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Free Credit Reports Now Available From the FTC

The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) ... ) or by mail by writing to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281 ... report bureaus (Equifax, TransUnion and Experian). The FTC site was set up as part of the Fair [more...]

Date: 2008-11-04 19:30:27

Blog posts (138) | Videos (30)
 


50 Financial Skills Every Person Needs To Know

Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report ... and/or through Treasury Direct. Read (and understand) a company’s annual report (including [more...]

Date: 2008-10-27 11:00:10


Is the 6-month Stock Market Rally About to End?.

by Bob Chapman Global Research October 1, 2009 The G-20 Pittsburg Summit ended last Friday. Their official statements made for some novel and interesting reading. We were informed that the group could by working together could manage a transition to a more balanced pattern of global growth. Tending to domestic demand as private savings increase. It is obvious to us this cannot work. We are seeing increased savings and decreased consumption. The IMF as well agrees with these policies. [more...]

Date: 2009-10-01 17:54:55


Big Government Ineffeciencies

I tend to wonder why these get issued Friday due to possible overlook.  I am posting this.  http://www.treas.gov/inspector-general/audit-reports/2009/OIG09048.pdf September 17, 2009 Donna J. Gambrell, Director Community Development Financial Institutions Fund We performed an audit of the procurement process that the Community Development Financial Institutions Fund (Fund) used for its information technology (IT) development and support contracts, currently valued at approximately $19 million. [more...]

Date: 2009-09-19 04:32:25


FreeCreditReport.com Review: Not a Free Credit Report

Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]

Date: 2009-09-29 04:01:28


The Recession has Technically Ended: Surely You’re Joking, Mr. Bernanke!

by Bob Chapman Global Research September 19, 2009 To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]

Date: 2009-09-20 12:02:50


The Recession has Technically Ended, Is Bernanke Joking?

Economics / Recession 2008 – 2010 Sep 19, 2009 – 12:37 PMBy: Bob_Chapman To borrow from an old joke about politicians, we ask our subscribers if they know how to tell when Helicopter Ben Bernanke, the current Fed Head, is lying. Answer: Whenever his lips are moving. Now we hear from the Dollar-Destroyer that our recession has technically ended (heaven forbid that we should call our current Fed-caused calamity a depression, which is what it has been since Obama took office). [more...]

Date: 2009-09-20 13:34:31


Go Over All Your Three Credit Reports

September 26, 2009 | By Jesse Hughes In Finance | by Jesse HughesCredits and loans are used by individuals when purchasing their needs. A car loan is applied for to get a car, a mortgage is taken to get a house, a student loan is taken to get an education and a credit card is used to get about just anything else. Cash is barely needed nowadays to purchase your needs.Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:55


Why Is There a Need to Review All Three Credit Reports?

by Jesse Hughes Much of the purchasing made by individuals are done with the use of credits or loans. You get a car through a car loan, a house via a mortgage, your education through educational loans or just about any other need through the use of credit cards. Gone were the days when you had to carry load of cash to buy what you require. Getting a loan or any other credit for that matter is not so simple. The bank that will issue the credit will not do it blindly. [more...]

Date: 2009-09-26 18:02:50


No surprise here; FBI and likely other federal agencies abuse the use of National Security Letters. Support the JUSTICE Act unless the Republicans can do better.

I have been railing against the Patriot Act (which is anything but) since its passage and I physically protested same back when AG Ashcroft visited Salt Lake City in circa 2003. Numerous provisions of that Act signed into law by the SOB (Son Of a Bush) were and remain egregious. The Patriot Act assailed our rights on so many fronts, not the least of which was broadening the use of National Security Letters (NSL). [more...]

Date: 2009-09-28 19:56:34


Elevate your journalism career

I will be meeting this evening with some journalism students at the University of Kentucky. As I pulled together career advice to share with them, I thought I should share it on my blog as well. Whether you are a student or a professional journalist, I recommend checking out Joe Grimm’s Jobs Page and his Poynter Ask the Recruiter blog. I also recommend my earlier post on building your digital profile . [more...]

Date: 2009-09-20 19:00:10


A Step-By-Step Guide to Getting Your (Actually) Free Credit Report without Accidentally Signing Up For Extras: Part Three Equifax

In the third and final part of this series on getting your free credit report without the not-so-free extras, we’ll be looking at Equifax, one of the trickier credit reporting agencies. 1. Begin by signing onto AnnualCreditReport.com and selecting your state. You’ll be prompted to enter some identifying information, if you haven’t done so already. 2. On the next screen, check Equifax and click “Next.” 3. The information you filled out in step one should carry over to the next screen. [more...]

Date: 2009-09-24 11:49:46


Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03


So How Do I Get My Free Copy Of Credit Report Each Year?

by Andy Zain One of the benefits of being an American citizen is that each year we get a little gift in the form of a free copy of credit report. Instead of having to plunk down the five to ten bucks it used to cost per copy, we can get one free annually. We can thank the government for passing the 2003 Fair and Accurate Credit Transactions Act and giving us our little bonus. The three prominent national credit reporting agencies are the most affected by the law passed in 2003. [more...]

Date: 2009-09-25 07:53:49


Meet Stuart Hirschhorn - Floor Covering Institute Series

This series started in June 2009 and gives me the opportunity to introduce you to my talented and fellow consultants at the Floor Covering Institute which has just announced the addition of Stuart Hirschhorn whom I interview in this post. Stuart is director of research and founder of Catalina Research Inc., a name you surely recognize if you are associated with the floor covering industry, read the trade press and devour research on the industry. C.B.: Stuart, tell me about yourself. [more...]

Date: 2009-09-18 12:02:00


Electing The Fourth Reich…

http://www.wholetruthcoalition.org/category/hiddenhistory/   Are you fed up with the damage politicians and their political correctness have done to our country? Are you ashamed of what has become of our way of life, our health system, immigration laws, justice system, police, our national pride and morality and our once mighty armed forces? Are you angry enough to want to do something about it NOW? [more...]

Date: 2009-09-19 11:24:18


Floatin' Powa News Service: You Drink Because I am Bad!

.. and they drink because I am good. Hamas children's program teaches kids to kill Jews Of course, silly headline, how else can they achieve peace but through the blood of the Juden? Saudi envoy: No peace without Israeli concessions The ultimate "concession" they are after is our very life's breath, to which please let me respond with: NO! L'CHAIM, ya MFers! [more...]

Date: 2009-09-24 16:25:00


Is Bush Tanking Stocks to Grab the Remaining $350 Billion TARP? Remember the much decried end-of-Clinton- era pardons, the most controversial of which involved tax cheat and storied trader Marc Rich? Well, if I am reading the tea leaves right, those shenanigans pales compared to the nonsense Bush is trying to pull in his last week in office [more...]

Date: 2009-01-13 21:43:00


DrumBeat: July 6, 2008

UK: Government asks stores to stockpile food to overcome hauliers strike Ministers are in talks with supermarkets about emergency food reserves in case fuel protests lead to shortages at shops. The government wants to ensure retailers and suppliers can continue to sell basics such as meat, bread and milk if hauliers bring the country to a halt [more...]

Date: 2008-07-06 13:02:56


Loose Lips Daily: The Booze Backlash Begins

As much local politics as humanly possible. Send your tips, releases, stories, events, etc. to lips@washingtoncitypaper.com. And get LL Daily sent straight to your inbox every morning! IN CASE YOU MISSED IT—”Schwartz Aide Moves to OCTO“; “Blagojevich Complaint: Just Read It” Morning all. How’s this for bipartisanship: Neither Sen [more...]

Date: 2008-12-10 15:59:48


Northwest Senators call for increased investment in energy infrastructure

Senators Maria Cantwell (D-WA), Patty Murray (D-WA), Ron Wyden (D-OR), Mike Crapo (R-ID), Jon Tester (D-MT) and Senator-elect Jeff Merkley (D-OR) ... Leader Reid, Minority Leader McConnell, Chairman Byrd and Senator Cochran: We are writing to request ... unavailable on today’s frozen credit markets will immediately stimulate the economy by helping create [more...]

Date: 2008-12-24 03:08:37


Windows Azure and Cloud Computing Posts for 10/1/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series.   Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-10-01 23:00:00


Suggested Spending Cuts Courtesy of the Republican Legislators

Last week Governor Corzine complained whined that the mean Republicans should have come to his office rather than take him to court to force him to ... in a recent State Auditor’s Report which noted: (1) aid has been awarded without any application ... have not been prepared as required by law; (4) hearings have not been held to determine if towns [more...]

Date: 2009-01-03 21:17:00


Windows Azure and Cloud Computing Posts for 9/24/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series. Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-09-27 21:52:00


Do-it-yourself Credit Repair

There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... a fraud by creating a new credit identity and report or any illegal undertaking. Customers should ... by the federal law. credit report In order to avoid scams, people should not pay a service fee as long [more...]

Date: 2008-08-23 04:47:53


The TRW Credit Report, Now Experian

September 22, 2009 | By Andy Zain In Finance | by Andy ZainJust because the name has changed, doesn’t mean anything else has changed. The TRW credit report is still one of the top reports requested and anytime that you apply for a loan, make a purchase on credit, etc, it shows up in this report. This is the report that everyone looks at whenever you request a loan from them.Whatever financial information that the lender wants to know, can be found on this credit report. [more...]

Date: 2009-09-22 10:53:11


Ed McMahon, credit bureau ‘viral rapper’

p2pnet news view | Advertising:- “Jovial TV titan Ed McMahon” is, “on the brink of losing his Beverly Hills mansion, ... by credit bureau Experian,” says the Associated Press, adding: “The videos feature McMahon wearing ... represents ‘a man who is taking charge’.” Yes. Well …. Anyhow, free credit report, eh? There’s always [more...]

Date: 2008-09-25 17:57:22


Gates of Vienna News Feed 11/12/2008

Some headlines to look at:“Muslim Killed Catholic Girl in Love With Flatmate”“London Fundraisers Linked to Stoning of 13-Year-Old”“Possibly Tens of Thousands of Somalis in the US Illegally”“New Anti-Christian Attack in Mosul, Two Sisters Killed”But then there’s this:“Denmark: Ready to Ban Headscarves for Judges”So it’s not all bad news [more...]

Date: 2008-11-13 04:52:00


The First To Fall And The Last To Rise

The Manteca Bulletin reports from California. “In the go-go days of stratospheric housing price increases some newer neighborhoods - such as Woodward Park, Diamond Oaks, and Villa Ticino - were seeing prices jump as much as $5,000 a month. Now those neighborhoods have returned back to earth as closed deals so far this month signal that banks are [more...]

Date: 2008-10-11 18:59:11


Rick Warren and Rev. Wright

scrubbing his church Web site to remove language that talked about banning gays from membership (though the church's apparent PR firm (what church has a PR firm?) just emailed me to say they have no rescinded their language on homosexuality, but rather they've "repurposed" it (repurposed?) in a series of videos. Whatever [more...]

Date: 2008-12-23 19:18:14


Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00


What’s Going On Now Is Unprecedented

The Rocky Mountain News reports from Colorado. “Denver-area homes lost an average 4.7 percent of their value in the 12-month period that ended in April. Prospective home buyers are being cautious, said broker Diane P. Huttner. She said a large number of people are seeing negative reports in the media, and are reluctant to buy now, [more...]

Date: 2008-06-25 13:57:14


How To Avoid Credit Repair Scams And Get Your Credit Repaired Safely

Sep 18th, 2009by Steven Mueller. The FTC or Federal Trade Commission investigates consumer complaints of fraud and unfair business practices throughout the US for more than 90 years. They also inform and educate the consumer with published information on credit repair and credit repair agencies.Some credit repair agencies have been charged with making fraudulent claims and you should be aware of this. [more...]

Date: 2009-09-18 09:14:42


How To Get Your Free Government Credit Report

How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-30 08:17:23


Floatin' Powa News Service: Terminal Experiments

Elder of Ziyon: Goldstone Commission problems, part 8 One of the major sources that the Goldstone Commission heavily relied on in testimonies was TAWTHEQ. TAWTHEQ is quoted in the context of the Gaza war more often than HRW and seems to be mentioned in the report body about as often as PCHR (although PCHR is mentioned more in footnotes.) In other words, it seems that Goldstone put a lot of emphasis on TAWTHEQ's direct testimony to the Commission. [more...]

Date: 2009-09-17 09:15:00


2008 in Review No. 2: Barnett Shale Bust?

For much of the year, as every Chesapeake Energy advertisement reminded us in newspapers, billboards, buses, ... when Chesapeake could access the credit market to finance their massive debt to pay for operations ... from operations and revolving bank credit lines have historically been insufficient to fund [more...]

Date: 2008-12-29 20:00:16


How To Apply For An American Express Black Centurion Card

What’s the deal with status symbols these days? While I’d like to think that I’m perfectly immune from the need to walk around and carry lofty ... be little surprise that there are even such things as one-of-a-kind credit cards that only a select ... something as mundane as a limited edition credit card [more...]

Date: 2008-09-18 15:29:20


DrumBeat: December 31, 2008

The Peak Oil Crisis: Civil Unrest Before grappling with 2009, it might be useful to remind ourselves that there is a dark side to what lies ahead ... College had released a report talking about preparing for civil unrest in the U.S. When you read the report, it turns out to be yet another warning about generals preparing for the last war. It devotes [more...]

Date: 2008-12-31 13:58:02


The CIA Warned Condi

AP Study Finds $1.6B Went to Bailed-Out Bank Execsby Frank Bass and Rita Beamish - AP / Common DreamsBanks that are getting taxpayer bailouts awarded their top executives nearly $1.6 billion in salaries, bonuses, and other benefits last year, an Associated Press analysis reveals.Lloyd C. Blankfein, CEO of Goldman Sachs [more...]

Date: 2008-12-22 13:13:00


Gates of Vienna News Feed 8/25/2008

USAClinton Dismisses McCain Ads CanadaThe Taliban Letter to the Canadian People Europe and the EULocal Councils Accused of Spying on Residents’ Sex LivesMulti-Cultural Festival in OsloItaly: Former Leader Renews Attack on Palestinian Militant GroupFailed Asylum Seekers Going UndergroundMinisters Accused of ‘Leaving Black Youths to Die’ as Three [more...]

Date: 2008-08-26 00:49:00


Iran/Contra Connections to 9/11

Iran/Contra Connections to 9/11(cached)By Alex Constantine“the presence of Secord in Best’s Azerbaijani oil venture ought to have raised blood red flags around the world…” “Aid for Terrorists” CounterSpy, vol. 6, no. 2 Feb 1982In spite of repeated attempts at unification, the Afghan rebel’ groups are as divided as ever. [more...]

Date: 2009-09-23 12:35:22


The TRW Credit Report, Now Experian

by Andy Zain The TRW credit report is now called the Experian credit report. It is one of the top three major credit reporting agencies. Anytime you go to purchase something that requires a credit check, the TRW credit report will be brought up for the potential lender to look at. This report contains all kinds of information about your credit history, your payment history, who you have borrowed money from, who you owe money to and much more. [more...]

Date: 2009-09-22 10:53:25


Senate, Once August Body - Mired in Muck!

Watch this and you will understand, perhaps, if you are objective why terrorists dig tunnels under homes,attachments:HamasCivillians.wmv (1992KB) also,India understands. So does a Cuban born Spanish author. (See 1 below.)How about this for proportionality - every IDF soldier killed is equivalent to 50 plus of ours. (See 2 and 2a below.) [more...]

Date: 2009-01-15 21:29:00


Fiscal Insanity Virus Strikes Canada, Sweden, Italy, IMF

The world health organization has confirmed new cases of the extremely contagious Fiscal Insanity Virus (FIV) that is rapidly spreading the globe. Canadian Finance Minister Jim Flaherty is one of the latest victims as evidenced by the headline ... the banks to provide adequate credit in Canada,” Mr. Flaherty said at a news conference in Saskatoon [more...]

Date: 2008-12-24 22:38:00


Hall Of Shame In Customer Service

By Drew Stevens As events continue to stimulate our thoughts and dinner conversations, it is time to recognize some additional 2008 memories ... when prices tumble and executives cry over lost bonuses. 4) Credit Card Companies - The economic volatility of 2008 froze credit markets and regretfully [more...]

Date: 2008-12-21 04:03:59


The Looming Global Debt Crisis

The answer is you attempt to fight off higher interest rates and see if you can dodge the inflation bubble that follows. The commitment for this current fiasco to save the world’s Illuminist banks has already caused an official debt responsibility for the US of more than $23 trillion or about 40% of world GDP. That is staggering and it is official. [more...]

Date: 2009-09-17 16:52:10


International Forecaster September 2009 (#8) - Gold, Silver, Economy + More

By: Bob Chapman GoldSeek.com Sunday, 27 September 2009 US MARKETS Nearly half the nation’s 25 biggest retail chains expect to hire fewer holiday workers this season than they did last year, another sign that retailers aren’t counting on recession-strained shoppers to relax the tight grip on their pocketbooks this year. [more...]

Date: 2009-09-27 17:39:33


I Hate Equifax

I wish I could turn my pure emotion into words on the screen to fully express my hatred for Equifax. It is pure. It is flowing. I. Hate. Equifax. Why I Hate Equifax I’ve recently reminded you to check your annual credit report ... running there has been an issue that results in us not getting her annual credit report. This doesn’ [more...]

Date: 2009-01-16 13:00:13


Preliminary version of official minutes from controversial September LNC meeting released

LNC Secretary Bob Sullentrup’s minutes from its controversial September meeting have released. A final version is still pending ... ://www.lncregion7.blogspot.com/. On a more personal note, there is an error of fact in Sean Haugh’s report: “LP member George ... has proven to be quite useful.” p) Nope, that was me. George made a website using that info [more...]

Date: 2008-11-03 21:51:36


Friday Fraudster Mail

I am having difficulty locating local Ministers to work with in the Lord direction. Missionary Program, I have prayed that God will aid me in my search for people to spread his word but now is time to ask your help in this area. Please advise me on what to do [more...]

Date: 2009-01-16 08:26:44



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