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7 Don’ts for Fiscal Freshmen

( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. [more...]

Date: 2009-09-23 08:59:15

Blog posts (20) | Videos (17)
 


The Mini Depression and the Maximum-Strength Remedy

This is not the Great Depression of the 1930s, but nor is it turning out to be merely a bad recession of the kind we've experienced periodically over ... now is not the supply of credit. Yes, Wall Street is paralyzed at the moment because the bursting ... loans. But even if credit were flowing, those loans wouldn't save jobs. Businesses want to borrow [more...]

Date: 2008-11-09 15:02:00


My First Home

My very first home on my own was a sailboat similar to this one (minus the seals). I loved the boat life ... be Advantage Home Rates. Then there are individuals who have bad credit, but still have a good job yet have had some bad luck along the way, but want to be a home owner. It is still possible to get loans [more...]

Date: 2009-01-12 16:58:00


WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?

We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]

Date: 2009-09-29 00:45:13


Buying a home with creative financing

With home prices falling and problems in mortgage markets continuing, buyers and sellers both stand to benefit from creative financing ... broker, even with bad credit. Before the growth of the subprime loan market, there were swindlers ... ,” for home buyers who didn’t meet traditional qualifications because of credit, income or job [more...]

Date: 2008-12-21 14:31:04


3rd Wave of Foreclosure Hits The Jobless

People With Traditional Mortgages Who Have Lost Their Jobs Are Now Facing Foreclosure (CBS) ... up. With a government job, good credit, and a 30 year fixed rate loan on her southern California house, Judy ... swept up are not greedy investors, or people who got in over their heads with bad loans, reports CBS [more...]

Date: 2008-11-29 06:00:20


The Car Bailout

I've grown up around people who work for GM all my life, my mother worked for them, most of my friends parents worked for them, ... , etc.This has led to them taking out loans and racking up huge credit card. From what I could tell ... out bad also, they might maintain their jobs. But I know how GM workers behave. A lot of them think [more...]

Date: 2008-12-20 17:05:00


Bank cuts 130 O.C. jobs

HERE. Jeff Altman of WestCal Mortgage Corp. in Orange said later today rates fluctuated between 4.75% and 4.875% with a one-point fee ... Homeowners who got a break often defaulted again The regulator did it Good credit, bad mortgage … ... in 2007. And in other mortgage news… Bad-loan fix: Model or Myth? O.C. mortgage rates return [more...]

Date: 2008-12-11 21:09:31


Need a Loan?

As today’s crisis in the world a lot of people surely stretching out their budget ... . They offer a Payday Loan Easily in the United States without collateral at all. Isn’t good for those who live in the US? Just proved to them that you have a stable job even if you have a bad credit [more...]

Date: 2008-10-20 12:53:36


Got Car Loan?

In a perfect world, people have no money problems; jobs never get pink-slipped; great credit is possessed by all; and a nation never knows economic downturns. If only we inhabited such a world. Of course ... have thought about it, but people with bad credit need to buy cars too - just like people with good credit [more...]

Date: 2009-01-15 18:18:18


Get A Fast Cash Loan, Pay Through Your Nose

If you’re hoping to get a personal loan , be wary of where you look! You’ve got limited options when you have bad credit and are in a financial bind. While a lot of people may not have much sympathy for consumers who have fallen into this trap, I can see just how easy it is to get in this position. What if you just don’t make enough money? What if you work a menial job and end up with a chronic illness? A lot of people are one accident or health problem away from going broke. [more...]

Date: 2009-09-23 07:36:40


$150 000 in debt with credit card

I am about 27 years old and I am $150 i debt from bad spending habits and house payments as well as loans. I have kept a job but i am only able to pay little of my debt as just keeps increasing. I am looking into bankruptcy but i would like some further consulting. Thankyou Posted from: Ontario [more...]

Date: 2008-12-10 18:42:34


Frugal Friday

Frugal Friday Christina Tynan-Wood on Oct 31 2008 | Filed under: Uncategorized The economy is bad, right? ... to my Visa card at a place called Mary’s Sandwiches, it guessed “Dining.” It did a good job, too ... passwords) giving Quicken the log-in information for my credit cards, bank accounts, and loans [more...]

Date: 2008-10-31 18:09:07


Gordon Announces Re-Training The Already Trained For New Jobs That Don’t Exist

http://news.bbc.co.uk/1/hi/education/7785906.stmMy name’s Gordon. Am I taking the piss? Yes. Yes I am.The task is simple ... and factory workers in the 1980s, who had no skills other than making bad cars and hammering ... any liquidity, caused by banks not extending credit in the form of bridging loans. I have told [more...]

Date: 2008-12-17 15:48:04


Mortgage Rates following a Dismal Jobs Report

This mornings Jobs Report was ugly. 240,000 non-farm jobs lost in October (higher than the expected 200,000) and unemployment at 6.5% ... with a sales price of $500,000 and a loan amount of $400,000. Rates are priced based on a low-mid credit score ... . Equally bad are the revisions to August and September's figures reflecting additional losses [more...]

Date: 2008-11-07 16:48:53


Treasury Check Kiting Latest Bush Debacle

President Bush has done an excellent job defending the US ... with no accountability wasn’t bad enough, now they’re pumping $6 billion into just above subprime auto loans: GMAC ... 7 years now.  For this, he deserves a great deal of credit.  But for all that, his domestic policy [more...]

Date: 2008-12-31 03:35:22


Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders

Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]

Date: 2009-09-29 07:45:12


Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders

Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]

Date: 2009-09-29 07:45:12


7 Don’ts for Fiscal Freshmen

( This is a guest article by Jack Busch* ) As a student, your financial picture is a bit unique. You have few assets and few hours to devote to a job, thus little income. You have little credit history (good or bad) but some limited access to revolving credit and other loans. Because of this, the years between matriculation and graduation are somewhat of a testing ground for your creditworthiness. Lenders give students just enough rope to hang themselves – and during those crucial four or so [more...]

Date: 2009-09-23 08:59:15


How to Get An Alabama Mortgage Loan With Bad Credit

As much as we wish to avoid, there are many things in life that we cannot control. A sudden loss of job, a personal mishap, or even a divorce can lead to creation of bad credit. With a bad credit, does it necessarily mean you can never get a mortgage loan to finance your Alabama [more...]

Date: 2008-11-11 08:13:08



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