Insider Tips About The Chapter 13 Bankruptcy Forms
consumer law Chapter 13 bankruptcy forms are available to Americans in need to offer a second chance. You may berate yourself and wonder how you got into such a predicament, but the truth is that over one million people ended up filing bankruptcy forms in 2008 and the numbers are climbing in 2009. No matter what your case may be, you don’t have to suffer wage garnishment, foreclosure, repossession, insurmountable debts or harassing creditors and collection callers. [more...]
Date: 2009-09-08 17:54:32
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America Need Struggle No longer for the Best Affiliate Program
by Elizabeth Clark Thomas Jefferson, George Washington and Abraham Lincoln displayed Godlike qualities from their historical biographies ... . The Bible was also the basis of our bankruptcy laws. There were almost a million and a half bankruptcies filed in 2006. A few less were filed in 2007. Yet based on the biblical historical bankruptcy laws [more...]
Date: 2008-06-22 20:38:14
Baton Rouge, Louisiana - Shooting 11440 Bard
On 8/18/09, at approximately 0510 hours, officers were dispatched to 11440 Bard Ave. relative to a shooting. Victim was shot in parking lot at 11440 Bard Ave. as an unknown suspect demanded money from victim. No known description of suspect at this time.Currently under investigation by Armed Robbery Detectives # # # # # # # # # # # # # # # # # # # # # # # # # # # # # #Louisiana Drunk Driving Laws, Penalties & FinesThe DUI CalculatorThe Bankruptcy FAQLouisiana Teen Driving Laws & Insurance [more...]
Date: 2009-08-18 19:14:33
Solution to bankruptcy
Bankruptcy is defined as a condition where an individual or an organisation is not able to pay their debts to their creditors. Bankruptcy would seem to be the last option for some to clear our debt. Bankruptcy laws are available all over the world. In the United States in particular, new bankruptcy laws have been proposed [more...]
Date: 2009-01-15 04:23:09
Recent Bankruptcy? It’s Not Impossible to Obtain a Home Loan
Because the new bankruptcy laws go into effect on October 17, 2005, more Americans than ever are filing for relief using the federal bankruptcy laws ... discharge. Ironically, some those that would not previously qualify for a mortgage do qualify after ... payments. The DTI* (debt-to-income) ratio of this person is 81.25%. Since his credit score is low [more...]
Date: 2009-01-15 00:11:26
Credit Counseling And Bankruptcy
When the bankruptcy laws changed in 2005 mandatory credit counseling became a prerequisite for bankruptcy ... that asked about our debt, our budget, and our income. Since we had given that information ... complete, the software helpfully concluded that we had too much medical debt…..(Yeah…you think?? That’ [more...]
Date: 2008-12-01 15:39:25
Majority Of American Public Against Auto Rescue
I think this has a lot more to do with the fact that this has been spun as free money as opposed to giving these companies loans (GM and Chrysler) ... if one or more of the companies were forced to restructure under the protection of bankruptcy laws ... significant progress persuading the public that bankruptcy proceedings would deepen the broader [more...]
Date: 2008-12-16 19:31:31
Not Good
Via Kevin Drum: Corporate-turnaround experts and bankruptcy lawyers are predicting a wave of retailer bankruptcies early next year, ... revision of the bankruptcy laws that screwed the rest of us is screwing retailers, too: Recent changes ... bankruptcy protection or scrambling to avoid that fate. Analysts estimate that from about 10% to 26 [more...]
Date: 2008-12-27 20:19:30
2005 Bankruptcy Law Finance Industry Sought has Strangled Economy
Was the banking industry screwed over by its own bankruptcy law? It sure appears to have hurt the economy.. ... that escape route and forces better-off households to continue paying credit card debt, which makes ... .“Before the reform, overindebted households might file bankruptcy and get rid of their credit card [more...]
Date: 2009-01-14 04:35:33
Foreclosures linked to 2005 Bankruptcy Reform law
For those readers not familiar with the Bankruptcy Abuse Prevention and Consumer Protection Act ("BAPCA"), prior to October of 2005, unsecured debt ( ... of their credit card debt, and that would free up income to pay the mortgage. The new law blocks that escape route and forces better-off household to continue paying credit card debt, which makes [more...]
Date: 2009-01-13 16:03:13
What We’re Bailing Out: Citigroup Buys Spanish Highway Operator
Fresh off a big, fat federal bailout and while they’re busy lobbying Congress to rewrite bankruptcy laws so that they can get extra special treatment from bankruptcy judges Citigroup has been busy buying up companies over in Europe. Your tax dollars hard at work. MADRID, Spain—Spanish construction company Sacyr Vallehermoso said [more...]
Date: 2009-01-10 05:12:03
Mortgage bankruptcy reform may speed losses
A change in bankruptcy laws to allow judges to reduce the mortgages of consumers would probably boost filings, accelerating lenders’ losses on home-equity, automobile and credit-card loans, according to Keefe ... harmed may benefit in some ways, the Keefe, Bruyette analysts wrote. Credit-card companies [more...]
Date: 2009-01-13 08:30:01
AG urges Congress to changes to help distressed homeowners
Washington's Attorney General has joined 21 other attorneys general to encourage Congress to loosen bankruptcy rules in an effort to reduce home foreclosures. Current bankruptcy laws allow judges to readjust mortgage debt on vacation homes and farms, but not on primary residences. The attorneys general would like to see that changed [more...]
Date: 2009-01-07 22:13:01
Bankruptcy Lawyers And What You Need Them For
For people that have tiny cognition bearing on the laws with regard to all facets of bankruptcy, then one need to look to a counsel to help the individual to grasp the selections. When to Approach Lawyers There are numerous facets of bankruptcy that one may not translate as well as an attorney will. It is commended to at any rate consult with a barrister when thinking about registering for bankruptcy. These counsels are knowledgeable per ambiguities and legal parametric quantity of bankruptcy. [more...]
Date: 2009-09-26 13:34:52
What to do if a retailer goes bankrupt
From the Better Business Bureau As a result of the declining economy, the number of retailers closing their doors has increased substantially, ... Bankruptcy law is specific regarding who will benefit first in the case of a retailer’s liquidation ... . Customers who paid with credit cards, though, may be able to dispute the charge with the credit card [more...]
Date: 2009-01-04 14:12:16
dirty rotten scoundrel
Perhaps there’s still hope: Indiana Treasurer Richard Mourdock filed an appeal with the U.S. Supreme Court seeking review of the legality of the Obama-forced bankruptcy of Chrysler, LLC. Mourdock is petitioning the Court to rule on Barack Obama’s blatant disregard of the U.S. Constitution, Article 1, Section 8, which explicitly authorizes Congress, and *not* the president, to determine bankruptcy laws. [more...]
Date: 2009-09-27 18:02:10
Icahn's stimulus package envisions an end to exclusivity
America's bankruptcy laws would look a whole lot different if corporate raider and self-styled shareholder activist Carl Icahn had a say in it. Icahn is no stranger to bankruptcy. He has put companies he owns into it, and he's bought many an asset out of it. And he thinks giving a debtor an exclusive period to submit a reorganization plan [more...]
Date: 2009-01-14 21:24:49
Nader: Obama might not protect consumers
Not since the 1960s, when seat belts became standard equipment in cars, has the atmosphere been so favorable for consumer-friendly reform ... have just elected a president who has promised to reform the credit card industry, bankruptcy law, and toy ... has received more campaign donations for his Senate campaigns from credit card issuers than any other [more...]
Date: 2008-11-07 10:00:00
Guest Post: A Bankrupt Policy
By Deanne Loonin As most readers of Higher Ed Watch know, current bankruptcy law treats students who face financial distress the same severe way as people ... , a law professor at the University of Michigan, lays out a number of plausible theories for why student [more...]
Date: 2008-12-03 21:45:00
Text: President Bush Statement on Whitehouse Bailout Deal with U.S. Automakers | December 19, 2008
(Source: White House Press Office) 9:01 A.M. EST THE PRESIDENT: Good morning ... provisions of our bankruptcy laws — and provide federal loans to keep them operating while they try ... certainly lead to disorderly bankruptcy and liquidation for the automakers. Under ordinary economic [more...]
Date: 2008-12-19 16:46:58
Got a gift card for Christmas? Use it ASAP
Filed under: Cards, Shopping, BankruptcyCheck out the story I did for CreditCards ... keep falling right and left, Congress may have to change the bankruptcy laws for gift cards so paying ... not be the last drop in the bankruptcy bucket -- January and February are the two months when most retail [more...]
Date: 2008-12-25 15:00:00
So it begins with garnishment law
The first step was to pick a field and then to pick a very specific topic ... research and interpretation, bankruptcy law, multiple state jurisdictions, Federal preemption, debt ... . The field I selected was “credit card debt” contained within the general legal domain. “Credit [more...]
Date: 2009-01-06 19:07:34
No Help for Middle class Americans. Can we get help sooner than later?.
After a year of failed efforts, Congress and the new administration are considering more aggressive measures, including a possible change to bankruptcy law. Homeowner relief could come as part of a new ... for foreclosure relief. Congress and the incoming administration are taking a multipronged approach [more...]
Date: 2009-01-14 21:32:00
A Loophole for Medical Bankruptcy
In 2005, special interest groups pushed for, and obtained, ... for. But if you buy too much crap with your credit card, you’re on the hook, pal.What will happen bankruptcy laws ... and high debt loads? You connect the dots. I’m beginning to see where this whole “medical credit [more...]
Date: 2009-01-08 14:19:51
New York Fed Paper: Seismic Effects of the Bankruptcy Reform
Donald P. Morgan, Benjamin Iverson and Matthew Botsch of the staff of the Federal Reserve Bank of New York have published a paper titled " ... ' credit losses would be even higher at the moment if the old bankruptcy law was still in place. See also ... from credit card and auto lenders to mortgage lenders. The means test under BAR gives credit card [more...]
Date: 2009-01-12 19:22:41
Sky’s Sunday Supplement: Fear for 2009, turmoil at City & Carlos Tevez’s future
This week highlights began with a rant from Patrick Barclay (Daily Telegraph) over his fears for 2009. Included in his concerns were that English teams will dominate Europe to such an extent that it even bores them, that the bankruptcy laws in football need reform, and that football ensures [more...]
Date: 2009-01-04 14:52:56
U.S. Mortgage Meltdown Linked To 2005 Bankruptcy Law
From Kansas City Star There’s no shortage of blame for the mortgage crisis that drove the economy into the ditch ... by the credit card industry. So say three researchers at the Federal Reserve Bank of New York, who argue that the legislation shifted risk from credit card lenders to mortgage lenders, helping trigger [more...]
Date: 2009-01-14 05:25:41
The Struggle for the Best Affiliate Program in America
by Elizabeth Clark Thomas Jefferson, George Washington and Abraham Lincoln displayed Godlike qualities from their historical biographies ... s prosperity. The Bible was also the basis of our bankruptcy laws. All debts were forgiven in the year [more...]
Date: 2008-07-16 17:23:28
U.K. Banks Hit by Consumer Defaults
By SARA SCHAEFER MUñOZ, CARRICK MOLLENKAMP and ALISTAIR MACDONALDLONDON -- U.K ... they can't handle their debts, according to a recent PricewaterhouseCoopers poll. Debt-counseling centers ... 's bankruptcy law that eased debt forgiveness. They are also moving aggressively to make claims [more...]
Date: 2008-12-03 14:11:00
Good Credit Report Score
Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... what you are getting yourself into. Credit card debt consolidation companies must be of concern ... there are some ways of credit card debt relief. There are no instantaneous solutions [more...]
Date: 2008-12-20 06:19:18
Finding the Best Affiliate Program in America
by Elizabeth Clark There are numerous problems facing America because of the denial of the beliefs of our forefathers ... and presidents laid a solid foundation for America’s prosperity. Our bankruptcy laws were set [more...]
Date: 2008-06-28 09:44:18
California to Go Bankrupt in February
Leave it to the Brits to properly report on US news ... the Governor will promise to exchange for cash as soon as he is able. The effective bankruptcy of an entire ... groups can enact laws by making them the subject of an electoral “proposition” or ballot measure [more...]
Date: 2008-12-27 06:37:34
Finding the Best Affiliate Program in America
by Elizabeth Clark Thomas Jefferson, George Washington and Abraham Lincoln displayed Godlike qualities from their historical biographies ... of our bankruptcy laws. Leviticus the 25th chapter, the year [more...]
Date: 2008-07-05 14:20:49
Learn More About Bankruptcy
by John Steed Bankruptcy is the condition affirmed by the court of law that somebody or an organization has been unable to clear its debt ... who has been not able to pay the required monetary funds. Several cases have been recorded and mandated ... are some dossiers of prohibited act in fiscal courts to day. The most frequent dossier is Chapter [more...]
Date: 2009-01-15 06:59:06
America Need Struggle No longer for the Best Affiliate Program
by Elizabeth Clark With all the problems facing America do to the decline of our fore fathers beliefs ... pilgrims and presidents laid a solid foundation for America’s prosperity. Our bankruptcy laws were set [more...]
Date: 2008-06-19 17:28:49
Important Things To Know About Bankruptcy
by John Steed Bankruptcy is the condition affirmed by the court of law that somebody or an organization has been unable to clear its debt ... who has been not able to pay the required monetary funds. Several cases have been recorded and mandated ... . There are several filing of illegal act in financial courts to day. The most common filing is Chapter [more...]
Date: 2009-01-15 04:59:21
The End of Second-Hand Kids' Clothes and Toys?
"Barring a reprieve, regulations set to take effect next month ... have stores in a fit"And this from San Francisco's KCBS: Thrift Stores: New Child Product Safety Laws Too ... we can prevent "National Bankruptcy Day" from happening.What do you think, readers?Grab this banner [more...]
Date: 2009-01-04 00:42:00
Chapter 13:
Chapter 13: December 22nd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]
Date: 2008-12-23 01:38:35
Chapter 13:
Chapter 13: December 23rd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]
Date: 2008-12-23 04:22:27
Going Down the Path of Consumer Debt - Again
At creditslips.org, Bob Lawless raises the most reasonable question I’ve seen so far about Treasury Secretary Henry Paulson’s decision to shift the ... s the question from Lawless, an expert on credit and bankruptcy at the University of Illinois College of Law school: Why? After two decades in which consumers piled debt on their credit cards without [more...]
Date: 2008-11-14 13:52:32
New Hampshire investigates sudden closing of Hinsdale Greyhound Park
Associated Press CONCORD, N.H. - The New Hampshire agency that oversees the state's race tracks wants to know if the Hinsdale Greyhound Park broke any laws when it declared bankruptcy last month. Timothy Connors, head of the state's Racing and... [more...]
Date: 2009-01-07 23:12:42
An Insult to the American People
Thumbing its nose at the American people, who have opposed a bailout for automakers by a two-to-one margin in public opinion polls, ... but would lose out if the automakers cut their costs by filing for bankruptcy: the United Auto Workers ... to state dealer franchise laws. In an insult to voters’ intelligence, the Administration claims [more...]
Date: 2008-12-19 16:00:56
Half-built Neighborhood Sees HOA fees jump 600%
Many developments in the Phoenix area that came online after the boom have not reached buildout, ... managers decided the additional assessment was the only way to stay out of bankruptcy. During Arizona’s long boom in home building, laws governing HOAs have evolved strongly in favor of the big [more...]
Date: 2009-01-03 07:01:34
The Irony of Bankruptcy. The More You Have The Better It Is.
I came across an article by Ann Woolner, “Buy a Beach House for Shelter When Going Bankrupt” that was absolutely spot on ... credit-card debt. You can modify student loans. You can modify debt on a yacht,” points out Levitin ... . “Current law permits modification of any type of debt in bankruptcy except for a single-family [more...]
Date: 2008-10-17 14:54:46
The Bad Credit Special Loans.
by Denzel Abintenk Many of the citizens are able to take delivery of bad credit loans after filing the bankruptcy, ... debt load. still with the novel laws there are those who carry on to pile on debt and file [more...]
Date: 2009-01-04 10:28:13
The Bad Credit Special Loans.
by Denzel Abintenk Many of the citizens are able to take delivery of bad credit loans after filing the bankruptcy, ... debt load. still with the novel laws there are those who carry on to pile on debt and file [more...]
Date: 2008-12-19 22:10:26
Britain Becoming ‘Bankruptcy Tourism’ Hotspot
Cash-strapped Europeans are travelling to Britain to go bankrupt – then returning home debt-free. “Bankruptcy tourism” is becoming so popular that a company is now helping insolvent Europeans to travel and live temporarily in the UK. Lenient laws mean that foreigners can live in Britain, file for bankruptcy and leave with the slate wiped clean after [more...]
Date: 2009-09-27 15:44:02
The Bad Credit Special Loans.
By Denzel Abintenk Many of the citizens are able to take delivery of bad credit loans after filing the bankruptcy, ... a serious debt load. still with the novel laws there are those who carry on to pile on debt and file [more...]
Date: 2009-01-03 08:04:53
The first law that should be repealed in the United States is the 2005 Bankruptcy Bill: Will Obama eliminate debt slavery?
Our centralized government representatives would like us to believe that the subprime mortgage crisis was not expected, however, ... American citizen from this scam? In 2005, they created Debt Slavery by passing The Bankruptcy Bill. After years of lobbying, the “dream bill for credit card and financial service companies” finally came [more...]
Date: 2008-11-17 18:10:02
Some Useful Facts About Bankruptcy
by John Steed Insolvency is the state affirmed by the court of law that someone or an institute has been powerless to clear its liability ... up the amount overdue themselves since they had authority but only to run off their kin into slavery toil until the debt was roofed The genesis of this situation came from Latin posturing a broken [more...]
Date: 2009-01-15 04:53:45
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