erase debt: : Why Debt Consolidation Is Doomed To Fail (blog)

Why Debt Consolidation Is Doomed To Fail

http://www.TheCreditCardSolution.com and view FREE videos by Bob Lindsey on a remarkable plan that has helped thousands of debtors eliminate their ... credit card debt without bankruptcy debt arbitration debt settlement attorney lawyer debt erase ... credit card debt. Debt consolidation agencies are not the answer. This approach is 100% legal [more...]

Date: 2008-12-01 16:41:48

Blog posts (131) | Videos (38)

Obama Would Like All People Out of Credit-Card Debt – Legally Erase 50-60% of Your Past Due Debts

Are you plagued by your financial troubles? If so, how would you like to have your debt legally erased? You can! Little-known tactics along with consumer protection laws have enabled many Americans, just like you, to erase past due balances. The end result is a decrease in stress and an elimination of those past due balance letters from creditors.Last 5 posts by In the News - Sears Remodels US Army Veteran's Home - September 24th, 2009Don't Miss This Great VA Loan Benefit - No Penalty For Prepayment [more...]

Date: 2009-09-25 06:01:12

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

Obama Want You Out of Credit Card Debt – Legally Erase 50-66% of Your Debts Now!

How would it feel to have your debt legally erased? There are little-known tactics and consumer protection laws that have enabled many Americans to erase their past due balances without having to worry about another demand letter from their creditors. [more...]

Date: 2009-09-20 06:02:31

Erase Debt and Live Carefree!

Everyone wants to erase debt, but not everyone can. Yes, this sounds pessimistic, but it is a very real statement. Unfortunately, in order to have the great things we want to have in life, we must [more...]

Date: 2008-12-30 20:50:15

Oh, so now the banks want to talk about credit card debt

Funny how impending doom can change their minds. This remains an industry that is just begging to be regulated ... with consumer advocates to urge the government to allow huge portions of credit card debt to be forgiven ... for consumers to erase their credit card debts in bankruptcy. The new pilot program — which the banks [more...]

Date: 2008-10-31 08:38:00

Debt Consolidation Scams - How to Protect Yourself

Donna, a single mother, owed several companies including her bank a total of $12,890 in credit card debt ... fraction), that’s a red flag for you. Beware of companies that promise to wipe out your debt today or erase ... to do something about it. Determined to become debt free “whatever it takes”, Donna contacted a debt [more...]

Date: 2009-01-08 23:55:02

Erase 50% of Your Debts You Owe Legally and Ethically – Beat the Recession!

Fact: It is now legal to erase 50% of your debt that you owe to any financial institution, however Americans have been educated by their creditors and so they stay in debt until they retire. Card debts of $10,000 will take an average consumer 40 years to pay , interest rates are that high. [more...]

Date: 2009-09-15 06:01:19

Green Panda Treehouse serves up a feast of a Carnival

A big thank-you to Green Panda Treehouse for the fantastic feast of a Carnival this week, from hors d’ouvres to the desserts ... an economic crisis. No Credit Needed describes how credit card companies calculate minimum monthly payments. Erase Debt shows how to get rid of debt with less stress. Finance Tips 101 reports on dealing [more...]

Date: 2008-12-02 09:36:21

Obama Want You Out of Credit Card Debt – Legally Erase 50-66% of Your Past Due Debts!

Retirement is a thought that’s comes to our minds and gives us the assurance that there will be a phase of life when we can relax as much as we can. Retirements brings in the feeling of peace and harmony. With no hustles and bustles; retirement sounds like just a calm and relaxed time after working life long. [more...]

Date: 2009-09-21 06:01:40

3 Ways To Consolidate Debt and Avoid Bankruptcy

If you’ve racked up a little more debt than you can handle, you’re not alone ... , that promise to erase or consolidate your debt for an outrageous fee. Although you will have to pay for debt ... want to consider consolidating your debt into a home equity loan. The interest rate is usually [more...]

Date: 2009-01-10 15:42:12

Money money money

I’ve been thinking about posting a little bloggy on money, mainly on budgeting, and thought January is a good time to think about our budgets, debt, ... into specific measurable goals such as exactly how much you’ll pay a month to erase the debt ... , to leave your comments with any advice or thoughts to add! Photobucket Let’s talk about debt [more...]

Date: 2009-01-14 06:04:46

My Net Worth Is Down Only 10% Since Its August 2008 Peak

So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... to erase the debt. Investing In Education. My net worth would have actually been the same over ... value, your net worth will increase by the amount of debt you pay off. Finance is dictated [more...]

Date: 2009-01-10 18:13:54

Mortgage Cram-Down Legislation Moves Ahead

From Reuters: a href=”http://uk.reuters.com/article/usPoliticsNews/idUKTRE5045P220090105″Lawmakers set new mortgage bankruptcy bill/a blockquoteLegislation designed to stem foreclosures by allowing bankruptcy judges to erase some mortgage debt will be introduced by Congressional Democrats on Tuesday, and hopes are high [more...]

Date: 2009-01-07 05:59:06

The Election, Economy, War, and Peace

Turning to the future, what can we realistically expect of an Obama administration? We have two sources of information: actions and rhetoric ... , as when he supported a measure to make it harder for individuals to erase debt by declaring bankruptcy [more...]

Date: 2008-12-04 11:26:16

Still Debating What GM Shares Would Be Worth

CREDIT-RATING CUTS RENEW QUESTIONS ABOUT AUTO EQUITIES What’s the value of the equity of General Motors (GM) ... faces. Worries about that debt rating helped erase the bulge in equity value the stock experienced late ... since credit mavens don’t think their debt is very reliable? How ’bout zero? Standard & Poor’ [more...]

Date: 2008-12-23 15:06:42

Fuck Wall Street

One part of my job requires that I keep abreast of financial stories, ... that it cannot erase their credit card debt, or enable them to stay in their homes anymore.I know, it’s hard ... card debt second. The bill reversed the order of priority. And that 32k figure is only reflecting [more...]

Date: 2008-12-17 23:58:00

Bonds Erase Losses as Fed in For Long Haul

U.S. Treasury debt prices erased losses to trade near flat Wednesday after the Federal Reserve reiterated its commitment to keep interest rates low for an “extended” period. Klik her for at læse hele nyheden [more...]

Date: 2009-09-23 18:52:02

The Leviev Effect / Firms buy back NIS 300m of their own bonds

September 23rd, 2009 Goto commentsLeave a comment The Leviev Effect is creating opportunities for public companies to erase their debt cheaply: In the past few weeks, firms have bought up an estimated NIS 200-300 million worth of their own bonds. Mos…Similar Posts:Skycity uses funds raised in April to buy back US placement debtGoldman Wealth Datapoint of the DayIt might be best to wait to sell off I bondsChunghwa Telecom buys Nan Ya PlasticsU.S. [more...]

Date: 2009-09-23 05:05:35

Citigroup and Bankrutcy Judges Join Forces to Save Homeowners from Foreclosure

News came out today that may help many homeowners who are facing problems with their mortgage ... to follow suit. Known as “cramdown,” the rewrite would let bankruptcy court judges erase some mortgage debt to help bankrupt homeowners better handle their payments, subject to strict conditions [more...]

Date: 2009-01-08 22:36:43

10 Funny Jokes About New Year's Resolutions

To ensure delivery, add RDHumor@newsletters.rd.com to your email address book.Click here if you cannot see this email ... Whether your goal is to lose weight or erase your credit card debt [more...]

Date: 2008-12-30 16:06:00

Obama Wants America Out of Debt - Legally Erase 50% of Your CC Balance!

Too many people in the USA are drowning in credit card debt.The average American family has approximately $10,000 worth of debt and if they fail to keep up their minimum payments they can end up paying of this debt for the rest of their lives with an additional $40,000 worth of interest racked up.Fact: Credit-cards ... [more...]

Date: 2009-09-23 19:14:53

Credit Card law questionable

There’s no shortage of blame for the mortgage crisis that drove the economy into the ditch ... Act of 2005, households could erase their unsecured debts by filing for Chapter 7 liquidation ... the reform, overindebted households might file bankruptcy and get rid of their credit card debt [more...]

Date: 2009-01-13 10:09:00

Taxpayer "cramdown"

Boom! Boom! Boom! Boom!If you are wondering what the noise is its my forehead slamming against my desk.Ughhhhh.....Welcome to the mortgage "cramdown"! ... giving bankruptcy judges power to erase mortgage debt would increase costs for future homeowners [more...]

Date: 2009-01-08 22:41:00

Leading Democrat offers mortgage aid bill (Reuters)

WASHINGTON (Reuters) – The second-ranking Democrat of the U.S. Senate on Tuesday introduced legislation that would let bankruptcy judges erase some mortgage debt in an effort to stem foreclosures. The bill drafted by Sen. Richard Durbin would help millions [more...]

Date: 2009-01-06 22:29:25

8 year old married to 58 year old. Very Wrong.

Sorry, this is a rant I just had to get off my chest. I need to stop reading so many international news stories.This is what is wrong with the world ... up and the father sells their daughter off unbeknown to the mother. He sells her to erase debt of $11,000 [more...]

Date: 2009-01-02 11:55:00

Who is Obama's top priority?

Politico ran a widely-read piece yesterday that documented some former Hillary Clinton staffers' disappointment that Barack Obama has not done more to help Ms Clinton erase the $7.9 million of campaign debt from the Democratic primary. The reports characterized Ms Clinton's feelings toward Mr [more...]

Date: 2008-11-12 19:41:05

Congress Proposes Cram-Downs As New Mortgage Solution

The plight of homeowners delinquent on their mortgages has been the focus of much debate lately ... by allowing bankruptcy judges to erase some mortgage debt will be introduced by Congressional [more...]

Date: 2009-01-07 10:21:42

Net Worth: September - The market gobbled up $5,223.70

Not that it was all that surprising, right? ... goals i'm working on right now: 1) Erasing all our "credit card" debt, 2) Pumping up my half ... to some new blogging income (finally!), and i'm still religiously paying off my Credit Card with any [more...]

Date: 2008-10-01 14:50:53

Christmas Spending Recap

We had an ambitious budget of $150 for Christmas this year. In early December, it became clear that we were going to go over that budget ... Day!October Net Worth Update - Up 1.37%The 10 Things We did to Erase Almost $9,000 in Credit Card Debt in Less Than 6 Months [more...]

Date: 2008-12-30 02:50:17

Hold on! Hillary could still be VP, Obama says, but...

Barack Obama's presidential campaign hasn't said much about it, ... his supporters to help erase her campaign debt, except when he forgets. But in between public engagements [more...]

Date: 2008-07-12 05:44:00

Fighting Foreclosures, Not Entitlements

Some progressives are worried about this signal by PEBO (President-elect Barack Obama) ... to erase some mortgage debt will be introduced by Congressional [more...]

Date: 2009-01-08 15:52:00

Hillary Rodham Clinton raised $10 million so far for Obama. So who is counting? Clinton is.

Hillary Rodham Clinton is keeping close count on how much money she is raising for Barack Obama ... street and that the Obama donors have yet to step up with vigor to help her erase her primary debt [more...]

Date: 2008-10-11 14:08:07

Annotated Digital Culture Links: December 16th 2008

Links for December 16th 2008: The writer’s guide to making a digital living ... his online show is “silly,” but it helped pay off credit-card debt. One year after YouTube ... it, you had to erase it! Amazing stuff. Top 10 Most Pirated Movies of 2008 TorrentFreak - Surprising [more...]

Date: 2008-12-17 03:47:15

Cheese Sandwiches and the Hieronymus Bosch World of Public School Cafeterias

An anti-hunger community group says a new public school policy to offer cold cheese sandwiches to students with lunchroom debt will stigmatize ... of professional psychological therapy trying to erase any memories regarding their own K-12 school lunch [more...]

Date: 2009-01-03 19:51:00

Fed Sees Economy Improving, Slows Buying of Mortgages

The Federal Reserve said that the US economy was in recovery after a severe downturn and decided to slow purchases of mortgage debt to extend that program’s life until the end of next March. Bonds Erase Losses as Fed in For Long Haul Klik her for at læse hele nyheden [more...]

Date: 2009-09-23 19:55:03

Spend, Spend!

by paradox In the last 120 days I’ve diligently practiced what is called the paradox of thrift: ... pain of simply being broke with unemployment or crushed with healthcare costs. Fear, debt and lack ... out there. An outgrowth of classic ancient spiritual practices, simplicity cannot forever erase consumer demand [more...]

Date: 2008-11-20 15:51:07

GOP Rep. Claims He ‘Was Proud To Support’ GI Bill That He Voted Against

Last week, President Bush signed into law a new GI Bill that doubled educational benefits for veterans of the Iraq and Afghanistan ... education. … With the huge impact the GI bill has had on America and the debt that we all owe ... Enlisted Association, respectively.” Like other conservatives, Turner is trying to erase [more...]

Date: 2008-07-07 17:37:04

Back to School Money Tips for College Students

College is starting up around the country right now ... . No amount of credit will erase the problems you can bring upon yourself. The key is to stay out of debt from a young age. Use credit responsibly A key to living within your means is using credit [more...]

Date: 2008-08-29 14:10:27

How To Guarantee Approval For Business Loans

by katie George Understanding the requirements for loan approval and other additional variables that you can alter in order to increase your ... you can always make them rectify the situation by offering to pay or negotiate part or your whole debt. In any case, if a stain remains on your credit report the only thing than can erase it is the passing [more...]

Date: 2008-12-28 09:25:30

How To Guarantee Approval For Business Loans

Date: 2009-01-07 16:31:02

Hard money business loan – The Facts About a Hard Money Business Loan

The cost of starting up an enterprise is high; most advisers recommend that you have at least $5, capital on hand “just in case” when you begin your own venture. This is meant to be for unknown problems and glitches, not the actual equipment and running costs. You really need that buffer to create a comfort zone to allow your venture to operate until it takes off on its own. But cheer up. If starting an enterprise is costly, you can usually get all the advice you will ever need or want for free . [more...]

Date: 2009-09-25 08:54:02

Top 10 Tactics for Protecting Your Stuff

We've offered up a wealth of tips on locking down your data, but old-school, straight-up stealing is another matter entirely. Try these 10 tips on securing, disguising, tracking down, and hiding your goods so they don't get nicked. 10. Sign your gear, add return incentives Your wallet or purse already has your license in it for identification and mailing, but what about your other, possibly more expensive gear? You should definitely get a label on it. [more...]

Date: 2009-09-13 18:06:27

Top 10 Tactics for Protecting Your Stuff [Lifehacker Top 10]

We’ve offered up a wealth of tips on locking down your data , but old-school, straight-up stealing is another matter entirely. Try these 10 tips on securing, disguising, tracking down, and hiding your goods so they don’t get nicked. Photo by tom.arthur . 10. Sign your gear, add return incentives Your wallet or purse already has your license in it for identification and mailing, but what about your other, possibly more expensive gear? You should definitely get a label on it. [more...]

Date: 2009-09-13 10:58:19

Why You Must Neither a Borrower nor a Lender Be

This guest article was written by Adrienne Carlson, who regularly writes on the topic of accredited online universities . Adrienne welcomes your comments and questions at her email address: adrienne.carlson83@yahoo.com I’m sure it’s every college student’s dream to live life king-size, but when you’re hampered by the basic fact that you have no money, you only hope you’re never reduced to the position of a pauper. [more...]

Date: 2009-09-23 16:32:10

DON’T CRY FOR US……..IDP’S

Dr D. Chandraratna, AustraliaThe so called international community and a few disgruntled Sri Lankan NGO’ voices are making a mockery out of the situation of IDP’s again. Once the Channel 4 Video allegation melted into thin air along with Mr Solheim and Professor Alston the IDP issue is back on the agenda.Surely, there must be a limit to this duplicitous talk on the part of the good Samaritans who are venting their pent up animosity towards the GOSL for not heeding their call to halt the war. [more...]

Date: 2009-09-23 23:54:38

Shrink Your Debt

From Entrepreneur.com : In general, the best choices for debt negotiation and settlement are unsecured loans and credit cards. Since there is no collateral that can be attached to satisfy the debt, creditors are more likely to negotiate to avoid writing off the entire debt. The two most common approaches for debt negotiation are to pay a lump sum that is less than the total amount owed, or to restructure the payment schedule with lower monthly payments. [more...]

Date: 2009-09-14 14:00:00

Michael Barone's Time Warp

Here is a column that could have been written twenty years ago and that's based, as Barone explains, on an impression formed twenty years ago. The argument requires total amnesia of the Bush-Cheney years and the enormous damage they did to America's reputation for human rights, and basic competence. If the torture and pre-emptive war era are erased from one's memory, it makes some kind of sense. It's a useful ideological device and is common elsewhere on the amnesiac right. [more...]

Date: 2009-09-23 19:13:49

Uncrunch – Snowflaking

The first think you head when you look into paying off debt is make more money. Most of us are already doing the best we can. You probably have also heard of snowballing. This is where you finish paying off one debt and apply the payment you were making towards that paid off debt to a new debt in addition to what you have already been paying. However, in these economic times, you may really need that $20. Over the past couple of years, I have done quite a lot of research into debt management. [more...]

Date: 2009-09-17 19:17:53

Add Your Comment:

« PreviousThe Baucus Bill: A Primer Next »Let's Get Ready To Rumble: Linda McMahon Enters The Ring Yes, It's Racism...but it's Complicated Posted by Joe KleinWednesday, September 16, 2009 at 5:21 pm 204 Comments • Trackback (10) Jimmy Carter's intervention in the winguts v. Obama controversy has raised the expected amount of dust--and I suppose the standard reaction is that "it's a good thing we're having this conversation," but I'm not so sure that it is. [more...]

Date: 2009-09-16 21:21:19

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