From Ralph, a blogger . . .

Two Amusing Dumb Crooks Stories The Press-Enterprise 1/6/2009 SAN BERNARDINO Man arrested in identity theft case A Compton man was arrested ... a home, vehicle and credit cards using the dead boy’s name, the report said. —John F. Berry ... Friday in San Bernardino while attempting to obtain a birth certificate of a 4-year-old boy [more...]

Date: 2009-01-07 05:50:15

Blog posts (44) | Videos (43)
 

Five Ways to Detect Fraud Using Geolocation

This post was written by Quova, they sent it as a press release but I thought it was interesting enough to publish on the blog. The 2008 Edition of the CyberSource Online Fraud Report highlights that out of 318 online ... who used credit card numbers later identified as stolen. The report estimates that in 2007 $3.6 [more...]

Date: 2008-12-15 13:04:02

Privacy: It’s none of their business

Peter at Bible Money Matters reports that when he called American Express to cancel an old credit card account that hadn’t been used in years, ... who answered his phone call asked him why he would want to cancel a perfectly fine credit card ... . © 2008   Wow! All of these matters come under the heading of nobody’s business but yours. Stand [more...]

Date: 2008-12-16 18:25:04

Fool’s Advice

Everyone’s got advice for using credit cards.   Today, ... to have a true debt ratio of  zero.    If I were to check my credit report, I would find all of my spending ... date.    I never pay interest, but the credit report still sees this balance as “debt”. To express [more...]

Date: 2009-01-06 23:43:58

Dear Bank of America

Dear Bank of America September 29th, 2008 The first I knew that my credit card number had been stolen was when I received a fraud notice from you ... , thank you. I paid the new charges in full, as I do every month, since I use this credit card ... fraud alert has been initiated by me. No updates, no reports, no conclusions, only my steadily [more...]

Date: 2008-09-30 02:08:41

Check Your Credit Regularly To Minimize The Risk Of Identity ...

Every year, the cost of credit card fraud comes to billions of dollars. While this may seem like a large amount, numerous organizations report that crimes related to credit cards are one the rise. The increased use of the Internet has opened additional opportunities [more...]

Date: 2009-01-04 02:45:10

Options for financial freedom

During the time when you were taking out your loans or using your credit cards, it seems like a very good idea, I am sure ... that you have with the credit bureau. Bill consolidation which is relatively new, works ... off all your loans and more, this does not have the negative impact on your credit report [more...]

Date: 2008-12-26 13:28:02

Update on Fraud

Last month/year I reported on a fraudulent scheme to separate $0.25 from me. Today I got a link to a news item about said fraud. News is slow here ... I closed it, got my money back too, and reported it to the three credit bureaus, stuff to do first ... . But they have two very useful links. Instead, file a dispute with your credit card company [more...]

Date: 2009-01-14 17:49:24

10 Ways To Protect Your Financial Identity Being Used For Someone Else’s Shopping Spree

Someone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem ... card accounts, and make sure to keep a copy of your credit cards and the toll free contact numbers ... your credit report once a year from each of the three credit bureaus to make sure [more...]

Date: 2009-01-05 08:56:49

UPDATED..WaPo: Obama Taking Illegal Donations UPDATE: Will Media Report Palestinian Campaigning for Obama from Gaza?

How is he doing it? Sen. Barack Obama’s presidential campaign is allowing donors to use largely untraceable prepaid credit cards that could ... to the candidate. “That’s an error,” she said. Moreover, she added, her credit card was never billed ... . Had the AVS been turned on, the on the donation would have needed to match the name on the credit [more...]

Date: 2008-10-29 12:32:34

The Importance of Background Checks

It is important for all businesses considering hiring someone to take the critical step in performing a background check ... Credit Reporting Act, some information cannot be used in conjunction with a background check ... at some level. This may range from handling social security numbers, credit card information, drivers license [more...]

Date: 2009-01-02 03:49:50

Expensify: A new take on expense reporting

Business travel seems to be one enormous headache, with the long security lines, the new fees for luggage, ... travel is what happens after your return to the office: the dreaded expense report ... your credit card information. They send you a brand new Visa debit card, which you then use [more...]

Date: 2008-09-24 11:30:59

The Identity Theft Epidemic : What The Experts Aren’t Telling You

Picture yourself walking down the street, all alone. It’s late at night ... , when they could simply use a person’s information to obtain employment, credit cards, and lines of credit ... for several years, and there has been a large public awareness campaign since the FTC Report in September [more...]

Date: 2008-10-18 07:42:48

What Are the Most Common Ways to Commit Identity Theft or Fraud?

It’s the number one source of consumer complaints at the Federal Trade Commission (FTC) ... when you’re gone. If your employer is authorized to pull credit reports on employees or potential customers ... number (SSN), bank or credit card account numbers, income, name, address, or phone number, and use [more...]

Date: 2008-10-18 03:19:05

How to Keep Criminals away from Your Personal Information

by Michael Benifez Identity theft is becoming the fastest growing crime problem in the United States, ... and using the names, addresses, bank account information, credit card numbers, and Social Security ... when an insider, like an employee or a contractor, gets hold of credit reporting information [more...]

Date: 2008-08-10 20:49:04

Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding

February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good ... . But it proved punishing during the unusually severe market downturn of recent months. The [more...]

Date: 2009-01-06 12:09:04

Crisis Planning - Many More Turning To Reverse Mortgage For Help

The unprecedented economic crisis roaring its way through every state in the country and every sector of the economy is taking a heavy toll on ... and cutting back on entertainment. About one-third have cut their credit card use and spent less ... editor. Continue Reading More From This Article Here. From The Nightly Business Report: The Reverse [more...]

Date: 2009-01-08 01:43:56

The Ethical Inquisition of Tony Hall

The City and County of San Francisco Ethics Commission held a meeting on Monday evening on the fourth floor of City Hall ... the i's and crossing the t's on a campaign expense report detailing gas fees, and another $1,000 fine for using the wrong credit card when buying Hall's wife and daughter a pair of purses in Nevada.To call [more...]

Date: 2009-01-14 21:07:00

Consumer Alert: Incredimail Fraudulent Charges

Please, anyone who visits my homepage: do not use, install, give money to, give credit card information to, or associate with this company.  I am so disgusted with them I’m about to report them to the BBB. First off, the program ... their contact form and still have not heard back from them. I had to call my bank and dispute the charge [more...]

Date: 2009-01-06 16:30:10

Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending

During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]

Date: 2009-01-10 08:00:00

Bank Bailout Puts Taxpayers At Risk

ABC News' Betsy Stark reports: It all feels less frantic than the government's rescue of the financial system a couple of months ago -- and we can ... , it is reasonable to expect more loan defaults on everything from mortgages to credit cards. And if banks are forced to use their cash to cover losses rather than make loans, well, how does the [more...]

Date: 2009-01-16 19:01:22

Phishing - What It Is and How to Avoid Identity Theft.

Phishing is a term used to describe a type of spam that aims to steal your identity ... and place an initial fraud alert on your credit reports. ... their potential victims to provide personal data such as credit card numbers, passwords or account [more...]

Date: 2008-10-07 14:38:48

IVR (Interactive Voice Response) - A Brief Explanation

IVR (interactive voice response) is a telephony technology that allows users to interact with a database through phone keypad or voice commands ... to do things like check bank balances, manage credit cards, check for store hours or locations, or order ... hours. IVR systems are also used to report non-emergency problems to cable or utility services [more...]

Date: 2009-01-17 04:48:05

CR Retirement Survey: Planning ahead may be just as risky as rewarding

The Press - January 12, 2009 In the wake of big investment losses, ... surveyed more than 19,000 Consumer Reports online subscribers between the ages of 55-75 and found ... on entertainment. About one-third have cut their credit card use and spent less on groceries [more...]

Date: 2009-01-13 22:42:30

Taxpayers, Congress Push Back Against Bailout

Monday 22 September 2008 by: Matt Renner, t r u t h o u t | Report   Representative Barney Frank, ... money to buy this private sector debt - essentially using the taxpayer’s credit card to buy home [more...]

Date: 2008-09-23 01:02:02

Erasure poetry

Poetry seems to be an emerging thread here at The Daily Beat (see the post on 1-12-09 about cleave poetry). To me (uneducated poet that I am) ... ). The article cited someone who did an erasure poem using the 9/11 Commission Report!I wanted to try ... a policy from work. Or the fine print that comes with a credit card statement. Or language [more...]

Date: 2009-01-14 12:00:00

Phishing - What It Is and How to Avoid Identity Theft

Phishing is a term used to describe a type of spam that aims to steal your identity ... and place an initial fraud alert on your credit reports. Subscribe to the free Ask Angela ... their potential victims to provide personal data such as credit card numbers, passwords or account [more...]

Date: 2008-10-18 07:10:08

The New Year Creates Fresh Opportunity for Resolving to Reduce Debt

Free Rapid Debt Reducer software and online advice at RapidDebtReducer.com provide big motivation for making a commitment today GROTON, Vt., Jan ... report and score, and put that information to use ... Jolley to the millions of Americans who are struggling with overdue credit card payments, defaults [more...]

Date: 2009-01-16 10:50:23

5 Steps To (NOT) Take If Your Identity Is Stolen

The other day, the Consumerist blog published a piece entitled 5 Steps To Take If Your Identity Is Stolen ... simply uses the data you provide to compile an annual report (the 2006 report was issued ... theft will never, ever work. Because the correct procedures for recovering from existing credit card [more...]

Date: 2008-07-20 06:59:58

Quicken Beam: Your finances made cute

Beam's SMS report can be useful to keep on top of your accounts and to spot fraud ... , which is unusual for an Intuit app; even Quicken Online (which competes with the free Mint), costs ... phone: Quicken Beam. You tell it about your financial accounts, like your bank and your credit card [more...]

Date: 2008-08-20 07:52:29

eBay for Dummies Fourth Edition

eBay for Dummies Fourth Edition eBay is the world’s #1 online shopping destination and can be a bit intimidating for first-time users ... to avoid credit cards so I can prevent massive debt, so I tried using ebay and paying everything with personal checks. The sellers grew very impatient or didn’t report having received my payment and soon [more...]

Date: 2008-11-18 14:07:00

Tribute - Revision

The Tribute MasterCard uses help to rebuild a score of the low credit often. It is a non protected card ... for the years. He/it can help to increase your score. It is because with on time monthly payments you will create a history of the positive payment on your report. There is not a price [more...]

Date: 2009-01-05 11:16:30

Dispute Credit Report

Every person involved in taking credit or using a credit card has a credit report. Credit report contains the information regarding a person’s residence, payment of bills, and whether he / she has ever been sued, arrested, or filed for bankruptcy. Whenever a person makes a credit [more...]

Date: 2009-01-07 03:41:10

Four. One Million Use Credit Cards for Mortgage or Rent

4.1 Million Use Credit Cards for Mortgage or Rent According to housing and homelessness charity Shelter, about 85% of the UK’s £1 ... Breaking point’ report revealed that ‘4.1 million households (16%) used credit cards to help meet ... , is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts [more...]

Date: 2009-01-08 08:18:32

Buy Amway Products, Get Drink, Play Pool. And They Take Away Your Credit Cards.

Wired, reports that a credit card company has come under fire and FTC investigation for “behavioral scoring”: ... wouldn’t have any problem if my credit card company did things like this. And even the FTC itself doesn’ ... reducing credit limits for people who use a variety of services. These services included, “Direct [more...]

Date: 2008-06-23 16:12:59

annual credit report

If you use any kind of electronic commerce--credit cards, atm, on-line bill pay, etc--you must be vigilant in regards to your identity ... (FTC) advises consumers who order their free annual credit reports online to be sure to correctly spell ... just to review and keep up to date with how creditors determine your credit score.This is what the FTC [more...]

Date: 2008-02-19 22:01:00

Credit Repair Service - Get Help For Credit Card Debt

by William Blake Credit cards are great, but if not used with common sense and self-control, can easily break your bank and peace of mind ... Commission (FTC) has come up with some safety tips for those of you to choose a credit repair or debt ... credit reports a year. Just contact the three companies who offer this free service ” Equifax [more...]

Date: 2008-11-05 10:42:42

Tribute MasterCard Review

by Daniel Moskel The Tribute MasterCard is often used to help rebuild a low credit score. It is an unsecured bad credit card ... to how much credit you have that is not being used. There will be an annual fee; however every sub ... your application. To get the most benefit on your credit report from your card you should try [more...]

Date: 2009-01-16 08:00:12

Santa Comes Down the Chimney; Identity Thieves Creep in Through the Computer

idf-todd-photo.JPG Over 9 million Americans have their identity stolen each year. The Federal Trade Commission (FTC) reports that in 2007, the highest category of complaints was identity theft, attributing 32 ... Onetime Credit Cards. Do shop online using a virtual credit card that expires after one use. Don’ [more...]

Date: 2008-11-13 22:25:03

Free Credit Repot From NEXUS

There are some advantages that can be taken from free credit report, ... prevents you make credit card score fixation. More about this report is required by the lender ... , is used to obtain the mortgage and also ask you to show your credit report when want to load their value [more...]

Date: 2008-10-09 09:28:38

Bill collectors

Recently I broke my ankle got laid off and found a new job after about 4 months of no work ... me well do you have a credit card. I was like if I had a creditcard don’t you think I would use that! She says no because people don’t use there credit cards. If they are not careful I will report them [more...]

Date: 2009-01-16 21:49:02

Ris Low, a beauty queen, resigns after lingerie fraud - ?

I thought I will never be more confused by the intricacies of English than I already am. But this news item simply disabused me of this, obviously erroneous, notion. Local media last week reported she was sentenced to two years of probation for stealing credit cards and spending $5,642 on lingerie, cell phones and meals at fancy restaurants. So, when you steal a credit card and use it to purchase stuff, the kind of fraud (and, probably, the punishment) depends on what you purchase. [more...]

Date: 2009-10-01 14:31:00

MVP Paul Pierce

So, basically Paul Pierce denied any relationship he had with Vaso Shinas, and said he had no idea how she was able to obtain his credit card number. This was humorous to me because it was discovered Vaso Shinas was using his credit card in Lavern ... a police report when this first happened?) Then Detective Salb discovered a charge on Paul Pierce’ [more...]

Date: 2008-06-19 16:21:05

Reader Question on Unused Credit Accounts

First off, I don’t give out financial advice because I’m not an advisor ... your mind. A strategy you might want to try is to get a credit score report and then close ... check my credit report and found that I have five credit cards open that I have not or never used [more...]

Date: 2008-06-12 13:21:22

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