Skepticism About Fighting Terrorists With Data Mining
According to the New York TImes, the British government is considering setting up a database of all phone, email, ... for advertising and credit card reporting agencies, it has much less success predicting the behavior ... a consumer's credit history with the history of millions of consumers to predict a person's [more...]
Date: 2008-10-24 18:01:59
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American Gold IRA Report: Fed bets $800 billion on consumers
Central bank and Treasury announce a massive plan to jumpstart lending. By Chris Isidore, CNNMoney ... to make $200 billion available for a range of consumer loans - including credit cards and car loans ... how much additional credit the program might make available to consumers in time to feed purchases [more...]
Date: 2008-11-25 17:26:54
Identity Theft
by Landon McGehee Immediately upon becoming aware that your identity has likely been stolen, it’s easy to begin to panic ... . In addition, reporting to the FTC (or their Consumer Alert website) will alert the three credit bureaus and put a Fraud Alert on your reports, which means that no new credit cards or other lines [more...]
Date: 2008-12-01 20:33:13
Identity Theft
by Landon McGehee Immediately upon becoming aware that your identity has likely been stolen, it’s easy to begin to panic ... . In addition, reporting to the FTC (or their Consumer Alert website) will alert the three credit bureaus and put a Fraud Alert on your reports, which means that no new credit cards or other lines [more...]
Date: 2008-12-20 13:16:13
Potect Yourself From Identity Theft
by Landon McGehee Immediately upon becoming aware that your identity has likely been stolen, it’s easy to begin to panic ... . In addition, reporting to the FTC (or their Consumer Alert website) will alert the three credit bureaus and put a Fraud Alert on your reports, which means that no new credit cards or other lines [more...]
Date: 2008-12-20 13:12:15
Potect Yourself From Identity Theft
by Landon McGehee Immediately upon becoming aware that your identity has likely been stolen, it’s easy to begin to panic ... . In addition, reporting to the FTC (or their Consumer Alert website) will alert the three credit bureaus and put a Fraud Alert on your reports, which means that no new credit cards or other lines [more...]
Date: 2008-12-11 09:32:42
FREE Report: How to Save Money as a Family
As a special gift to readers of this blog, I’d like to give you this free report on how to save money as a family ... Instantly! Excerpt from report: Paying Down Debt The credit crunch has hurt many consumers who have credit cards. Due to the fact that the banks are hesitant to lend money unless one’s FICO score is 750 [more...]
Date: 2009-01-09 03:07:08
Wednesday Night Marketing News
When I lived and worked in Metro Detroit, the Auto Show was one of the highlights of winter.. ... . "The issues are limited range, long charge times and durability," says David Champion, Consumer Reports ... Financial Services Private-Label Credit Card Biz 'More Bleak Than Sunny' by Les Luchter "Online [more...]
Date: 2009-01-14 23:00:00
News and Blogs: Friday, November 14, 2008
America’s 20 Best Health Plans. Unsurprisingly, my plan is not on this list from MSN and US News & World Report ... higher interest rates on consumer credit cards. For the “News and Blogs” features, which I plan ... . I should take advantage of my Aetna plan more by visiting a doctor for a check-up once in a while [more...]
Date: 2008-11-14 18:30:08
Re-default nation
The big question looming over the push to rewrite the home loans of people struggling to make payments is whether or not such mortgage ... % of all first mortgages in the U.S. Dugan called the results, part of his agency's new Mortgage Metrics report ... consumers replaced lower mortgage payments with increased credit card debt? Is it because the [more...]
Date: 2008-12-08 17:35:26
How To Eliminate Credit Card Debt
by Ada Denis There is almost nothing more serious than having too much debt to pay each month. Consumers get debt for many unusual reasons out ... . In the event of default on an unsafe debt a lender may report to a credit-reporting agency, contact ... taking control of your financial position is to learn how to get rid of your credit card debt [more...]
Date: 2008-11-23 17:42:51
HSBC are thugs (sorry “partners”)
HSBC has gotten a little aggro lately – an analyst dispute widely reported in the FT and other places ... be found here and here amongst dozens of consumer rip-off reports on the web.Bally managed to report ... but they included penalties as per credit cards. Obviously collection was a problem. Bally filed [more...]
Date: 2009-01-15 23:27:00
Banks Supposedly Will Cut Consumer Credit Card Lines by $931 Billion if Reforms Mandated
There is a rather amusing story at the Financial Times tonight, "Credit card reforms ‘to cost banks billions’". Let's look at the particulars ... that banks will lose $10 billion in interest annually, reduce credit lines by $931 billion, and put ... not get anyone well known for banking expertise to put its name on a self-serving report [more...]
Date: 2008-12-15 01:59:42
Financials, Cyclicals - Plus Retailers - Weigh On Equities
LOSSES STEEPEN AS EARNINGS REPORTS NEAR The same dragons that have ravaged the countryside and laid waste to the good citizens of Wall Street - ... of other financials lost ground, on a combination of worries about the fourth-quarter earnings reports that are due out shortly, and exposure to the consumer, amid clear signs that credit-card spending [more...]
Date: 2009-01-15 21:10:46
NH’s Attorney General’s Resolutions
NEW HAMPSHIRE’S ATTORNEY GENERAL HAS SOME NEW YEAR’S RESOLUTIONS FOR CONSUMERS TO CONSIDER ... IS TO PROTECT PERSONAL INFORMATION, FROM CREDIT CARDS TO DRIVER’S LICENSES. HER OFFICE IS PROVIDING TIPS ON GETTING A FREE COPY OF YOUR CREDIT REPORT, STAYING SAFE ONLINE, FOILING PHONE FRAUDSTERS - AND EVEN [more...]
Date: 2009-01-02 15:43:47
What Are the Most Common Ways to Commit Identity Theft or Fraud?
It’s the number one source of consumer complaints at the Federal Trade Commission (FTC) ... when you’re gone. If your employer is authorized to pull credit reports on employees or potential customers ... number (SSN), bank or credit card account numbers, income, name, address, or phone number, and use [more...]
Date: 2008-10-18 03:19:05
The Economic News Isn’t As Bad As the Media Wants You to Think It Is
Liz Peek Financial Columnist Today’s New York Times front page made me laugh. While the second-biggest jump in U.S ... Consumers Feel the Next Crisis: It’s Credit Cards.” Are they so worried that even one tiny day of respite ... has boosted the nation’s appetite for change, and that each new dismal report sinks McCain’s prospects [more...]
Date: 2008-10-29 17:30:08
Economic Crises Deepens: JPMorgan Chief Says 2009 Will Be Bleak
Jump to CommentsBy Francesco Guerrera in New YorkThe Financial Times The US financial and economic crisis will worsen this year as hard-hit consumers default on credit cards and other loans, Jamie Dimon, chief executive of JPMorgan Chase, has predicted in an interview with the Financial Times.Mr Dimon, whose bank will report fourth [more...]
Date: 2009-01-15 18:20:12
Consumer Reports Retirement Survey: Planning Ahead May Be Just As Risky As Rewarding
February issue offers 17 moves to rebuild the nest egg and secure the future In the wake of big investment losses many have turned to Plan B to ... their credit card use and spent less on groceries and household goods. “When bad investments happen to good ... . But it proved punishing during the unusually severe market downturn of recent months. The [more...]
Date: 2009-01-06 12:09:04
The Affects of the Fed's Rate Cut on Consumers - December 17, 2008
So what does yesterday’s Fed rate cut mean for the average consumer? In a statement made Tuesday afternoon, Fed Chairman Ben Bernanke confirmed the report ... . It would be here that home-equity line of credit and certain credit cards with variable interest rates [more...]
Date: 2008-12-17 20:49:00
CR Retirement Survey: Planning ahead may be just as risky as rewarding
The Press - January 12, 2009 In the wake of big investment losses, ... surveyed more than 19,000 Consumer Reports online subscribers between the ages of 55-75 and found ... on entertainment. About one-third have cut their credit card use and spent less on groceries [more...]
Date: 2009-01-13 22:42:30
National letstalk survey reveals consumer spending still strong on cell phones and plans
Recent economic hardships may have consumers scrambling even more to stay out of debt, but Americans won’t let the wireless payment slip ... , credit card payment, or rent/mortgage payment. When asked the primary motivation for prioritizing ... . Surprisingly, over 75 percent of respondents report never being late on their wireless bill [more...]
Date: 2008-11-04 05:52:38
Consumer Traps & Tips & Tallahassee Report from Sen. Deutch
The Sheriff’s Department has issued an alert for all citizens ... that caused him to fall behind on his credit card payments. His unpaid balances were then sent [more...]
Date: 2009-01-16 17:29:05
Consumer Alert: Incredimail Fraudulent Charges
Please, anyone who visits my homepage: do not use, install, give money to, give credit card information to, or associate with this company. I am so disgusted with them I’m about to report them to the BBB. First off, the program ... their contact form and still have not heard back from them. I had to call my bank and dispute the charge [more...]
Date: 2009-01-06 16:30:10
A Glimpse at Future Credit Card Statements
Every Tuesday, Smithee presents an article about his own experiences with credit cards and observations about the credit card industry ... Suspended for Merchant Database Breach: ...Consumer Reports: Best and Worst Credit Card Issuers ... . Back in mid-December we told you about some of the changes that would soon be enforced on credit [more...]
Date: 2009-01-13 13:02:01
Credit Card Horror
The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]
Date: 2009-01-16 23:12:15
Headline News - January 7, 2009
Hypercom Appoints Stuart Taylor Vice President, Global Marketing New Mercator Advisory Group Report: Small Business Credit Card 2008 Update: ... in credit card terms Economix Blog - NYTimes.com: Crisis Comparisons: How Bad Might It Get? Laru ... from Credit Cards, Could Save Consumers $500 Million Annually Over Competing Prepaid Cards Get Rich Slowly [more...]
Date: 2009-01-07 13:30:03
Debt relief solutions are assisting thousands to get out of debt
Many consumers have been falling prey to the unscrupulous actions taken by the money grubbing credit card companies, ... negative slight against the debtor’s credit report. These practices are forcing consumers to look ... a negative on their credit report and giving the creditors the ability to raise the rate and basically [more...]
Date: 2009-01-16 14:48:15
Credit Card Lenders Clamp Down Hard
Consumers are in a newly austere mood, and those who have lived beyond or at the edge of their means may be forced to retrench whether they want to ... , some can come back to haunt consumers. The result can be a lower credit score, which forces a borrower ... or not. The New York Times reports that credit card issuers are cutting back on their lines [more...]
Date: 2008-10-29 03:50:36
Which is the bigger problem real estate debt? Credit card debt?
This is one example of why our country is having problems. The following was posted on the web site bankrate.com ... , publisher of the Nilson Report, a payment industry newsletter”. Did I read that right 9.5 credit cards ... scoring model, the number of credit cards a consumer holds is not a factor in the calculation, even [more...]
Date: 2008-10-13 14:55:26
After the Bell Wrap-Up - January 8, 2009
The markets gave a valiant effort today to shrug off more disappointing economic news to trade higher, ... for the S&P and the NASDAQ. With a mixed report for jobless claims, the key negative news ... . In a late afternoon reading, the Federal Reserve reported that consumer credit, such as credit cards [more...]
Date: 2009-01-08 21:10:00
Consumers advised over action to take if rejected for finance
In the current financial climate an increasing number of consumers are finding themselves being turned down for finance, such as loans, credit cards, ... to check their credit report, as this will show them what their credit rating is like and will give ... they should take once rejected for credit. Many tend to make another application to a different [more...]
Date: 2009-01-02 11:45:58
What are my Credit Rights?
Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations with regards to promoting the accuracy and confidentiality of consumer credit reports. Let’s discuss [more...]
Date: 2008-12-22 06:55:21
annual credit report
If you use any kind of electronic commerce--credit cards, atm, on-line bill pay, etc--you must be vigilant in regards to your identity ... (FTC) advises consumers who order their free annual credit reports online to be sure to correctly spell ... just to review and keep up to date with how creditors determine your credit score.This is what the FTC [more...]
Date: 2008-02-19 22:01:00
Debt Reduction is more Important than Your Credit Score
If you are a baby boomer with a pile of consumer debt, you are not alone ... those with significant credit card debt to worry about. According to a report from the New York Times, credit card companies are showing increased flexibility with consumers who have significant [more...]
Date: 2009-01-04 00:34:49
Will the consumer credit card debt bubble lead to a collapse of the shopping mall economy?
Recession_levee American and Canadian consumers have long been living beyond their means ... as we see in this 2007 report: Canadians Crushed by Credit Card Debt "The U.S. isn't the only nation ... their credit card debts, forcing banks to come back to the government for a second round of bailouts [more...]
Date: 2008-12-12 15:28:57
How To Deal With Bill Collectors
In today's unstable economy people are consumed with financial matters ... , the credit card company may report you to a collection agency. This debt collection company is hired ... . Initially, you'll receive calls from your credit card company informing you of your late payment [more...]
Date: 2008-12-04 01:40:51
Headline News - September 29, 2009
U.S. Bank Introduces Downloadable Mobile Banking Application Bling Nation - La Junta, Colo. Embraces Mobile Payments The Red Tape Chronicles - MSNBC.com: Consumer groups blast banks' card 'tricks' CashEdge Signs First Round of Banks for Popmoney™ New Javelin Report: Multi-Channel Authentication Via Mobile Banking US News and World Report: Credit Card Fees: 5 Things You Should Know Alaska Option Joins Acculynk Internet PIN Debit Pilot Transaction Wireless Signs AMC [more...]
Date: 2009-09-29 11:31:08
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