Are You Really Ready To Invest?
Investing involves risk. So before you strike it rich, it’s important to make sure you’re not going to lose everything on one bad stock pick ... out of your checking account every month. If you don’t see it, you can’t spend it! Emergency Fund Management ... up. Not having a job is bad enough. Ruining your credit while not having a job is just [more...]
Date: 2009-01-16 09:43:09
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Videos
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How to Get An Alabama Mortgage Loan With Bad Credit
As much as we wish to avoid, there are many things in life that we cannot control. A sudden loss of job, a personal mishap, or even a divorce can lead to creation of bad credit. With a bad credit, does it necessarily mean you can never get a mortgage loan to finance your Alabama [more...]
Date: 2008-11-11 08:13:08
7 Don’ts for Fiscal Freshmen
( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. Lenders give students just enough rope to hang themselves – and during those crucial four or so [more...]
Date: 2009-09-23 08:59:15
Have You Ever Lost It All ?
We are headed for some wicked hard times. Some of us are already feeling the sting ... credit card debt spread among about 5 different cards, no job, no place to live and if that wasn’t bad ... from my job and lived on credit cards for months while trying find another job. After several months [more...]
Date: 2008-10-10 11:00:39
My First Home
My very first home on my own was a sailboat similar to this one (minus the seals). I loved the boat life ... be Advantage Home Rates. Then there are individuals who have bad credit, but still have a good job yet have had some bad luck along the way, but want to be a home owner. It is still possible to get loans [more...]
Date: 2009-01-12 16:58:00
7 Don’ts for Fiscal Freshmen
( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. [more...]
Date: 2009-09-23 08:59:15
Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders
Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]
Date: 2009-09-29 07:45:12
Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders
Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]
Date: 2009-09-29 07:45:12
Benefits of a Prepaid Credit Card
by Mary Bush Anyone who has bad credit due to some misfortune at one time or another in their life knows the difficulty that comes with trying to get a credit card. Even if they are currently in a great job, making payments on time to everyone ... credit card has been almost a saving grace to many. If you can’t qualify for a regular card [more...]
Date: 2009-01-04 17:36:50
Benefits of a Prepaid Credit Card
by Mary Bush Anyone who has bad credit due to some misfortune at one time or another in their life knows the difficulty that comes with trying to get a credit card. Even if they are currently in a great job, making payments on time to everyone ... credit card has been almost a saving grace to many. If you can’t qualify for a regular card [more...]
Date: 2009-01-02 15:54:00
Four Ways To Lower Your Alabama Mortgage Payment
Many homeowners would be able to afford their mortgages if not for a temporary financial hardship or an inopportune interest rate reset ... a more affordable payment, even if they have bad credit or they have recently changed jobs. While using a foreclosure lender is a viable option, in times of a credit crunch and lower property values [more...]
Date: 2008-10-30 13:45:41
Obama’s Blunders
Obama is looking pretty weak and without convictions before even being sworn in. The biggest concern I think every one has ( ... projected a lot of hopes and wishes (and fantasies). His handling of the Blagojevich incident was a bad ... the $3,000-per-job credit last week as one of five individual and business tax incentives aimed at winning [more...]
Date: 2009-01-15 13:23:57
Redirective feedback
Redirective feedback Long-time readers may recognize some of the content of this post from a while back, but whatev. I wanted to share it again ... -- was she saying I did a good job or a bad job?water down the praise -- people are more likely ... accept the praise, take credit for your work, and contribute to a positive atmosphere. Another poor [more...]
Date: 2008-12-16 00:59:43
Need a Loan?
As today’s crisis in the world a lot of people surely stretching out their budget ... . They offer a Payday Loan Easily in the United States without collateral at all. Isn’t good for those who live in the US? Just proved to them that you have a stable job even if you have a bad credit [more...]
Date: 2008-10-20 12:53:36
What To Look Out For When Shopping For Lenders On-Line
The lending industry will often resort to offering great benefits on some of their products ... conditions. They do exist. Quick Online Bad Credit Mortgage Approvals Now, do not rush. They are giving ... . Now, with bad credit, can they just approve your mortgage without digging into your financial records, job [more...]
Date: 2008-12-28 14:55:57
Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. [more...]
Date: 2009-01-18 01:46:38
Buying a home with creative financing
With home prices falling and problems in mortgage markets continuing, buyers and sellers both stand to benefit from creative financing ... broker, even with bad credit. Before the growth of the subprime loan market, there were swindlers ... ,” for home buyers who didn’t meet traditional qualifications because of credit, income or job [more...]
Date: 2008-12-21 14:31:04
Got Car Loan?
In a perfect world, people have no money problems; jobs never get pink-slipped; great credit is possessed by all; and a nation never knows economic downturns. If only we inhabited such a world. Of course ... have thought about it, but people with bad credit need to buy cars too - just like people with good credit [more...]
Date: 2009-01-15 18:18:18
New Hyundai Incentive: No-Penalty Return if You Lose Your Job
Assurance Losing a job is bad. Losing a job shortly after buying a new car is worse ... of transportation and put that money toward a down payment? What becomes more important: your credit score [more...]
Date: 2009-01-05 18:30:13
The Car Bailout
I've grown up around people who work for GM all my life, my mother worked for them, most of my friends parents worked for them, ... , etc.This has led to them taking out loans and racking up huge credit card. From what I could tell ... out bad also, they might maintain their jobs. But I know how GM workers behave. A lot of them think [more...]
Date: 2008-12-20 17:05:00
McCain's Bitter-Gate by dday By now you may have heard that McCain's top economic adviser, former Senator Phil Gramm, ... losing jobs to India, China, illegal immigration, housing and credit problems and record oil prices ... bad individuals. It is the consequence of triumph by a particular philosophy of government [more...]
Date: 2008-07-10 21:35:03
money / credit crunch / ttc
Hiya We have planned to start ttc in Feb 09. We both have overdrafts to pay off, ... if one or both of us lost our jobs. I am wondering though if the credit crunch thing is as bad ... something goes wrong is important as we have a large mortage. Neither of us are in the most secure [more...]
Date: 2008-12-27 12:22:53
Essential strategies for weathering the economic storm
Essential strategies for weathering the economic storm Posted by Larry Dignan @ 5:50 am Categories: General, Credit crisis Tags: Team, ... As One Bad Quarter When your markets get weak and/or you really screw up, fixing it will take a lot longer ... Yourself People don’t like to deliver bad news. As an executive, your job is to get to the heart [more...]
Date: 2008-10-15 12:50:28
Whining
by hilzoy Phil Gramm, McCain's "Econ Brain" said this in an interview published yesterday: ""You've heard of mental depression; ... all the publicity over losing jobs to India, China, illegal immigration, housing and credit problems ... the economy is not as bad as you read in the newspaper every day."" Really? The stock market [more...]
Date: 2008-07-10 20:26:29
How Women Can Fix Their Credit Before Applying for a Job: Part 2 — Debt and Budgeting
a guest post by Michelle Dunn (www.bizchicksrule.com) ... I ran into a bad situation and turned to a credit counseling service that was a scam and I spent money ... — Earlier today, we talked about credit reports and credit scores. Now, let’s talk about managing [more...]
Date: 2008-09-18 16:25:41
A December to Forget for the Auto Industry
You've seen the commercials: Mr ... it an ideal time to buy are new car for a shopper who has a stable job and good credit." The gift-themed ... of all the bad commercials. Despite what anyone on your "nice" list might tell you, December sales don't [more...]
Date: 2008-12-18 22:40:53
ADP, Time Warner, Intel Point to a Rough Open
The market looks set to endure its first tough day of the year, what with a shockingly bad jobs number from Automatic Data Processing, ... for building reserves for credit losses, and it also admitted that the economic environment has taken [more...]
Date: 2009-01-07 14:15:28
ADP, Time Warner, Intel Point to a Rough Open
The market looks set to endure its first tough day of the year, what with a shockingly bad jobs number from Automatic Data Processing, ... for building reserves for credit losses, and it also admitted that the economic environment has taken [more...]
Date: 2009-01-07 17:13:00
Citigroup's Town Hall Meeting
In yet another round of massive financial layoffs, Citigroup plans to cut about 50,000 jobs ... . The cuts have been sparked by unprecedented losses due to bad credit investments, as well ... up with the deteriorating economy? Unemployment is going to soar and along with it writeoffs in credit cards, home [more...]
Date: 2008-11-17 17:39:00
Get A Fast Cash Loan, Pay Through Your Nose
If you’re hoping to get a personal loan , be wary of where you look! You’ve got limited options when you have bad credit and are in a financial bind. While a lot of people may not have much sympathy for consumers who have fallen into this trap, I can see just how easy it is to get in this position. What if you just don’t make enough money? What if you work a menial job and end up with a chronic illness? A lot of people are one accident or health problem away from going broke. [more...]
Date: 2009-09-23 07:36:40
WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?
We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]
Date: 2009-09-29 00:45:13
Bank cuts 130 O.C. jobs
HERE. Jeff Altman of WestCal Mortgage Corp. in Orange said later today rates fluctuated between 4.75% and 4.875% with a one-point fee ... Homeowners who got a break often defaulted again The regulator did it Good credit, bad mortgage … ... in 2007. And in other mortgage news… Bad-loan fix: Model or Myth? O.C. mortgage rates return [more...]
Date: 2008-12-11 21:09:31
Bad Credit Repair Industry in the Recession
September 6, 2009 | By Shantel Buatone In Finance | by Ryan ParkerWe all know that the economy isn’t in good health now. Compared to just a few years ago, we are definitely in a rut. Latest figures from the department of statistics indicate that just over 2 million people have lost their jobs this year due to the economic slow down. Leading trend companies have suggested that another 4 million jobs will be lost before any meaningful improvement in the economy will show up. [more...]
Date: 2009-09-06 17:46:58
Charity Requests
The new year usually results in a lot of bad moods. It's understandable -- this is the time of year when most folks begin diets, quit smoking, give up alcohol, return to the grind of the day job, see the balance on their credit cards soar ... it's January, and everyone is in a bad mood, and many of you are also being flooded with requests [more...]
Date: 2009-01-09 05:00:00
The Physical Side Effects of Debt
Anyone who has carried a heavy load of debt is keenly aware of its ability to strain your budget and your relationships, ... forced to stay in a bad job because relocating is simply not an option when living paycheck to paycheck ... like to donate to banks and credit card companies. Financial Peace Now imagine for a moment [more...]
Date: 2008-06-25 02:10:57
Dow Will Swoon Again In 2009
We may be in the middle of a pre-Christmas rally, but Andrew Gordon says next year’s economic outlook is dire ... into the credit crunch, it’s still not clear which are the “good” banks and which are the “bad” ... . Job losses are soaring and consumer spending is drying up. And the great unwinding of the credit [more...]
Date: 2008-12-10 12:42:55
Got a tip for a post?: Email us | Anonymous form Get PEEK in your mailbox! ... , even offer some upfront credit to get the job done. (You can easily dump in hundreds of billions ... sort of no matter what, so once people do it they'll get a huge savings if they were in a bad [more...]
Date: 2009-01-07 12:20:03
Mark My Words
The year 2008 is now a part of history, but I am sure we will be feeling the effects of its aftermath for years to come ... a job in credit card collections for a major banking institution. Even back then, many ... or another. It is too bad that so many of our politicians, the ones we trust to lead our country still [more...]
Date: 2009-01-07 19:16:06
Data Shows Just How Bad Things Are
Data shows just how bad things are… Trade deficits narrow… EU confirms they are in a recession… RBA intervening again… And Now… Today’s Pfennig! ... just get right to it. The dollar continued to strengthen yesterday after another round of bad weekly ... , and job losses will only make this worse. While the total size of the consumer credit market is [more...]
Date: 2008-11-14 17:44:03
The Memorandum of Moratorium!
"Families sleepin' in their cars out in the Southwest No job, no home, no peace, no rest, NO REST!" ~ Zach MORE TRANSPARENCY!!! ... to shit. Personal and Business credit, all bad. Our approval percentage was in the 80% range ... , we're looking at credit. Experian, Equifax, Transunion, DNB reports, tax returns, bank statements [more...]
Date: 2008-12-21 03:19:19
Congress OKs historic bailout bill
AP With the economy on the brink and elections looming, ... also were buffeted by a bad report on the job market. The Labor Department said employers slashed ... an uninterrupted flow of credit to households and businesses." He said the Fed would work closely [more...]
Date: 2008-10-03 14:19:36
Shock & Awe! - NOI Gets Bombed
Noah and I have been talking ad nauseam about the imminent threats to the New York City land market, ... of the tentacles of the credit debacle going back quite a stretch. We opined over and over that job losses ... of the bad news, but sprinkled in with the positive sound bites are some honest comments [more...]
Date: 2009-01-09 00:25:02
Why would anyone buy a home today?
From MarketWatch: Home buyers advised to look before they leap Fox-Pitt Kelton home-builder analyst Robert Stevenson said Wednesday he thinks this year will turn out to be “a bad time to buy a home” as the U.S. economy loses more jobs ... or no down payment and shaky credit scores are long gone. For buyers, the big fear is purchasing [more...]
Date: 2009-01-07 18:21:09
I Got Kicked Out Of My Fraternity
So this story is a bit dated (4 years +) but it's interesting ... , was then, am now. I had control of the frat credit card and thousands of dollars. Here are the bad ... violations. I thought at first I did a good job as Prez. I wrote a 35 page booklet on why hazing was bad [more...]
Date: 2009-01-14 00:43:00
UNSOLICITED TESTIMONIALS
From Satisfied Users of the Church of St. Simon Magus Prayer Rug.Yes! It’s true! ... Horizon for no money down and no monthly payments till July, bad credit/no credit OK!——L.R. ... ? Listen to these unsolicited testimonials from people just like you! I needed a car for my job [more...]
Date: 2009-01-05 00:00:47
Broken windows
ON FRIDAY, Republic Windows and Doors, a Chicago manufacturer, unexpectedly shuttered, taking 200 jobs down with it ... titled "Not Bankers" that showcases some salt-of-the-earth workers, other than to erase the bad ... credit to Republic. Thirty more angry workers camped out in Republic's factory, demanding vacation [more...]
Date: 2008-12-09 17:13:12
Why Internet Marketers Love The Global Recession!
Internet marketing experts are thriving today as never before; ... -to-Consumer business is just as bad, if not worse. Millions of jobs have evaporated in the past year alone ... up many equity lines of credit, and the general credit squeeze is making it even tougher to ride [more...]
Date: 2008-12-31 05:02:24
TSA is after General Aviation This Time
Lame ducks they call them … those federal employees who wander aimlessly between jobs every four years ... is the inability - good or bad - to accomplish any meaningful work. To his credit, Department of Defense [more...]
Date: 2008-10-16 15:06:57
3rd Wave of Foreclosure Hits The Jobless
People With Traditional Mortgages Who Have Lost Their Jobs Are Now Facing Foreclosure (CBS) ... up. With a government job, good credit, and a 30 year fixed rate loan on her southern California house, Judy ... swept up are not greedy investors, or people who got in over their heads with bad loans, reports CBS [more...]
Date: 2008-11-29 06:00:20
Dow plunges 679 for 6th triple-digit loss in a row
A runaway train of a sell-off turned the anniversary of the stock market peak into one of the darkest days in Wall Street history Thursday, ... in the final hour of trading, sellers had only begun to hit the gas pedal. As bad as the day was, even ... closed at its record high of 14,164. Since that day, frozen credit, record foreclosures, cascading job [more...]
Date: 2008-10-10 03:11:14
