raise Your Credit Score

Raise Your Credit Score Your beacon report can be your most prize possession or your most annoying hindrance ... your would need if you are trying to raise your credit score is to get a free copy of your free triple score. A copy of your credit report will let you know what you need to do in order to raise [more...]

Date: 2009-01-13 14:14:02

DrumBeat: January 11, 2009

UAE and Qatar will lead demand for oil in Gulf this year The UAE and Qatar will lead the 18 million barrels a day growth in oil demand in the Gulf in 2009, energy analysis firm PFC energy said in its latest report. The Washington-based company said diesel and jet fuel will lead the overall growth in demand for fuel oil in the GCC in 2009 [more...]

Date: 2009-01-11 13:56:01

Monitor Your Free Credit Reports

Monitor Your Free Credit Reports by jim on December 24, ... wrongly reported a late payment or some other adverse note on his credit report, his FICO was 830. (he says bankruptcy, but credit card companies can’t put that) Afterwards, his score fell to 750 [more...]

Date: 2008-12-24 12:17:04

Phoenix Coyotes are an Endangered Team

Phoenix Coyotes are an Endangered Team The Desert Dogs of Wayne Gretzky are in danger of going belly up ... of the Bettman led lockout might be the bankruptcy of several NHL teams or their migration north [more...]

Date: 2009-01-13 18:32:33

http://illinoisreview.typepad.com/illinoisreview/2009/01/top-10-conservative-state-senators.html

http://illinoisreview.typepad.com/illinoisreview/2009/01/top-10-conservative-state-senators.html (FROM THE ARTICLE: Having followed key Illinois Senate votes during the 2007-2008 95th General Assembly, the United Republican Fund lists the following as the session's "Top 10 Conservative State Senators," based on their "lifetime" scores: [more...]

Date: 2009-01-05 17:22:29

Economic Potpourri January 11, 2009

The barrage of noteworthy economic news continues into the second week of the new year ... increase in credit-rating downgrades on mortgage-related securities will lead to further stresses [more...]

Date: 2009-01-11 10:59:00

Posts about Home Sales as of January 13, 2009

Want to Make Money Selling Info? 5 Basic Skills You Must Have! - stefsertich.blogspot ... :Dispute Stalls an Ambitious Upper West Side ConversionBy CHRISTINE HAUGHNEYPublished: January 12, … [more...]

Date: 2009-01-13 14:21:30

Posts about Real Estate Market Reports as of January 13, 2009

Q4 2008 House Price Index for Dubai shows average 8% price fall - dubaichronicle.com 01/13/2009 Q4 2008 House Price Index for Dubai shows average 8% price fall Report attributes ... Brier Dudley columns Brier Dudley Blog The Real Estate Deal Retail Report Microsoft Pri0 Sunday Buzz [more...]

Date: 2009-01-13 14:23:21

California to Go Bankrupt in February

Governor Schwarzenegger Leave it to the Brits to properly report on US news. According to the Independant, California will run out of money in February. The State of California will run [more...]

Date: 2008-12-27 06:37:34

Student Debts Are No Jokes, Take It Seriously!

Student Debts Are No Jokes, Take It Seriously! Posted in January 16th, 2009 Category: ... in bankruptcy situation, it will give effect to your credit report. If you don’t pay off your debts [more...]

Date: 2009-01-16 08:21:37

Phones - AT&T says lost 911 service restored to cell phones in Tuscaloosa area - The Birmingham News - al.com

AT&T says lost 911 service restored to cell phones in Tuscaloosa area - The Birmingham News - al.com AT&T says lost 911 service restored to cell phones in Tuscaloosa areaThe Birmingham News ... emergency 911 service for most of the day today. But an AT&T spokesperson said the problem … Source [more...]

Date: 2009-01-17 05:00:07

Should I Declare Bankruptcy?

One of our readers, Alicia, asked: I have one Credit Card debt with a balance of $15,000 can not pay the Min amount they want like 3, ... is because that is how long a bankruptcy will hurt you on your credit report. Bankruptcy actually stays on your credit report for ten years, but as long as you make your payments on time after the bankruptcy [more...]

Date: 2008-11-19 13:59:48

How To Repair Your Credit If You File Bankruptcy

Debts are piling up. Bills are coming in. Collections agencies are phoning and sending you certified mail demanding money ... income than your past financial predicament. A bankruptcy will show up on your credit report ... to make sure that the bankruptcy discharge also shows on the credit report so creditors understand [more...]

Date: 2008-10-27 15:03:50

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