Consumer Groups Blast Banks' Card 'Tricks'

If credit cardholders feel worse off since the passage of the law designed to protect them from banks, that's because they are. An avalanche of new fees, interest rate hikes and other costly changes since the law was signed in May suggest the Credit Card Accountability, Responsibility and Disclosure Act, or the CARD Act, has backfired. [more...]

Date: 2009-09-29 19:40:03

Blog posts (549) | Videos (375)
 

Guest Post: A Bankrupt Policy

By Deanne Loonin As most readers of Higher Ed Watch know, current bankruptcy law treats students who face financial distress the same severe way as people ... , a law professor at the University of Michigan, lays out a number of plausible theories for why student [more...]

Date: 2008-12-03 21:45:00

December 2008 - Net Worth Update and Personal Finance Status

Honestly, I’m starting to regret posting my financial numbers online for all to see ... relationships I feel. Just a few days ago my brother asked me to contribute to his law school tuition fund. He’s currently working full time and juggling evening law school classes. His federal [more...]

Date: 2008-12-20 02:54:38

A war crime by any other name - Israel “shake and bake” attrocities

UNRWA Director John Ging said UNRWA’s headquarters — located in a densely populated neighborhood — was hit repeatedly by shrapnel and artillery, including white phosphorus shells — the use of which is restricted under international law.“ ... s why I’m calling it phosphorus.” (CNN 16 Jan 2009)Under international law, technically, white [more...]

Date: 2009-01-15 22:15:57

Who's Missing from the Payday Loan Debate?

Saturday's Washington Post carried an article with the hopeful headline "Credit Unions Slowly Fill Void as Payday Lenders Leave D.C."  In January-before Ohio enacted its anti-payday lending law, before the Arkansas Supreme Court interpreted that state's laws to effectively ban payday lending-the District of Columbia capped [more...]

Date: 2008-07-28 03:25:37

Halbrook to Testify in Hearings on Eric Holder for Attorney General

The Senate Judiciary Committee is holding confirmation hearings on President-elect Barack Obama’s nomination of gun-control advocate Eric Holder for ... of firearms to terrorists and criminals. . . . F ederal law does not require background checks ... . . . . To further strengthen the ability of law enforcement offic [more...]

Date: 2009-01-15 05:11:13

Playing Games with Sony Playstation 3

The National Research Council, a group comprised of representatives of the National Academy of Sciences, ... that the laws ought to be rewritten from the ground-up and that we need, of all things, two more export ... ve all heard before. For example, the report argues that U.S. export laws wind up favoring foreign [more...]

Date: 2009-01-16 02:00:50

Kalamazoo Repeals Gay Rights

Score another one for the religious right in Kalamazoo, Michigan Six weeks after passing a gay rights law, ... it a civil offense in the city of 7,200 to discriminate in housing, public accommodations or employment ... petitions with about 1,600 signatures seeking the law's repeal. If officials found at least 1,273 [more...]

Date: 2009-01-14 20:31:35

Sex pest Scientologist forced to pay thousands for harassing his staff

A CHICAGO dentist has agreed to pay $462,500 to settle federal allegations that he violated US discrimination laws by sexually harassing workers and ... had filed a civil lawsuit against James L Orrington in September 2007, alleging he had discriminated ... . The suit also alleged that Orrington violated federal law by requiring workers: To engage [more...]

Date: 2009-01-15 18:56:09

A Proposition 8 legal update…

FYI from the National Center for Lesbian Rights…Women’s Groups Warn Against Consequences of Putting Equality Up to a Public Vote1.14 ... . v. Horton et al. (#S168047)—will include Equal Rights Advocates, the California Women’s Law Center ... offensive to the rich history of equality in California and contrary to California law.“ [more...]

Date: 2009-01-15 13:02:00

The Neverending Saga in Blago-Land

You would think being impeached once would be enough, not so for embattled Illinois Governor Rod Blagojevich ... (D-Chicago), Blagojevich's sister-in-law. When pressed by the Chicago Tribune on her vote against ... and brother-in-law I know." "I could not in good conscience vote for his impeachment," she wrote [more...]

Date: 2009-01-15 22:20:51

Rep. Merrifield’s “Car Courtesy” Bill Gets First Nod

Bill Keeps Highways Flowing (DENVER) ... , backed-up traffic is not a problem when there are passing lanes, and the sponsor intends the law ... . "On narrow winding roads, I see it happening all the time." Rep. Merrifield saw a similar law [more...]

Date: 2009-01-15 23:11:30

SCOTUS’ Impropriety

On January 14, 2009, at 3:45PM President-elect Barack Obama and Vice President-elect Joseph Biden held a pre-inaugural meeting with Justices of the ... Harvard law graduate whose confirmation Obama opposed three years ago. In and of itself ... at impropriety or the appearance of impropriety on their respective parts; skirting the edges of the law [more...]

Date: 2009-01-16 00:00:36

New Calfornia law requires HMO's to provide translators.

The state's diversity is cited as a reason for its torch-bearing role: 42 ... the number was that high. I can see the utility of this law, having understandable doctor visits is just common sense. But by forcing the health care companies to bear this cost you've just raised every [more...]

Date: 2009-01-15 23:01:00

ABA: US Supreme Court Update

Supreme Court Update: A Service from the ABA Criminal Justice Section www.abanet.org/crimjust CHAMBERS V ... to interpret the career criminal law and suggested that Congress come up with a list of specific crimes that should trigger application of the law. JIMINEZ V. QUARTERMAN In a second criminal case [more...]

Date: 2009-01-15 21:50:29

Carnival of Everything Finance: # 20

Welcome to the August 4, 2008 edition of Carnival of Everything Finance.We had over 100 really good articles submitted for this edition ... Andy Miofsky presents Domino’s Securitizes Pizza : Debt Law Network posted at Debt Law Network ... for woman entrepreneurs." Leon Gettler presents The credit crunch - worst still ahead posted at Sox First [more...]

Date: 2008-08-04 13:18:00

Another Reason for Civil Liberties Activism: Security Court Rules in Favor of Warrantless Wiretapping

The path taking America back to constitutional governance just got steeper ... because the law uses the word “foreign,” and it’s OK to do these things to foreigners. Never mind ... for government agents who do so. The law has the word “Foreign” in it, and the government [more...]

Date: 2009-01-16 01:25:57

Eleventh Circuit upholds Georgia voter ID law

The US Court of Appeals for the Eleventh Circuit on Wednesday upheld a Georgia law that requires voters to present government-issued photo identification in order ... for the Advancement of Colored People (NAACP) advocacy website , and other civil rights [more...]

Date: 2009-01-15 20:32:09

consul goes to bat for convicted christist rapist and child-molester

jan 16th, 2009how predictable! just like e ahamed is minister for mohammedan affairs, here's a consul general for christist affairs ... ".what happened to the usual pseudo-secular bleat, "let the law take its own course"? oh, i get it, that's only when the law is hounding hindus. if it is a semite, green or white type, the psecs [more...]

Date: 2009-01-16 03:43:00

Super-feminist Obama to the rescue!

I posted a few days ago about Ms. Magazine's "This is What a Feminist Looks Like" Obama cover. Since then, a lot of blogs besides Feminist Law Professors (where I came across the cover ... -up of sorts of all these varying opinions. The original Feminist Law Professors post was, unfortunately [more...]

Date: 2009-01-15 22:31:00

New Tools in Anti-Drug Smuggling Operations Hark Back to Early 1800s

CNN is reporting on a new method of fighting drug smuggling in the Gulf of Mexico. The story notes that "Though maritime law requires drug-trafficking crews in distress ... . But under the new law, no physical evidence is necessary. Just being on board a drug sub is proof [more...]

Date: 2009-01-14 19:29:00

The shame’n'blame game

Deja gloom: Krugman’s new column mirrors almost exactly a conversation I had with my sister-in-law yesterday. Every once in a while I feel despair over the fate of the planet. If you’ve been following climate science, you know what I mean: the sense that we’re hurtling toward catastrophe but nobody wants to hear about it or do anything to avert it. And here’s the thing: I’m not engaging in hyperbole. These days, dire warnings aren’t the delusional raving of cranks. [more...]

Date: 2009-09-28 16:16:52

Was There Really a Financial Crisis ?

Hale “Bonddad” Stewart is a former bond broker with several regional firms. He currently writes for Bonddad Blog, the Huffington Post and practices domestic and international tax law Website: http://www.bonddad.blogspot.com/ Law office: http://halestewartlaw [more...]

Date: 2008-12-22 13:00:55

A Matter of Justice

Typically excellent stuff from Tim Lee : I think a far more effective approach is to use what is probably the most powerful weapon in American politics: our now deeply-rooted and emotional commitment to the principle of equality before the law. Over the last 50 years, American society has undergone wrenching transformations that moved us toward equality for Catholics, blacks, Jews, women, gays and lesbian, and other traditionally disfavored groups. [more...]

Date: 2009-09-29 15:24:33

My Debt Story: An Introduction

This post is from April Dykman, a new GRS Staff Writer. April was a typical GRS reader who used the things we talk about to improve her financial situation. Now that she’ll be writing for the site, she wanted to start by sharing some background on her financial history. In April 2008, I got married. My in-laws graciously gifted my husband, Luis, and me with an adventurous honeymoon in Mexico, complete with scuba diving, climbing Mayan pyramids, and navigating local markets. [more...]

Date: 2009-09-04 12:00:39

A Poor Business Model

A Poor Business Model Reid Cramer - June 4, 2008 - 10:16am  Well, it's now official: ... to 400%, this law will effectively shut down the payday loan industry in Ohio. Here's an article ... Ohio Governor Ted Strickland signed into law a 28% cap on what payday lendings can charge [more...]

Date: 2008-06-04 19:16:00

Steeper By The Dozen: What’s Your Raashee

It has been a longish break from blogging, one spent mostly in conducting dramatics workshops and then putting up a play with the freshers in my college who took part in said workshops. One and a half months, and an hour-long version of “A Christmas Carol” later, here I am. In one of the genuinely funny moments in Ashutosh Gowariker’s “What’s Your Raashee?” , an uber-Gujarati couple speak painfully broken English in order to impress their prospective son-in-law and his uncle. [more...]

Date: 2009-09-28 12:26:01

Bankruptcy Lawyers And What You Need Them For

For people that have tiny cognition bearing on the laws with regard to all facets of bankruptcy, then one need to look to a counsel to help the individual to grasp the selections. When to Approach Lawyers There are numerous facets of bankruptcy that one may not translate as well as an attorney will. It is commended to at any rate consult with a barrister when thinking about registering for bankruptcy. These counsels are knowledgeable per ambiguities and legal parametric quantity of bankruptcy. [more...]

Date: 2009-09-26 13:34:52

Obama’s school policies called ‘Bush III’

In a speech on reauthorizing No Child Left Behind , Education Secretary Arne Duncan gave the law “credit for exposing achievement gaps, and for requiring that we measure our efforts to improve education by looking at outcomes, rather than inputs.” Duncan called for developing better tests to monitor progress and more focus on student growth. But the biggest problem with NCLB is that it doesn’t encourage high learning standards. In fact, it inadvertently encourages states to lower them. [more...]

Date: 2009-09-26 21:39:06

Right Wing Round-Up

Pam's House Blend : Washington Times publishes ugly hit piece on Kevin Jennings. Truth Wins Out : Focus on the Family Seeks to Exempt Alabama Gays from Antibullying Protection. Rob Boston : At the Values Voter Summit, Wing-Nut Christian Right Plots Its Comeback. Texas Freedom Network : David Barton Promotes Oklahoma Extremist Sally Kern. Amanda Hess : Ex-Gay Group Calls Hate Crime Laws “Anti-Ex-Gay.” Wow, Hitler and Obama really do have a lot in common. [more...]

Date: 2009-09-29 21:39:52

Small business loans for women entrepreneurs

Women mostly have a notice which appropriation small commercial operation loans is a painful, difficult and extensive process. However, a law is utterly a contrary. A commercial operation woman will have to outlay more or reduction a same time and efforts as a office worker to get a loan.Loans have been accessible for women entrepreneurs in a accumulation of fields such as catering, consulting, beauty care, bed & breakfasts, print studios, house pet supplies, nod cards, etc.Things to Keep In Mind [more...]

Date: 2009-09-19 20:53:36

Grenades, Machine Guns, and Rockets, Oh My!

SayUncle points out that not everyone who is a foreign policy expert is an expert in arms control laws, ... to take advantage of Americans’ ignorance of their own laws or something. [more...]

Date: 2009-01-15 19:58:40

How to Research Debt Collectors & Understand the Law

This is the first guest post in a special How to Fight Debt Collectors series on Bargaineering.com. So you’ve received a debt collection call or letter… In this day and age where you have rampant foreclosures, layoffs and job losses, it is simply inevitable that an individual may come across a debt collector, and frankly even without these external factors, it may just happen by a chance wrong number or even being related to someone going through a hard time financially. [more...]

Date: 2009-09-28 11:02:18

The VC, The Professor, And The Valley Of Death

Editor’s note: This is a guest post by Vivek Wadhwa, an entrepreneur turned academic. He is a Visiting Scholar at UC-Berkeley, Senior Research Associate at Harvard Law School and Executive in Residence at Duke University. Follow him on Twitter at @ vwadhwa . Everyone seems to be waiting for the next great discovery which will change the world. But, believe it or not, the next Internet, semiconductor, or breakthrough in MRI technology may already have been discovered. [more...]

Date: 2009-09-29 20:20:39

Where's the Outrage 114 - "Unconstitutional Secrecy Provisions Hide Iraq War Costs and Public Safety Information From the Public."

This article was originally published, by PR Newswire, January 15, 2008. NEW YORK, Jan. 15 /PRNewswire-USNewswire/ -- The overreaching secrecy provisions of a whistleblower law prevent ... to bring complaints of fraud on behalf of the government. A 1986 amendment to the law requires that FCA [more...]

Date: 2009-01-15 23:11:47

Britain's Brown makes pre-election populist pitch

BRIGHTON, England -- Prime Minister Gordon Brown , seeking to stave off an expected election defeat , pledged Tuesday to restore trust in Britain's tarnished politics, kick start its stuttering economy and slash government debt. Brown sketched out a likely Labour Party manifesto as he announced a blizzard of populist policies which he hopes will boost the organization's flagging ratings before a national election , which must by law be called by June. BRIGHTON, England -- U.K. [more...]

Date: 2009-09-29 19:35:00

Drop that Extra Burden On Your Path to Success

The Burden There is a widely accepted but rarely named enemy that pervades our culture and handicaps our people. I hereby resolve to name it and identify it in defense of those with the capabilities which this enemy stifles. I want to give cover to all of you who have thought it but were afraid to speak it; to those who have muttered it but where silenced by the shrill cries of indignation. I will scream it in proud defiance atop the rock of natural law. [more...]

Date: 2009-09-27 14:23:33

Today is Constitution Day

If you never have, read it will ya? It STILL means something, it is STILL the law of the land, even if our government doesn't think so. AND IT'S WHAT SETS US APART FROM EVERY OTHER NATION IN HISTORY . (sticky all day, scroll for newer posts) Presidential Oath of Office: "I do solemnly swear (or affirm) that I will faithfully execute the office of President of the United States, and will to the best of my ability, preserve, protect and defend the Constitution of the United [more...]

Date: 2009-09-17 19:27:26

Flawed justice

Bad laws are the worst sort of tyranny. — Edmund Burke When William Hawkins was 28, he was convicted of attempted sexual contact with a 12 year old girl. It is the sort of crime most of us find odious, but Hawkins' crime actually occurred much earlier, when he was 16. Young men often do impulsive and stupid things. Hawkins was sentenced to 2 1/2 years in prison, served a bit more than 5 months and was released with the proviso that he register as a sex offender for the rest of his life. [more...]

Date: 2009-09-29 15:17:49

D. Other Publishers

A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]

Date: 2009-09-24 02:03:01

The Pros and Cons of Loan Modifications

As announced by this new press release , my law firm has begun offering loan modification services in addition to tax debt resolution. As the country’s economy continues to lag, and more and more jobs are being cut, thousands of families are turning to loan modifications to stay in their homes. Unfortunately, there is a lot of confusion in the industry, so to help my blog readers who might be considering a loan modification I have put together the following list of pros and cons. [more...]

Date: 2009-09-02 00:14:00

Legislature Eyes Stronger Seatbelt Law

In these tough financial times, South Dakota is contemplating tightening seat belt laws with an eye on $5.2 million in one-time federal dollars that would come as a result.Currently people [more...]

Date: 2009-01-15 16:00:00

Insider Tips About The Chapter 13 Bankruptcy Forms

consumer law Chapter 13 bankruptcy forms are available to Americans in need to offer a second chance. You may berate yourself and wonder how you got into such a predicament, but the truth is that over one million people ended up filing bankruptcy forms in 2008 and the numbers are climbing in 2009. No matter what your case may be, you don’t have to suffer wage garnishment, foreclosure, repossession, insurmountable debts or harassing creditors and collection callers. [more...]

Date: 2009-09-08 17:54:32

real id deadline is fake

Jim Harper c/o Cato Institute Some state governments have claimed that a pending compliance deadline for REAL ID requires them to tighten up their driver’s licensing procedures consistent with the 2005 national ID law. (But see this .) In fact, REAL ID is dead and the deadline is fake. More than a dozen states have statutorily barred themselves from complying, and in a rule published Monday the Department of Homeland Security extended the deadline again. [more...]

Date: 2009-09-29 22:29:55

September 29th Show

Michael Moore calls capitalism "evil." We'll talk with him at the end of the first hour about his new film, 'Capitalism: A Love Story'. ( Photo by Spencer Platt Kevin Winter/Getty Images for Overture ) by Gwen Outen Why Do People Hate The Census? The census is a questionnaire that provides a count of everyone living in the United States that is issued every ten years. The next survey is in 2010 and participation is required by law. [more...]

Date: 2009-09-29 16:12:33

The Rest of The (Belated) Week In Review

Didn't get to this yesterday, as I basically played hooky from blog. So I'm cleaning out the closet: • The House voted to strip all federal funding from ACORN in the student loan bill, and there are more such funding strip amendments in the health care markup in the Senate Finance Committee. The "let's strip ACORN funding" amendment will soon become a staple of GOP politics. Only problem is an unconstitutional bill of attainder , but when have laws gotten in a way of a good story. [more...]

Date: 2009-09-22 05:17:00

Amnon Rubinstein: Goldstone's Unconscious Humor

The original Hebrew article is available online on Globes.Goldstone's Unconscious HumorBy Amnon RubinsteinIt is not true that the Goldstone report is exclusively anti-Israeli. After having established that Israel is guilty of crimes against international law and (possibly) humanity, after advocating punishing it with and arsenal of all conceivable sanctions, it also chides the Palestinians for some inappropriate measures taken by them.First, there is Hamas. Goldstone does not let them go Scot free. [more...]

Date: 2009-09-29 19:56:29

G20 nations meet as protests flare on issue of international banking regulation

Again, the summit is being presented as a way to get the bankers, when it is in fact a further centralization of banking power. The picture below tells you much of what you need to know about the G20. And for new readers, it’s not that banks are inherently bad. But at the international level, economies are being governed now by a syndicate of privately held central banks that operate above the law and print money with which to acquire real equity. [more...]

Date: 2009-09-24 22:35:28

Norman Hsu sentenced to 24 years in prision

A former U.S. Democratic Party fundraiser whose 2007 arrest prompted Hillary Clinton to return $850,000 in campaign contributions was sentenced to more than 24 years in prison on Tuesday. Hong Kong-born Norman Hsu , 58, was convicted in May by a jury in federal court in New York of violating election laws by making donations to political campaigns in other people’s names. Hsu had earlier pleaded guilty to charges of mail fraud and wire fraud in running a Ponzi scheme of up to $60 million. [more...]

Date: 2009-09-29 22:10:00

Marijuana activist Emery surrenders to court, awaits extradition

That’s a good man being sent down there, for ridiculous prohibitionist laws. And mostly to appease the US at that. You can watch a documentary on Marc and his anti-prohibition activism here . You can learn who ships in the actual hard drugs here. Flashback: Vancouver pot activist Marc Emery to plead guilty to U.S. drug charge | The Post editorial board: Emery should be a free man | Canada “Prince of Pot” reaches deal on U.S. [more...]

Date: 2009-09-28 20:48:55

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