What to Know When Getting Your First Credit Card

Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]

Date: 2009-01-14 11:52:49

Blog posts (50) | Videos (38)
 

Bad credit risk, bad driver?

This is a good year for drivers in California. Way back when in 1988, Proposition 103 received more than enough support from voters to pass ... . Add in lack of consistency in employment and multiple lines of credit getting close ... insurance quotes , check out your credit score and, if necessary, repair the score. The Fair Credit [more...]

Date: 2009-01-06 12:06:34

This Week in Credit: Fees and Scores

adele_D_20090115144535.jpg Getty Images Credit card pop art The bad news: ... . Some good news: Free credit scores might be offered more widely. Keepers of the FICO score Fair ... and have not finalized our suite of products and features at this time. Credit-score watchers, keep us posted [more...]

Date: 2009-01-16 17:57:45

Real Estate investing and bad credit reports

by Doc Schmyz In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness ... . If you are trying to apply for an apartment complex the landlords may take a look at your credit score ... having a good credit score is very important in today’s world. However, what do you do if you happen [more...]

Date: 2008-12-31 15:40:09

Life After Debt

By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... an annual fee as high as $155! However, let’s think about what having an unsecured credit card ... new way. Good credit is a goal. If you find that you have made some mistakes and now have less than [more...]

Date: 2008-12-15 20:03:13

Credit Problems?

Have you ever really sat back and thought about what happens in the back round while you go on with your life ... you live it. One of the those items that constantly over shadows you is your credit report. Good, bad ... ! Did you know that 25% of Americans contain errors on their credit report that are serious enough [more...]

Date: 2008-12-02 03:50:00

Debt Consolidation Loans For Bad Credit Dont Get Stung

It isn’t uncommon these days for consumers to be facing problems meeting their monthly payment obligations on loans and credit cards ... and have seen their good credit ratings suffer because of it. At this point they may be looking for a way ... things in mind to protect yourself from becoming a victim: Be Confident Your credit score may [more...]

Date: 2009-01-14 03:04:51

'India to grow at 7 to7.5 per cent in 2009'

'India to grow at 7 to7.5 per cent in 2009' Bloggers Michael Swanberg Capacity for the Future ...Minority Report is Here... But So What? ... , The Prettiest Game I've Ever Played Or at least a good start... ...To Their (Bad) Credit The current economic downtrend isn't all bad. ... Sunil Setty Removing a Page from Google Index [more...]

Date: 2009-01-16 12:21:22

How Real Estate investors can deal with bad credit reports

by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . If you are trying to apply for an apartment complex the landlords may take a look at your credit score ... a good credit score is important in today’s world. However, what do you do if you happen [more...]

Date: 2008-12-29 21:20:55

Protecting Your Good Credit

It’s safe to say that if you have built a good credit score, you’d like to keep it that way. Who wouldn’t? There are a few simple things to remember when you are maintaining your credit score. Even though ... enough to make you forget about your credit score completely. Don’t fall into this bad habit [more...]

Date: 2009-01-16 12:00:11

Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding

February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good ... . But it proved punishing during the unusually severe market downturn of recent months. The [more...]

Date: 2009-01-06 12:09:04

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... to get your credit back in good standing, some sacrifice should be made. Equifax, Experian, and Trans Union are the three credit reporting agencies that report to FICO. FICO is who keeps your credit score [more...]

Date: 2008-12-28 22:13:40

Real Estate investing and bad credit reports

by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . If you are trying to apply for an apartment complex the landlords may take a look at your credit score ... reasons as to why having a good credit score is very important in today’s world. However [more...]

Date: 2008-12-25 10:33:44

Free Credit Report 3-in-1

A good reputation and credible name is something that we all want in our life ... of your credit history online from three major bureaus where the lenders get their basis for approving ... with a bad record or worse a bad credit reputation. Sometimes even if we don’t have loans [more...]

Date: 2008-11-16 14:30:00

Getting Rid Of Bad Credit

By Michael Benifez Today's credit crisis is resulting in a more difficult road for consumers to getting a loan and obtaining good rates ... . 1: Obtain a copy of your credit report. You can't repair something you don't know is broken. Once ... . If your credit rating is less than stellar, you can pretty much guarantee you're not going to get the best [more...]

Date: 2009-01-03 08:21:18

How To Refinance Commercial Mortgages

Commercial mortgages are often taken by people when they need money in order to invest in some commercial venture ... to repay their outstanding loans, and thus be able to maintain a good credit. While giving serious ... for refinancing. Although commercial lenders do not prefer providing refinancing to people who have bad credit [more...]

Date: 2008-12-15 19:04:37

Treasury Warns Against Getting Into Trouble With Debt

Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... online video game that attempts to teach the importance of having a good credit score managing debt ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent [more...]

Date: 2008-09-29 16:47:02

Equipment Leasing the Benefits

by Guy Phillips The prince of simplicity Paul Thoreau in Walden once wrote, ... with good or bad credit, and the deals will be flexible. Try doing that at the local bank [more...]

Date: 2009-01-16 18:52:32

Bush on last visit to Texas ranch as President

Bush on last visit to Texas ranch as President Bloggers Michael Swanberg Minority Report is Here... But So What? ... , The Prettiest Game I've Ever Played Or at least a good start... ...To Their (Bad) Credit [more...]

Date: 2008-12-28 06:41:13

Don’t Pay Off Bad Credit

Step three in the “Should I Buy a House Now” series is somewhat of a sidetrack ... towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long time ... your bills on time, that you have good credit.  Paying your bills on time only accounts for 30% to 35 [more...]

Date: 2008-11-11 17:02:59

Taking Home Mortgage Loans

by John Bear Planning to refinance your current mortgage? There are actually several options that are available for you ... loan approval solely on credit scores. In order to obtain a no doc loan, you must have a very high ... at a very good credit report, they reason that an applicant wouldn’t just do anything bad to tarnish [more...]

Date: 2008-12-31 15:42:48

Guest post: It's about the spinach, stupid. And the carts. And pretty much everything else.

(Or what credit unions can learn from the mind of a disgruntled big box shopper.) Dear SuperDuperBigMart and credit union professionals ... about my terrible, no-good, very bad day(s), so I logged onto your website. I used all 150 allowed words [more...]

Date: 2008-10-21 15:50:00

Economic Egomaniacs

by The Mogambo Guru Goldnews.Bullionvault.com notes that Henry Hazlitt, economist extraordinaire and erstwhile Newsweek and New York Times editor, ... to the Mogambo Economic Detector Unit (MEDU) and see what happened with Total Fed Credit last week ... Credit was actually down by $4.2 billion last week, which is good news and bad news [more...]

Date: 2008-06-26 20:56:45

Debt Relief Services

We’ve spent a bit of time here talking about various ways to prepare your finances, in both good times and bad ... of this payoff, the creditor will report to the various credit bureaus that the debt has been paid ... , including a great FAQ on credit card debt consolidation and other debt consolidation programs [more...]

Date: 2008-12-18 03:59:06

Bad Credit Repair Industry in the Recession

September 6, 2009 | By Shantel Buatone In Finance | by Ryan ParkerWe all know that the economy isn’t in good health now. Compared to just a few years ago, we are definitely in a rut. Latest figures from the department of statistics indicate that just over 2 million people have lost their jobs this year due to the economic slow down. Leading trend companies have suggested that another 4 million jobs will be lost before any meaningful improvement in the economy will show up. [more...]

Date: 2009-09-06 17:46:58

America’s Secret war in Pakistan-MSNBC uncovers Marines with long beards and without uniforms

Technorati Tags: Afghanistan,Pakistan,USA,Under cover,special OPs پاکستاان لیجر | PAKISTAN LEDGER | پاکستاني کھاتا  |Sept ... into Pakistan. This report clearly discusses the good, the bad and the ugly MSNBC: JALALABAD, Afghanistan – ... t receive much attention or credit in the media, but they’re leading America’s secret war inside Pakistan [more...]

Date: 2008-10-09 03:12:35

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion. It was Aristotle who said, “We are what we repeatedly do … Excellence is therefore not an act ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

Credit Scores: How Important Are They?

3 years ago, it was possible to get a mortgage even if you had "bad credit". Today, it is very, very difficult to get a mortgage unless you have at least a "good" and sometimes a "great" credit score. 7 Vote(s) [more...]

Date: 2009-09-30 18:49:52

Four at Four: Looking for Cash

Whatever remaining euphoria that existed on expectations for the passage of a mighty bailout package that will cure all bad debts and even ... s not ideal.” Business as usual means looking forward to the jobs report due out in the morning, the lackluster demand for consumer goods, and ongoing credit problems that have reduced borrowing [more...]

Date: 2008-10-02 11:40:00

This oil man favors a gas-tax hike

If the government raises the cost of driving, it surely would be bad for the energy business. So what's the CEO of Western Refining thinking? ... or more. He's even willing to credit the Europeans with a good idea or two on this score, as he explains ... (WNR, Fortune 500) in 1997 and in a decade built it into a $7.3 billion giant (No. 342 on the Fortune [more...]

Date: 2009-01-03 19:26:00

Simple Scrapbooks Magazine no more?

This just in….one of the most heart-breaking news ever in my scrapbooking world ... and now this? I wish this credit crunch is over! I wa Announcement from SSM Managing Editor, Angie Lucas ... world — good or bad, do drop me a line on christine [more...]

Date: 2009-01-16 21:28:54

Will Indian Car Maker Be First To Market A Tough, High-Mileage 4WD Pickup In The USA?

Mohindra diesel pickup. Image credit:AutoGreenBlog. India's Mahindra may launch new diesel pickup in U.S. in 2010. New York Times reports that domestic truck sales have plummeted badly. Real bad for auto workers and stockholders. Good for the enironment. Here's why the slump happened and what the win win alternative design might look like. A clip from the Times nails the main factor behind the dramatic fall off in truck sales. Car... Read the full story on TreeHugger [more...]

Date: 2009-10-01 12:33:31

How Bad Will The Bush Depression Be?

It looks like Bush is racing in his final days as occupant of the White House to see if he can beat Herbert Hoover's economic record as the most disastrous U.S. president for American families. Today's employment report puts Bush in good shape ... to the worsening credit crisis. That has put pressure on Congress and the White House to come [more...]

Date: 2008-12-05 20:30:00

Online Profiling – The good, the bad and the plain evil

How much do you reveal about yourselves to the sites you visit? ... : Your Name Age Shipping Address Some basic Credit details. They can almost certain make educated ... with using the one click checkout option in favour of the traditional credit card approach. Solution [more...]

Date: 2009-01-06 11:28:29

Good Bank, Bad Bank: The Rich Win Again

So let’s see if I understand this brilliant brain fart correctly…Citigroup (C) and Bank of America (BAC) ... . What a fun game.Citigroup Reports $8.3 Billion Loss, Split Into Two Businesses: “Citigroup Inc. posted an $8.29 billion fourth-quarter loss, completing its worst year, as the credit crisis eroded [more...]

Date: 2009-01-16 13:40:00

Catching the AP in the act: if the news isn't bad enough, they'll rewrite it

Take a look at the original article, which is still on Forbes' right at the moment, but I'm reproducing it here as a screenshot, ... are you doing? We can't report good economic news! At least not just yet, not until Obama has been in office long enough to take credit."Good lord. At least Dan Okrent at least admitted the New York Times [more...]

Date: 2009-01-09 04:15:00

Looking Back On 2008

Although 2008 was a pretty bad year for the economy as a whole, personally it was pretty good ... habits that got me into so much credit card debt culminating in late 2007. I rebuilt my wife’s trust in me (still an ongoing process). I set up online access to ALL of our accounts so she can check [more...]

Date: 2009-01-02 04:32:24

Allied Irish: Too Good to Be True?

Allied Irish Banks PLC (AIB) is Ireland’s largest bank, and in the last two years the company’s shares have been on a relentless march downwards ... has faltered in the global credit crisis. However, as bad as the stock performance has been, AIB still looks ... on equity ((ROE)) of over 15% year after year, with its most recent reporting being over 20 [more...]

Date: 2009-01-14 10:06:31

The Inauguration Day Drinking Game

What good are momentous events in our nation’s history if we can’t use them as an excuse to get hammered and make some bad decisions? ... hippie. Jesse Jackson takes credit for Obama’s campaign. A Fox News correspondent speaks in hushed [more...]

Date: 2009-01-16 15:10:44

Good News For Buyers Is Always Bad News For Sellers

The Desplains Times reports from Illinois. “Last month Dan decided to stop paying his mortgage. It was hard for him ... keep dropping,’ he said. ‘They go down by about $5,000 every month.’” “Dan’s credit score has been reduced from 750 before he purchased his townhouse to about 600 now, but he’s philosophic [more...]

Date: 2008-06-12 14:48:03

Review: Sonic Unleashed

The goodLooks good The bad Monotonous combat Imprecise platforming Inept camera restricts your view Tons of ... Sonic Unleashed. Using stretchy arms in combat isn't as cool as it sounds. (Credit: GameSpot [more...]

Date: 2009-01-14 05:01:01

"McCain Is The Real Health-Care Reformer"

According to the Wall Street Journal,"It's good politics for Mr. Obama. But it's bad policy. Mr. McCain's proposal -- to give every American the tax credit businesses get for buying health ... who get their health insurance at work has been shrinking. In August, the Census Bureau reported [more...]

Date: 2008-10-07 23:21:07

Closing Out Ten Odd Lots

1) Do you need new investment ideas?  John Dorfman’s column at Bloomberg is back.  There are some good ideas in the second column ... credit for political gains.  Some of the debt proceeds are used to buy up other bad debts, others [more...]

Date: 2009-01-09 03:03:38

Throwing good money after bad

Bank of America; CitiGroup. Why don't we just make the banks into regulated public utilities? Why shouldn't credit work exactly like your gas bill or your electricity bill? [more...]

Date: 2009-01-16 19:21:23

Some Good News Peaking Through?

I've noticed a few piece of good news starting to peak through, though still a lot of bad news out there ... CLSA book mentioned above. WSJ blog on easing credit markets. Now, the full week’s data are in, and it is looking certain at least that the credit markets are more open than [more...]

Date: 2009-01-12 18:07:17

Reduced competition is bad news for supply chain

Competition between buyers is good for the supply chain: that may well be underlined by what happened to Circuit City in the US this week ... here , but on a large scale. Severe downturn and credit freeze saw it going bust, and its attempts [more...]

Date: 2009-01-17 03:47:00

Circuit City, Outta Here

Bad news, but don't think Circuit City is the only giant retailer to close its doors for good, more will come.Bankrupt Circuit City Stores Inc ... had been seeking a buyer or a deal to refinance its debt, but the hobbled credit market and consumer worries ... !important;} .msnbcLinks a:hover, .msnbcLinks a:active {color:#CC0000 !important;} SourceWhen the [more...]

Date: 2009-01-16 18:05:00

Automakers are expected to report another month of staggering sales declines for December

The good news for the auto industry in December came when General Motors and Chrysler got their federal bailout. The bad news is coming Monday, when . Many analysts are predicting the industry will report ... consumers avoided big purchases, unemployment and home foreclosures rose, and tight credit markets made [more...]

Date: 2009-01-04 01:32:16

Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders

Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]

Date: 2009-09-29 07:45:12

How to Fix Bad Credit and Reduce Stress

All of us have made financial mistakes at one point or another; after all, we are only human. However, the trick here is to not live with the problems that come along when you have bad credit any longer than necessary.All information, regardless if it is good or bad, will stay on your credit report ... [more...]

Date: 2009-09-27 19:17:09

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