Credit Scores & Reports : Ways to Raise a Credit Score
Raise a credit score by making sure everything on a credit report is accurate, improving debt-to-income ratio and avoiding scams that claim to raise credit scores instantly. Correct any inaccurate content on a credit report by using a registered dispute letter with instructions from acertified financial consultant in this free video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years ...
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: 14/03/09 16:16
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Illegal credit card surcharges by restaurants in California
This is an unofficial transcript of a special report by KTVU News. First aired on July 5, 2009 at 5:44 PM. Gasia Mikaelian: Have you ever had a merchant add a surcharge to your bill because you used a credit card or tell you that you had to make a minimum purchase to use your card? As KTVU's consumer editor, Tom Vacar, reports, both practices violate their credit card agreements and can be reported to the credit card company. Tom Vacar: At this Oakland (Tijuana Mexican Seafood Restaurant ...
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: 2 min
44
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: 07/07/09 07:36
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Cambridge Credit: Credit Cards
This week Thomas Fox, Community Outreach Director, discusses how to properly use credit cards and the benefits of doing so.
Learn Now or Pay Later is a weekly personal finance series produced by Cambridge Credit Counseling Corp. These webisodes focus on topics such as the economy, credit reports and scores, budgeting and identity theft. The goal of this educational series is to better prepare the public to deal with matters pertaining to credit, debt and money management.
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: 1 min
54
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: 07/08/08 17:26
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Debt Management Tips : How to Use a Credit Card to Save Money
Use a credit card to save money by transferring any smaller balances to a higher-limit card with a low interest rate. Avoid struggling with credit card minimum payments by consolidated balances to have one monthly payment with insight from a certified public accountant and credit counselor in this free video on debt management.
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38
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: 30/10/08 01:37
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What Kind of Accounts are on Your Credit File?
Ever wonder what magical formula credit reporting bureaus use to figure out your credit score? It's not random, certain accounts are on your credit file and other accounts aren't. Things like utility payments and gambling debts aren't on your credit history, but anything from a financial institution or court system will be on your credit file. Watch this video from Expert Real Estate Tips for more insight into what's on your credit report and how your credit score is calculated....
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26
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: 30/04/09 16:12
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Debt Management Tips : How to Get Out of Credit Card Debt
Good ways to get out of credit card debt include not using cards and quickly paying down cards with smaller balances. Stay out of credit card debt by throwing away enticing low interest-rate offers received in the mail with advice from a certified public accountant and credit counselor in this free video on debt management.
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46
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: 30/10/08 01:37
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Debt Management Tips : How to Consolidate Credit Card Debt
Ways to consolidate credit card debt include using balance transfers and contacting a credit union or bank for loans. Condense credit card debt, but read any disclosures regarding balance transfers, with advice from a certified public accountant and credit counselor in this free video on debt management.
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49
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: 30/10/08 01:37
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Credit Scores & Credit Cards : How to Contact Credit Reporting Agencies
Use Web sites to get the address and phone number of credit reporting agencies, and contact them through the mail or telephone. Learn about the three main credit reporting agencies from the vice president of a bank in this free video on credit counseling.
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45
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: 19/09/08 21:24
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Credit Cards & Financial Planning : Teaching Debits & Credits
When using a debit card, the money charged is be drawn directly out of a checking a count whether or not "debit" or "credit" is selected. Learn the difference between debit and credit with tips from a financial consultant in this free video on credit cards and personal finance.
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39
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: 30/10/08 21:43
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Credit Scores & Credit Cards : How to Build a Good Credit History
Build a good credit history by paying bills on time and minimizing credit card use. Learn which bills are reported monthly to the credit reporting agencies from the vice president of a bank in this free video on credit counseling.
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40
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: 19/09/08 21:24
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