Record Credit Card Defaults Signals a Weaker Recovery
According to reports from Moody’s ( MCO ) Investors Service, credit card delinquencies surged to record levels in August. In the first increase of charge-off rates since the rally began in March, credit card issuers wrote off 11.49% of uncollectible consumer debt compared to 10.52% in July. Also loans more than 30-days past due also rose to 5.8%. Moody’s report also suggests that charge off rates are not likely to peak until mid-2010, as unemployment continues to strain many consumers budgets. [more...]
Date: 2009-09-24 14:40:21
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Identify Credit Repair Scam in 6 Ways!!
by David Wada Everyday, companies target consumers who have poor credit histories with promises to clean up their credit report so they can get a ... and someone else has your money. If you see a credit repair offer, heres how to tell if the company behind it is up to no good: * The company wants you to pay for credit repair services before [more...]
Date: 2009-01-16 06:23:45
Subprime Credit Card
by Dan Moskel A sub prime card was designed for those with a low credit score ... out of your card on your credit you should try to keep the balance at roughly 20% of your available credit ... , and charge offs on their credit report. Every card does have different approval requirements but will give [more...]
Date: 2009-01-16 07:36:06
When The Bill Collector Calls
A couple of weeks ago I received a very unusual phone call ... , I pulled a copy of my credit report and there was no credit card account bearing that number nor ... . The caller stated that she was calling in reference to my XYZ Bank credit card and asked [more...]
Date: 2008-11-17 11:00:33
The Daily Poverty Post.
First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]
Date: 2008-12-06 17:33:45
Credit Repair The DIY Way
by Bob jones Negative remarks on your credit report can cost you serious money. You do not have to despair though, since it is never too late to make yourself credit worthy again. However, always remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-23 10:40:11
How to Select the Right Company When Looking for a Credit Attorney
September 2, 2009 | By Ben and Casey In Finance | by Ben and CaseyCleaning up past mistakes on a credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people decide first to fix their own credit only to discover the process is much more involved than they expected. Below are several reasons why you may consider choosing a top rate credit attorney at a price almost anyone can afford. [more...]
Date: 2009-09-03 00:43:04
Become Versed On How A Divorce Can Ruin Your Credit Report
September 19, 2009 | By Mike Jones In Blogging | The amount of marriages that finish off in divorce is a discouraging statistic. A great deal too many people are subjected to these painful breakups. As one goes through a separation not only is there the emotional sting but all too often it harmfully affects their money also. Oftentimes there are individuals who have been conscientious and unfailing with their credit for years who end up with major problems following a divorce. [more...]
Date: 2009-09-19 23:28:34
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-09-22 07:27:52
Why Monitoring Your Credit Score Is More Important Than Ever Before
Are you considering the process of repairing your credit? One of the most important things you can do, apart from getting errors and mistakes removed from your credit report, is to keep your credit... Writers Wanted: Join Our Blogging Community Today! [more...]
Date: 2009-09-29 19:25:22
DIY Credit Repair
Jun 20th, 2009by Owen Jones. by Bob jonesNegative remarks on your credit report can cost a lot of money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not happen overnight. It requires serious dedication and perseverance to start with a clean slate again.How to Get Started: You should know who the three credit bureaus are and what they are saying about you. [more...]
Date: 2009-06-20 07:26:05
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It requires serious dedication and perseverance to start a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-09-25 21:05:30
How to avoid credit card fraud!
Credit card fraud is increasing in the age of rampant identity theft ... company with specific details. Always check your credit card statements thoroughly. Report any ... purposes. Do not use multiple credit cards for making online purchases. It is better to have one credit [more...]
Date: 2009-01-17 14:23:10
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, remember that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-05-28 07:40:09
REPORT: Credit lines increasingly hard to come by for auto dealers
Filed under: Car Buying Like him or loathe him, George W. Bush's clearest, most salient speech came almost a year ago on September 25, 2008 when our Harvard MBA president explained to the nation and the world exactly how bad the economy had gotten and why so much federal money ($700 billion-ish at the time) was being hurled at America's banks. The full speech can be found here , but one little section bears quoting: The decline in the housing market set off a domino effect across our economy. [more...]
Date: 2009-09-03 15:02:57
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost a lot of money. You do not have to give up though, since it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-09-21 10:03:24
Credit Repair The DIY Way
by Bob jones Negative comments on your credit report can cost serious money. You do not have to despair though, since it is never too late to repair your credit worthiness. However, remember that credit repair does not happen overnight. It takes serious dedication and perseverance to start with a clean slate once more. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-06-20 07:28:54
Breweries Provide Sign of Deepening Recession
As if the constant barrage of troubling macroeconomic news was not enough to tip you off, now something truly appalling has come to our attention. No, it isn’t the new unemployment statistics, credit spreads, the latest report on retail sales ... from the reports out of the world’s second largest brewer SABMiller plc (SBMRY.PK). The maker [more...]
Date: 2009-01-17 19:42:51
Credit Repair Attorney: How to Decide if You Need One to Clean up Negative Items
Cleaning up past mistakes on a credit report is not a pleasant experience. There are basically two ways of going about the credit repair process.Many people decide first to fix their own credit only to discover the process is much more involved than they expected. This is because they are trying to save a few dollars by going the inexpensive route. Unfortunately you may discover that repairing bad credit is one of those projects that only appears easy. [more...]
Date: 2009-09-03 00:59:38
Credit Repair The DIY Way
by Bob jones Negative remarks on your credit report can cost serious money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, remember that credit repair does not take place overnight. It takes serious dedication and perseverance to start with a clean slate again. How to Get Started : You should know who the three credit bureaux are and what they are saying about you. [more...]
Date: 2009-06-21 09:47:42
Take A Peek At My Lending Tree Home Refinance Offers
Here’s a sneak peek at some that were offered to me when I signed up on their website ... on your credit report, obtaining your score only. This shouldn’t lower your credit score, so don’t worry ... % 0 0% $0 To be perfectly honest, I’m not that impressed! I plan to check with some local banks [more...]
Date: 2009-01-16 06:48:36
50 Financial Skills Every Person Needs To Know
Popular Mechanics created a list of 100 Skills Every man Should Know, ... using ABA Routing and bank account numbers. Request and review your free annual credit report. Contest errors or inaccuracies on your credit history. Apply for a loan (car loan, mortgage). Get a bank [more...]
Date: 2008-10-27 11:00:10
Learn How A Divorce Can Upset Your Credit Report
September 28, 2009 | By Mike Jones In Finance | by Kevin LynchConsiderably too many marriages end in divorce these days. Sadly the splitting up of a marriage is not only an emotional battle but it all too often has a hugely negative outcome on your finances also. Frequently there are folks who have been responsible and trustworthy with their credit for years who end up with major tribulations following a divorce. Divorce is one of the foremost causes of problematic credit for many persons. [more...]
Date: 2009-09-28 10:26:54
Credit Repair The DIY Way
Negative remarks on your credit report can cost serious money. You do not have to despair though, because it is never too late to repair your credit worthiness. However, bear in mind that credit repair does not take place overnight. It requires serious dedication and perseverance to start a clean slate again. [more...]
Date: 2009-09-21 01:22:30
Consolidating Student Loans
With higher education costs on the rise, many people these days have several student loans ... will go up and even get better as you pay off that loan. It will not be an instantaneous fix as credit companies can take up to six months to report a drop of a loan off your report. But if you don’t use your credit [more...]
Date: 2009-01-16 12:54:49
Weekly Economic Potpourri November 7, 2008
Every week there are a numerous headlines that are worthy of mentioning but I simply run out of time ... Swap Disclosure Obscures True Financial RiskThe most comprehensive report on unregulated credit ... destroy American International Group Inc., once the world's biggest insurer.A report by the Depository [more...]
Date: 2008-11-08 09:59:00
Always Look A Gift Check In The Mouth [Check Fraud]
Fred writes: My brother who is a junior at college sent out a bunch of applications for college grants and other sources of funding to pay for his ... him that he has been reported to the FBI, and that the information would be noted on his credit report. He wasn't really able ... by not answering anything. I was wondering if it would be a negative [more...]
Date: 2008-09-19 16:14:23
Sunday Money Madness - Happy New Year!
Happy New Year Everybody! Let’s kick off the first of this year’s roundup with a bang! ... @ Saving to Invest. Carnival Of Credit Report Stories Dec 22 @ Lava. Related Posts Sunday Money ... Credit and Debt No Debt Does Not Mean Good Credit says Credit Karma. All Financial Matters posts [more...]
Date: 2009-01-04 13:07:58
Privado Harrisburg: Unbelievable
It’s no secret that Privado is one of my favorite places downtown ... still operating in blatant violation of federal law. Merchants can not print the full credit card number on a customer receipt. The Fair Credit Reporting Act (15USC1681), as amended by the Fair &amp [more...]
Date: 2009-01-17 21:48:07
Has anyone else noticed that if you’re a football manager and you wear a headset, you’re probably a failure? At the very least a huge dork. Anyway, second half about ready to kickoff but first these messages from Free Credit Report dot com and Notorious….Jay Simpson had another good game for W.B.A. in their rout of Boro today. I love [more...]
Date: 2009-01-17 18:23:24
Post-Holidays Ideal Time to Check for ID Theft
We know, we know: that stack of bills on your kitchen table can’t possibly have a bright side. Right? ... it gets out of hand…and ruins your credit. Checking Your Receipts Smart shoppers kept their paper ... . Request a Credit Report Unless you’re planning on requiring one for another purpose (such as a loan [more...]
Date: 2009-01-17 00:30:01
Sign of Deepening Recession
As if the constant barrage of troubling macroeconomic news was not enough to tip you off, now something truly appalling has come to our attention. No, it isn’t the new unemployment statistics, credit spreads, the latest report on retail sales ... inexpensive beer. Up until this latest report, the conventional wisdom seemed to be holding true [more...]
Date: 2009-01-16 16:59:21
Sign of Deepening Recession
As if the constant barrage of troubling macroeconomic news was not enough to tip you off, now something truly appalling has come to our attention. No, it isn’t the new unemployment statistics, credit spreads, the latest report on retail sales ... inexpensive beer. Up until this latest report, the conventional wisdom seemed to be holding true [more...]
Date: 2009-01-16 19:25:24
Will a short sale hurt my credit score?
When I meet with homeowners who are struggling with their mortgage are maybe behind on payments and have no equity in their home, ... or foreclosure on one’s credit report. I recently came across some great information provided by a mortgage ... my report and if it appears that their only option is to sell their house in a short sale, I always [more...]
Date: 2009-01-15 20:14:24
Total recall
image credit treehugger reports that: China was held accountable for 65 percent of all the recalled products in this US this year, with lead being named as a recurring cause among the recalls. Some say that when a country has 800 million people employed in a manufacturing economy, it will just take some time to correct these issues. Cough, cough; in the case of lead, you have had 30 years. [more...]
Date: 2009-09-14 06:23:37
A Cylon’s Top 10 Tips For Avoiding Identity Theft
Identity theft is one of the fastest growing crimes around the world and can be particularly damaging to it’s victims, ... , and whether or not it will be shared with others. Order copies of your free credit reports ... when absolutely necessary. Never let your purse or wallet out of your sight. Only carry those credit and debit [more...]
Date: 2009-01-16 10:37:43
Why Not Buy Globs Of Scarlett Johansson’s Rancid Snot?
Like many people, we’ve often dreamt of laying down, naked as a baby, and smearing ourselves with Scarlett Johansson’s nasal mucus ... Cheryl Baker from Buck’s Fizz instead. Whichever’s cheapest. Look, we know the credit crunch ... reports: During an appearance on “The Tonight Show With Jay Leno,” she told Leno that her “Spirit” [more...]
Date: 2008-12-19 15:00:17
Catching Up
So. I should really go over what I have accomplished last year (and this year, to date) in my quest to become debt-free. I managed to totally clear up my credit card debt, and, to my surprise, when I sent for my free annual credit reports, and ordered my FICO scores, I found that it had improved, over the time [more...]
Date: 2009-01-16 05:41:49
Tips on buying Memphis Home
by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... from the credit reporting agencies (Experian for example). Now go through them and if you see any ... at a good rate it is important that your credit history looks good. Therefore a few months before [more...]
Date: 2009-01-17 14:51:05
Scamming Fuckers Confusing Me
We all know free credit report dot com is a scam, right? It's $30 a month ... . The commercials are almost as intrusive, landing somewhere between free credit report and "Head [more...]
Date: 2009-01-17 04:48:03
Deal with Credit Before Divorce
by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]
Date: 2009-01-17 22:06:48
How to Fix Bad Credit and Reduce Stress
All of us have made financial mistakes at one point or another; after all, we are only human. However, the trick here is to not live with the problems that come along when you have bad credit any longer than necessary.All information, regardless if it is good or bad, will stay on your credit report ... [more...]
Date: 2009-09-27 19:17:09
Less Than the Sum of Their Auto Parts
Being in the auto-parts business these days has a bit of a “gerbil on a treadmill” quality to it ... pessimistic about the future of a number of these companies, particularly after Tuesday’s report ... Credit-default swaps of TRW (green) and American Axle (blue) have widened dramatically. (Source [more...]
Date: 2008-06-25 16:00:33
Kennedy Refuses To Disclose Finances
Extremely wealthy and of famous pedigree, the Kennedy who wants to replace Hillary Clinton in the U.S ... jobs that required it. Kennedy’s hometown newspaper reports that she twice utilized loopholes to avoid ... , publicly available report disclosing her financial assets, credit card debts, mortgages, book deals [more...]
Date: 2008-12-23 15:12:47
How and When to Cancel a Credit Card
Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]
Date: 2008-09-16 12:00:22
Tips on buying Memphis Home
by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]
Date: 2009-01-17 15:03:29
Memphis Home
by S. Kim When you are buying a home this can be a very stressful period in your lives ... from the main credit reporting agencies like Experian. Spend time going through them and if you see ... idea to make sure that your credit history is looking good beforehand. A few months before you start [more...]
Date: 2009-01-17 15:02:04
Economy Weakens PC, Chip Sales
Things are not looking good for PC and chip manufacturers as consumers held back on electronics purchases during the holidays ... for the first time in 6 years in the fourth quarter of 2008, according to a new report from IDG ... tightening credit, eroding confidence, and growing unemployment,” said Doug Bell, research analyst [more...]
Date: 2009-01-16 20:37:39
Complete Your Character and Fitness Application Early
You have the option of submitting character and fitness application for the state bar early during your first two years of law school ... I can remember. Hopefully, I will be able to come up with all of the addresses by looking at my credit report and my tax records. This will take a lot of time though and it isn’t the only part [more...]
Date: 2009-01-17 22:33:53
Links and Quick Takes 6/11/08
Rescue dogs train for Olympics BBC Racing principles' role in cutting emissions BBC " ... to retain their triple A credit ratings.A buddy sent me the report on which this story was based ... Who Wins) Business Week. On how biased credit card arbitration procedures are. Was Malthus Right [more...]
Date: 2008-06-11 03:11:41
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