Re: Incarnation
Well, I was out sick again yesterday. I had a very high fever and spent the better part of the day in bed, having nightmares. The fever broke at about 6pm, and I now feel as well as I have in ages.Just before coming out of my fever-induced dreams, however, I had a singular vision concerning an angel descending from Heaven [more...]
Date: 2009-01-15 15:52:00
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What Can You Do if You Have Problem Fixing Your Credit Report?
Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you ... it to the credit bureau. It will be added to your credit report at no charge. The law, through the Equal ... . Often, there are mistakes made on credit reports that are difficult to correct. Perhaps someone [more...]
Date: 2009-01-16 07:34:40
Second Trust Deeds and Loan Subordination
When you have more than one loan on your property, there are some issues you should be aware of. Keep in mind the fact that some states still use the mortgage system, requiring court action to foreclose, as opposed to Deed of Trust, which does not. For practical purposes they are similar, [more...]
Date: 2008-12-13 17:12:59
PEBO Asks Bush to Ask Congress for Remaining $350 Billion in TARP Funds
Late Monday morning, President-elect Barack Obama reached out to President George Bush and asked him to notify Congress of his intention to pursue ... Stephanopoulos, President-elect Obama said that "keeping flow of credit is critical ... . There hasn't been enough oversight. We found out this week in a report that we are not tracking where [more...]
Date: 2009-01-12 17:04:17
Banks Supposedly Will Cut Consumer Credit Card Lines by $931 Billion if Reforms Mandated
There is a rather amusing story at the Financial Times tonight, "Credit card reforms ‘to cost banks billions’". Let's look at the particulars ... that banks will lose $10 billion in interest annually, reduce credit lines by $931 billion, and put ... not get anyone well known for banking expertise to put its name on a self-serving report [more...]
Date: 2008-12-15 01:59:42
I think I have been the victim of identity theft. What can I do?
The following post in our Reader Question series is an actual user submitted question ... in any way. Q: I got my social on January of last year and I’ve been trying to make credit applying for credit cards and they send letters saying that I already have bad credit, and criminal accounts [more...]
Date: 2009-01-17 00:33:48
Facing mutiny Obama threatens veto
Not even president yet, Obama delivered his first veto threat to fellow Democrats unwilling to allow Obama to spend the remaining $350 billion of the big financial bailout Congress passed last October. Watch the following video report ... any more spending of the blank check they voted to bailout the financial. If the Obama administration [more...]
Date: 2009-01-15 13:57:38
Fenty and Police Chief Meet with GLOV
Mayor Fenty and Police Chief Lanier met with Chris Farrisand Todd Metrokin, Co-Chairs of GLOV (Gays and Lesbians Opposing Violence),along with Sgt ... requiring him to submit an annual hate crimes report to thethe City Council Equally important, the Mayor ... acknowledging and condemning theviolence, although we pressed hard for that. To his credit, [more...]
Date: 2009-01-16 21:20:00
Why Starting a Business in a Bad Economy Is a Great Idea
iStock_000004936705XSmall By now, you’ve probably heard all the warnings about operating a business in the current economic climate ... m going to give you reasons why not only operating, but starting, an online business in a bad economy ... equipment? A lot. The cost of these things is significantly decreased when operating an online business [more...]
Date: 2009-01-15 17:10:54
Transcript: President George W. Bush Final Press Conference - January 12, 2009
(Source: White House Press Office) 9:17 A.M. EST THE PRESIDENT: Thank you. Tapper. We have been through a lot together. As I look through the room, I see Jake, Mike, Herman, Ann Compton. Just seemed like yesterday that — that I was on the campaign trail and you were analyzing my speeches and my policies [more...]
Date: 2009-01-12 20:41:57
“We can put light where there’s darkness, and hope where there’s despondency in this country ... S. Bernanke, chairman of the Federal Reserve, laid out the latest terrifying news: The credit markets ... easy credit, consumers who took on mortgages they could not afford and Wall Street chieftains [more...]
Date: 2008-12-21 16:01:46
It Is Illegal Under RESPA to Require Even Prequalification With a Particular Lender
RESPA no person shall give and no person shall accept any fee, kickback, or thing of value pursuant to any agreement or understanding, oral or otherwise, that business incident to or a part of a real estate settlement service involving a federally related mortgage loan shall be referred to any person [more...]
Date: 2008-12-16 14:43:35
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... t be from the following 8 States: Idaho, Indiana, Iowa, Maine, Nebraska, North Carolina, North Dakota ... in the past 12 months, * no more than 10 inquiries on your credit report in the last 6 months [more...]
Date: 2008-12-14 14:30:58
Tackling Student Loan Debt
If you have recently finished school and is currently in your period of six months than you on your first student loan payment, ... to their monthly payments, and improving your credit score in this process. Currently, the average ... of existing debt accumulates car payments and credit card accounts. So if you feel overwhelmed [more...]
Date: 2009-01-14 00:34:19
Why Even Good Credit Might Get Cut
(Photo: Dan Esparza) You can afford your mortgage, you have a high credit score and you pay your bills on time every month ... and how you shop. Here are a few examples of some of the ways that good credit may get cut off ... . So why did American Express just slash your credit limit? Could be because of where you shop [more...]
Date: 2009-01-16 02:35:39
Martial Law, the Financial Bailout, and War By Prof. Peter Dale Scott
Global Research, January 8, 2009 Paulson’s Financial Bailout It is becoming clear that the bailout measures of late 2008 may have consequences at least as grave for an open society as the response to 9/11 in 2001. Many members of Congress felt coerced into voting against their inclinations, [more...]
Date: 2009-01-13 14:05:21
Roosevelt Island Public Safety Reports For 12/31/08 - 1/13/09 - Mailbox Credit Card Theft, Robbery/Assault, Stuck in Subway Elevator & Egg Throwing
Image of stolen mail from AARPDuring the January 7 RIRA Common Council Meeting it was disclosed that there is a problem on Roosevelt Island with new credit cards being stolen from building mail boxes. The problem is not limited to a particular ... and I. Through mere accident, my husband became aware that a new credit card had been stolen from our mail [more...]
Date: 2009-01-13 18:57:00
Lighthouse Group Denied Grant
The Friends of Yaquina Lighthouses have been refused a $1, ... (read tourists) that would be in attendance at the Jazz Festival. With only twenty-five percent ... you need that $1,000?” Wills replied, “This is a fundraiser. I don’t have the financial report in front [more...]
Date: 2009-01-16 02:52:49
DrumBeat: December 16, 2008
Robert Bryce: OPEC Was Right About Oil Prices. Now What? Back in June, I wrote a piece for The American in which I argued that oil prices were being driven higher by the immutable law of supply and demand. Today, with prices plunging to near $40 instead of the $145 level seen in mid-July, [more...]
Date: 2008-12-16 13:30:26
Kremlin: Belarus, Russia reach gas supply deal - Summary
Kremlin: Belarus, Russia reach gas supply deal - Summary Moscow - Belarussian President Alexander Lukashenko in Moscow on Monday struck a deal for ... for a 3.5-billion-dollar credit to the flailing Soviet-style eco... » Russia: Dispute ... in Ukraine dispute » Malaysian wildlife officers seize 600 protected monitor lizards [more...]
Date: 2008-12-22 15:54:07
News and Commentary
Children Heavily Represented Among 917 Dead, Say Officialsby Michael Jansen - Irish Times / Common DreamsHealth officials in Gaza said yesterday that the Palestinian death toll since Israel began its offensive against the Strip on December 27th had reached 917 and the number of wounded 4,100 [more...]
Date: 2009-01-14 08:42:00
Franken to Coleman: Where's The Beef?
request to prevent certification of the recount until claims regarding alleged double-counted ballots are resolved. Nor will it require any further efforts from the counties in pursuit of such ballots. The Court decided simply that Coleman hadn't presented enough evidence, [more...]
Date: 2008-12-23 07:19:00
obamessiah: inaugural emergencies & the end of the beginning
'state of emergency' declared for inaugurationfrom nytimes: It is true, President Bush sounded alarms about Barack Obama during the campaign season. On Tuesday, Mr. Bush went one step further: He declared Mr. Obama’s inauguration an actual emergency. The declaration, though, was not a political statement about Republicans being run out of town [more...]
Date: 2009-01-16 06:10:00
The Fed Seeks Ability To Issue Own Debt
The Fed can't get enough money from the Treasury to fund all their ventures, so what do they do? Simple, they request the authority to issue their own debt. If Congress approves this measure it would give the Fed even more power, an idea that should be at least a little scary to taxpayers. Tim [more...]
Date: 2008-12-10 20:40:49
What’s the Deal with a Fraud Alert?
What’s the Deal with a Fraud Alert? Prior victims of identity theft may be familiar with the term “fraud alert” but for those who have yet to have ... on your credit report for a year. There is also an extended credit alert that can be used and will remain on your credit report for 7 years. Many people have made the error of believing that a fraud [more...]
Date: 2009-01-16 00:44:57
Economic Potpourri December 20, 2008
The barrage of noteworthy economic news continues unabated. Here are a few headline news reports of interest from the past couple days.Legg Mason to Add Miller to All Cap Fund Manager TeamBill Miller, the Legg Mason Inc. money manager whose two funds have each lost more than half their value this year, [more...]
Date: 2008-12-21 01:05:00
Fun With Spammers
I got fed up today with one particular spammer who just wouldn't leave me alone. Three to four emails per day from a few domains. I got mean, aggressive, and nasty after a few reasonable attempts to stop it. I did research and found the perpetrator. I sent off this email: From: Eric A [more...]
Date: 2009-01-16 00:44:05
How to Remove a Tax Lien From Your Credit
by Matt Douglas If you have a tax lien on your credit report, you should take immediate action to remove it. This is a very bad mark and will lower your score considerably. The first step ... it is not out of the ordinary for incorrect information to be reported on your credit. It is estimated [more...]
Date: 2009-01-15 08:40:48
A gentle introduction to Unqualified Reservations (part 2)
We have swallowed the red pill, which now makes its way to the stomach. The coating dissolves. The rotor spins up and the device begins to operate. Inside, the sodium-metal core remains intact.And we begin the treatment. Again, our goal is to detach you - by "you," of course, [more...]
Date: 2009-01-15 11:44:00
Protect Yourself from Identity Theft
Identity theft is on the rise and people must be vigilant not only protecting their personal information, but monitoring their credit to ensure that they do not fall victim. employeescreenIQ’s Rob ... that individuals can protect themselves. Don’t Let Someone Take Credit For (From) You!- By Rob [more...]
Date: 2009-01-16 14:44:54
New break in Obama Illinois Senate seat sale scandal
... due out today or Tuesday is Obama's staff report on its contacts with the governor over the Senate vacancy, a report that was reportedly completed a week ago but held back at the request of U.S. Atty [more...]
Date: 2008-12-22 15:19:01
Five Ways to Detect Fraud Using Geolocation
This post was written by Quova, they sent it as a press release but I thought it was interesting enough to publish on the blog. The 2008 Edition of the CyberSource Online Fraud Report highlights that out of 318 online ... who used credit card numbers later identified as stolen. The report estimates that in 2007 $3.6 [more...]
Date: 2008-12-15 13:04:02
Sensible Debt Collection
This post has been republished from the SitePoint Tribune #427 ... the client wants a clean credit report to enable them to secure a loan for a house. Be consistent ... : invoice for final payment 30 days later: reminder notice 7 days later: phone call reminder/request [more...]
Date: 2008-12-21 23:14:08
How to Avoid a Lawsuit From a Collection Agency
The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... is one with at least a balance of $500, at least one asset, and the debt is not in dispute. See also [more...]
Date: 2009-01-14 19:53:56
Blagojevich Arrest Muddies Illinois Political Waters
Blagojevich Arrest Muddies Illinois Political Waters The arrest of Illinois Gov. Rod Blagojevich on corruption charges has far reaching political implications. (Amanda Rivkin/AFP/Getty Images) Update, 5:10 p.m. ET: A special election to fill the Senate seat vacated by President-elect Barack Obama appears to be growing more and more likely [more...]
Date: 2008-12-09 15:59:25
Credit Reports - How to Understand Them
If you are looking for a wise decision concerning your credit, then you may want to take a look at your credit report ... your credit report annually. You can get a free copy each year and each of these agencies is easily ... . Once you have obtained a copy of your credit report it is just as important to know how to read [more...]
Date: 2009-01-15 20:21:52
Laws in Credit Repair
Laws in Credit Repair There are certain laws issued for people that have bad credit and to know these laws is important to protect all those ... Credit Reporting Act (FCRA) protect you from collection agencies and creditors. If you have bad credit ... from your credit report. If it has not these people are in violation. There are several reasons why [more...]
Date: 2009-01-16 23:05:26
This has been an unusual interregnum from President No. 43 to No. 44. Because of the need for urgent economic action as well as continuity, this country, perhaps for the first time, has had two presidents at once, in effect [more...]
Date: 2009-01-13 00:38:14
House starts impeachment, blocks special election
http://illinoisreview.typepad.com/illinoisreview/2008/12/second-chances.html -- House starts impeachment, blocks special election - Fran Eaton (FROM THE ARTICLE: IR learned this evening that the nine Republicans who will serve on the impeachment committee are: State Reps Jim Durkin, Jim Sacia, Chapin Rose, Roger Eddy, Bill Black, Mike Bost, [more...]
Date: 2008-12-16 03:56:54
I'm a tolerator, I tolerate.
I am a tolerator (I’m assuming google just hasn’t had time to update their records to show that this is a word….bear with them, they have a lot to do) ... and then the person who called make the request, which of course US can’t help with at all given [more...]
Date: 2009-01-13 23:39:00
2008 Terrorism
As 2008 comes to a close we must look back at America's security and terrorism in general around the world ... ) agent, I found the HS ???threat picture??? report inadequate and misleading. In fact, I found the report itself to be a national security threat for America ??? more importantly for the children [more...]
Date: 2008-12-31 01:13:07
Improve Your Credit Score: Determine Your Creditworthiness
Sure, the economy may be flailing, but learning to preserve and maintain your creditworthiness and improve your credit score is still extremely ... be floundering. Send Away for Your Credit Report - for Free! Are you interested in seeing what’s on your credit report and determine your creditworthiness for yourself? It’s easy [more...]
Date: 2009-01-16 09:18:45
More Inactive Credit Cards Being Closed: Protect Your FICO Credit Score
If you haven’t heard already, several large credit card issuers (Chase, Washington Mutual, Citibank, Capital One, HSBC) ... . This is their legal right, but it can also negatively affect your credit score. Here’s why and some steps that you can do about it: How Can Closed Credit Cards Affect My Credit Score? FICO [more...]
Date: 2009-01-07 11:48:09
Toby’s Tip: Not-So-Free Credit Reports
toby_tip They’ve got a catchy song that wants you to believe that Free Credit Report (dot) com is free ... at AnnualCreditReport.com, however do not expect to have a “credit score”. Basically, the objective of this report ... are marketing genius, the problem is that unless you pay attention — that free credit report [more...]
Date: 2009-01-15 06:06:02
Hamas accepts Gaza cease-fire initiative 'in principle'
JPOST Hamas announced on Wednesday that it has accepted the Egyptian cease-fire initiative "in principle" and that it was now awaiting Israel's response. The announcement came after a Hamas delegation concluded two days of marathon talks with representatives of the Egyptian General Intelligence Service in Cairo [more...]
Date: 2009-01-15 02:31:20
How to get a Collection Agency to delete your account from your Credit Report
These are a couple of tactics I read up on from a collection agency former manager that might prove successful in getting your account deleted from your credit report. When a collection agency has purchased or been assigned your account ... collection… they aren’t allowed to report it to the credit reporting bureaus. The goal is to convince [more...]
Date: 2009-01-15 22:53:23
How to get a Collection Agency to delete your account from your Credit Report
These are a couple of tactics I read up on from a collection agency former manager that might prove successful in getting your account deleted from your credit report. When a collection agency has purchased or been assigned your account ... collection… they aren’t allowed to report it to the credit reporting bureaus. The goal is to convince [more...]
Date: 2009-01-15 22:53:23
It Keeps Getting Better And Better In California
The Daily Press reports from California. “First-time home buyers jumped into the local real estate market in December, ... that you can score a ‘deal’ — something that had been missing for many years.’” The Press Enterprise [more...]
Date: 2009-01-08 15:46:59
Free Instant Credit Report
It used to be that consumers find it hard to access their credit scores. In order for to acquire a copy of their scores, they would have to pay to have credit report data ... include the credit report. This is one of the reasons why consumers are confused most of the time over [more...]
Date: 2009-01-16 08:11:36
ARUBA PROSECUTOR 5 page letter (don’t miss the part where he trashes Fox and me…never dull..)
I guess we got under the skin of Aruba prosecutor Hans Moss .. ….He and his office and the police failed to solve this missing person (murder?) ... just want the answers — or even a fair and complete investigation. They don’t want any more lies to them… [more...]
Date: 2009-01-06 21:06:05
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