Don’t Pay Off Bad Credit

Step three in the “Should I Buy a House Now” series is somewhat of a sidetrack ... towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long time ... your bills on time, that you have good credit.  Paying your bills on time only accounts for 30% to 35 [more...]

Date: 2008-11-11 17:02:59

Blog posts (264) | Videos (139)
 

Good Bank - Bad Bank

What a turbulent three weeks of the New Year it has been! It began with the hope that major stock markets around the world ( ... at resuscitating the credit markets. After the TARP approach of investing in Banks’ preferred stock ... bureaucrats is to segregate the “bad” assets on Banks’ balance sheet from the good ones [more...]

Date: 2009-01-18 04:32:12

Fourth-Quarter Earnings: How Bad? - Investors are expecting something abysmal. Could earnings that are merely bad spark a rally?

We have been in an overly optimistic mode since Obama was elected, and this has been global ... economy, the financial sector. We have yet to hear from commercial mortgages and credit card defaults ... on individual company good news, but don’t fall on systemic bad news. Government bailouts go to banks [more...]

Date: 2009-01-06 15:58:53

FHA Loans- Affordability Solutions for First Time Homebuyers

Author: Jared Martin “FHA” and “First Time Homebuyers” are real buzzwords as far as home buying is concerned, ... . The intent of this article is to quantify the features of this loan, both good and bad, and discuss ... Housing Authority. Recent events in the credit markets have made the FHA loan a true affordability [more...]

Date: 2009-01-02 03:10:31

Election Eve Live Blog

Wherein your humble servant comments on and/or links to stories that haven’t appeared here that could have, ... and posted this morning. Good news: Jake Tapper at ABC gave her credit. Bad news: Politico didn’ [more...]

Date: 2008-11-03 23:40:01

ACORN and housing

In the comments on yesterday's post, Sue asked about the claim "that ACORN had been part of some issues with the subprime mortage crisis ... between moderate-income people who were bad credit risks and ones who were actually pretty good [more...]

Date: 2008-10-18 02:10:31

Some Questions about GMAC

I’m a little late to the GMAC bailout story, but after reading all the newspapers and blogs I usually read, ... with a credit score of 621 was a bad idea on Monday, why was it a good idea on Tuesday? The only theory ... that GMAC will start lending to anyone with a credit score above 620, down from their previous [more...]

Date: 2009-01-01 04:40:56

Strategic Mortgage Defaults on the Rise

Strategic default— walking away from your home and mortgage —is getting more common. The interesting part is who is doing it: according to a recent study, people with good credit. For such consumers, strategic default may be the best of a range of bad options. The same study found that 588,000 people walked away from their mortgages in 2008, far more than the industry thought. And most of them seem to understand what they are doing—they just do not have any better option. [more...]

Date: 2009-09-25 16:39:05

Regionals Romp; Financial Rally Overlooks Hartford; Gnarly Harley

RARE DAY OF RELIEF FOR REGIONAL BANKS It’s an unusual day on Wall Street - at least of late, ... insisted its capital position remained strong. That’s a good thing, given that the credit markets ... whatever it could to let the bad taste of Monday’ [more...]

Date: 2008-09-30 08:43:00

Dow Will Swoon Again In 2009

We may be in the middle of a pre-Christmas rally, but Andrew Gordon says next year’s economic outlook is dire ... into the credit crunch, it’s still not clear which are the “good” banks and which are the “bad” ... . Job losses are soaring and consumer spending is drying up. And the great unwinding of the credit [more...]

Date: 2008-12-10 12:42:55

Benefits of financing the sale of your own property

by katie George It is a kind of credit selling in exchange for a promissory note and trust deed in favor of the seller ... to assure that there are no bad debts later. If the buyer is genuine and has a good credit ... lender financing. It may take months for a buyer to qualify for loans in Maryland. Moreover [more...]

Date: 2008-12-28 11:23:18

Links 1/11/08

Ants 'get aggressive with cheats' BBC U.S. Rejected Aid for Israeli Raid on Iranian Nuclear Site New York Times. I have said so many bad things about the Bush crowd that I must give Bush credit for a good ... As The Current Account Deficit Gradually Eases Back Global Economy Matters Why Are the Media More Interested [more...]

Date: 2009-01-11 08:49:39

Unsecured Loans for Advances not Against Collateral

Unsecured loans are offered without any collateral ... with bad credit can face difficulty in qualifying ... of personal purposes. For raising unsecured loan, borrower must preferably have a good credit history [more...]

Date: 2009-01-16 06:11:02

Car Loans

by Amanda J. Keppel Buying a car needs a reasonable amount of money which many persons cannot afford ... face problem of an adverse credit history. The lenders hesitate in offering a car loan to bad credit ... . Taking help of the car financers or dealers does not work as a good option. They charge high [more...]

Date: 2008-06-22 22:33:47

Eliminate Debt

Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]

Date: 2009-01-13 22:44:46

George Osborne - Get the right perspective!

To read the ludicrous reporting of the recent events surrounding holiday visits to a yacht in Corfu it is clear that the story has led to a loss of ... to know him well but he must be given credit as the best tactician we have; he is an authentic Conservative ... with it in good times and bad. Who has made a bigger or more meaningful contribution [more...]

Date: 2008-10-23 09:44:41

Japanese Debit Cards: A way around the credit card conundrum

While many personal finance websites rail against credit cards (and with good reason at times) ... offers using the links below. 「スルガ銀行」　Suruga Bank Visa Debit Card Japanese    (Bad) Japanese-English ... get online and get out your credit card. But alas, for those of us who have come to this fair isle [more...]

Date: 2008-12-02 14:36:47

Retail Sales Plummet: The Consumer Crunch Arrives

Retail Sales Plummet: The Consumer Crunch Arrives Posted by: Michael Mandel on January 14 I haven't been tooting my own horn very much, ... to $300 billion, or 2%-3% of personal income. Reduced access to credit will combine with falling real ... , Americans have kept shopping through good times and bad. In every quarter except one since 1981, consumer [more...]

Date: 2009-01-14 17:09:26

Online Services Problems: Credit Cards

This week, I was at the Virtual Goods Summit in San Francisco (my session writeups should appear on http://freetoplay.biz over the coming days) ... providers” (companies that specialized in extracting cash out of your users via credit card, paypal, pre ... are - in general - shockingly bad (lazy or plain stupid, usually) at handling their customers’ money [more...]

Date: 2008-10-13 05:31:49

Credit Card Offerings To Be Cut in Half?

Image and video hosting by TinyPic Good news or bad news? The U.S ... for them to extend me enough credit for me to buy a nice car with my credit card? I don’t understand ... . credit-card industry may pull back well over $2 trillion of lines over the next 18 months due [more...]

Date: 2008-12-01 22:07:00

Some Useful Tips on Securing A Good Value Personal Loan

by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]

Date: 2009-01-03 10:38:27

Some Useful Tips on Securing A Good Value Personal Loan

by katie George Be sure to ask for quotes not only from your current bank or any other nearby, but also from other finance companies, ... to find convenient low-rated unsecured or bad credit loans, the chances of that are very small ... your credit history is, it may be very difficult to find unsecured loans, as most lenders will impose [more...]

Date: 2009-01-04 11:46:48

WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?

We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]

Date: 2009-09-29 00:45:13

McCain Speaks, DOW Rises

The DOW was down over -800 points until John McCain started his hard-hitting speech today attacking Barack Obama on everything from his ... to individuals whose credit is generally not good enough to qualify for conventional loans. Fannie ... -334.91, which is very bad but certainly not as bad as -800. I thought the  financial situation [more...]

Date: 2008-10-06 20:22:19

Credit Counseling

.fullpost{display:inline;} I found a site that helps you to process requests for credit card online. They almost sixteen varieties of credit cards ... popular networked credit card are Visa, MasterCard, Discover and American Express. If you have a bad ... . Platinum card is what I'm planning to get here mainly because of some good things as debt credit card [more...]

Date: 2008-10-16 05:46:00

Anti-Trade Tide Can Only Grow

Economists are strong believers in the power of incentives ... THIS Christmas the world economy offers few reasons for good cheer. As credit contracts and asset prices ... -up of foreign finance. This news is bad enough in itself; but it also poses the biggest threat [more...]

Date: 2008-12-19 03:06:45

Ten Mortgage Tips I Learned From Past Three Home Purchases

Bottom Line: I highlight some of my personal lessons learned from three home purchases conducted over the past six years. 1 ... , PhD. First third of book is dedicated to people that need help with credit or qualifying for expensive ... for a quick initial review. 2. Bad U.S. economy news is good news for you when you’re floating [more...]

Date: 2008-12-25 15:00:00

10 Tips to Keep Identity Theft from Ruining Holiday Travel Plans

From Brian Lapidus, Chief Operating Officer for Kroll Fraud Solutions Attention Holiday Travelers: There’s good news and bad news to report about the 2008 holiday travel season. The good news ... the house key. Don’t leave out tax returns, credit card statements, utility bills and the like. It’ [more...]

Date: 2008-12-16 06:24:11

Redirective feedback

Redirective feedback Long-time readers may recognize some of the content of this post from a while back, but whatev. I wanted to share it again ... -- was she saying I did a good job or a bad job?water down the praise -- people are more likely ... accept the praise, take credit for your work, and contribute to a positive atmosphere. Another poor [more...]

Date: 2008-12-16 00:59:43

Bad Credit Repair Industry in the Recession

September 6, 2009 | By Shantel Buatone In Finance | by Ryan ParkerWe all know that the economy isn’t in good health now. Compared to just a few years ago, we are definitely in a rut. Latest figures from the department of statistics indicate that just over 2 million people have lost their jobs this year due to the economic slow down. Leading trend companies have suggested that another 4 million jobs will be lost before any meaningful improvement in the economy will show up. [more...]

Date: 2009-09-06 17:46:58

On detection of hoaxes

Stanley Fish riffs off the Goldstein Wine Spectator incident to muster a defense of Social Text's being taken in by the Sokal Hoax ... fee, but then people would do credit card chargebacks ... in my cellar to know if I have a good wine selection: you know what wines are good and what are bad [more...]

Date: 2008-09-08 04:27:01

How We Got Here & How to Benefit from the Coming Opportunities!

by katie George Never underestimate the power of the capitalist system ... of selling condos. In addition, the credit squeeze has eliminated refinancing as an option for many ... additional good money after bad, hoping that the condo market will turn around. Our experience [more...]

Date: 2008-12-22 18:28:47

Marrying Debt

Most people get married without having done a forensic financial investigation into their partner’s life. Passion can be distracting ... good or bad your buddy is with money. I am often surprised at how willing some partners ... s crappy credit history could come into play when it comes time to start fulfilling some of your dreams [more...]

Date: 2009-01-08 15:18:50

Economic Confidence Improving?

Discover reports economic confidence improves among small merchantsEditor's Note:  Small Biz Owners being "cautiously optimistic" ... , director of Discover's business credit card. "Most small business owners still believe ... is good news amidst a flurry of bad...to see the data, click here to download in Microsoft Word [more...]

Date: 2008-12-29 19:38:00

Ben Stein: Bail Out Homeowners, Not Banks

I sometimes love Ben Stein*. He posted a vitriolic commentary in the New York Times against the bailout plan: ... the debt associated with the markets and take the gain out of the credit-default swaps for the speculators ... would be bad for the bankrupt government, but also potentially good for consumption [more...]

Date: 2008-10-01 13:30:50

You Need a New Job!

If you are as unahppy in your job as I was in mine, then you should think about finding a new one ... is looking for a good gas credit card, here’s a review of the best gas credit cards and a place where ... by WaMu’s failure. Hope you don’t own any of those. Yesterday I covered money tips for a bad [more...]

Date: 2008-10-03 11:33:03

BRIC Countries: China

The following is a guest post from Marotta Asset Management. In mid-September, the Chinese observe the Moon Festival ... , Deng did not deify Mao. Rather he declared the leader to be "seven parts good, three parts bad ... , Deng simply allowed freedom at the bottom. Then he sanctioned and took credit for whatever reforms [more...]

Date: 2008-09-20 10:09:29

Good, Bad and Ugly: Penn State

FINAL SCORE: Penn State: 65  Indiana: 55 THE GOOD: After a couple of woeful games, ... all season. Too bad it wasn’t close enough at the end for this to make a difference. IU also ... hard, hitting two threes late to try and keep it close. Credit the guys for not giving [more...]

Date: 2009-01-18 01:34:31

Friday Stories: Hero Pilot, Bad Birds & Sea Kittens

Stories I’m watching this Friday: Everyone lives, the pilot averted disaster by ditching in the river, and ordinary humans acted like heros ... American help in the oil business Peru must not have a great credit score MarketWatch: 6 brutal facts you need to realize about your retirement Good for you, bad for phone companies: possible cell phone [more...]

Date: 2009-01-16 03:49:36

Slimvia Review

Slimvia is a diet pill that “uses a natural proprietary blend of select ingredients we researched over many years to help you reduce your food ... you more product and charge your credit card for it). We never like autoship; you should be able ... restocking fees for returns. This guarantee policy actually seems pretty good. Too bad the product does [more...]

Date: 2009-01-12 16:04:56

Cover To Cover: Hoopz For King Magazine

LexAve from Straight From NYC got first dibs on Hoopz’s October 2008 King magazine cover. Her fake lashes makes her eyes look a little wonky but thumbs up on everything else. Girl, you better sell that ass like your credit score is depending on it! T. Error Mari is a good girl gone bad [more...]

Date: 2008-08-18 22:43:45

I Got Kicked Out Of My Fraternity

So this story is a bit dated (4 years +) but it's interesting ... , was then, am now. I had control of the frat credit card and thousands of dollars. Here are the bad ... violations. I thought at first I did a good job as Prez. I wrote a 35 page booklet on why hazing was bad [more...]

Date: 2009-01-14 00:43:00

On Black Friday, Cash Is King

Analysts are keeping a close eye on Black Friday results for hints of just how good - or bad - the holiday shopping season will be ... , or are many simply staying home? Are most shoppers going online rather than hopping from store to store ... credit grew by leaps and bounds over the last couple decades, with nearly uninterrupted growth [more...]

Date: 2008-11-28 14:59:37

What do you think about deflation?

The economy just might be on the way to “fixing” itself, if it doesn’t destroy itself first ... more businesses could go under. Bad. Of course, in the long term, lower profit points could mean ... their credit, etc. That would be good. The New York Times reports that construction on new houses [more...]

Date: 2008-11-19 15:22:55

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion ... full of things we don’t need, bills we can’t pay, and low balances in our checking and savings accounts ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

enter the giveaway. You have a great chance of winning and entering is easy! (c) 2007-2008, That One Caveman, http://www.thatonecaveman ... Your Local Library Is a Valuable Resource One Week Without Cable - The Good and the Bad Early Thanksgiving ... to let little receipts build up into a huge problem.  I just looked at our credit card [more...]

Date: 2008-12-01 13:30:35

Emerging Market Trends Report Bearish On Real Estate

Emergingtrends2009 After reading most financial reports put out by think tanks over the past few years they tended to temper bad news with some ... was that leverage is gone from real estate for a while, cash is king. If you are selling to buyers that have cash you should do okay. And I am not talking all cash deals, it is more so good credit and [more...]

Date: 2008-10-22 14:09:48

A suggestion to Vox Nova Memorize Gresham's Law. Apply it to your comboxes. For them what don't know: Gresham's Law says "Bad money drives out good ... really be heeded here. Count me as someone else who is finding it harder and harder to credit ... : In my anger at Iafrate's treatment of Feddie, I called names rather than naming the bad behavior. Mea [more...]

Date: 2008-08-08 05:53:43

Payday Loans-Learn How To Avoid Them

People get their good and bad habits at an early age. If you want to become a responsible person, you have to exercise the right things now ... your credit cards. This is a far better alternative than taking out a payday loan, as the interest is much ... what you really make, that is very bad and it can cause problems in the future. Opting for payday loan [more...]

Date: 2008-11-26 16:27:53

Mortgage Chatter for the last day of July: Covered bonds, Pres. Bush signed the bill - now what?

“People need good lies. There are too many bad ones.” So chimed in Kurt Vonnegut ... . of Colorado. Mercury’s lenders pulled their line of credit after Mercury failed to meet loan requirements ... if the mortgages go bad, the bank must step in to ensure that bond holders get their interest. Put another way [more...]

Date: 2008-07-31 12:19:55

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