Debt Consolidation

  Are you concerned about your personal finances, and especially your debt, in this current economy? ... Consolidation: taking multiple debt or credit lines and consolidating them into one new payoff plan ... with one payment, typically shifting credit card debts to secured debt by refinancing a mortgage. It could also [more...]

Date: 2008-11-20 21:04:14

Blog posts (30) | Videos (13)
 

U.K. Banks Weigh Debt Help

By CARRICK MOLLENKAMP and ALISTAIR MACDONALDU.K. banks could pursue a plan that would give faltering companies a way to offload bad debt in order to ... to exchange debt for equity, effectively bringing down debt-payment costs. The U.K. government ... a plan that is in its preliminary stages, these people said that U.K. banks -- possibly [more...]

Date: 2009-01-12 14:35:00

Control Your Debt to Eliminate it Entirely

by Michael Geoffrey Although nobody’s goal is to get themselves into debt, the reasons it happens are varied ... on realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy ... for their services, these companies will personalize a debt consolidation payment plan [more...]

Date: 2008-10-20 13:17:42

My Debt Snowball

Until now, I have not really had any concrete debt reduction plan. I have just been making random extra payments on each card as I get the money ... . I entered all of my credit card information and used $1600 as my total monthly payment towards ... their debt. I decided to do some research on this and set one up for myself. The idea behind [more...]

Date: 2008-07-22 21:34:32

A Formalized Chapter 13 Repayment Plan

A Washington State Chapter 13 bankruptcy is type of “payment plan” bankruptcy ... . If utilized and crafted properly, a Chapter 13 should enable you to catch up on your unsecured debt ... of our clients first attempt to negotiate an informal payment plan with credit card companies and their other [more...]

Date: 2008-12-27 15:58:40

Two Options For Debt Control Considered

There are so many people who simply want to know how they can escape from the heavy burden of debt they are saddled with ... all of them together into one payment. Sometimes a credit card company or debt consolidation agency ... . There are some disadvantages to debt consolidation plans. You will have to cancel all your credit cards, which [more...]

Date: 2008-07-25 10:57:50

Homeowner Debt Consolidation

Homeowner Debt Consolidation January 9th, 2009 Subscribe To Our Feed When we try to live what we think is the best possible way of life for us, ... when you first went into debt with your loan and credit charges and then you suffer a loss ... , when we take on additional debt to have some type of plan for future payment options, if we lose [more...]

Date: 2009-01-09 02:51:21

Eliminate Debt: Get Back On The Road To Financial Independence

Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]

Date: 2009-01-12 06:32:10

Daily Tidbits: Delicious gets some 'intelligent' competition

ZigTag, a social bookmarking tool that has been in the works for years, has finally launched to the public ... with debt create and manage a plan to pay it down. According to the company, DebtGoal.com allows users to enter debt information, interest rates, and payment schedules into the app. Once input, it delivers [more...]

Date: 2008-12-29 17:28:00

Ten Ways to Reduce Debt

by Michael Geoffrey Debt reduction requires good planning and great financial discipline. Here are ten steps that can reduce your debt: 1 ... a debt consolidation loan. If you are a member of a credit union you may find they offer better ... to encourage you to transfer your balances to their credit card. However, beware of missed or late payments [more...]

Date: 2008-11-24 22:33:22

Did Dems "Mis-underestimate" Bush One Last Time?

It's plausible that Democrats "mis-underestimated" Bush one last time giving him an unexpected and even an unwanted victory of sorts as he prepares ... including supplier contracts and payment schedules, production plans, employee payrolls, debt obligations [more...]

Date: 2008-12-18 14:22:18

Collection Agency Demands “Lump Sum”

A reader asked for advice in response to a collection agency demanding a lump sum and refusing to accept a payment plan.. Hi Barry, I have a question for you regarding a collection agency. I have a credit card account ... . I’ve been working with Bank of America through a payment program, but they recently sold the debt [more...]

Date: 2008-11-12 01:48:47

Ultimate Debt Guide - Get Out of Debt With Debt Consolidation?

by Ash Ford How to get out of debt by not filing for bankruptcy or by signing up to a long-term debt relief plan which has the potential to push you ... truth about the credit card game is clear to me now and you’ll learn why numerous people remain in debt ... and be in over your head with loans, credit cards, car payments, mortgages etc. Finding a way [more...]

Date: 2009-01-15 02:47:14

Financial programs for the mac.

Many people have written about this before, and many more will follow. What can I say, I couldn’t help myself ... . I won’t go into the psychological reasons why people get into debt and how to use psychology ... some bills - Set up a budget - Set up a payment plan for my creditcard / loan. The sample file [more...]

Date: 2008-12-17 01:10:48

Do it yourself Credit Repair

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. Round up all credit reports, bill payment and credit card records, loan and mortgage records [more...]

Date: 2009-01-08 16:17:07

Do it yourself Credit Repair

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. Round up all credit reports, bill payment and credit card records, loan and mortgage records [more...]

Date: 2009-01-14 23:18:56

4 Ways to Not Get Stuck in the Sandwich Generation

Jeff Rose is a Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... the Roth IRA you keep telling yourself you should. Just do something! 2. Watch the Debt Do you really ... the payment will be per month” and what the actual cost will be. If you can’t pay cash, don’t buy it…period [more...]

Date: 2008-12-03 10:53:39

How To Handle A Credit Card Debt in Collections

A Money Crasher’s reader recently sent me a message about a credit card balance in collections ... : I have a credit card debt of a little of 8,000. It went to collection, and I just don’ ... through. Do you think it would be possible for me to set up a payment plan with the collection [more...]

Date: 2008-10-30 17:44:25

When You Owe Money to the IRS Tax Debt Relief Can Help

The IRS may offer a settlement deal, or they may agree to a more flexible payment plan Whatever solution you agree to will be the one that you keep Failure to comply with this agreement can result in garnishment and reassessment of penalties and interest [more...]

Date: 2009-09-29 08:10:48

Save to send Your Children to College

by Basdeo Paul Whether you went to college or not you probably will have big plans for your children ... towards paying off your debt. You can give up little things like trips to Starbucks or fast food ... of all of your debt. You need to know all of your balances, interest rates and minimum monthly payments. Now start [more...]

Date: 2008-11-14 15:10:07

Don’t Get Trapped By Debt

debt management Experts will tell you that with good financial planning and by sticking to a monthly budget, ... your monthly commitments in terms of loan payments and credit card payments. You may make a major purchase by means of a loan or use your credit card to pay for a holiday thinking you do have the means [more...]

Date: 2009-01-07 07:00:18

Beleive Me And Try A Settlement for Tax Debt Relief And See The Results

For example, a taxpayer might meet with a tax expert to submit an OIC, after thirty days they might receive a decline notice on the offer, but also get news that a partial payment plan can be made available [more...]

Date: 2009-09-23 02:36:50

Obama Considering $310 Billion Tax Cut

The Wall Street Journal has sent a news alert that says that Obama is mulling a stimulus plan that will rely more heavily on tax cuts than initially ... of the overall tax relief would involve cuts for people who pay income taxes or who claim the earned-income ... at all income levels are carrying a lot of debt, and given how any kind of missed payment [more...]

Date: 2009-01-05 02:51:52

Devise your own Credit Repair Plan

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. You will start by collecting all your credit reports, bill payment statements, and credit card [more...]

Date: 2009-01-14 23:53:58

IRS is willing to cut taxpayers some slack this year

IRS is willing to cut taxpayers some slack this year Jan 12th, ... out. The agency also launched a five-point plan to help those who are behind in past tax debts, giving IRS agents the ability to suspend collection actions, adjust payments for back tax bills and provide lenient [more...]

Date: 2009-01-12 04:21:16

Recourses Other Than Bankruptcy

by William Blake None of us ever plan to go bankrupt but you hear about it happening to large corporations all the time ... will allow you to make a sizeable credit card payment each month for a year or two until the debt ... . Finding an alternative to bankruptcy could save you a lot of hassle. A debt consolidation loan [more...]

Date: 2008-11-11 20:07:26

After Congressional Lashing, GM Moves to Cut Costs

Running out of cash and in danger of collapse, General Motors Corp. (GM) will try to negotiate for new union work rules and seek to cut debt levels in attempt to boost ... and asking to delay a $7 billion payment to a union retiree health fund, people familiar with the plan [more...]

Date: 2008-11-24 22:04:33

Do it yourself Credit Repair

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... . You don’t need to rush into “debt consolidation” or “home equity loan.” You can work out a strategic repair plan for yourself. You will start by collecting all your credit reports, bill payment statements [more...]

Date: 2009-01-08 17:46:16

Redstone tries to quell Viacom and CBS investor fears

Sumner Redstone's continued insistence that he has no plans to sell more shares of Viacom Inc. or CBS Corp ... . frantically attempts to work with bankers to restructure its massive $1.6-billion bank debt ... %, are under intense pressure to make an $800-million payment by Dec. 19. Ctlogosmall Redstone [more...]

Date: 2008-11-14 00:57:50

Second Economic Stimulus Check: Obama’s Economic Plan

The ink hasn’t even dried on the first economic stimulus checks mailed out last month and this month and there’s already talk of another stimulus ... , as well as debt relief for students. It’s the first economic salvo fired by Democratic Presidential ... Foreclosure Prevention Fund (which would include a credit of 10% of their mortgage interest payment [more...]

Date: 2008-06-11 22:09:01

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