Free Debt Reduction Tool

As much as I love Quicken, I like finding free online tools I can suggest to my personal finance counseling clients ... PowerPay. Basically it’s a no-frills debt management program that allows a person to enter their debts ... . A teaser rate with a long duration can hugely influence your best plan of attack on debt repayment [more...]

Date: 2008-10-22 15:57:51

Blog posts (24) | Videos (99)
 

See How ManagIng Your Personal Debt And Get What You Need Out Of Life

If statistical data are anything to go by it seems most of the people has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to pay it back without causing yourself additional stress. If we constantly consume more than we earn, the end result is not going to be good. If you want to manipulate your private debt you must get on top of your budget. The process of putting a budget together is not tough but you need to sit down and do it truthfully. [more...]

Date: 2009-09-14 23:19:09

Debt Management – Made Easy

September 26, 2009 | By Michael Sasaki In Finance | by Michael SasakiIt is important for every person to lead a debt-free life; this can provide a secure future for them and their families. Long term debt can cause havoc to personal life. So, it is highly imperative to meticulously plan for debt and avoid huge debt payments.Research analysts have found out that people fall into the debt trap because of their spending habits. [more...]

Date: 2009-09-26 05:17:04

Debt Management: Forget about the Past

Not one person in this world can live without making mistakes. Mistakes are palpable regardless of how good or experienced you are ... ways: debt consolidation loan, home equity loan, use a debt settlement company or bankruptcy ... our debts. In fact, we can commit the most mistakes when it comes to debt management as this involves [more...]

Date: 2009-01-04 16:23:11

Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]

Date: 2009-09-18 11:55:09

Giving Back Over the Holidays

Personal finance writer Karen Blumenthal writes: ... . While we write a lot in personal finance stories about managing spending, debt, and investments ... , when many people are hurting, the opportunities are plentiful. The payoff is pretty good, too. “We think [more...]

Date: 2008-12-18 16:00:00

Learn How to Manage Your Money

by Jim Parker Have you ever wondered why some people seem so financially sound? ... , savings and debt management. Personal finance covers everything involving your money, from knowing ... finance. It is common for people fail to budget and therefore they end up in debt and in financial [more...]

Date: 2009-01-15 19:59:28

See How ManagIng Your Private Debt And Get What You Want Out Of Life

September 14, 2009 | By Terry Stanfield In Finance | If statistical data are anything to go by it appears most of the populace has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to make repayment without causing yourself additional stress. If we constantly consume more than we earn, the end result isn’t going to be good. If you need to govern your personal debt you want to get on top of your budget. [more...]

Date: 2009-09-14 22:57:00

Loan Packager Expands Service To Debt Management

Over the course of the past few years, many individuals in the UK have built up a significant level of personal debt through things such as credit ... . As a result, many people in this situation have applied for a debt consolidation loan to combine ... service, through their partner company TCF Debt Solutions. Andy Moody of Loan Options said “Consolidati [more...]

Date: 2008-11-25 16:31:11

5 Options to Get Out of Debt

I am the kind of person who is not afraid to take risks and even use credit cards when necessary just to push through with an idea or project I have ... for missing payment whether it is for credit card, direct selling, and anything that has a due date ... the U.S., there are debt consolidation companies can be tapped to help out in managing your payments [more...]

Date: 2008-12-11 11:21:00

Managing Debt: Get A Grip on Reality

From the Examiner.com: Whether you spend more than you make or have borrowed too much along the way, it’s time to realize that you’re not the only person who has made this mistake or is faced with the payoff battle. Whatever your case is, if you’re serious about getting out of debt, the bottom line in doing so is training yourself to live on what you earn versus living on what you want. To do that, you’re going to have to make a few modifications. [more...]

Date: 2009-09-10 21:50:00

Is Debt Management the only solution?

by Phillip Evans Are we in the UK drowning in Debt? According to the insurer AXA, some 11.6 million people (25 per cent of the adult population) ... are reported to be struggling to cope with mounting credit card bills and just over a million people ... respectively. The credit crunch could be blamed for the increase in corporate and personal insolvency [more...]

Date: 2009-01-09 13:18:26

6 Money Management Software For Personal Finance (Freelancer’s Special)

Being a freelancer is not easy and more so in these troubled times of worldwide recession ... get themselves under debt by making certain bad decisions or investments. Lets take a look ... which was first introduced back in 1991. It can be used to keep record of loans, mortgages [more...]

Date: 2009-01-08 14:41:12

We Shopped Less Than Expected, Stocks Drop As Expected

by Colin Lovett, PICurrent Managing Producer So it turns out we were not very happy holiday shoppers in December ... .  Just buying things. So what should we do about this?  Should we shop more?  Go into more personal debt to help the economy? No. This will eventually shake out as businesses become used to less consumer [more...]

Date: 2009-01-14 22:39:04

WalletPop - Personal Money Management from AOL

AOL’s latest project is WalletPop, a personal finance counterpart to their popular site money.aol.com ... a comprehensive list of various calculators - credit & debt, mortgage, auto loan [more...]

Date: 2008-07-15 09:03:39

Things Everyone Should Know About School Loan Consolidation

by Sarah Taslkinsten Loan consolidation is a great way to combine a few different loans into one loan. This creates one manageable payment with one interest rate. Loan consolidation can save a person hundreds or more dollars a months and thousands of dollars a year. The economy has taken a turn for the worse and with that comes debt . You could have created your debt for a number of reasons, such as, job loss, lay off, or a failed company, but the fact still remains that you are in debt. [more...]

Date: 2009-09-27 14:38:28

Managing Your Creditors: the Best Way to Do It

by John Brennan Those who find themselves in debt often times find themselves with many creditors ... to this Fair Debt Collection Act that a collector cannot contact you are work, inconvenient times ... debt Collection Practices Act and it protects you from brutal collectors. Personal, family [more...]

Date: 2008-09-24 17:17:26

HANDY LOAN CONSOLIDATION TIPS

by Sarah Taslkinsten This is routinely when they will spin to loan consolidation. However, we can connect only about any arrange of loan. This includes personal loans, propagandize loans, healing loans, home correct loans, as great as many, many more. The manage to buy has taken a spin for a worse as great as with that comes debt. You could have combined your debt for a series of reasons, such as, pursuit loss, lay off, or a unsuccessful company, yet a actuality still stays that we have been in debt. [more...]

Date: 2009-09-28 14:43:33

33 Free Personal Finance Templates for Google Docs

I'm a big fan of Google Docs — the search engine company's cloud competitor to the Microsoft Office suite of applications — especially when it comes to managing my files or schedule or ideas when I'm using my iPhone or computer other than my standard iMac. I haven't gotten too deep into using its spreadsheet or presentation templates (I'm mostly a text doc kind of guy), but I was excited when I saw this tweet from MattJabs , blogger at Debt Free Adventure and a contributor to FiveCentNickel . [more...]

Date: 2009-07-01 16:21:11

Looking for Materials About Iva – Find them Here

The main function of any debt management company consists in helping a person head and ears in debts or a business that is burdened by debts to get rid of all the debts. It does not intend a debt management company giving an other loan to pay back the debts. Instead of providing the loan and thus creating more debts, such a company negotiates with all the credit lenders aiming on consolidating the debts of a client into one affordable sum of money which can be repaid in monthly installments. [more...]

Date: 2009-09-26 15:18:41

Debt Management Tips

Debt Management Tips September 24th, 2008 Subscribe To Our Feed Personal loans can offer individuals a way to have the funds for an array of ... with personal loans is debt consolidation. Within a year most people who use personal loans for this find ... of your credit cards that you place into a consumer debt manage [more...]

Date: 2008-09-24 04:09:25

Debt Management Programs– best way to get out of debt.

A debt management program collectively takes all the loans of various amount and interest rates and forms into a new loan which is released to you. After that, only a single installment is required to be paid every month on a fixed rate of interest. This process is known as debt consolidation. Usually, debtors opt for bill consolidation scheme from the fear of bankruptcy. The problem originates with the use of many credit cards or taking multiple loans from various banks for personal or investment purposes. [more...]

Date: 2009-09-08 05:51:11

Managing Debt Wisely

Leading a debt-free life is the best way to provide a secure future for ourselves and our families. Long term debt, when becomes very large, can wreck a persons life. So, it is imperative for everyone to meticulously manage their finances to avoid huge debt payments. It has been proven through research that most people have debt due to their spending habits. So, if there is a need to change our lifestyle to prevent a debt situation in the future, it should be done immediately. [more...]

Date: 2009-09-29 16:41:49

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