Popular Tags, Blogs, and Videos about debt payment

Can Debt Consolidation Help To Overcome Credit Card Debts?

Are you looking for some inside information on being sued for debt? Here’s an up-to-date report from debt consolidation experts who should know. A debt consolidation loan enables you to reduce these high payments and avoid expensive loan penalties. Creditors will give customers with a good credit history a better rate to keep their business. Once you have rates as low, target the cards with the highest rates first, then work your way down the list. [more...]

Date: 2009-09-16 18:49:56

Blog posts (560) | Videos (119)
 


Debt consolidation

As with most Americans there are few things as bad as being deep in debt ... card consolidation. I will need to get the payment on my credit cards back where I can afford to pay ... . Debt Consolidation is one option that I am looking at and I will need to make up my mind quickly [more...]

Date: 2009-01-08 01:39:30


is it true if you use debt consolidation svc, they want your power of attorney to act on your behalf?

I've delayed getting help for credit-card debt because I was told by one company they want my power of attorney which needs to be notarized before I can do business with them. I think that's scary! Yes….this is true. Most want a limited power of attorney… Stay away from any "debt consolidation" company that promises to cut your debt in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. [more...]

Date: 2009-06-18 06:21:17


Lee lays off 39 at St. Louis paper

Davenport-based Lee Enterprises Inc., which owns 49 daily newspapers including the Quad City Times, ... publisher struggles to avoid defaulting on its debt – including a $306 million payment set to come due [more...]

Date: 2009-01-09 17:05:38


Sunday Money Roundup - Balmy And 60 Edition.

OK, it is the middle of November, we already had our first snowfall of the season, and now it has been 60 degrees for a week straight ... . Micah reminds us that your minimum payment amount on your credit card bill affects your debt ... is better than going into debt just to buy gifts, so there is definitely a positive reason [more...]

Date: 2008-11-16 14:00:56


Debt management firms set for regulation?

The government is launching a consultation into debt management companies which could see the sector become regulated. Debt management firms typically offer to condense your payments to an affordable monthly amount and will negotiate with your creditors to get them to agree to lower your payments. read more [more...]

Date: 2009-09-18 11:54:54


Where To Put Your Money Right Now

This is for anyone who has under 250k dollars in stocks and bonds and also has debt ... payment, your student loan, the Rent A Center TV and Dell Computer Loan, your loan shark, your uncle [more...]

Date: 2008-10-15 14:24:46


Foreclosure Scams To Be Aware Of

Homeowners facing foreclosure should be aware of unscrupulous lenders and scammers ... to them. They will then collect rent from the property and fail to make payments on the mortgage ... from liability of the debt. Consult with your attorney before agreeing to any deal that involved your home [more...]

Date: 2009-01-14 11:23:37


How to Get Credit Card Debt Collectors to Focus Their Energy Elsewhere

Most of those people who cannot afford to pay their monthly minimum credit card payment become potential victims of the consumer debt collection industry. However, a growing number of consumers have found a law to protect themselves against credit card debt collectors. [more...]

Date: 2009-09-26 12:39:41


How trust worthy is American Debt Settlement Group?

I talked to someone from that group with the address 7590 E Gray Road Scottsdale, AZ 85260 I want to know can I trust these people do help settle my credit card debt? How do I know it's not a scam? Stay away from any "debt consolidation" company that promises to cut your debt in half through debt settlement….This is a risky tactic of deliberately ceasing all payments to creditors and forcing your accounts into default to attempt settlements. [more...]

Date: 2009-05-21 23:36:18


Obama Considering $310 Billion Tax Cut

The Wall Street Journal has sent a news alert that says that Obama is mulling a stimulus plan that will rely more heavily on tax cuts than initially ... of the overall tax relief would involve cuts for people who pay income taxes or who claim the earned-income ... at all income levels are carrying a lot of debt, and given how any kind of missed payment [more...]

Date: 2009-01-05 02:51:52


And the Wolf responds..

(email exchange - in response to previous email) ... is default.     I respectfully do not agree. Default is failure to make payment as agreed ... up with a very large debt.     It will be some % of GDP that you may consider ‘very large’ [more...]

Date: 2009-01-15 22:09:12


Best Refinance Mortgage Rates - Ways to Qualify for a Low Refi Rate

Obtaining a low rate is a top concern for many homeowners who choose to refinance their existing mortgage ... payments, judgments, and high debt to income ratio are damaging to your credit score [more...]

Date: 2009-01-15 04:45:36


Did Dems "Mis-underestimate" Bush One Last Time?

It's plausible that Democrats "mis-underestimated" Bush one last time giving him an unexpected and even an unwanted victory of sorts as he prepares ... including supplier contracts and payment schedules, production plans, employee payrolls, debt obligations [more...]

Date: 2008-12-18 14:22:18


Citigroup and Bankrutcy Judges Join Forces to Save Homeowners from Foreclosure

News came out today that may help many homeowners who are facing problems with their mortgage ... to follow suit. Known as “cramdown,” the rewrite would let bankruptcy court judges erase some mortgage debt to help bankrupt homeowners better handle their payments, subject to strict conditions [more...]

Date: 2009-01-08 22:36:43


How can I reduce my debt & improve my situation?

I’m upside down in my house, have about $38k in CC debt. I make good money, but wanna try to find a faster way to recovery. Most the consolidators want my situation worse in order to make it better… & they all seem ... payments. i have about $38k in credit card debt… virtually all are 6-8% apr…. except [more...]

Date: 2009-01-05 13:34:34


Resolutions And Goals For 2009

Personal Finance Goals Fully-fund 403(b) Fully-fund 2 Roth IRAs Fully-fund 3 Education Savings Accounts Save for down payment on a new home Stay out of debt Blogging Goals Post daily to No Credit Needed Increase number of subscribers Improve site usability Establish connections with other bloggers Continue to support the personal finance [more...]

Date: 2009-01-03 02:23:58


Debt Elimination

Debt Elimination Almost all employees I know have at least one or two credit cards which they use for buying clothes, groceries and many other things. It’s been a practice to use credit card payments ... rates. If everything fails then seek help from debt consolidation company who will advice you on so many [more...]

Date: 2008-09-04 13:19:08


Homeowner Debt Consolidation

Homeowner Debt Consolidation January 9th, 2009 Subscribe To Our Feed When we try to live what we think is the best possible way of life for us, ... when you first went into debt with your loan and credit charges and then you suffer a loss ... , when we take on additional debt to have some type of plan for future payment options, if we lose [more...]

Date: 2009-01-09 02:51:21


Gas Price Deflation: Should It Affect What Automobiles We Purchase?

... help with debt repayment, saving for a down payment, or preparing for retirement. This shift in gas [more...]

Date: 2008-12-04 20:00:02


Nortel Networks files for bankruptcy protection

Nortel Networks filed for bankruptcy protection on Wednesday in Delaware, a day before the telecommunications company was due to make a $107-million interest payment on its debt. [more...]

Date: 2009-01-14 13:58:34


Money Saving Tip: Check Your Account Statements

Photo courtesy of GoldenEel The other night on the way home I caught a bit of The Clark Howard radio show ... (probably after they sold the debt for pennies on the dollar) and contacted him to work ... to pay the debt off in full.  He faithfully sent along his payments for $500 each month, and at the end [more...]

Date: 2008-11-05 11:00:42


Debt Collectors Are Facing Reality

dreamstimefree_17571302 Are debt collectors starting to face reality when it comes to payment of overdue bills? ... percent to 70 percent of a person’s total credit card debt. After many instances of collection abuse ... to cover their bills in a declining economy. The New York Times reported lenders and debt collectors [more...]

Date: 2009-01-15 15:16:33


Skimp On The Unimportant So You Can Spend On What Matters

Photo by Christopher Matson I love the maxim shared recently by JD Roth at Get Rich Slowly - he says, ... payment that’s 50% of your income. And unless you have at least a 20% down payment, you need to be okay ... doesn’t go into debt, It means we have a finite budget [more...]

Date: 2008-12-05 12:00:47


The Secrets Of How To Consolidate Debt

If you find yourself facing a mountain of monthly payments and see your outstanding loan balances hovering at the exact same amount for months or ... consolidation method is to transfer high-rate credit cards to a lower-rate card. However, consumers ... even years, you may be wondering how to consolidate debt in a way that protects your credit score [more...]

Date: 2009-01-15 01:32:23


Believe It, YOU Can Be DEBT Free

Yes, I hear you asking, “HOW is it possible to be debt free”? Fair questions require answers that make sense ... mortgage payment, water bill, credit cards, etc. can cause serious problems. As you know, banks and credit card firms have huge fees waiting to hit us between the eyes if we are late with a payment [more...]

Date: 2009-01-10 00:34:38


Pertinent Obituary, Dimon Says Worst Not Over, Oil Producers Struggle, The Next Bubble and More!

One company to summarize all of the last 10 years… now on its deathbed Credit crisis survivor predicts “worst… not yet behind us” Oil ... more in the fourth, had a $100 million interest payment due this morning and $4.5 billion in looming debt [more...]

Date: 2009-01-15 19:40:53


Retirement Investing During Deflation

 If a recession becomes severe, dollars may suffer from deflation rather than inflation ... by reducing payments or restructuring.   As deflation sets in you’re paying off debt ... in value (real estate, stocks, etc).   Most retirees have no job to lose. They’re living off Social [more...]

Date: 2009-01-14 17:25:11


Eliminate Debt: Get Back On The Road To Financial Independence

Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]

Date: 2009-01-12 06:32:10


Debt Settlement

These are difficult times and it is absolutely common to also find to much people loaded with enough of debt without guarantee and of debts of the credit card. You must know that these debts attract very heavy types of interest and the stiff fines are imposed before delayed payments. It is obvious that one cannot go ignition to pay these debts especially when there are losses of work and many do not have a regular monthly rent. [more...]

Date: 2009-09-22 17:14:17


IZVESTIA: Russian Expert Says America Will Decline and Break Up

A Russian expert was quoted in the Russian daily, Izvestia, predicting America’s decline and ultimate break-up. I absolutely concur with the man ... rent, one got an expensive car with a big monthly payment, they went halves on a huge plasma TV ... on debt. The bills are now coming due and there is panic in the air. The drunken spending orgy [more...]

Date: 2008-11-25 19:29:53


Have You Ever Lost It All ?

We are headed for some wicked hard times.  Some of us are already feeling the sting ... my accounts and send me to debt collectors. I soon was evicted from my apartment after missing payment ... .  Some of you are just getting out of college with a monster load of debt and are going [more...]

Date: 2008-10-10 11:00:39


To Buy or Not To Buy…What’s Your Advice for This AFM Reader?

I received the following email the other day from an AFM reader (summarized from several emails): JLP, Greetings! ... . I can get in the low 500’s, I’m pretty sure. It is a very impressive home. The down payment of $450,000 is nearly ... . I would, however, be debt free. So, I guess a major part of my question is, is a luxury home [more...]

Date: 2009-01-08 05:54:30


Eliminating Debt in 5 Easy Steps

by John Major It is unfortunate that in today’s economy, debt rules all. From the deepest spots of our wallets, we have charged ourselves to the point of no return. The commercials and ads promising a better car, newer home and more of this and that are all based on lines of credit and bank loans. Our children have been raised in this economy where paying for something means a monthly payment and a low or high interest rate; this is why debt elimination is needed. [more...]

Date: 2009-09-24 11:39:25


The Life Cycle Of A Purchase - From Desired Object To Tossed Clutter

RDS of SmartFinancialValues.com left an intriguing comment in response to a recent weekend post asking readers if they would be willing to sell all material possessions to become debt free.  RDS mentions that when it comes to their possessions “ ... payments, and the increased insurance premium.  After all, I worked hard. For those first few days [more...]

Date: 2009-01-07 11:00:37


Eliminate Debt Now

Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]

Date: 2008-11-26 03:25:11


Permanent Link to Neiman asks, did the media steal Christmas?

Neiman asks, did the media steal Christmas? Comments (3) ... sponsored by Financo Inc during the annual National Retail Federation conference in New York, attended ... start making interest payments on some of its senior notes by issuing more debt, rather than using [more...]

Date: 2009-01-13 21:47:27


Redstone tries to quell Viacom and CBS investor fears

Sumner Redstone's continued insistence that he has no plans to sell more shares of Viacom Inc. or CBS Corp ... . frantically attempts to work with bankers to restructure its massive $1.6-billion bank debt ... %, are under intense pressure to make an $800-million payment by Dec. 19. Ctlogosmall Redstone [more...]

Date: 2008-11-14 00:57:50


Is Obama’s Inauguration TOO EXPENSIVE?

President Barack Obama’s inauguration next week is set to be the most expensive ever, predicted to reach over $150m. This dwarfs the $42 ... the rest of the country, now is not the time to rack up debt, Fenty told CNN. Contrast ... devastated by the tsunami. ■ A down payment on the nation’s deficit, which hit a record-breaking [more...]

Date: 2009-01-14 22:45:40


Erase Bad Credit

by John Cooper If you have bad credit there is hope ... has received some form of payment. For example with a charged off credit card account the debt has been sold to a collection agency, and the lender has no need to save any record of your account. Recent [more...]

Date: 2009-01-14 18:52:30


IRS is willing to cut taxpayers some slack this year

IRS is willing to cut taxpayers some slack this year Jan 12th, ... out. The agency also launched a five-point plan to help those who are behind in past tax debts, giving IRS agents the ability to suspend collection actions, adjust payments for back tax bills and provide lenient [more...]

Date: 2009-01-12 04:21:16


The first one is to find a way (Business Receivership)

The first one is to find a way (Business Receivership) ... accountant or broker create the first contact and gauge interest. * Once settlement payment is complete, you will release us of any from further debt obligation regarding this account. * Other actual [more...]

Date: 2009-01-15 12:09:07


True Author Gossip

From Gawker : 2) "This female best selling author got into some serious debt because she is addicted to gambling. With casinos hounding her for payment, she turned to a "friend" to help her out. The friend gladly paid off the entire debt to the casinos, but in return got our author to sign over any [more...]

Date: 2008-11-18 20:15:01


Solarfun Swoons; Collins Stewart Cuts Ests Ahead Of Earnings Tomorrow; Sees Possible Cash Crunch Ahead

Collins Stewart solar analyst Daniel Ries once again is cutting estimates for a solar company ahead of earnings ... strained in the year ahead despite a reduced cap ex budget, and revised pre-payment obligations ... by the second quarter of 2009, likely through bank debt. SOLF today has tumbled $1.24, or 21.8%, to $4.45. [more...]

Date: 2008-12-01 16:54:48


Ultimate Debt Guide - Get Out of Debt With Debt Consolidation?

by Ash Ford How to get out of debt by not filing for bankruptcy or by signing up to a long-term debt relief plan which has the potential to push you ... truth about the credit card game is clear to me now and you’ll learn why numerous people remain in debt ... and be in over your head with loans, credit cards, car payments, mortgages etc. Finding a way [more...]

Date: 2009-01-15 02:47:14


November Reporting Roundup

Let’s take some time to check out the local press’ reaction to the undeniably slow NWMLS housing market statistics for October ... their payments or arranging repayments at lower interest rates (but not focusing on debt forgiveness [more...]

Date: 2008-12-05 18:57:16


Things Everyone Should Know About School Loan Consolidation

If you find that you have a lot of small loans, you might want to try to do a loan consolidation to gain financial freedom. Several people have turned to loan consolidations to help relieve the burden of debt. Of course your debt is not going to go away, but you can make your monthly payments smaller and get a smaller interest rate. [more...]

Date: 2009-09-22 18:14:37


Things Everyone Should Know About School Loan Consolidation

If you find that you have a lot of small loans, you might want to try to do a loan consolidation to gain financial freedom. Several people have turned to loan consolidations to help relieve the burden of debt. Of course your debt is not going to go away, but you can make your monthly payments smaller and get a smaller interest rate. [more...]

Date: 2009-09-25 14:24:27


Today's Roundup: Layoffs Hit NPR, AMI Near Bankruptcy

Looks like the layoff wave has rolled into NPR ... missed a Dec. 1 final deadline to make a $21.2 million interest payment and is "feverishly negotiating with bondholders of $1.1 billion of its debt." continued... New Career Opportunities Daily [more...]

Date: 2008-12-10 19:55:02


An email exchange with Martin Wolf regarding Obama deficits

(an email to Martin Wolf, FT columnist) ... of the deficit matter? As long as the private sector seeks to reduce its debt and the current account ... do not agree. Default is failure to make payment as agreed. There is no zero inflation contract [more...]

Date: 2009-01-15 21:57:52



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