Fixing Credit Report – The Good… The Bad… And The Truth

Fixing Credit Report – The Good… The Bad… And The Truth by Tim BeachumYou are moments away from understanding the process of fixing credit. It’s really not important what your reasons are for wanting to repair your credit the fact is you have made a good decision. Repairing your credit is well worth the effort, and depending on your current situation repairing your credit can lower your monthly bills, open a bank account, rent an apartment, and even purchase a car. [more...]

Date: 2009-10-01 15:25:39

Blog posts (208) | Videos (92)
 

FDA Gives Light Scrutiny to Investigators’ Financial Ties

The FDA should do a lot more to police potential conflicts of interest among researchers conducting clinical trials of experimental drugs and medical devices, a government watchdog says. Read the report, out today ... 07. They found that 42% of approved applications were missing financial information, and only [more...]

Date: 2009-01-12 18:31:58

Transcript of Mayor Michael Nutter’s budget update

Date: Jan 15, 2009 Location: Philadelphia City Hall Speaker: Mayor Michael Nutter (transcript provided by Mayor’s Office of Communications) ... be leaving the city to travel to Washington to present testimony at a House Committee on President-elect Obama’s stimulus package. But first I want report on three primary issues: First, I want to give [more...]

Date: 2009-01-15 19:01:46

RIL, auto stocks slide in flat market

Key benchmark indices ended little changed after witnessing wild gyrations throughout the day. The BSE 30-share Sensex rose 7.71 points or 0.05%, off 61.06 points from the day's high, and up 75.19 points from the day's low. The BSE Sensex extended gains for third straight session while S&P CNX Nifty ended marginally lower. Market breadth was weak as small and mid-cap stocks underwent correction.IT stocks were in demand for the third straight day. However, auto stocks retreated on profit booking. [more...]

Date: 2009-10-01 12:10:00

The Bipartisan Homeland Security State

For two years, Bart McIntyre was deeply involved in the insignificant, thinly populated white supremacist movement ... criminal syndicates, the federal Bureau of Alcohol, Tobacco, Firearms, Explosives, and Persecution ... impositions helped precipitate the Whiskey Rebellion; the agency also played a key federal enforcement [more...]

Date: 2009-01-14 20:35:00

MBIA’s CDO Misadventures Continue (Commercial Real Estate Edition)

Monoline insurers were last year’s story, but I have a prurient interest in some of the smoldering hulks of the credit crisis. Readers may recall that in January-Feb of last year, seemingly imminent demise of monolines looked to be ready to set off financial armageddon, since monoline (and AIG) credit enhancement was critical to a lot of structured credit instruments. [more...]

Date: 2009-10-01 03:03:47

MBIA’s CDO Misadventures Continue (Commercial Real Estate Edition)

Monoline insurers were last year’s story, but I have a prurient interest in some of the smoldering hulks of the credit crisis. Readers may recall that in January-Feb of last year, seemingly imminent demise of monolines looked to be ready to set off financial armageddon, since monoline (and AIG) credit enhancement was critical to a lot of structured credit instruments. [more...]

Date: 2009-10-01 04:03:47

Urban doubt-fitter

By Ryan Avent Barack Obama, man of the city. Photo: Based on image by Matthias Winkelmann The effort to save the American economy is front and center at the moment, but a term is four long years. Beyond the immediate crisis, President-elect Obama -- who hadn't exactly set a modest agenda before the economic collapse -- hopes to transform much [more...]

Date: 2009-01-14 18:40:46

Beige Book’s Midwestern Summary

From the Federal Reserve’s Beige Book (HTML, PDF). Economic activity in the Seventh District declined further in December, ... market conditions weakened. Construction declined, and manufacturing activity moved lower. Credit ... service center activity continued to be robust. Sales were sluggish for Detroit three nameplate [more...]

Date: 2009-01-15 01:00:38

ONE Tip for 2009 - Identity Theft Still Rampant so Sign up for Lifelock.com

I got this email from some very close friends yesterday who were asking to spread the word about their identity thefts: ... in custody. We have had credit card fraud, checks cashed, new accounts opened on line and in stores ... more issues on my credit report before it is over. I am going to have to testify against the woman [more...]

Date: 2009-01-01 19:51:24

Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00

Gates of Vienna News Feed 1/4/2009

The overwhelming evidence of global warming continues to accumulate — as does the level of ice and snow in Greenland’s central ice cap, which increases at a rate of about two inches a year.Shhh! Don’t tell Al Gore…Thanks to Abu Elvis, Barry Rubin, C. Cantoni, heroyalwhyness, JD, Lexington, LN, RRW, VH, and all the other tipsters who sent these in [more...]

Date: 2009-01-05 04:27:00

A typical evasive reply from a Senator regarding auditing the Fed

As most readers of Liberty Maven know, there’s been a push for quite some time now to get the Federal Reserve audited, a first small step in getting it abolished altogether (in my mind). As many have done, I’ve contacted my Congressmen and Senators to let them know that I unequivocally support the Fed audit and that they should too. [more...]

Date: 2009-09-30 18:16:35

The Bipartisan Homeland Security State

Will GriggFor two years, Bart McIntyre was deeply involved in the insignificant, thinly populated white supremacist movement ... criminal syndicates, the federal Bureau of Alcohol, Tobacco, Firearms, Explosives, and Persecution ... the agency's immediate ancestor was an appendage of the federal Bureau of Internal Revenue, as the IRS [more...]

Date: 2009-01-16 00:24:00

If Your Kid Loses His Wallet...

A picture of a wallet. In addition to a driver's license, teens today carry many of the same things adults carry in their wallets: credit cards, ... alert on your accounts. Report the loss to the fraud department at your bank. Review your credit ... need to know what to do if their wallet or purse is lost or stolen — and they need to act quickly [more...]

Date: 2009-01-16 05:45:56

More Reasons to Build the Fence

At last report, the border fence between the U.S. and Mexico was behind schedule and over budget. A GAO study (from August 2008) ... shortages and land acquisition issues are also hampering the effort.To his credit, President-elect Barack ... office. If Mr. Obama needs additional justification, he should take a look at a new report [more...]

Date: 2009-01-15 01:19:00

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

You Can Stop a Junk Debt Buyer’s Collection of Your Older Credit Card Debt

by Matthew Highlander A consumer with knowledge of existing consumer protection laws can stop a junk debt buyer’s credit card debt collection attempts. Junk debt buyers are companies that buy batches of thousands of discharged credit card accounts from the credit card banks for pennies on the dollar (under 10 to 15 cents per dollar of debt). Junk debt buyers also resell these accounts to each other for as little as less than one cent per dollar of debt. [more...]

Date: 2009-10-01 18:47:03

Sellers of Tribune CDS Protection Face Large Payout

Hmmm Matthew Cowley reports: The dire conditions facing media companies were highlighted by this week’s auction to settle credit derivatives ... , determined a value for outstanding bonds of just 1.5% of face value. Standard and Poor’s, a ratings ... . The auction result for Tribune loan credit default swaps, or LCDS, was only slightly better, [more...]

Date: 2009-01-07 09:50:00

Sellers of Tribune CDS Protection Face Large Payout

Hmmm Matthew Cowley reports: The dire conditions facing media companies were highlighted by this week’s auction to settle credit derivatives ... , determined a value for outstanding bonds of just 1.5% of face value. Standard and Poor’s, a ratings ... . The auction result for Tribune loan credit default swaps, or LCDS, was only slightly better, [more...]

Date: 2009-01-07 09:50:00

Friday wrap

Dem Congress to pump raw sewage into nation's workplaces ... The AFL-CIO advanced an argument detailing why a "majority sign-up" is the best option for preserving "the freedom of working people." Below is a syllogism that encapsulates an argument found on the AFL-CIO website.1. The workplace environment has been poisoned by browbeating employers.2 [more...]

Date: 2009-01-16 11:30:00

State Workers Fight Over Cutbacks as States Want More From Obama

As the budget crisis deepens, state employees are fighting each other for survival. Potshots are thrown between management vs. non-management, union vs. non-union, teachers vs. everyone else. In addition, governors want $1 trillion out of a total package of $850 billion Congress is likely to send to Obama to sign. The math does not add up [more...]

Date: 2009-01-03 19:53:00

Operation Cast Lead Sat-Sun Jan 3rd-4th, 2009

I am now back on my computer after a relatively peaceful Shabbat down south near Be’er Sheva, with no hint of the current conflict except for the more-than-occasional fighter jet flying overhead, conversations about the situation, and the fact that the synagogue in which I prayed doubles as a bomb shelter [more...]

Date: 2009-01-03 18:27:29

Government Intervention in Foreclosure

This is Part Four of a series of articles on foreclosures. This article does not constitute legal advice ... intervention as well as discuss possible future intervention programs. For other preventative measures, check ... , 2008 report “Economic Analysis of a Mortgage Foreclosure Moratorium,” provides some analysis: “ [more...]

Date: 2009-01-07 07:00:13

Sustainable Transportation Priorities In a Post-Bush America

An excellent article by Phillip Longman in the current issue of "Washington Monthly" is well worth reading as a primer on the current state of our freight rail systems in America, and for the arguments he makes that freight rail needs to be a major recipient of the historical infrastructure investment package proposed by the incoming Obama [more...]

Date: 2009-01-16 11:51:35

Gates of Vienna News Feed 1/6/2009

Tuan Jim sends an string of important news articles about the gas pipeline crisis caused by the deadlock between Russia and Ukraine. He notes that the affected countries are dusting off alternative sources of energy — fuel oil and nuclear reactors — for electricity generation.Thanks to AA, Abu Elvis, C [more...]

Date: 2009-01-07 04:50:00

DrumBeat: January 13, 2009

Analysis: Global power demand to languish in 2009 The outlook for energy commodities this year remains grim, says a new report from Merril Lynch ... management, contractor mistakes and Iraqi neglect, U.S. auditors say in a new report similar to many others examining the country's reconstruction. Released Tuesday, the report from the office [more...]

Date: 2009-01-08 01:35:34

Corporations warn against bail-out risk

Massive government spending to support financial institutions in countries including the US, United Kingdom, France, Italy, ... concerned about the prospects for 2009 and beyond – and it shows. Its new report, Global Risks 2009 ... Brown and Barack Obama, will intensify the downward spiral, the report says. Global share values [more...]

Date: 2009-01-16 09:58:00

What Can You Do if You Have Problem Fixing Your Credit Report?

Have you ever had a problem that just won’t be resolved? The endless phone calls, letters and hours of worry can really start to get to you ... it to the credit bureau. It will be added to your credit report at no charge. The law, through the Equal ... . Often, there are mistakes made on credit reports that are difficult to correct. Perhaps someone [more...]

Date: 2009-01-16 07:34:40

Environment

Environment 16-Jan-09 Growth in Energy Use Could Drop 22 Percent by 2030 Under Right Conditions: Report PALO ALTO, Calif ... the electricity used annually in New York City, according to a new report. Energy Efficiency: The Massively ... -passed lands bill includes Ice Age flood trail WASHINGTON — A massive public lands bill approved [more...]

Date: 2009-01-16 17:18:35

I think I have been the victim of identity theft. What can I do?

The following post in our Reader Question series is an actual user submitted question ... in any way. Q: I got my social on January of last year and I’ve been trying to make credit applying for credit cards and they send letters saying that I already have bad credit, and criminal accounts [more...]

Date: 2009-01-17 00:33:48

December California Defaults up 100%

Mr Mortgage is a 20-year mortgage banking veteran, specializing in wholesale and correspondent sales and sales/operations management and bringing ... housing, mortgage and credit meltdown’ and company-specific events. He owns and is the primary ... to the Truth located at http://mrmortgage.ml-implode.com ~~~~ Mr. Mortgage: Dec CA Foreclosure Report [more...]

Date: 2009-01-16 17:15:46

New Year's Day Economic Potpourri

Heading into the new year, the news is finally slowing down. Here are a few headline news reports of interest from the past couple days ... and it's not a small cut, either.Currently Microsoft employs about 90,000 people across the world ... January 15th. That's almost 17 percent of Microsoft's total work force, not exactly a small number.The [more...]

Date: 2009-01-02 00:46:00

MICROCAPITAL STORY: US Secretary of State Designate Hilary Clinton Refers to Obama’s Mother, Ann Dunham; Implies Microfinance Would be an Important Part of her Agenda

At a confirmation hearing before the United States Senate Foreign Relations Committee, US Secretary of State designate Hilary Clinton, ... firsthand how small loans given to poor women to start small businesses can raise standards ... with civil and business communities in promoting microfinance for the past nearly 30 years. The USAID [more...]

Date: 2009-01-15 16:00:23

OECD says EU Should Consider Single Financial Supervisor

The OECD urges a more centralized and integrated approach to financial regulation in European Union, including considering a single supervisor ... of national insolvency law and the operation of national deposit guarantee schemes. “However, the EU ... cross-border risks calls for a more centralised and integrated approach, according to the report. “ [more...]

Date: 2009-01-15 16:00:44

Become A Cop, Get A Foreclosed Home

Last week, Luke Mullins of U.S. News & World Report wrote a piece entitled “County Considers Handing Out Foreclosures to Its Police Officers ... will for doing this,” and possibly a credit on Fulton County taxes . . . The $2,500 down payment would [more...]

Date: 2009-01-17 05:04:43

DrumBeat: January 4, 2009

Canadian oil-sand mines stuck as crude price plummets Canada's once booming oil sands industry is cooling fast as the plunging oil price undermines investment. More than US$60 billion (£41 billion) worth of projects to extract oil from the bitumen-rich sands of northern Alberta have been delayed in the past three months, [more...]

Date: 2009-01-04 13:51:54

FRIDAY JANUARY 16, 2009

THIS SITE SUPPORTS ALL THE MEN AND WOMEN OF ALL POLICE DEPARTMENTS, EMS CREWS, IN ADDITION TO ALL SERVING IN THE CANADIAN ARMED FORCES, NO MATTER WHERE YOU MAY BESUPPORT OUR TROOPS ALWAYS WEAR RED ON FRIDAYSNEW BRUNSWICK HIGHWAY HIGH RISK MOOSE & DEER LOCATIONSNEW BRUNSWICK HIGHWAY VIDEO CAMERASNew Brunswick Weather: [more...]

Date: 2009-01-16 14:29:00

Moody's worries about the chemical industry

Moody's, the global ratings agency, is today forecasting a 70% chance of a U-shaped recession, and a 15% chance of either a V or L-shaped downturn ... about the impact of the "weak credit environment" on "financially stressed companies". It points ... to recover in a weak operating market". CFOs will also be be worried when they read the report (Moody's [more...]

Date: 2009-01-15 16:08:51

obamessiah: inaugural emergencies & the end of the beginning

'state of emergency' declared for inaugurationfrom nytimes: It is true, President Bush sounded alarms about Barack Obama during the campaign season. On Tuesday, Mr. Bush went one step further: He declared Mr. Obama’s inauguration an actual emergency. The declaration, though, was not a political statement about Republicans being run out of town [more...]

Date: 2009-01-16 06:10:00

Check credit report

One should review their credit report from each credit reporting agency at least once a year ... one can have copy of their credit report annually with no strings attached. It’s a good to check ... as well. Currently writing for this website Free Yearly Credit Report . For more details please contact [more...]

Date: 2009-01-16 05:45:16

"Billion Dollar Tax Havens For TARP Recipients?"

Fri Jan 16, 7:56 PM ETThe Bank of America (BOTTOM) and Citibank (R) ... -dollar losses from the ongoing global credit crisis.Bank of America posted its first quarterly loss ... assets.Also scrambling to survive huge new losses triggered by the credit crunch was Citigroup, which [more...]

Date: 2009-01-17 03:32:00

Nissan cuts Japan production amid reports of loss

Nissan Motor Co. said Thursday it is slashing domestic production by 64, ... and analysts predicted Sony Corp. would also report an operating loss this fiscal year. Sony did not comment. Operating profit is seen as a direct indicator of core business performance while net profit [more...]

Date: 2009-01-15 08:42:01

Gates of Vienna News Feed 1/15/2009

Forget global warming. Hello, global cooling! If the experts are right, we’re in for a new Ice Age.But it’s still the fault of George W. Bush, of course.Thanks to C. Cantoni, Fausta, Insubria, JD, KGS, Tuan Jim, VH, and all the other tipsters who sent these in. Headlines and articles are below the fold [more...]

Date: 2009-01-16 04:37:00

Need a Free Credit Report?

If there is one thing I have learned over the years regarding my finances, I am always on the look out for anything that affects my credit score ... that can give you a copy of your 3 bureau credit report, monitor your credit and remove credit report ... your overall score down. They will even give you a free copy of your 3 bureau report so you can [more...]

Date: 2009-01-05 02:31:25

On Mayor Willie Herenton (The $91,000 Question)

UPDATE (1/16): Earlier this week, when the CA wrote about Herenton's alleged $91,000 gain, should it have also explored indepth the past of Tre Hargett, who was also mentioned in an separate article that shared the front page and has some baggage of his own, including being mentioned in the Tennessee Waltz investigation? [more...]

Date: 2009-01-16 13:47:00

Asia largely Offline for Holidays: Cenbank Treasuries & Agencies Barely Move

The Twists are old Asia hands, and they remind me that, for whatever reason, ... that have been buying America’s debt over the last few years. Their increasing appetite for single-malt ... reasons for a waning appetite for US Treasury Debt by China’s central bank. Doom will be watching very [more...]

Date: 2009-01-09 07:01:09

Daily Market Preview (1/16/09)

1. Nationalization might not be a far-fetched idea nowadays When the U.S. government started injecting capital and coming to the aid of banks in the fall, officials were careful not to do anything to suggest nationalization. Now, government officials may not have any other choice, [more...]

Date: 2009-01-16 19:15:16

MortgageNewsClips: Is The Fed Done?, Awesome Map, AARP 625k HECM, Banks Hoarding?, Muni Market, Bernanke, Warming Up, Fed High Wire, PMI Report, Ira Has 3

VIDEO: Monetary Policy with Zero Interest Rates: Is the Fed Done? ... stability and the normalization of credit markets,” Bernanke said. Citigroup, which is looking to break ... figure since last May. In another sign of a possible thawing of the credit markets, companies [more...]

Date: 2009-01-16 01:21:57

AP: No Experience in new CIA Chief Somehow Shows Obama’s ‘Clean Break from Bush Administration’?

-By Warner Todd Huston To paraphrase Forrest Gump, Inexperienced is as inexperienced does. At least that is what comes to my mind when hearing that Barack Obama has picked the inoffensive, completely inexperienced and unqualified Leon Panetta to be the new director of the CIA. Really. Leon Panetta? [more...]

Date: 2009-01-07 10:54:10

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