Recognizing a Credit Repair Scam

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:24:58

Blog posts (17) | Videos (9)
 

Identify Credit Repair Scam in 6 Ways!!

by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... . The truth is, these companies cant deliver an improved credit report for you using the tactics they promote. Its illegal: No one can remove accurate negative information from your credit report. So [more...]

Date: 2009-01-16 06:23:45

What Every Consumer Needs to Know

What Every Consumer Needs to Know Building good credit history is extremely important to one’s life. There are many things that you can be deprived of if you don’t have a good credit history. The magnitude of building credit goes far beyond clothes and groceries. It is more than just those petty [more...]

Date: 2009-01-07 12:47:09

CIBIL frequently asked questions (FAQ) and answers

Sep 15, 2009General Info Q.1 What is CIBIL?CIBIL – India’s first credit information bureau- is a repository of information, which contains the credit history of commercial and consumer borrowers. CIBIL provides this information to its Members in the form of credit information reports.Q.2 Who owns CIBIL?CIBIL’s equity was held by State Bank of India, Housing Development Finance Corporation Limited, Dun & Bradstreet Information Services India Private Limited and Trans Union International Inc. [more...]

Date: 2009-09-15 02:03:33

Credit Card Horror

The availability of credit for anyone no matter their credit history has caused many financial problems for consumers ... card companies report that at least 20% of consumers have maxed out credit cards ... specific sales pitch or ad. If you have a good credit score, (630 or above), you can usually [more...]

Date: 2009-01-16 23:12:15

Recognizing a Credit Repair Scam

by David Wada Companies target consumers with poor credit histories all the time, making promises to fix their credit report so they can get their dream car, a bigger home, health ... is, these companies cannot deliver an improved credit report using the ‘unique’ tactics they promote [more...]

Date: 2009-01-16 04:06:09

Do-it-yourself Credit Repair

There are many consumers which are being lured by companies which promise them to clean their unappealing credit history ... a fraud by creating a new credit identity and report or any illegal undertaking. Customers should ... by the federal law. credit report In order to avoid scams, people should not pay a service fee as long [more...]

Date: 2008-08-23 04:47:53

Free Credit Reports Through the Generations, Part I

Finances are something that often change dramatically over a lifetime ... no matter what stage of our life we are in is our credit report. Once we begin our lives as consumers making financial decisions, the history of these decisions is played out on our credit report [more...]

Date: 2008-10-28 17:19:20

The European Privacy Partnership warns that consumers may lose more that their credit rating if they default on loans; jobs are at stake

This month's UK bankruptcy figures show that UK business and individuals are still choosing bankruptcy as a seemingly easy way out of debt problems ... and employers often check credit history to ascertain an applicant's reliability or risk rating. In many ... may be refused employment due to a bad credit rating."In the current climate perfectly honest [more...]

Date: 2008-11-19 18:32:00

Latest News in Credit History and Jobs - Nov 21, 2008

WaMu to shut Pleasanton center, cut 1,600 staff - San Francisco Gate 21 Nov 2008 at 2:53am Friday, November 21, ... about credit cards and consumer banking, will close by early spring, company spokesman Gary Kishner said ... took aim last week at one of the primary instigators of the national credit crisis, and while [more...]

Date: 2008-11-21 12:48:31

A 90?s Flashback for Commercial Property

Angela Pruitt reports: Commercial property is bracing for a tough time that could morph into a crisis similar in scope to the free ... in history. But with the credit markets in lock-down mode, consumer confidence battered [more...]

Date: 2008-11-26 15:40:57

FTC cracks down on medical identity theft

Ann Zeigler reports: The FTC plans to issue a new consumer protection rule that will take on the issue of medical identity theft, a growing concern now that identity thieves have recognized that medical records are rich sources of financial information that can be used to obtain credit with someone else’s history. Alternate [more...]

Date: 2008-10-07 17:23:15

ChexSystems: A Fast Route To Trouble

ChexSystems: A Fast Route To Trouble Not everyone has heard about ChexSystems and, ... , that can be a problem. ChexSystems is a consumer reporting agency, just like Experian, Equifax and TransUnion. Those three are better known, because they report on your credit history and score [more...]

Date: 2008-10-30 15:39:49

Consumed by Consumerism

The market is talked of as a neutral impersonal force that must be unquestionably followed, rather than as a human creation driven by a particular view of life. If there is demand ... s history. But then again, Ireland owes 3.1 billion on credit cards.After reading this, my first thought [more...]

Date: 2009-01-16 19:25:00

Consumer Reviews Cell Phone Camera

Using Google as a research aide for her thesis on money laundering was a common occurrence of one individual law school student ... to another party. Not only are the user's keystrokes and browsing history examined in this type ... of the program, such has tracking credit card data. Anti-spyware programs that are kept updated [more...]

Date: 2009-01-17 01:04:49

Skepticism About Fighting Terrorists With Data Mining

According to the New York TImes, the British government is considering setting up a database of all phone, email, ... for advertising and credit card reporting agencies, it has much less success predicting the behavior ... a consumer's credit history with the history of millions of consumers to predict a person's [more...]

Date: 2008-10-24 18:01:59

How to Identify Common Credit Repair Scams

Everyone has seen the ads before. A business will guarantee you perfect credit. (As if your credit history were a joke) ... Trade Commission (FTC) annually warns consumers on credit repair consultation. There have been many ... . Unfortunately, your credit isn’t a joke. And your credit history will not disappear over night [more...]

Date: 2008-11-16 06:52:59

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