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Help a Reader: Collections

From a reader: I received a call from a collections agency today about a bill from a doctors office ... up on your credit report. I had excellent credit before, and now I am afraid I am going to get docked points ... . I have never had a bill go to collections in my life, and I've always paid immediately. Evidently [more...]

Date: 2008-09-18 18:54:04

Blog posts (20) | Videos (12)
 


Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-17 15:03:29


Listen to this awesome news!!!

I don't know if you remember, but a sweet but desperate reader wrote in saying that her student loans went into default and she wanted to know how to ... into collections! How do I get it off my credit score?My heart immediately sank, but I wrote back a short post ... and it is now officially OFF my credit report..thank God! It turns out that they mailed [more...]

Date: 2009-01-03 18:08:00


Buying Memphis Home

By S. Kim When you are buying a home this can be a very stressful period in your lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-14 20:13:24


I went ahead...

... and got my Equifax report and the tax software tonight.I will kick myself if a reader out there knows how to get the credit score for free! ... . Not bad. The credit score was $23.95. I may not get it every year now unless ... I just had time at the computer and I was curious.My score is 811 !Here are the last 6 years [more...]

Date: 2009-01-10 01:25:00


GOODY TWO SHOES: Revenge Of The Nerds

Media layoffs are at their highest since the dot-com bubble burst in 2001, reports The Hollywood Reporter: “Layoffs in the media industry, ... -to-get-to downtown areas in NYC. Press Gazette reports that the MSM now has its own monument ... ) and the Journal Sentinel (Milwaukee). To its credit, Wonkette mentioned it straight away: "Here’ [more...]

Date: 2009-01-16 08:21:08


Mixed Reactions to Cheaper Gas

As I reported last week, it’s still unclear what consumers may do now that oil and gasoline prices have plummeted. A bit of news from TradingMarkets ... since 1942. While this is bad news for car companies and dealers, it’s certainly boosts ... to get credit, and they have other financial priorities right now. … What we’re seeing is that lower [more...]

Date: 2008-10-29 23:28:00


soon, but not now.

Although I have no plan of getting another credit card after all the things that I’ve been through, I am still hoping that one day, ... report errors and all the boo boos in my name. Someday. ... for most. In my case anyways, I am still making my way to improve credit score since, I have lost most [more...]

Date: 2009-01-15 17:28:10


Recession Gets Worse - The Fix Won’t Kill Ya

Recessions have a ripple effect on countries. Problems that start in one sector quickly spread to another ... and the real estate bubble, is now affecting job (the highest unemployment level in 16 years), credit ... released a report today highlighting the crisis. Here’s the key finding: Nationally, to maintain [more...]

Date: 2009-01-09 22:08:39


Zimbabwe today

ZIMBABWE: Now a ‘Factory for Poverty’ http://www.ipsnews ... . Credit: Ephraim Nsingo/IPS HARARE, Jan 17 (IPS) - Over 75 percent of the people in crisis-riddled ... are likely to get worse before they improve. A report released by Save the Children (SCF) found that 10 [more...]

Date: 2009-01-18 00:50:02


It's Getting Hard for the Porn Industry

TMZ reports that porn moguls Joe Francis and Larry Flynt are asking the government for a $5 billion bailout, ... of free porn on the Internet than the credit crunch. In any case, I will now take this opportunity to open the comments section to bad puns incorporating pornography and Congressional bailouts. [more...]

Date: 2009-01-07 16:32:00


Countrywide On Brink Of Losing Lending License In Washington State

Countrywide Office In the latest of what seems like bad report after bad report for Countrywide, ... in the nation, and in fact largest lender in some markets. With today’s tightening credit markets, acquiring a loan to buy a home is getting harder and harder--now take out the top lender and just think how [more...]

Date: 2008-06-26 20:07:00


Car, RIP: Now for Argentine Automaker Bailouts

Reading today's headlines, you cannot help but think that the days of the internal combustion engine-powered automobile are numbered ... of bad news for the global auto industry get you down. It appears that even LDCs are getting ... on a plan to provide consumer credit to finance the purchase of locally made cars. Reuters reports [more...]

Date: 2008-12-07 13:55:00


The Garrett, Watts Report (Oct. 16, 2008)

To Our Clients, Colleagues and Friends, · As we look at the global credit freeze, ... billion.  The government has taken over the banks and gone to Russia for a bail-out loan - but Putin ... Atlantic for his Navy, so now, Iceland will get the loan and Putin will probably get a re-fueling [more...]

Date: 2008-10-16 11:48:24


'Tis the season for bold predictions...

As customary, we are now in the part of the year where many will make predictions on what happens next year ... reports to see the takes of others.This is the first such bold prediction post I've seen so far. It comes ... extensive income and debt documentation. Those with the best credit will get the best rates [more...]

Date: 2008-12-19 18:45:00


Why Self Credit Repair Works

by Lee Beattie No one plans to contend with bad credit when they set about on their own but, unfortunately, ... credit repair, is to get a copy of your credit report from the three credit bureaus. To me the chance ... on bills and now your credit is suffering. You can select to go with a credit repair company simply [more...]

Date: 2008-08-21 08:49:03


Totally Free Credit Report

While we were out at the mall, I can’t seem to count how many credit card agents handed me their flyers and leaflets plus asking me if wanted to get ... on to pay! But what’s good in getting credit cards now are the additional perks that they offer to new clients like totally free credit report and the immediate response to one’s running credit score [more...]

Date: 2008-11-17 23:11:25


Allow Self Credit Repair To Help You

by Lee Beattie No one plans to contend with bad credit when they start out on their own but, unluckily, ... credit repair, is to get a copy of your credit report from the three credit bureaus. To me the chance ... on bills and now your credit is miserable. You can select to work with a credit repair company only [more...]

Date: 2008-08-21 08:40:18


Allow Self Credit Repair To Help You

by Lee Beattie No one plans to contend with bad credit when they start out on their own but, unluckily, ... credit repair, is to get a copy of your credit report from the three credit bureaus. To me the chance ... on bills and now your credit is miserable. You can select to work with a credit repair company only [more...]

Date: 2008-08-21 08:55:00


Free Credit Report

How many debts do you have now? Do you have one, two or three kinds of debt? Or even more than that? ... quickly and easily as well as remove credit report errors. As soon as we get that status, we can improve ... our credit score but also close our chances to get more loans again in the future. What I have mentioned [more...]

Date: 2008-12-17 12:18:11



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