FTC Helps With Your New Years Resolution to Manage Debt

Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option. How do you know which [more...]

Date: 2008-12-30 17:45:34

Blog posts (16) | Videos (79)
 

What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

What to do if you’ve been turned down for a loan

Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Google Docs Treasure Trove

The “Free” collection of online applications included with Google Docs provide a great introduction to the SaaS world ... , invoice and business card templates are among your choices. Spreadsheet options include loan calculator, credit card payoff, invoice, debt manager, household expenses, budget planner, road trip [more...]

Date: 2008-07-27 17:17:01

See How ManagIng Your Personal Debt And Get What You Need Out Of Life

If statistical data are anything to go by it seems most of the people has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to pay it back without causing yourself additional stress. If we constantly consume more than we earn, the end result is not going to be good. If you want to manipulate your private debt you must get on top of your budget. The process of putting a budget together is not tough but you need to sit down and do it truthfully. [more...]

Date: 2009-09-14 23:19:09

Need a game to learn to manage your credit?

By Philip Brewer Everybody learns best in their own way ... under the fair debt collection practices act, debt collection agencies, bankruptcy (chapter ... calculators for budgeting, debt pay-off schedules, and the actual cost of items bought on credit. Among other [more...]

Date: 2008-09-18 11:51:03

Resolving Your Debt Issues

by Christine Smith Running up a huge debt is always easy as it will seem to have happened overnight but when it comes to clearing it up, that’s where the problem arises. Like they say, spending money is always the easiest especially when you give in to temptations and start binge-shopping and spending way over your budget. That’s how most people end up with huge scary debts that they don’t know how to resolve. The very first step to manage your debt is to face up to it. [more...]

Date: 2009-08-16 11:00:25

Don’t Get Trapped By Debt

debt management Experts will tell you that with good financial planning and by sticking to a monthly budget, ... your monthly commitments in terms of loan payments and credit card payments. You may make a major purchase by means of a loan or use your credit card to pay for a holiday thinking you do have the means [more...]

Date: 2009-01-07 07:00:18

See How ManagIng Your Private Debt And Get What You Want Out Of Life

September 14, 2009 | By Terry Stanfield In Finance | If statistical data are anything to go by it appears most of the populace has some level of private debt. Debt in itself is not a bad thing so long as you’ve got the capability to make repayment without causing yourself additional stress. If we constantly consume more than we earn, the end result isn’t going to be good. If you need to govern your personal debt you want to get on top of your budget. [more...]

Date: 2009-09-14 22:57:00

Learn How to Manage Your Money

by Jim Parker Have you ever wondered why some people seem so financially sound? ... , savings and debt management. Personal finance covers everything involving your money, from knowing ... finance. It is common for people fail to budget and therefore they end up in debt and in financial [more...]

Date: 2009-01-15 19:59:28

Eliminate Debt Now

Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]

Date: 2008-11-26 03:25:11

Proper Debt Consolidation

Managing your finances is not an easy task. It is so easy to get carried away with spending without thinking twice about your budget limits ... , you might just be surprised that you need Credit Card Debt Consolidation Programs. Such programs could help you find effective ways to solve your debt problem. Debt Settlement Programs will help [more...]

Date: 2008-06-21 03:42:12

Hepzibah Tales

Talking about money management and budgets is not something I enjoy. I’d rather discuss dismemberment, or the landscape of Idaho ... of the condo, plus some child-related debt. I did pay off all my credit cards, from the home equity ... , Georgia called Hepzibah. In the 1930’s and 40’s, when he was growing up, it was a collection of houses [more...]

Date: 2009-01-14 03:33:40

Daily Dose: 12/29/08

» AsianWeek Market Report » Manju Ganeriwala Named Virginia State Treasurer » New York Governor’s Budget Proposal Will Hurt APA Children and ... billion of investments and all debt management of the Commonwe [more...]

Date: 2008-12-29 20:54:06

The Bailout Will Lose Money, and I'm Ready to Bet On It

I'm locked and loaded to bet on the bailout. My muse is none another than H.R. 1424, section 134: SEC. 134. RECOUPMENT ... , the Director of the Office of Management and Budget, in consultation with the Director ... in order to ensure that the Troubled Asset Relief Program does not add to the deficit or national debt [more...]

Date: 2008-10-07 17:51:32

Five manageable money resolutions for 2009

One of the most popular resolutions to make every New Year is to budget one's money ... where you started pre-resolution, spending money like a carefree young adult, throwing credit card debt [more...]

Date: 2009-01-06 19:48:56

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