I Guess Our Mortgage Is Officially Considered Small

As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now.  We went to the annual credit report site and picked Experian.  Credit scores were $5.95 each, and the credit report is free (we normally just get the free report).  We got my husband’ [more...]

Date: 2009-01-09 08:15:42

Blog posts (348) | Videos (120)
 

PUBLIC COMPANIES MUST BE HARD-UP

Look what changes the City of New York was able to secure from a bunch of publicly traded companies: Thompson_NYC_Comptroller_nyreblog_com_ ... William C. Thompson, Jr. today issued his annual report detailing the results of shareholder ... Department Pension Fund, and New York City Board of Education Retirement System. The full report [more...]

Date: 2008-12-23 04:27:53

A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras

Those songs from a certain misleading ad campaign sure are catchy - and I don't just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that... 3 Vote(s) [more...]

Date: 2009-07-27 15:01:16

#371 - The List Of Economic Models

I saw this yesterday and nearly busted a gut. It's quite funny!SOCIALISMYou have 2 cows.You give one to your neighbour.COMMUNISMYou have 2 cows ... letters of credit opened by your brother-in-law at the bank, then execute a debt/equity swap ... company.The annual report says the company owns eight cows, with an option on one more.You sell one cow [more...]

Date: 2008-12-08 13:54:00

A consumer complaint about Consumer Reports

This story just drips with irony! 2 ... as a home owner, it was time to become a member of the Consumer Reports website. I figured if I'm ... . So, when Consumer Reports tried to charge my annual fee, it was declined. They sent an email, I went [more...]

Date: 2009-01-12 13:57:29

Ten Things You Should Know About Bush’s Trillion Dollar Fleecing Plan

by Alternet  Global Research, September 23, 2008  The Bush administration’s proposal to bail out some of Wall Street’s biggest players with ... would happen without Congressional oversight, save for a semi-annual report on the process ... and predatory behavior in check, and government spends mone [more...]

Date: 2008-09-26 22:02:23

Kazeminy tricks mean treats for Coleman

So it turns out that Bush’s reality check, Attorney General Michael Mukasey, is not just the guy responsible for making sure Bush obeys all the laws, ... has arrived. According to Thursday’s G.D.P. report, real consumer spending fell at an annual rate ... at an annual rate of 14 percent. To appreciate the sign [more...]

Date: 2008-10-31 15:37:17

Catching Up

So.  I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]

Date: 2009-01-16 05:41:49

Is Nortel a Victim of the Global Financial Crisis?

Some would paint Nortel as a company that was on the verge of making a big turn around, but was blindsided by the financial crisis ... at its earnings history. I dug through old Nortel annual reports and tried to resolve all the inconsistencies ... . If only the credit markets were in better shape, Nortel wouldn’t have been forced [more...]

Date: 2009-01-15 05:08:00

NY TIMES: Buffett to Offer Details on Derivatives

Warren E. Buffett has long been an proponent of transparency and a critic of murky financial instruments ... by 2019. On Monday, Mr. Buffett said he would disclose in the next annual report more information ... of companies and stocks with the highest possible credit rating, have tumbled 36 percent since Oct [more...]

Date: 2008-11-25 04:21:48

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a mortgage or other credit, the lender must tell them whether information in their credit report played ... is incorrect on a credit report, the next step is to correct the inaccuracy. If consumers [more...]

Date: 2008-12-23 19:30:07

Property Investors Expected To Spend More This Year: Report

Source : The Business Times, January 13, 2009US seen as country providing the most stable and secure real estate(NEW YORK) ... , according to an annual report tracking institutional investor interest.Displaced: In the US market, Afire's ... globally and in the United States, their favoured international investment target, report members [more...]

Date: 2009-01-13 16:00:00

Lehman’s (LEH) ‘Dozy’ Risk Metrics Are to Blame

As Lehman Brothers (NYSE:LEH) stares into the abyss, Martin Hutchinson says the company's risk management strategy is to blame ... that forced little restraint on bankers. This meant even a small drop in asset values could wipe ... -management strategies. Let’s take a closer look. In its 2008 Annual Report, Lehman boasted of having [more...]

Date: 2008-09-12 14:03:32

Maintaining Excellent Credit Rating

Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]

Date: 2009-01-15 03:41:35

Morning Update

Economic Clouds ObscureA deepening recession, a worse-than-expected quarter from Alcoa, and soft guidance from CSX Corp ... , Sony may be set to report is first annual operating loss in over a decade, while Treasuries ... $32) announced that it expects to earn $0.90 per share in 4Q, below the consensus view of $0.99 [more...]

Date: 2009-01-13 08:18:00

Bank turmoil fuels phishing boom

The US Federal Trade Commission (FTC) issued a warning saying phishing gangs were using the current global financial crisis to extract valuable ... popular in the coming weeks as changes and mergers are completed. In its second annual report ... were up more 180% in a year. The FTC said that the current rapid changes in the banking world, where [more...]

Date: 2008-10-13 12:00:00

God Bless Kentucky

Politicians in Kentucky look to have the unhealthy obsession of feeling compelled to mention God almost nonstop, including in their laws ... or on its Web site. The law passed under former Gov. Ernie Fletcher, who prominently credited God in annual reports to state leaders. But Gov. Steve Beshear's administration didn't credit God [more...]

Date: 2008-12-01 18:52:00

Waiting For the Recession Call

The government’s report on third-quarter economic output should be enough to pinpoint the start of the current recession to sometime in the summer of 2008 at the latest. But the relatively small size of the reported decline — an annualized 0.3 ... Bureau of Economic Research’s Business Cycle Dating Committee, hasn’t weighed in formally yet [more...]

Date: 2008-10-30 14:56:58

Automaker Bridge Loan? You Do the Math

The first part that doesn’t compute is $700 billion in giveaways plus $100 billion in pork in 5 days compared to $25 billion in loans—no, ... annual report put Chrylser group employment at about 86,000.There’s been a lot of speculation ... , which recently won contracts for government credit card services for travel and fuel, has doubled [more...]

Date: 2008-12-16 04:26:23

Use TrustedID to Fight Identity Theft

With the incredibly rapid growth of ID theft, there have been several businesses that have been formed with the distinct objective of battling this crime epidemic. These ID theft prevention companies essentially lock down your credit bureau ... supply you with annual credit reports from all three credit bureaus, so that you can check to see [more...]

Date: 2009-01-08 04:06:14

Saturday quick hits

Murdoch despises O'Reilly I guess we know what he is, and now he is just negotiating the price? ... establish a requirement that the federally funded agency credit God with keeping the state safe, is upset that under Gov. Steve Beshear, the department's 2008 annual report did not do so. "We certainly [more...]

Date: 2008-11-29 20:37:39

Personal Finance Money Tips Q&A #1

This is the first post of the regular questions and answers series. If you have any question, please try our forum ... to Bernard Madoff/s ‘big lie’? Attached with the annual report of these fund but not sure how ... . If you are concern about private information, you can contact me using the contact form. Please [more...]

Date: 2009-01-08 23:00:50

SKY News Summary - 12-16-08

The Supreme Court ruled that consumers are allowed to sue Philip Morris, part of Altria, for smoking issues, under state laws ... /releases/2008/q4/081215b_nr.html Cisco released its annual internet security report which always makes for interesting reading. According to the report, “This year’s report reveals that online [more...]

Date: 2008-12-17 01:44:27

Gary Shilling: "Collapse on Schedule (with video)

Um.......Sadly, I think he may be right. It does bode well for large caps though. A sluggish economy will crush the smaller firms and startups as credit tightens ans results ... with Henry Blodget and Aaron Task from today: Now, here is Schilling report: Semi-Annual U.S. Economic [more...]

Date: 2008-12-20 10:21:00

Your Credit Score - What Is A Good Number?

by Christine A. Mathews When you apply for credit, one of the first things a lender will check is your credit score ... are Experian, Equifax, and Trans Union. Each one has it’s own method of deciding what your credit score ... . Mistakes happen, which is why you should review your credit report annually with all 3 credit bureaus [more...]

Date: 2008-12-19 03:43:07

Are You Sure You Want to Start Your Own Business?

I have learned a lot from the people I’ve taught my QuickBooks and Business Financial Basics classes for small business owners and bookkeepers ... before starting their own business, and I admire them for taking the initiative. I provide ... year (annual tip report) Employment Taxes and Insurance Social Security Taxes – 6.2% match [more...]

Date: 2009-01-15 17:58:33

Aid Worker Self-test

Top Ten Reasons You Know You’re Working at an Aid Organization HeadquartersAccording to David Letterman (The Late Show on CBS)1 ... from Afghanistan.4. You just completed an annual report to your donor explaining that you’re very sorry ... . You just had a pre-meeting to discuss your strategy planning session for the new initiative [more...]

Date: 2009-01-14 14:00:35

Simple & Effective Methods Of Identity Theft Protection

by Paul Wilcox You wouldnt go driving down the highway during rush hour with a blindfold on, would you? Hopefully not ( ... theft for free and by using your common sense. Obtain You Credit Report One of the best things you can do to protect yourself from identity theft is get an annual credit report. You are allowed [more...]

Date: 2008-11-15 20:47:03

New report claims 95 percent of music downloaded is pirated

musicpirate The International Federation of the Phonographic Industry has released its annual report for 2008, stating in short that piracy is indeed becoming a very large problem. The rather large report makes many claims and tries to help better understand how to prevent it while educating people [more...]

Date: 2009-01-16 21:29:49

Rights group chides Iran over 2008 human rights record

Washington, 15 January (IranVNC)—A leading rights group yesterday criticized Iran in its yearly review of the situation of human rights around the ... after he takes office next week. In its 564-page annual report, which was released yesterday ... of free expression and association in Iran,” HRW wrote. The report also said that Iran upped [more...]

Date: 2009-01-16 22:49:37

An Anonymous Bank Executive Speaks Up

I was tipped off to an article late last month, but I neglected to blog about it right away ... . For some reason, we had (and still have) more credit limit available to us than our annual income ... to check a credit report to see limits. They were definitely enablers when it came to our credit card [more...]

Date: 2008-12-22 06:18:42

The Price Of Success: Cloud & Social Network Advancements Spawn Innovative Spammers

MessageLabs (now part of Symantec) just released a fascinating trend-analysis of the dark side of the internet. (Key findings below.) ... a lump of coal for Christmas. Excerpted highlights (full report here): Spam spike—2008 annual spam ... . Law enforcement crackdown—Operations of a number of spammers and cyber-criminals were disrupted by law [more...]

Date: 2008-12-04 22:16:55

Sterling Exchange Rate Forecast

This report will focus on the outlook for Sterling, and how further interest rate cuts by the Bank of England this week may affect the pound ... rate, with the country's largest mortgage lender, Halifax, reporting a 16.2 percent annual decline ... since the recession of the early 1990s. The credit crunch has led to thousands of job cuts in many [more...]

Date: 2009-01-05 08:54:00

Finally got my credit score: 698

I held off getting my free annual credit report until after November 30, ... site refused to give me my report or credit score, vaguely suggested that there "might" be some sort ... out how to unlock my account at Equifax so that I could then access both my free credit report [more...]

Date: 2009-01-13 16:46:00

The 2008 Feltron Annual Report

Nicolas Feltron’s 2008 report www.feltron.com Posted by themeekshall for Design Yout Trust, 2009. Permalink | No comments Design You Trust sponsors. We're proud all of them: Dream Template [more...]

Date: 2009-01-16 13:26:35

Dividend Stock Analysis: Home Capital Group Inc. (TSE: HCG)

I couldn't decide what stock to analyze this week, so I decided to chose another random Dividend Achiever, ... : No 0 Score: 3.0/4.0 Fundamentals: All fundamentals based on 2007 annual report, and the latest ... Capital Group's description of what they do, which can be found on their website here "Home Capital [more...]

Date: 2008-09-24 01:13:42

The Economic Downturn and Student Loans: Some Practical Advice for Borrowers

Today's post is from Alan Michael Collinge, author of The Student Loan Scam: The Most Oppressive Debt in U.S ... to shareholders in their 2003 annual report that their record earnings that year were attributable to collections on defaulted loans. So, no bankruptcy protection for the borrower means free money [more...]

Date: 2009-01-11 01:14:50

Kentucky Homeland Security Required to Credit Some God

Image via WikipediaJust when you think you've heard it all, ... now? The department's 2008 annual report did not credit his god."This is recognition that government alone cannot ... in passing a law requiring a federally-funded agency to credit his god with protecting the people [more...]

Date: 2008-12-01 11:19:03

An Example of What the Credit Bureaus Try to Sell You

experian1 I mentioned yesterday that you can set up a quasi-credit monitoring service for yourself ( ... annual report without a credit score attached to it. This is the link you want. The second image ... ) and the offer is to give you your Experian Credit Score for “only” $5.95″!”. As I said yesterday [more...]

Date: 2009-01-15 13:00:15

Data Breaches Affect Records of 35.7 Million People in 2008

Businesses, governments and educational institutions reported a nearly 50 percent increase in data breaches last year over 2007 ... that steals data blamed for nearly 14 percent of breaches. Many Companies Fail to Report Foley said annual ... and inadvertent posting of personal data online along with other accidental disclosure account for more than 35 [more...]

Date: 2009-01-13 20:10:52

Fight Of Our Lives: UNICEF Uncovers The State of Maternal Mortality

Childbirth and pregnancy are extremely dangerous endeavors for the women of the world but most especially for women in developing nations and even ... , the organization released its annual report and its pages reveal some shocking news: Having a child remains [more...]

Date: 2009-01-15 20:09:35

Fenty and Police Chief Meet with GLOV

Mayor Fenty and Police Chief Lanier met with Chris Farrisand Todd Metrokin, Co-Chairs of GLOV (Gays and Lesbians Opposing Violence),along with Sgt ... requiring him to submit an annual hate crimes report to thethe City Council Equally important, the Mayor ... acknowledging and condemning theviolence, although we pressed hard for that. To his credit, [more...]

Date: 2009-01-16 21:20:00

Market Update: S&P/Case Shiller October 2008

January 2, 2009 in Monthly Statistics, Real Estate Stats & Market Update | Tags: All About Portland Oregon Real Estate, attached, Betty Jung, ... report for October 2008 has been published and indicates that the bear market continues with prices ... .  Atlanta, Seattle and Portland reporting annual rates of decline of 10.5%, 10.2% and 10.1 [more...]

Date: 2009-01-02 09:01:49

Kentucky State Law Mandates Mission of Dept. of Homeland Security is to promote Religion

State legislators amended Homeland Security's religious duties to come before all else, ... than others. Under previous Gov. Ernie Fletcher, a lay Baptist preacher, Homeland Security interpreted the law at face value, prominently crediting God in its annual reports to state leaders [more...]

Date: 2008-11-30 01:46:00

The 2008 Feltron Annual Report

An artist catalogs his year. Creative Review describes the project: For three years now we’ve studied how many miles he has run, how many emails and texts he has sent, which books he has read. In 2007 we found out when he met Sarah and when he turned thirty (but were they linked?) [more...]

Date: 2009-01-15 20:19:00

Dopplr Delivers Obama's Own End-Of-Year Travel Summary

Travel-tracking social network Dopplr has nearly outdone itself in the end-of-year-personal-charts department by coming up with this beast called a 'Personal Annual Report''. It's a PDF-format summary of all you Dopplr activity for the year ... report for the year as an example, and that's far more impressive than most of us mere mortals. Obama [more...]

Date: 2009-01-16 10:47:27

Fed?s Bullard: Regional Feds Active in Discount Window Lending

Emily Barrett reports from San Francisco. There is no single measure to determine the success of the liquidity programs the Federal Reserve is ... the flow of credit in the private sector. Reading the signs of recovery will therefore be difficult, he told reporters at the American Economic Association’s annual meeting. “Probably [more...]

Date: 2009-01-03 19:38:00

Does Anyone But Me Control My Credit?

by Jim Bransby A credit score can be critical to your personal finances ... is that there are many actions you can take to limit the damage to your annual credit report ... without success. Still, few people understand credit scores and what goes into them, and still fewer [more...]

Date: 2008-08-22 12:18:43

The CEO's Guide tp Derivatives

I found this while doing some research on this financial crisis ... Credit Swaps, Securitized Instruments of Debt, or other derivatives posed to their companies. Or how illiquid they really were. In doing this research, I came upon Warren Buffet's 2002 Annual Report [more...]

Date: 2008-09-22 17:45:00

Can Wachovia Do Anything Right?

An analyst at RBC Capital Markets suggests Wachovia cut corners to join the trillion dollar asset club ... loans was 1.24%. In its latest annual report, Wachovia ... to see credit quality in C&I lending deteriorate in tandem with the general economy," wrote [more...]

Date: 2008-08-13 04:36:25

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