More Trouble Ahead

by hilzoy From the Washington Post: "Consumers are increasingly unable to pay off their credit cards, ... credit, the latest downturn to whack Americans after the housing slump and mortgage meltdown ... a spike in credit card loans going bad, putting further pressure on already-stressed balance sheets [more...]

Date: 2008-10-22 02:21:35

Blog posts (46) | Videos (107)
 

Loan For Bill Consolidation - An Attractive Alternative?

Many people in the US today are deep in debts that they are not in a position to repay ... over them Correct your dropping credit scores. Boost your credit ratings Leaves you without any debt ... . Many people to own several credit cards and bad debtors, usually would have bad repayment record [more...]

Date: 2009-01-16 17:50:56

FTC vs Kevin Trudeau

In my opinion, Kevin Trudeau is one of the most notorious snake-oil pushers of our generation. After spending time in prison for bad checks and credit card fraud, he would have us believe that he somehow hit upon “cures they don’t want you do know about.” Isn’t it interesting that convicted con-artists always seems to hit upon such well-guarded secrets. Dennis Lee claims to have found the secret of limitless energy, if only he were not attacked by Big Oil and a corrupt government. [more...]

Date: 2009-09-15 12:00:32

Happy New Year Facebook - your employees think you’re lying about advertising. And they may have a point

A gremlin inside Facebook - or more likely a disgruntled employee - briefly hacked Facebook in the last few hours ... and business, then why do I get shown ads for Credit Rating Reports, as I did today? On thing’ ... get you a 2:1″ and Bad credit? Get a credit card with 39.9% APR!’. Classy.” The thing is, social [more...]

Date: 2009-01-05 11:59:10

Don’t Swipe That Plastic Without Reading This First

by Rice Amire Are you worried about bad credit? Well, you should be more worried if you can not get another credit card because of your record ... cash and to using a credit card. They are a great way to be able to keep your finances in check ... . Because of the demands and the sky rocketing fees that most credit card issuers give [more...]

Date: 2009-01-15 06:13:45

This Week in Credit: Fees and Scores

adele_D_20090115144535.jpg Getty Images Credit card pop art The bad news: ... . Some good news: Free credit scores might be offered more widely. Keepers of the FICO score Fair ... and have not finalized our suite of products and features at this time. Credit-score watchers, keep us posted [more...]

Date: 2009-01-16 17:57:45

I think I have been the victim of identity theft. What can I do?

The following post in our Reader Question series is an actual user submitted question ... in any way. Q: I got my social on January of last year and I’ve been trying to make credit applying for credit cards and they send letters saying that I already have bad credit, and criminal accounts [more...]

Date: 2009-01-17 00:33:48

Information about DNA Grandparentage Testing Posted By : Kevin Camilleri

Information about DNA Grandparentage TestingThe ABC's of Payroll Bureaus & How They Improve Company OperationsThe Finishing Touch: ... through ownership of ASC real estateQueens Landlord Ventures into NassauYour Child's First Report ... Credit Card DebtHow To Afford Repairs With Bad Credit?Get Lower Monthly Payments With Homeownership [more...]

Date: 2008-12-18 05:00:00

Pitfalls of Bad Credit Credit Cards

Having lousy FICO scores, as we all know, affects our ability to pull out loans ... you for what you’ve done, they’ll report you to credit rating ... . As for the lending companies that do accept our request to borrow money, the rates [more...]

Date: 2008-12-27 14:35:46

Life After Debt

By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... an annual fee as high as $155! However, let’s think about what having an unsecured credit card ... new way. Good credit is a goal. If you find that you have made some mistakes and now have less than [more...]

Date: 2008-12-15 20:03:13

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison It’s hard to live with bad credit. You need credit to lease a house or car ... . We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report from all three [more...]

Date: 2008-12-30 23:24:12

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

When you should use a credit repair agency.

Credit has become a very important part of peoples live in todays age. If you have bad credit you are familiar with having closed doors to loans, bank cards, credit cards, car financing and mortgages. Now all is not lost and you have the option to start fixing your credit. [more...]

Date: 2009-09-29 18:23:10

Debt Consolidation Loans For Bad Credit Dont Get Stung

It isn’t uncommon these days for consumers to be facing problems meeting their monthly payment obligations on loans and credit cards ... and have seen their good credit ratings suffer because of it. At this point they may be looking for a way ... things in mind to protect yourself from becoming a victim: Be Confident Your credit score may [more...]

Date: 2009-01-14 03:04:51

McCain’s Economic Non-Plan (Just Do What Bush Did) Is a Disaster

If you think the economy is bad now, just wait, according to the Daytona News-Journal. And if you want to make it unimaginably bad, vote for McCain ... , credit cards, college loans and business investments all become more expensive to finance ... and economic outlook. The report will include grim numbers that aren’t being talked about much [more...]

Date: 2008-09-08 15:06:36

End Your Bad Debt

This article should give debtors a chance to look at their fianancial position and help put their debt in order ... . Debtors struggle to pay back almost all the monies they owe on credit cards. Debt collectors might ... you are supposed to make on any unsecured credit such as personal loans, overdrafts and credit cards [more...]

Date: 2008-12-19 01:33:15

Credit Repair Help - Here’s How To Start Right Now!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... coffees. We need to then know what’s in your credit report. There are three credit card companies, Equifax, Experian, and Trans Union. There are many places to go that will get you a report [more...]

Date: 2009-01-05 11:03:01

The Credits Secrets Bible Can Help Your Credit Score

Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair a damaged credit rating. A product called Credit Secrets Bible (CSB) is now available from the Consumer [more...]

Date: 2009-01-11 14:35:09

I’ve Become a Victim of the Credit Crunch

I already knew the credit card companies considered me a deadbeat, but I didn’t think I was that bad.  Sheesh ... : I love this card!! Their customer service is the absolute best.  THE BEST I TELL YA!  This speaks volumes because I expect superior customer service wherever I choose to spend my money. This is also [more...]

Date: 2009-01-08 11:12:43

The Various Types Of Poor Credit Mastercard

by Larry Grayson Even in these hard times there are a huge number of credit cards inundating the market and even if you unfortunately have a bad credit score, the likelihood is you may still be eligible for some of them. All The Same, individuals who are finding themselves in a poor credit situation will find that Mastercard and Visa [more...]

Date: 2009-01-04 21:30:37

Will carrying a credit card balance through month end hurt your credit score

As I vaguely mentioned in my $100,000 by Age 30 year end recap post my wife and I are starting to save for a house we want to build down the road ( ... and research. One thing that I want to start preparing for is upping my credit score to get it as high as possible to make sure that I would qualify for the best rates. My credit score is not bad [more...]

Date: 2009-01-16 06:00:12

Building Credit Repair

Building Credit Repair Building credit is more important now than it has ever been. If you have bad credit, it is often hard to get an apartment, a loan for a home, or any form ... is to apply for credit cards that offer no annual fees. Also, make sure the cards have low interest [more...]

Date: 2008-12-21 05:14:09

No, honest, Bill Clinton swears he's really for Obama -- and a female president someday

After weeks of diddling and dawdling doing the statesman-like work expected of ex-presidents combating hunger, disease and other bad things, ... , including rising credit card debt and home foreclosures, the former president said: "Look [more...]

Date: 2008-10-02 14:43:57

“Living beneath your means”

While most of America was busy trading home equity for a TV, RV, and SUV, I was busy renting apartments and driving an economy car ... times or bad. If you can’t stop using your credit card, get rid of it. An easy check to see [more...]

Date: 2009-01-06 15:36:19

2008 Debt

Our homeowners insurance company decided to cover all our expenses for the new A/C unit at our house ... that I hope to get this weekend, best news of all NO CREDIT CARDS! All paid with CASH! Click ... I have some bad news to report, the balance on the CITI Premier Pass card is up this month. The current [more...]

Date: 2008-12-31 06:27:58

The Big Bank Job: The Insanity of the $700 Billion Giveaway by Michael Hudson

Dandelion Salad Sent to me by Jason Miller from Thomas Paine’s Corner. Thanks, Jason ... will get rid of their bad mortgages, and also their bad car loans, furniture time payments, credit-card loans [more...]

Date: 2008-09-28 10:05:07

Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding

February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good ... . But it proved punishing during the unusually severe market downturn of recent months. The [more...]

Date: 2009-01-06 12:09:04

Movie Review: Paul Blart: Mall Cop (2009)

Kevin James as Paul Blart in Paul Blart: Mall Cop Photo: Columbia Pictures It’s funny because he’s fat ... that is the audience this PG-rated cartoony effort is targeting. That’s not a bad thing, it’s just not my thing ... out to steal some credit card numbers. Unfortunately they messed up when they kidnapped Blart’s love [more...]

Date: 2009-01-16 06:52:54

Debt Relief Services

We’ve spent a bit of time here talking about various ways to prepare your finances, in both good times and bad ... of this payoff, the creditor will report to the various credit bureaus that the debt has been paid ... , including a great FAQ on credit card debt consolidation and other debt consolidation programs [more...]

Date: 2008-12-18 03:59:06

Site news: A small mid-month bleg

Bumping up Yes, I know I said I was going to limit request for site donations to the beginning of the month, but circumstances have changed ... for me what I have suspected, some some of the things I’ve been trying are bad ideas. But until ... , please clock the PayPal button to the left. Credit card donations are accepted, or contact [more...]

Date: 2009-01-16 23:00:13

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion. It was Aristotle who said, “We are what we repeatedly do … Excellence is therefore not an act ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

links for 2008-12-14

Causes: Subprime Lending - The Baseline Scenario Why I Think the Multiplier is Large - Arnold Kling Emerging economies: ... - washingtonpost.com The Serious Badness of the 1980's - Twenty-Cent Paradigms Fed Could Remake Credit Card Regulations - washingtonpost.com Report Spotlights Iraq Rebuilding Blunders - NYTimes.com How [more...]

Date: 2008-12-14 08:06:00

My Net Worth Is Down Only 10% Since Its August 2008 Peak

So, how did I manage this remarkable accomplishment?  Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie ... ).  You are essentially earning the interest rate of your credit cards and car loans when you pay them [more...]

Date: 2009-01-10 18:13:54

More is Never Enough, and Other Evolutionary Obstacles

If you aren’t living in a big house, driving a fleet of cars and sporting the latest stereo system, don’t feel so bad ... the Western world’s rise in depression and stress levels to our brains’ internal drive for instant ... brain. Credit cards promise us that you can have what you want now, and postpone payment until later [more...]

Date: 2008-10-21 21:41:36

It is just like I feared…

Do not think I've forgotten you. I have not! But, as I suspected a few weeks back, ... , the creativity, the running around town to procure random objects for interesting photo shoots – the bad ... my squeaks to excitement.) As for the resolutions? I totally fell off the no-credit-card wagon [more...]

Date: 2009-01-16 15:14:15

Looking Back On 2008

Although 2008 was a pretty bad year for the economy as a whole, personally it was pretty good ... habits that got me into so much credit card debt culminating in late 2007. I rebuilt my wife’s trust in me (still an ongoing process). I set up online access to ALL of our accounts so she can check [more...]

Date: 2009-01-02 04:32:24

The Economic News Isn’t As Bad As the Media Wants You to Think It Is

Liz Peek Financial Columnist Today’s New York Times front page made me laugh. While the second-biggest jump in U.S ... Consumers Feel the Next Crisis: It’s Credit Cards.” Are they so worried that even one tiny day of respite ... has boosted the nation’s appetite for change, and that each new dismal report sinks McCain’s prospects [more...]

Date: 2008-10-29 17:30:08

Money Tips for a Bad Economy - How to Spend Less and Save More

With big corporations like Washington Mutual, AIG, and Merrill Lynch unable to pay their debts, ... important. A financial planner can help you with a reality check of your current spending and help ... logo are typically welcome at most stores where credit cards are accepted. This way, you pay cash [more...]

Date: 2008-10-01 18:12:45

Net Worth: December - 2008 Ends w/ a bang, Hallelujah!

Up $4k - not a bad way to start the year, eh? ... off all credit card debt: 100% A+ bustaroo! I actually accomplished this twice - once in the first [more...]

Date: 2009-01-06 14:44:19

Another Bad Day Dawns in Asia

As of this writing, the Nikkei is down nearly 500 points. Singapore is least trashed, down 3%, the Hang Seng is down over 6% ... no confidence in Paulson's latest folly, the "let's bailout credit card debt so the banks can let consumers ... earlier, the statistics bureau said today, after gaining 11.4 percent in September. None of 18 economists [more...]

Date: 2008-11-13 04:32:03

Online Profiling – The good, the bad and the plain evil

How much do you reveal about yourselves to the sites you visit? ... : Your Name Age Shipping Address Some basic Credit details. They can almost certain make educated ... with using the one click checkout option in favour of the traditional credit card approach. Solution [more...]

Date: 2009-01-06 11:28:29

Fourth-Quarter Earnings: How Bad? - Investors are expecting something abysmal. Could earnings that are merely bad spark a rally?

We have been in an overly optimistic mode since Obama was elected, and this has been global ... economy, the financial sector. We have yet to hear from commercial mortgages and credit card defaults [more...]

Date: 2009-01-06 15:58:53

Stop patient bad debt from putting you out of business

By Carl Mays IIIn a recent Transunion survey of hospital administrators, ... of payment on-line and for patients to pay in a self-serve manner. - Do not allow you credit card [more...]

Date: 2008-12-13 08:44:00

Headline News - January 7, 2009

Hypercom Appoints Stuart Taylor Vice President, Global Marketing New Mercator Advisory Group Report: Small Business Credit Card 2008 Update: ... in credit card terms Economix Blog - NYTimes.com: Crisis Comparisons: How Bad Might It Get? Laru ... from Credit Cards, Could Save Consumers $500 Million Annually Over Competing Prepaid Cards Get Rich Slowly [more...]

Date: 2009-01-07 13:30:03

Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12

What to Know When Getting Your First Credit Card

Credit card debt is way too easy to get into these days. It seems like every time I check my mail there is at least one or two pre-approved credit card applications. It doesn’t matter if you have good credit, bad credit, or no credit; they still send [more...]

Date: 2009-01-14 11:52:49

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