A Guide To Travel Insurance

Travel Insurance Guide is a need to know? Travel insurance protects against free vacation adverse events such as cancellation and interruption, and has paid medical expenses, loss or damage to property and transit times. Millions of travelers and vacationers buy some form of insurance – each year, but few know what it is and how it can be defined. If you know what is covered and what you do and not be able to get the most out of your coverage and be reimbursed fairly. [more...]

Date: 2009-10-01 14:24:18

Blog posts (157) | Videos (108)
 

Wall Street Breakfast: Must-Know News

CIT on the brink. Sources say CIT Group ( CIT ) is preparing a sweeping exchange offer that would eliminate 30-40% of its $30B in debt, giving bondholders new debt with a later maturity, and nearly all the equity in a restructured CIT. The plan is likely to be more attractive to bondholders with near-term debt, and some insiders say competing bondholder interests are likely to thwart any deal and send CIT to bankruptcy court. CIT -24% premarket. IMF turns optimistic. [more...]

Date: 2009-09-30 11:20:04

OIL’s well, that starts well!

Vitality shows in not only the ability to persist but the ability to start over. The opening moments will be dominated more by Oil India’s listing. The market will be keen to see how the stock behaves after a tepid debut for Adani Power and NHPC. We expect another positive start though Asian stock markets are mixed after overnight losses on Wall Street. [more...]

Date: 2009-09-30 04:01:00

What Is Cesi Debt Free?

by Melinda Harni Each of these websites provides extensive information on different aspects of debt: how to get out of debt, control debt, and on matters related to housing counseling. This is significant, keeping in mind the recent economic recession. Together, all three websites provide all-inclusive information, complete with statistics and figures, in keeping with the CESI philosophy of empowering the consumer on financial matters through knowledge. [more...]

Date: 2009-09-30 23:43:05

Filing for Bankruptcy Chapter 13

A lot of people end up looking at bankruptcy chapter 13 when they get into financial difficulties out of which they simple can’t find a way out. Most of them choose to file a bankruptcy chapter 13 where the court will take your entire claimed debts and find you a plan for repayment that matches with what you can actually afford. If you are on the verge of bankruptcy, you should first explore the various bankruptcy alternatives available. [more...]

Date: 2009-09-29 13:17:05

Speak No Bias: The Times Only Concedes ‘Insufficient Tuned-in-ness’

Poor Clark Hoyt. He has the toughest job in journalism. As public editor of the New York Times, it is his job to explain away the Gray Lady’s bias.Whenever the Times doesn’t report a bad-news-for-the-left story or mangles a hit piece on a conservative he’s there to tut-tut, but never under any circumstances will he concede the error is due to political bias.He was tapped this past weekend to explain away the non-coverage of ACORN by the Times. [more...]

Date: 2009-09-29 07:18:25

Discover How To Make The Best Deals With Original Creditors

By Michael Redbourn There are lots of articles around that explain how to talk or not talk to debt collectors and many people think that they should handle negotiations with the original creditor in the same way, and that's absolutely wrong. The original lender doesn't have to help you at all, but if you handle the negotiations in the right way you might save yourself around 45% of your total debt, and you might get the very best comment on your credit report too. [more...]

Date: 2009-09-29 01:02:09

If It Stops Moving, Subsidize It

Naturally, now that government plans to intervene in the economy with a massive stimulus package, everyone wants their “fair” share. Robert D ... that wouldn’t be there otherwise.  A new report by the Information Technology and Innovation ... grid. And a Silicon Valley petition calls for a tax credit for companies that spend more than 80 [more...]

Date: 2009-01-06 03:15:11

Anything That Could Go Wrong Did Go Wrong

The Gazette Times reports from Oregon. “After a months-long struggle to move through the city’s planning department and overcome objections by wetlands advocates, Ashwood Preserve is up for sale. The 9.52-acre parcel, which became a test case for a provision which allows a land owner to build on property even if it is mostly covered by natural [more...]

Date: 2008-12-29 17:24:14

Nifty regains 5,000 mark

Data showing a surge in growth in the core sector boosted domestic bourses with the 50-unit S&P CNX Nifty settling above the psychological 5,000 level. The BSE 30-share Sensex rose 159.91 points or 0.96%, off close to 55 points from the day's high and up close to 50 points from the day's low. Index heavyweights Reliance Industries and ICICI Bank led the rally which was a part of a rally in most Asian stocks. IT, banking and healthcare stocks rose. But realty stocks reversed early gains. [more...]

Date: 2009-09-29 15:25:00

Circuit City To Liquidate… Over 30,000 Jobs To Be Cut

Bankrupt Circuit City Stores Inc., unable to work out a sale of the company, said Friday it will go out of business _ closing its 567 U.S ... had been seeking a buyer or a deal to refinance its debt, but the hobbled credit market and consumer worries ... stores and dealer outlets in Canada. Galardi told a judge there are still bids for the Canadian [more...]

Date: 2009-01-16 21:58:08

Links: 2009-01-15

This will be a bit longer of a preamble. Despite my bearish calls, I am feeling a bit tense about all of this market turmoil ... . bank-stocks-2009-01-15 I happen to think JPM (JPMorgan Chase) had a rather nice earnings report ... concerned we could see another nationalization or bankruptcy here in short order. You should be under [more...]

Date: 2009-01-15 20:46:29

Gates of Vienna News Feed 1/5/2009

Read through the official European reactions to Israel’s ground offensive into Gaza: Zapatero, the Vatican, the Italian government — all are pressuring Israel for a ceasefire. The surprise is Dutch Prime Minister Jan Peter Balkenende, who states that it would be pointless to condemn Israel without addressing what Hamas is doing [more...]

Date: 2009-01-06 04:54:00

Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00

WHAT? You KNOW Something’s Wrong When Industry VETS Admit There are TOO many Old Men in the Industry!

This entry was posted on Tuesday, September 29th, 2009 at 6:00 am and is filed under Industry News. You can follow any responses to this entry through the RSS 2.0 feed. CommentIf there was one recurring theme at last week’s NAB Radio Show in Philadelphia, it was that radio leaders are well outside of the most attractive demos – and getting older. [more...]

Date: 2009-09-29 13:00:54

Does Closing a Bank Account Hurt Your Credit Score

No. Your credit score is a number calculated from the information in your credit report. Your credit report will contain information about your loans, other credit obligations, and negative actions in public record (bankruptcy, collections, court judgments). It actually contains absolutely no banking information so closing, or opening in most cases, a bank account does not hurt or help your score. In some cases, your credit score might be hurt if you open a bank account. [more...]

Date: 2009-09-30 16:42:00

Circuit City closes its U.S. stores

Jump to CommentsBy Calvin PalmerStruggling electronics retailer Circuit City announced today that it will be closing its 567 stores in the United ... to refinance its debt, but the crippled credit market and consumer worries proved insurmountable. Negotiations ... there are still bids for the Canadian business.Circuit City, based in Richmond, Viriginia, [more...]

Date: 2009-01-16 23:47:07

Retailers to Wage Psychological Warfare

As the retail industry sifts through the rubble of its disastrous holiday shopping season, the next challenge begins: A struggle over the consumer psyche. Despite hopes for a massive economic stimulus plan under a new Obama administration in January, consumer confidence plunged to an all-time low in December [more...]

Date: 2009-01-05 11:00:58

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

HSBC are thugs (sorry "partners")

HSBC has gotten a little aggro lately – an analyst dispute widely reported in the FT and other places ... on the web. Bally managed to report not only overdue fees (for which the customer had falsely been induced to agree) as receivables – but they included penalties as per credit cards. Obviously [more...]

Date: 2009-01-16 14:18:26

The Garrett, Watts Report (September 30, 2009)

    To Our Clients, Colleagues and Friends, What would be better, (a) having one $40 million warehouse line with Bank of America, or (b) having $25 million with the Bank of America and $10 million with Comerica or Flagstar?  Even though (a) is for $40 million and (b) is for only $35 million, we’d probably recommend option (b).  Having two lines is almost always better than having just one, even if the one line is somewhat bigger than the two combined. [more...]

Date: 2009-09-30 18:45:19

Friday wrap

Dem Congress to pump raw sewage into nation's workplaces ... The AFL-CIO advanced an argument detailing why a "majority sign-up" is the best option for preserving "the freedom of working people." Below is a syllogism that encapsulates an argument found on the AFL-CIO website.1. The workplace environment has been poisoned by browbeating employers.2 [more...]

Date: 2009-01-16 11:30:00

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

Link-O-Rama

As those of you who've inexplicably continued to check the Fat-O-Meter despite no change in months have no doubt noticed, I'm back on the weight-loss plan. Again. This is my third attempt to restart the weight-loss process since dropping 92.5 pounds several years ago only to gain most of it right back, [more...]

Date: 2009-01-16 06:40:28

Economic Potpourri December 26, 2008

The barrage of noteworthy economic news continues unabated. I took a lot of time off posting Christmas Eve and Christmas. Here are a few headline news reports of interest from the past couple days that have been stacking up.MetLife Drops as Commercial Mortgage Defaults LoomMetLife Inc. and Prudential Financial Inc., the largest U.S [more...]

Date: 2008-12-26 11:26:00

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Pertinent Obituary, Dimon Says Worst Not Over, Oil Producers Struggle, The Next Bubble and More!

One company to summarize all of the last 10 years… now on its deathbed Credit crisis survivor predicts “worst… not yet behind us” Oil ... and now the epitome of the credit crisis: Nortel had $2.4 billion of cash in hand yesterday ... for most of 2009. In terms of our sector, we expect consumer loans and credit cards to continue [more...]

Date: 2009-01-15 19:40:53

Government Intervention in Foreclosure

This is Part Four of a series of articles on foreclosures. This article does not constitute legal advice ... intervention as well as discuss possible future intervention programs. For other preventative measures, check ... , 2008 report “Economic Analysis of a Mortgage Foreclosure Moratorium,” provides some analysis: “ [more...]

Date: 2009-01-07 07:00:13

Debt Validation And Collection Agencies

Under the FDCPA or the Fair Debt Collections Practices Act , you have the right to “debt validation”. This is a demand from the collection agency and the original creditor that the debt is really your responsibility and that the balances, terms of the loan and any other pertinent information is correct and accurate. A collection agency must also provide proof that they have the legal right to attempt to collect the debt. [more...]

Date: 2009-09-29 23:06:03

Bank of America Gets $138 Billion Lifeline for Merrill Losses

By Scott Lanman and Craig Torres Jan. 16 (Bloomberg) -- Bank of America Corp., the largest U.S ... in Washington. The bailout may increase pressure on Chief Executive Officer Kenneth D. Lewis ... moved up its fourth-quarter report to today at 7 a.m. New York time.‘Fire-Fighting Tactics’  “ [more...]

Date: 2009-01-16 08:25:00

Words from the (investment) wise 12.28.08

Investors spent the holiday-shortened Christmas week in an un-merry mood, digesting more gloomy economic data and taking stock of a tumultuous 2008 ... s exuberance), but also still be battling with the implications of the credit crisis for the global economy ... Index (-0.3%), the Reuters/Jeffries CRB Index (-1.6%), West Texas Intermediate crude (-11.0 [more...]

Date: 2008-12-28 12:31:33

NEW YORK CITY LUXURY RESIDENTIAL MARKET IS FLATLINING

from CRAIN’S NEW YORK BUSINESS:January 13, 2009 5:59 AMBrooklyn housing market still sufferingAs the recession continues to wreak havoc on the city’s ... , according to a new residential real estate report issued this week.The median sales price for the market ... sharp drop-off in transactions alarmed the report’s author. “It clearly shows a marked [more...]

Date: 2009-01-15 04:30:24

Circuit City to close 567 remaining US stores

Circuit City, unable to work out sale of company, will close 567 remaining US stores Michael Felberbaum and Vinnee Tong Associated Press Bankrupt ... credit market and consumer worries proved insurmountable. Negotiations for an acquisition went past ... for the Canadian business. “Very, very sad,” said Alan [more...]

Date: 2009-01-16 20:40:40

Are we underestimating the seriousness of the economic crisis?

Before we think about future, we should know what economic experts said before Lehman bothers collapse and share market crash in 2008. I don’t know what will happen in 2009 but I completely fed up with the people’s underestimation of current economic slow down. Only time will tell whether I am underestimating /overestimating the economic crisis [more...]

Date: 2009-01-14 16:45:00

Sheppard: Middle Road Has Fewer Bumps

Sheppard, Mullin, Richter & Hampton didn’t ditch slow practice areas when the economy was booming and now they are reaping the ... of the Los Angeles-based firms to report their year-end results. The Recorder reported results http ... the biggest decline, at 21 percent. Pillsbury was the only firm in this survey to report a slight [more...]

Date: 2009-01-17 02:10:00

Credit Crisis - Signs of Progress

Are the various central bank liquidity facilities and capital injections having the desired effect of unclogging credit markets and restoring ... of credit markets is under way. Updating the report at this time is also to gauge the credit ... in the economy. This is because T-bills are considered risk-free while LIBOR reflects the credit risk [more...]

Date: 2008-12-26 12:00:33

Workers of Republic Windows and Doors Finally Pursue the Culpable Party: Their Employer

Workers for Republic Windows and Doors have finally asserted legal claims against the only entity that violated their rights: the company itself ... of America for the shutdown. After the company exhausted its credit line, Bank of America refused ... of Chicago, and Mayor Daley reportedly lobbied for them to obtain the funds. To date, Bank of America [more...]

Date: 2009-01-13 14:06:00

Martial Law, the Financial Bailout, and War By Prof. Peter Dale Scott

Global Research, January 8, 2009 Paulson’s Financial Bailout It is becoming clear that the bailout measures of late 2008 may have consequences at least as grave for an open society as the response to 9/11 in 2001. Many members of Congress felt coerced into voting against their inclinations, [more...]

Date: 2009-01-13 14:05:21

$75 Billion Needlessly Lost in Hasty Lehman Bankruptcy Filing?

There is a piece I regard as truly odd in the Wall Street Journal tonight. Either much of what I have read about investment bank bankruptcies is wrong, or something peculiar is at what used to be the house of Lehman. A Wall Street Journal article, "Lehman's Chaotic Bankruptcy Filing Destroyed Billions in Value," [more...]

Date: 2008-12-29 06:11:28

DrumBeat: January 1, 2009

Blackout fear for EU as gas row escalates Jose Manuel Barroso, the European Commission president, called on Moscow and Kiev to solve the dispute as soon as possible. While Gazprom, the Russian ... , there are fears that Germany, Italy and other customers could eventually be hit if the dispute escalates [more...]

Date: 2009-01-01 13:44:53

Satan Has A 350 Credit Score

By John Rasor indulgence, greed and envy can take over and send your credit in a downward spiral. The lowest credit score you can have is a 350 ... , gluttony and being a debtor with outright disrespect to the creditor can earn you a bad credit rating. I have personally never seen a 350 credit score but supposedly they do exist. If you have bad cred [more...]

Date: 2009-01-16 22:01:48

Holiday Sales Drop to Force Bankruptcies, Closings

Holiday Sales Drop to Force Bankruptcies, Closings Posted December 30th, 2008 by xntryk1 http://tinyurl.com/a37mpt Dec. 29 (Bloomberg) ... bankruptcy protection this year as the credit squeeze and recession drained sales. Investors will start seeing a wide variety of chains seeking bankruptcy protection in February when they file financial [more...]

Date: 2008-12-30 14:50:32

Orchard Bank Credit Card

by Daniel Moskel The Orchard Bank credit card is issued by HSBC Bank. This is a sub prime credit card. They have a unique application process ... payment history on your credit report. This is an important factor when your score is being ... a negative item on your credit report ages four years it has much less impact on your score. We do still [more...]

Date: 2009-01-16 07:34:19

Looking to Remodel Your Home? What’s The Best ROI?

_3119 photo credit: Chad Crowell Are you considering a move, but your current home value has made that impossible? What home improvements can you do to your current home that will freshen up the look and give you some additional living space? A U.S. News and World Report article compares several options [more...]

Date: 2009-01-13 13:00:07

Some Good News Peaking Through?

I've noticed a few piece of good news starting to peak through, though still a lot of bad news out there ... CLSA book mentioned above. WSJ blog on easing credit markets. Now, the full week’s data are in, and it is looking certain at least that the credit markets are more open than [more...]

Date: 2009-01-12 18:07:17

Detecting Early Credit Problems

Detecting Early Credit Problems January 16th, 2009 Posted in Uncategorized | Comments Off Keeping yourself trouble free with your credit requires a close eye on your credit report and asking yourself some difficult questions. Sometimes it is harder to be honest with yourself than with a stranger. In order for you to stave off credit problems [more...]

Date: 2009-01-16 15:30:12

2009 Forecast, More Banks to Fail, Retail Disappoints, Recession Stock Picks, Huge Tax Cut and More!

Profit in 2009:  Think like a Fed governor… A “mere” 25 banks failed in 2008… proof that the FDIC expects many more next year… Retail on the brink… ... they can employ cheap Treasury financing to cushion the decline. This involves refinancing homeowners out of toxic [more...]

Date: 2008-12-29 20:30:16

Curbed IMterview: Jonathan Miller Dishes on Q4 Numbers

For the second quarter in a row, we pinged Jonathan Miller—real estate appraiser, Curbed graph guy, blogger and the man who makes Elliman's market reports sing—for a chat about the latest Manhattan ... . CurbedWire: Even though the numbers in these reports largely reflect deals negotiated many moons [more...]

Date: 2009-01-06 14:49:26

Borrowing Beyond your Limit can Result in Consumer Debt

Consumer debt has risen to worrying percentages in the past few years ... of the loan, how much the borrower is able to pay back per month, their current credit score ... debt can be acquired in various forms, including through a credit card or a payday loan. There are many [more...]

Date: 2009-01-17 00:24:29

Credit Card Horror

The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]

Date: 2009-01-16 23:12:15

51 - 100 of 157 Posts
Page: First | < Preceding | Next >
0 | 1 | 2