Resolving Your Debt Issues

by Christine Smith Running up a huge debt is always easy as it will seem to have happened overnight but when it comes to clearing it up, that’s where the problem arises. Like they say, spending money is always the easiest especially when you give in to temptations and start binge-shopping and spending way over your budget. That’s how most people end up with huge scary debts that they don’t know how to resolve. The very first step to manage your debt is to face up to it. [more...]

Date: 2009-08-16 11:00:25

Blog posts (286) | Videos (292)
 

10 Tips on Saving Money

Tip 1 ” Although credit cards are a convenient way to pay for things they can lead to trouble if you cannot afford to keep up with the total repayments. Interest on credit cards is often offered at an extremely low rate for the first few months and increased dramatically therein after. Debt can quickly spiral out of control and become unmanageable for many people therefore it is sometimes necessary to consolidate all of the debt into one manageable package by engaging in one small low cost loan. [more...]

Date: 2009-09-19 11:18:31

Managing Debt: Get A Grip on Reality

From the Examiner.com: Whether you spend more than you make or have borrowed too much along the way, it’s time to realize that you’re not the only person who has made this mistake or is faced with the payoff battle. Whatever your case is, if you’re serious about getting out of debt, the bottom line in doing so is training yourself to live on what you earn versus living on what you want. To do that, you’re going to have to make a few modifications. [more...]

Date: 2009-09-10 21:50:00

Debt Solutions Advisors. Useful Things to Take Into Consideration

If you contact a debt managment company your first point of contact will be what are commonly called in the industry as an ‘advisor’. Like all salesman they have one interest; money. It is not uncommon for advisors at debt solutions companies to earn in excess of 50k a year. These people are multilingual in that they are all able to speak various dialects of bullsh*t. Firstly, get this notion out of your head. There is no way you can solve your debt problems in a day. No way at all. [more...]

Date: 2009-06-17 01:03:56

Basics About The Finance Information - Part 1

Savings. Pay yourself unrivaled. Start now stashing 10% of your income in an “Emergency” savings. Don’t aid it for anything but real emergencies. Keep a “For Sure” savings account for yearly expenses you know are coming and you can essence (e.g. Christmas, insurance, taxes, etc.). Also have a Buy Stuff account. If you do, you’ll symbolize producing to flee many financial disasters which bequeath face you, and you can escape borrowing iva or debt management from high-rate lenders. Borrowing. [more...]

Date: 2009-04-30 10:46:55

What is Debt Reduction Credit Card Consolidation?

Amazon.de Widgets Credit cards, some would say, have created a massive debt issue, leading to an increase in the number of people using credit card consolidation and various other forms of debt management. The introduction of credit cards has, without question, been a success story for the financial institutions as the convenience factor has basically pushed the use of paper money into the modern day equivalent of the dark ages!It seems there is nothing we cannot buy with plastic nowadays but, [more...]

Date: 2009-09-22 21:07:25

homefront.

I have mentioned before that we have been doing some cleaning up since before New Year ... with his situation especially now that they have a baby. They have no choice but to resort to Debt Consolidation. Debtconsolidation.com offers advice and options to help you manage your consumer debt [more...]

Date: 2009-01-09 20:09:11

Find Out More Information About IVA inside this Blog Post

The main advantage of the debt management companies is that they have the experienced in negotiations agents who are well aware of the ways that allow to make good deals with the credit lenders in order to arrange the debts of a client for less than the entire sums. This service comes usually instead of paying the money back in an entire amount. The reduction of the whole amount of debts in such a way is very good idea and it can really help you to avoid much stress. [more...]

Date: 2009-09-25 02:39:32

How To Manage Your Debts

When you spend, it is easy to do so without thinking about it. So, naturally, it is also pretty easy to run up huge debts in a short period of time without even noticing it. Then when it comes to clearing up the debt, you have a problem of not being able to do it. Shopping and buying impulsively comes easy to most people, that's why many find themselves stuck with huge heavy debts they have no way of settling. [more...]

Date: 2009-08-16 10:59:43

The Simple Dollar Weekly Roundup: Sleepy Days Edition

I’m currently in the midst of my first Iowa winter as a stay-at-home writer - and it’s fairly tough ... . If you’re talking about core principles, there basically isn’t a price. You could not pay me enough ... and Manage a Debt Snowball I really liked this summary of how a debt snowball works - nicely written [more...]

Date: 2009-01-14 14:00:52

The Wonders of Consumer Counseling for Debt Management

John Cummuta Reviews Many people fall into the trap of mismanaging their debts and oftentimes find themselves in debt far off than what they ... to consider consumer counseling services. The first thing that will be required of you is to list down ... . Consumer Credit Counselors can help you with your credit card problems. They can revoke interest [more...]

Date: 2009-01-15 01:17:33

See How ManagIng Your Personal Debt And Get What You Need Out Of Life

If statistical data are anything to go by it seems most of the people has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to pay it back without causing yourself additional stress. If we constantly consume more than we earn, the end result is not going to be good. If you want to manipulate your private debt you must get on top of your budget. The process of putting a budget together is not tough but you need to sit down and do it truthfully. [more...]

Date: 2009-09-14 23:19:09

Debt Reduction

In these testing economic times it is important that we manage our debt and our cash & liquidity positions prudently and judiciously ... and with distinction to be a credit counseling and debt consolidation agency. The company provides ... . You may also use debt consolidation as a mechanism to consolidate all your debt into one single EMI [more...]

Date: 2009-01-09 21:34:00

What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Short Term Debt Problems - Take Control

Short term debt problems are manageable problems associated with temporary job loss, sickness, ... your credit card balance onto another card, with a 0% interest period is also a recommended action ... into consideration when evaluating your credit situation. Prioritise your Payments Prioritizing [more...]

Date: 2009-01-10 10:47:14

See How ManagIng Your Private Debt And Get What You Want Out Of Life

September 14, 2009 | By Terry Stanfield In Finance | If statistical data are anything to go by it appears most of the populace has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to make repayment without causing yourself additional stress. If we constantly consume more than we earn, the end result isn’t going to be good. If you need to govern your personal debt you want to get on top of your budget. [more...]

Date: 2009-09-14 22:57:00

What to do if you’ve been turned down for a loan

Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Small Business Thrives on Old Fashioned Values

Outside my window a guy is hacking away at a stump with all manner of hand and electric powered tools. He’s been at it for over two hours ... is proof that old fashioned values will help small businesses through these tough economic times. Divine ... out of debt, and we manage our expenses as though every dollar counts – because it does! “ CEO Larry [more...]

Date: 2009-01-07 20:58:22

Is Debt Consolidation The Right Choice For You?

by William Blake Debt consolidation means to combine several small debts into one single payment per month in order to lower monthly payments or high interest rates. Typically, consumers will consolidate credit card debt, medical bills ... rate and create payments that are more manageable. Keep in mind that for debt consolidation [more...]

Date: 2008-10-27 12:23:33

The Truth about Debt Management Plans

by Jon Ochs In my years of experience in the industry, I have found that most people are looking for a debt relief option that does not exist ... Consolidation: Debt consolidation is, in nearly all cases, a home equity loan or second mortgage ... . Because these programs rarely ever do what they claim, and many credit card companies no longer endorse [more...]

Date: 2008-09-21 12:49:13

Debt Solutions Advisors. Helpful Things to Remember

If you contact a debt managment company your first point of contact will be what are commonly called in the industry as an ‘advisor’. Like all salesman they have one interest; money. It is not uncommon for advisors at debt solutions companies to earn in excess of 50k a year. These people are multilingual in [more...]

Date: 2009-06-15 18:49:35

Debt Management – Made Easy

September 26, 2009 | By Michael Sasaki In Finance | by Michael SasakiIt is important for every person to lead a debt-free life; this can provide a secure future for them and their families. Long term debt can cause havoc to personal life. So, it is highly imperative to meticulously plan for debt and avoid huge debt payments.Research analysts have found out that people fall into the debt trap because of their spending habits. [more...]

Date: 2009-09-26 05:17:04

Where To Turn For Financial Help

Hi All, We're busy running around DC taking care of our non-blogging lives.  So, today's posting is a video from MoneyTalksNews ... and debt management.  In this installment, they discuss the role of consumer credit counseling ... to consumer credit agencies.  I DO endorse a trip to library so you can learn how to handle things yourself [more...]

Date: 2009-01-14 08:13:08

Consolidate Your Debts

Are you aware of the automakers dispute? What will happen if this crisis could not be resolved anymore? ... their monthly dues. Debt Cosolidation can help you get back in track, they provide free valuable information for debt management and consolidations. They also offers additional links o websites where [more...]

Date: 2008-12-13 17:50:11

Is Debt Management the only solution?

by Phillip Evans Are we in the UK drowning in Debt? According to the insurer AXA, some 11.6 million people (25 per cent of the adult population) ... are reported to be struggling to cope with mounting credit card bills and just over a million people ... respectively. The credit crunch could be blamed for the increase in corporate and personal insolvency [more...]

Date: 2009-01-09 13:18:26

Balance your checkbook with Clearcheckbook

I have to confess I am rather into money management apps, although I never actually got into any of them, except for one of the best, Clearcheckbook ... . I use Clearcheckbook mainly for managing my debt situation, which I am sorry to say is quite bad ... . You can have standard accounts like checking, savings, credit but you can also enter your own types [more...]

Date: 2008-12-25 00:23:33

relieve yourselves from this kind of stress

A dear relative was too happy to be able to purchase a luxury car with such a good deal ... alternative to debt burdens rather than bankruptcy filing and embarrassing debt counselling. ... to Debt Relief assistance if and when our debts are too hard to manage and we want to have a 2nd [more...]

Date: 2008-11-14 20:10:06

debt consolidation

we all are aware that the financial situation these days are not looking good, with companies cutting down employees and recession going on, ... that will help you compare the various debt management and credit counseling programs. and they even ... questions about credit related problems, credit card consolidation, and much more. but still [more...]

Date: 2009-01-08 05:15:44

Debt Reduction Program

Debt Reduction Program Posted in January 15th, 2009 Category:Credit The numbers of debt ridden customers are increasing ... in debt. Not everyone has sense of managing the accounts. Nor do they understand interest and rate applications and fall into debt traps. Debt reduction is an innovative approach to solve unsecured [more...]

Date: 2009-01-15 14:49:54

Understanding How Debt Settlement Works

by William Blake Most of us get ourselves into some sort of financial situation we can’t handle at some point. But sometimes, our debt is beyond manageable, and we need professional help. If this applies to you, you might want to consider debt settlement. Make sure to be aware of all that it entails [more...]

Date: 2008-11-10 08:57:35

Taking Steps Towards Financial Freedom

If there was anything that the hubby and I did right in settling our major obligations in 2008 it was debt consolidation ... . We even managed to terminate credit cards, which we are very happy about. We decided ... . The previous years have gotten us in medical bill debt that we thought we would have to shoulder [more...]

Date: 2009-01-12 03:46:04

Are there any disadvantages to getting a consolidation loan?

YES, there could be. Consolidation is used as a debt management tool and is ideal for those who are having difficulty making their monthly payments ... market at the wrong time. If you happen to consolidate your federal loans when the interest rate is high than you are stuck with that rate. You can not consolidate your loans again at a later date [more...]

Date: 2008-12-29 21:46:40

Daily Tidbits: Delicious gets some 'intelligent' competition

ZigTag, a social bookmarking tool that has been in the works for years, has finally launched to the public ... with debt create and manage a plan to pay it down. According to the company, DebtGoal.com allows users to enter debt information, interest rates, and payment schedules into the app. Once input, it delivers [more...]

Date: 2008-12-29 17:28:00

Warning!

Potentially disturbing girly crap coming up. If you don’t wanna read it, then don’t. Please. That being said ... cash to pay off the bad, bad debt. So far I’ve managed to bring home a little under $200 in extra ... I thought something was, er, wrong with me. Fast-forward about 6 months, and I find out that nothing [more...]

Date: 2009-01-15 21:28:10

Goodhart says ‘sack’ DMO to bolster UK economy

Professor Goodhart is one of the rare central bankers who fully understands monetary operations and therefore recognizes as ... the UK Debt Management Office and refrain from issuing government bonds as a way of bolstering ... that I would like to see, in a sense to get us out of the present problem, would be very simple,” Goodhart [more...]

Date: 2009-01-14 13:26:56

Google Docs Treasure Trove

The “Free” collection of online applications included with Google Docs provide a great introduction to the SaaS world ... , invoice and business card templates are among your choices. Spreadsheet options include loan calculator, credit card payoff, invoice, debt manager, household expenses, budget planner, road trip [more...]

Date: 2008-07-27 17:17:01

Giving Back Over the Holidays

Personal finance writer Karen Blumenthal writes: ... . While we write a lot in personal finance stories about managing spending, debt, and investments ... , when many people are hurting, the opportunities are plentiful. The payoff is pretty good, too. “We think [more...]

Date: 2008-12-18 16:00:00

The Advantages Of Non Profit Debt Consolidation

These days, credit problems can affect anyone. With economic issues becoming a problem for more and more consumers, effectively managing your debt can be a challenge. If you are having difficulties in handling your monthly payments, you may consider a debt consolidation arrangement one good way to help [more...]

Date: 2009-01-13 22:32:51

Choose the Best Asset Management Provider For Maximum Growth

by Mary Bush People often choose to get their assets tracked and their funds managed ... and managers. About the Author: Debt Consolidation News Gold and Platinum Credit Cards [more...]

Date: 2008-12-23 12:12:20

Financial Turnaround - If you are a farmer or fisherman, there

Financial Turnaround - If you are a farmer or fisherman, there The one sensible way to turnaround your business and stop business liquidation ... of wealth owing to an unsuccessful restructure. Most turn around projections include items like debt management, equipment leasing, financial resource based lending and the raising of capital funds. New [more...]

Date: 2009-01-15 23:33:09

Scotiabank offers some finacial advice for Canadians

These are some of the items that Scotiabank has offered to Canadians in order to improve their financial situation ... such as higher rate department store and other credit cards. Inform yourself about interest rates and options ... have a financial plan, now is the time to get one that emphasizes debt management and map out your short [more...]

Date: 2009-01-09 09:57:00

How the credit card industry is set to change

The credit card industry has found itself in the news on a number of occasions over the past year or two for one reason or another, ... that in cases where the borrower falls behind with repayments no debt recovery action will be taken for at least sixty days providing the borrower is working with a debt management advisor in a bid [more...]

Date: 2009-01-15 07:00:33

Loan Packager Expands Service To Debt Management

Over the course of the past few years, many individuals in the UK have built up a significant level of personal debt through things such as credit ... . As a result, many people in this situation have applied for a debt consolidation loan to combine ... service, through their partner company TCF Debt Solutions. Andy Moody of Loan Options said “Consolidati [more...]

Date: 2008-11-25 16:31:11

Reverse Mortgages can Benefit Elderly

As an independent, family company (my father founded Lger holidays in 1983) ... from Scottish widows swap ratio hill may induce patchy measure mortgages grow . IVAs and Debt Management ... in some simple details at our website(www. A change credit gives you notes based on the justness [more...]

Date: 2008-12-19 16:15:44

Follow the debt

From the Times of Trenton: Bankruptcy lawyers’ business booming With real estate activity in a deep freeze, ... the debt. McCarter & English, the state’s largest law firm, will announce today it’s ramping ... with expertise in restructuring and debt management,” McCarter & English chairman Drew Barry said. Lawyers [more...]

Date: 2008-10-30 11:34:51

Proper Debt Consolidation

Managing your finances is not an easy task. It is so easy to get carried away with spending without thinking twice about your budget limits ... , you might just be surprised that you need Credit Card Debt Consolidation Programs. Such programs could help you find effective ways to solve your debt problem. Debt Settlement Programs will help [more...]

Date: 2008-06-21 03:42:12

SoCap 2008: Securitizing Philanthropy

There is an irony in the fact that so much of the conversation at the SoCap conference is about moving philanthropy towards a financial markets ... head of the Harvard endowment and current co-CEO of PIMCO, one of the largest investment managment ... capital into a nonprofit debt financing deal to make it more attractive to for-profit lenders. The idea [more...]

Date: 2008-10-15 15:42:43

Why You Should Avoid Credit Card Debt Management Services

by William Blake It has become increasingly easy to get yourself into a huge amount of debt quickly ... to negotiate with credit card companies on your own, you might have been able to eliminate your debt ... . As a result, people trying to eradicate debt they have incurred frequently turn to credit card [more...]

Date: 2008-08-22 08:09:00

Ottawa Mortgages Private for

The liability of the finance brokers differs with one country to another ... . IVAs and Debt Management Government liquidation or liquidise users who have not registered ... in the banking and advance activity, //www. Com for more articles . Do you understand what you just said [more...]

Date: 2008-12-16 21:51:35

What about Debt-Settlement Companies?

Several people have contacted us recently with questions about companies that offer debt-relief or debt-settlement ... an article focusing on the increasing number of consumer compaints about debt-settlement companies ... rates and fee reversal, as well as any hardship or debt management programs they might [more...]

Date: 2008-10-20 22:41:02

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