Free Instant Credit Reports - They Really do Exist
Don’t be fooled! Access to free instant credit reports is not as easy as hundreds of sites would have you believe ... . Yes, since the FTC ruling in 2005 you are entitled to one free annual report from each of the 3 major credit bureaus. But in order to truly get a “free instant credit report” ... [more...]
Date: 2008-12-28 15:05:10
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Real Car Deals for Those Ready to Buy Now
If you are in a position to afford or be able to finance a new car now, you may soon have the pick of the litter ... the possibility of errors on your report. Take advantage of your free annual credit report and check over every bit of information contained on your report. Credit scores that were once thought to be perfect [more...]
Date: 2008-11-13 15:22:23
Weekend Roundup Vol. 12
Weekend Roundup: Well another week comes to a close. Time goes by so quickly it makes me want to work less and less and enjoy life more and more ... to a FREE credit report from each of the three major credit reporting agencies: Experian ... . ***You can get your free annual (once per calander year) credit report, viewable on-line, no credit [more...]
Date: 2008-10-11 11:00:00
I Guess Our Mortgage Is Officially Considered Small
As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now. We went to the annual credit report site and picked Experian. Credit scores were $5.95 each, and the credit report is free (we normally just get the free report). We got my husband’ [more...]
Date: 2009-01-09 08:15:42
annual credit report
If you use any kind of electronic commerce--credit cards, atm, on-line bill pay, etc--you must be vigilant in regards to your identity ... (FTC) advises consumers who order their free annual credit reports online to be sure to correctly spell ... just to review and keep up to date with how creditors determine your credit score.This is what the FTC [more...]
Date: 2008-02-19 22:01:00
Buying A Home After Filing Bankruptcy
Buying a house after filing bankruptcy is a real possibility after a year ... be good enough to qualify for a conventional loan. It is also a good idea to check your credit report before applying for a mortgage. You can get an annual free report from any of the three reporting [more...]
Date: 2008-11-23 21:15:25
2009 looms ahead
Do you still make resolutions? Well here are a few that you might want to think about as 2009 draws closer and a few key dates to make a ... has made it possible for individuals to obtain one free annual credit report from each of the three major ... your rebate check. Review your credit: you are entitled to a free credit report once a year [more...]
Date: 2008-12-26 17:00:32
A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras
Those songs from a certain misleading ad campaign sure are catchy - and I don't just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that... 3 Vote(s) [more...]
Date: 2009-07-27 15:01:16
Free Credit Report Alert
I recently learned about a credit industry mal-practice, ... in this scam. The FTC website includes information about getting your free annual credit report - please read ... in which people who are trying to get their free credit report inadvertently sign up for a credit [more...]
Date: 2008-10-20 14:24:59
Basic tips for improving your credit score
1094832_credit_crunch.jpg Around the holidays, many folks turn to credit for at least some of their holiday shopping ... use Equifax, but have pals who do like MyFICO. You can also get one free credit report a year from Annual Credit Report, but it won’t be so in depth as a paid site. Do you have any handy credit score [more...]
Date: 2008-11-19 20:36:47
Surviving Financial Infidelity: Assessing the Damage
The ugly truth was out in the open. My wife had committed financial infidelity, and it was time to assess the damage. “How much do you owe? ... t any other surprises. We each got our annual free credit report from all three credit bureaus ... on her report. The only hint was that the company in question had made a single credit inquiry [more...]
Date: 2008-11-25 23:13:51
linkblog: Jun 25
linkblog: Jun 25 June 26, 2008 – 2:04 am Engagd.com Pull all your APML together and get a clear picture of what gets your attention ... AnnualCreditReport This is a great site to get your free annual credit report from all three reporting agencies. This site is recommended by the FTC. The JavaScript Source: Forms : Clipboard Copy [more...]
Date: 2008-06-26 06:04:57
Looking Back: Resolutions in Perspective
Yes, I know it's so expected to make New Year's Resolutions. But I am a planner by nature. I am always looking ahead and preparing for the future ... my credit report, and those of my other family members. Everyone is allowed one free credit report check annually. I just want to make sure ours are accurate. Not only did I check my credit report [more...]
Date: 2008-12-31 15:08:00
50 Financial Skills Every Person Needs To Know
Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report ... and/or through Treasury Direct. Read (and understand) a company’s annual report (including [more...]
Date: 2008-10-27 11:00:10
Finally got my credit score: 698
I held off getting my free annual credit report until after November 30, ... site refused to give me my report or credit score, vaguely suggested that there "might" be some sort ... out how to unlock my account at Equifax so that I could then access both my free credit report [more...]
Date: 2009-01-13 16:46:00
Working on Building Credit in Your Name
Being married carries many responsibilities as a couple. One of these responsibilities is applying for loans and credit as a couple ... is to get your free annual credit report. Work with your lawyer to have all joint accounts closed. Transfer ... with high annual fees and interest rates. Find out more from Credit-land.Com. Take your time. Avoid [more...]
Date: 2008-11-28 09:34:19
There are several factors…
…that make up the credit score and your mortgage consultant can coach you through some basic strategies to improve your credit score ... t use them. Always take advantage of the free annual credit report from www.annualcreditreport.com (which is the only FTC approved credit reporting site) and start working on improving your credit [more...]
Date: 2008-10-15 16:39:59
A Trip Down the Road to Squanderville
Although still seen as the world’s economic superpower, the United States has found itself with a myriad of problems: Skyrocketing federal debt, ... up right now, and we’ll send you an important new report for free: “The Three Best Investments ... growing annual budget deficits, an almost nonexistent personal savings rate, and the dubious honor [more...]
Date: 2008-11-25 15:00:29
Catching Up
So. I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]
Date: 2009-01-16 05:41:49
How to Report an Error on Your Credit Report
Thanks to the FACT (Fair and Accurate Credit Transactions) Act, all U.S. residents will be allowed one free credit report annually from each of the three major credit reporting agencies - Equifax, TransUnion, and Experian. This legislation makes it easy for you to keep [more...]
Date: 2009-01-15 17:43:54
Rx for Arizona Consumers’ [HomeBuyers} Credit
Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a mortgage or other credit, the lender must tell them whether information in their credit report played ... is incorrect on a credit report, the next step is to correct the inaccuracy. If consumers [more...]
Date: 2008-12-23 19:30:07
Maintaining Excellent Credit Rating
Being approved for credit is a sign that someone is willing to take a risk on you with their money ... of all, get your free annual credit report from the credit bureau. Check for mistakes or false ... bills - food, utilities, rent, or mortgage. Before you go out shopping for credit lines, make sure [more...]
Date: 2009-01-15 03:41:35
Free Credit Report
I was surprised to find out a while ago that a good portion of Americans did not know they could view their credit report ... that the can get an annual credit report to stay on top of what is happening with their own credit. Let me tell ... and they go on to the subject of financing and he asked him what his credit was like, he looked [more...]
Date: 2008-12-08 04:27:55
How Fake Credit Cards are Made
Crime is way up due to the downward spiriling economy ... parting with our cards and will enocurage you to do the same, and please check your credit report. You can do so by requesting your free annual credit report by going here. [more...]
Date: 2009-01-06 16:29:00
Rights group chides Iran over 2008 human rights record
Washington, 15 January (IranVNC)—A leading rights group yesterday criticized Iran in its yearly review of the situation of human rights around the ... after he takes office next week. In its 564-page annual report, which was released yesterday ... of free expression and association in Iran,” HRW wrote. The report also said that Iran upped [more...]
Date: 2009-01-16 22:49:37
If Japan Bounces Back in the New Year, Investors Will, Too
Japan has been an infuriating country for U.S. investors for almost 20 years now, since its benchmark Nikkei 225 index hit its trading high of 38, ... . Story continues below… Sign up right now, and we’ll send you an important new report for free ... at an average annual rate of 2.0% from 1990 to 2007, outstripping the U.S. productivity growth rate [more...]
Date: 2008-11-14 16:20:02
Free Credit Report - A Website Typo Could Be Costly
In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT) ... annualcreditreport.com or which contained the phrase “annual credit report.” Since it is quite easy ... , which made it possible for consumers to obtain a copy of their credit report for free. In fact [more...]
Date: 2008-12-28 05:24:36
Resolutions 2009
I'd like to hear about any resolutions for this year that are on your mind.I admit: nothing specific comes to mind for me.. ... : Protect your identity. Download your free annual credit report (US only). Build your network before [more...]
Date: 2009-01-01 13:21:41
How To Maintain A Good Credit Report
by Jim Bransby Your credit is a necessary part of securing a financial future ... when it comes time to apply for credit. Annual credit report checks are a great way to keep track ... to ensure good credit, you must utilize credit report tips and take advantage of free credit report [more...]
Date: 2008-11-20 18:25:16
Toyota slashes earnings forecast
Following Toyota’s official announcement back in August that it was reducing its global sales target for 2009 by 700,000 vehicles comes a new report that claims the industry juggernaut has cut its annual earnings ... of the previous year’s profit of ¥1.72 trillion yen, reports the Detroit Free Press. Toyota has previously cited [more...]
Date: 2008-11-06 12:21:03
Free Credit Reports Now Available From the FTC
The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) ... ) or by mail by writing to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281 ... report bureaus (Equifax, TransUnion and Experian). The FTC site was set up as part of the Fair [more...]
Date: 2008-11-04 19:30:27
The Worst Market Predictions of 2008
It was February 2007 when we warned of the coming subprime collapse and the impending doom that we're now party to ... maddening, check out our free report on the Culprits of the Financial Crisis. As reported by Yahoo: "Here ... said November sales were running at an annual rate [more...]
Date: 2008-12-30 00:29:33
Simple & Effective Methods Of Identity Theft Protection
by Paul Wilcox You wouldnt go driving down the highway during rush hour with a blindfold on, would you? Hopefully not ( ... theft for free and by using your common sense. Obtain You Credit Report One of the best things you can do to protect yourself from identity theft is get an annual credit report. You are allowed [more...]
Date: 2008-11-15 20:47:03
The new president's stimulating faith in economic witchcraft
Could somebody tell me who convinced Mr. Spare Change You Can Believe In that running up the credit cards is a brilliant way to resolve our economic ... the astronomical costs of the economic bailout were taken into account, according to an annual report released ... now on digging and filling holes, organic faerie-dust-powered cars and free-range IRS [more...]
Date: 2008-12-18 21:25:33
EMT Express - January 7, 2009
Welcome to EMT Express, providing bi-weekly news and tips for the people who market Minnesota tourism. ExploreMinnesota ... . This FREE annual meeting is for Minnesota industry interested in promoting their area attractions ... Explore Minnesota Fishing Report Opportunity — Your Community Organization Can Still Participate [more...]
Date: 2009-01-07 14:21:59
Tips on Declaring Bankruptcy
If you know you’re going to declare bankruptcy, there’s probably not much I can say to make you change your mind but there are a few things I can ... to have a ding on your credit report for years to come. What does this mean? Kiss the good interest rates goodbye and kiss the annual-fee free credit cards away as well. You’re most likely going [more...]
Date: 2008-11-29 20:11:42
Corporate Profits Are in the Toilet for Anyone Who Isn’t Wal-Mart
Wave Strength Options Weekly editor Adam Lass says Washington is lying through its teeth about the state of the US economy ... Him Up on It? All you have to do is read his free report on the little-known "VIP Code" that he's used to deliver 987 ... , it can’t be a recession, because we “know” that GDP supposedly advanced in at a 3.3% annual rate [more...]
Date: 2008-09-08 20:41:12
It is soooo coold.. brr. Post Roundup
YEAH! Its melting Creative Commons License photo credit: *Micky The past few days have been extremely cold here in Minnesota, ... With Good Ones Time To Chck Your Annual Credit Report! Problems with Gift Receipts? Debt? What Debt? Mortgage Refinance Rates Continue to Fall The New Frugal Forum @ frugalhacks.com Free Advice [more...]
Date: 2009-01-14 16:21:15
How to Avoid Becoming a Victim of Identity Theft: Interview with Jeremy Duffy
If the CEO of LifeLock can't prevent his ID from being stolen, who of us can avoid becoming a victim? ... or annual fees. Luckily, most of what companies like LifeLock and Free Credit Report do can be done [more...]
Date: 2008-06-09 00:57:07
Executives fear Infrastructure Investment will be Inadequate
Despite all the talk about infrastructure investment, ... . Analysts estimate that two trillion dollars will be spent on infrastructure globally on an annual ... the majority of business leaders surveyed globally. Click here for the full free report [more...]
Date: 2009-01-16 19:16:04
The Economic Downturn and Student Loans: Some Practical Advice for Borrowers
Today's post is from Alan Michael Collinge, author of The Student Loan Scam: The Most Oppressive Debt in U.S ... to shareholders in their 2003 annual report that their record earnings that year were attributable to collections on defaulted loans. So, no bankruptcy protection for the borrower means free money [more...]
Date: 2009-01-11 01:14:50
American Gold IRA Report: U.S. Payrolls Post Biggest Annual Decline Since 1945
By Shobhana Chandra Jan. 9 (Bloomberg) — The U.S. lost more jobs in 2008 than in any year since 1945 as employers fired another 524,000 people in December, indicating a free-fall in the economy just days before President-elect Barack Obama takes [more...]
Date: 2009-01-09 15:38:20
The deregulation and free markets myth
Walter E. Williams destroys the liberal's claim that deregulation and free markets caused the financial meltdown: News media people, ... Times article, "Fannie Mae Eases Credit To Aid Mortgage Lending" (Sept. 30, 1999), reported, "Fannie ... Report (November/December 2008). The Federal Register, which lists new regulations, annually [more...]
Date: 2009-01-15 13:28:18
OECD Economic Outlook Offers Bleak Picture for 2009
The Organization for Economic Cooperation and Development’s latest semi-annual Economic Outlook offers few surprises. The main gloomy points were previewed earlier on Research Recap. The full report, out today, does ... , but can be found in this free summary of the Outlook. The summary includes the following highlights [more...]
Date: 2008-11-25 14:58:50
Will the constitutional law professor recognize the 9th and 10th?
VH Report header The Vote Hemp Report Volume 3, Number 4 November 19, 2008 Dear Reader, ... will be free to implement their own hemp farming laws without fear of federal interference. Vote Hemp depends ... . The DEA license is annual and requires a fee of more than $2,300. The applications were delivered [more...]
Date: 2008-12-05 06:37:36
WHAT CAN A HEALTH SAVINGS ACCOUNT DO FOR YOU?
Health savings accounts (HSAs) were introduced in 2004 and allow individuals to pay for medical services upfront through funds they deposit tax-free ... that HSAs do," says Roy Ramthun, co-author of a new report from the Flint Hills Center for Public Policy ... soon, either; in fact, over the past several years the average annual increase has held steady [more...]
Date: 2008-11-11 13:16:54
Big Media Distorts Bush Economic Record
by James Pethokoukis, US News & World Report His presidency is almost over. But what is the true George W. Bush economic record? ( ... some of my free market principles when I was told by chief economic advisors that the situation we were facing ... at a really impressive 2.6 annual rate during the Bush years [more...]
Date: 2009-01-14 16:39:10
A Warning About “Imposter” Websites December 5, 2008
Posted by SBDC in Small Business General. trackback Only one website is authorized to fill orders for the free annual credit report ... mandated free annual credit report program. In some cases, the “free” product comes with strings attached ... )A Chance for Free Credit MonitoringFinancial buddyAnnualCreditReport.com The Real Free Credit Rep [more...]
Date: 2008-12-04 18:07:42
A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part One – TransUnion
Those songs from a certain misleading ad campaign sure are catchy – and I don’t just mean that their melodies are hooky and infectious. The main catch from this supposed freebie website (which shall not be named so as not to introduce any possible confusion with the only FTC authorized vendor of free annual credit reports) is that while the credit report is free, the “credit monitoring” service certainly isn’t.Aand it’s no walk in the park to cancel it either. [more...]
Date: 2009-07-27 10:54:03
Consumer 101: Get Your Free Credit Report From "Annual Credit Report.com" [Annual Credit Report]
You've probably seen those commercials featuring a friendly looking jackass and his factually inaccurate songs about what can happen to you if you don't check your credit report. It's true, checking your credit report is a good idea ... been fooled by other sites. They want to sell you a trial subscription to some credit monitoring service [more...]
Date: 2008-09-25 17:07:30
