debt consolidation and serious talk...

I noticed that my friends, (especially C & J)and I have been talking about serious matters in life ... old and more matured teehee. Anyhow, one of my freinds are looking into applying for a debt consolidation or Personal Loan. Apparently, they need one because her husband would likely be deducted [more...]

Date: 2008-12-10 19:54:00

Blog posts (234) | Videos (240)
 

5 Ways to Save Money on Your Next Vehicle Loan

by Ada Denis Don’t get stuck with a bad car deal. Here are five ways to walk away from an auto dealership and save money on the vehicle loan. 1 ... an application with your personal bank, credit union, finance company, or online auto loan broker [more...]

Date: 2008-12-09 09:27:49

Horse-race-loving former police chief winds up behind bars

Frank Kessler, former Garden Grove police chief, councilman and mayor, and his wife were arrested Wednesday on suspicion of financial misdeeds, ... and personal loans with a city-issued credit card. They were named in a 21-count district attorney ... card, then charged an additional$2,000 to the card to pay a debt collection agency. The PE reports [more...]

Date: 2008-12-18 19:55:29

Money Opportunity Review of Affiliate Business Marketing Program

How I made money with affiliate programs. As an internet publisher and avid blogger with a large audience interested in personal finance topics like ... payday  loans, I depend upon solid revenue from selling leads to keep things running. I have to always keep a sharp eye on my sites traffic and conversion rates. Making sure I was ... [more...]

Date: 2009-01-16 03:16:40

Virgin Money brand weakening as Westpac launches "Ignite"

Westpac has begun writing to Virgin Money credit card holders advising them of the “exciting facelift” it will be giving the card ... a personal loan product in 2008, the brand has been hit hard by the credit crunch. Virgin’s current ad ... it is currently selling direct on its website is Richard Branson’s latest book. The group stopped selling [more...]

Date: 2009-01-15 04:58:17

Fall Noted In Borrowing Outlook

Fall Noted In Borrowing Outlook January 6th, 2009 Less people are looking to save, borrow or invest money, ... , with those planning to borrow via personal loans and credit cards falling by 1.8 million ... one for retail financial services providers. With higher-margin consumer credit constrained by continuing [more...]

Date: 2009-01-06 15:30:10

WOULD YOU BE WILLING TO INVEST IN A HIGH RISK LOAN FOR 28.75 % IF YOU KNEW THE PERSON HAD A GOOD JOB?

We have over 80,000 a year as well as we have a bad credit rating since of a illness emanate as well as a small not so intelligent choices. We have been perplexing to get a loan to compensate off all upon a credit (less than 7000.00) not counting a automobile loan (up in FEB 07) as well as a residence (we owe110,000 as well as it is value 135,000, though can’t get a home equity loan in TX b/c of a refiance usually 80% law.) We can means a remuneration of up to 475.00 a month. [more...]

Date: 2009-09-29 00:45:13

Mortgage Rights and Wrongs

Congress has said that they want judges to adjust mortgage debt. On the face of it, this makes sense. After all, when people declare bankruptcy they get their credit card, auto loan, and personal debts adjusted. What makes a mortgage any different? Well, one difference is the law. By law [more...]

Date: 2009-01-14 05:01:08

Get your life back with dept solutions

Desember 31, 2008 at 9:30 am | In general | Tags: dept solutions Most people in this world have a debt ... understand. Yes, debt incurred by credit cards, tax debt, medical bills, old repossessions, personal loans ... that can help you to overcome your dept problems, this service is not a credit card companies. This service [more...]

Date: 2008-12-31 02:30:18

It Is Illegal Under RESPA to Require Even Prequalification With a Particular Lender

RESPA no person shall give and no person shall accept any fee, kickback, or thing of value pursuant to any agreement or understanding, oral or otherwise, that business incident to or a part of a real estate settlement service involving a federally related mortgage loan shall be referred to any person. Let me repeat the important [more...]

Date: 2008-12-16 14:43:35

Another Business Financing Option: Personal Short Term Loan

The best thing happening to entrepreneurs is unlimited options ... term loan You might have heard about payday loan, cash advance and other alternative route ... process, like the traditional bank loans, and do have a lower APR than payday loan, along [more...]

Date: 2008-09-21 16:48:33

Homeowner Personal Loan: Panacea for any Financial Crunch

You have been dreaming since long for a house of your own…You worked hard, earned money, saved and finally you bought a dream house of your own, ... also depends upon the value of the property, your credit record, your source of income, whether [more...]

Date: 2008-12-15 04:20:15

How Do I Get Personal Loan With Fair Credit Score But Debt To Income Ratio Is High. I Had Been Declined?

I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ? [more...]

Date: 2009-09-27 10:51:16

Roth IRA FAQ, Income Streams and Financial Q & A @ The Carnivals

new logo design is now over. As for which logo won? It was a tight vote between 2 logos. Now how about I surprise you all with it when I put it up? ... In Washington All Financial Matters: Oil Just Keeps Dropping! Rich Credit Debt Loan: How To Stop ... Decision Crackerjack Greenback: Personal Finance in the Bible: Proverbs 13:7 Ask Mr. Credit Card [more...]

Date: 2008-12-03 22:11:44

Making Money From Foreclosures

My neighbors, clients and friends have been good about sharing some of their mail with me when they have a question about it ... mortgage payment and a fee of $200 dollars to renegotiate home mortgage loans with banks.  He said ... with the person who answered the phone. When he asked if I was late on my mortgage payments I said [more...]

Date: 2009-01-14 21:06:05

Mortgage Calculators Are Useful Instrument to Evaluate Your Options

The highest aspect/priority on each person’s mind while submitting an application for a home loan is getting the lowest mortgage rate. There are a number of lenders, who are ready to offer you excellent deals. In addition there are a few who will look as if they charge you less on the other hand, they may have a lot of hidden costs. You have to be cautious once it comes to deciding on your lender. It would help you if you collect as much as necessary information on mortgage loan in most cases. [more...]

Date: 2009-09-29 18:16:11

Auto Loan Calculators

These days you can find lots of loans in the market and this has enabled every person in the world to fulfill his or her dreams like owning a car or a house. These dreams now-a-days do not seem to be far away since different types of loans are easily available in the market. However, under some situations the desire of purchasing a car or a house can suddenly turn into a terrifying incident if your monthly installments go beyond your expectations. [more...]

Date: 2009-07-23 17:23:24

Nucleus Software Wins New Client in UAE National Bank of Umm Al Qaiwain Chooses FinnOneTM

/India PRwire/ - Nucleus Software Exports Limited (NSE: NUCLEUS, BSE: NSEL) ... auto, personal & home loans. FinnOneTM, an internationally proven product solution, will provide the Bank with a comprehensive, powerful, and flexible system to support their loan origination [more...]

Date: 2009-01-05 07:45:38

Countrywide Admits to Puffery in Advertising

Interesting admission from Countrywide regarding those claims of working to modify loans for homeowners. From MSNBC: In marketing, advertising and testimony before Congress, Countrywide Home Loans ... (Arizona Mortgage Guru). This Feed is for personal non-commercial use only. If you are not reading [more...]

Date: 2009-01-15 20:05:38

No Credit Check, No Faxing Payday Loans Online

These are times when people get difficult reach the end of the month with cash for free spending, there are several possible reasons explaining why a person search the internet looking for a payday loan lender, and others explaining the “no credit check”, “no faxing” and “online” conditions [more...]

Date: 2008-12-01 19:00:09

ABIX 6.63 - Powerful Personal Organizer

All you need to easily manage all your personal information, and more ! ... between metric and imperial systems. • LOAN - Complete loan calculator with payment grid. • ACCOUNT [more...]

Date: 2009-01-14 18:30:34

A Review of Blog Advertising

Nowadays, it’s more and more popular to have a personal blog for ourselves ... and services such as payday loans, insurances, debt consolidation, education etc. So a platform is provided [more...]

Date: 2009-01-14 12:38:35

Is it time to lock in our Home Equity Line rate? I'm Stuck!

average equity loan rate There's not many things i dislike about personal finance, but trying to "time the market" is definitely one of them! ... rate is lower than ANY OF OUR OTHER LOANS. It beats out our 1st mortgage, our car loan ... Similar to my car dilemna, now going on 4 months w/out a decision, it's enough to drive a person [more...]

Date: 2008-06-20 16:18:18

Mortgage Calculators Are Useful Instrument to Evaluate Your Options

The highest aspect/priority on each person?s mind while submitting an application for a home loan is getting the lowest mortgage rate There are a number of lenders, who are ready to offer you excellent deals [more...]

Date: 2009-09-29 16:01:53

Kaka, Wilson Palacios and Daniel Agger star in today's Paper Talk

Manchester City will offer AC Milan boss Carlo Ancelotti the chance to take charge at Eastlands in the summer in a bid to improve their chances of ... Morte's £1m move from West Ham to Hull City has collapsed over personal terms. (Daily Express) Portsmouth want Real Madrid striker Javier Saviola on loan. (The Sun) On-loan Sunderland striker [more...]

Date: 2009-01-15 10:01:42

Thank You Reverse Mortgage Daily Sponsors

These companies make Reverse Mortgage Daily possible, if you enjoy RMD, please consider supporting them in 2009 ... mortgage products. Golden Gateway’s online tools, award winning calculators and personalized service ... , training, and full resource center created exclusively for Reverse Mortgage Loan Officers.  Sign [more...]

Date: 2009-01-02 20:50:18

SMS mobile banking for State Bank & Trust powered by ClairMail

ClairMail, specialists in 2-way mobile banking and payment, has announced that it is providing State Bank & ... will be abled to access any of their accounts, including checking, savings, money market, CDs and loans ... or withdrawals. From the release: “We are committed to providing unequaled personal service [more...]

Date: 2009-01-15 12:35:34

By Request: The Foreclosure People

Katy asks: Matt I’ve been wondering this from across the Atlantic for some time: ... with the exception of the odd ‘middle class person sleeping in car’ human interest story on CNN ... people who’d taken out loans they were never going to be able to pay. Since that time, the “real economy [more...]

Date: 2009-01-07 15:24:39

Real Estate Sellers Giving A Buyer Cash Back is Defrauding the Lender

When we sold our home just over a year ago we were talked into selling for a bit more than the original offer so the person could get money back to ... other reason to object, after all, if the loan officer was willing to loan that much money ... in order to persuade a lender to make a loan they would not otherwise make is a textbook case [more...]

Date: 2008-11-22 16:31:03

Government Grants

Many people feel that grants are temporary loans. Well, it is not so. Grants means in simple words a favor ... , personal cash, students, research, small business etc. Now, many people are actually not aware about this. I wanted to start a small business and my friend told me to apply for small business grant [more...]

Date: 2009-01-15 15:15:28

Money as a Dealbreaker?

Is money a “dealbreaker” in relationship?  If you meet a great person and found out after a few months of dating, they had massive student loans, some credit card debt, and a car loan; is that a deal breaker?  Would you run for the hills or stick around? It was an interesting question posed on a message board I read.  But currently two [more...]

Date: 2008-09-04 13:00:04

Work or Stay at Home?

As I was updating my blogs lately, I have been thinking about our financial situation and where we stand ... person thus making it easier for me to apply for fast cash payday loans! Of course, I am not planning [more...]

Date: 2008-12-05 16:42:00

Fiat Credit is NOT a Loan

A loan necessarily implies the temporary, conditional surrender of an asset (generally accumulated savings) to another person ... , the lender loses out on whatever he lent you. The equations balance. However, a credit card ... the issue of new debt which must eventually be repaid.  Credit of this nature (not to be confused [more...]

Date: 2008-07-24 13:32:21

Government Extends Loans to Detroit Automakers

This is today’s big news, and you’ve probbably heard about it already ... Commentary: A Personal Finance Blog:GM Wants You to Fear its Collapse: ...New Students Get Student Loan ... . This morning, President Bush approved three-year loan to GM and Chrysler which would give [more...]

Date: 2008-12-19 16:07:46

Six Secrets to Saving Money When You Are Young

Photo courtesy of lrargerich While perusing a few of my favorite personal finance blogs over the weekend I ran across ... and small pile of student loan debt, but no degree.  I thought I was pretty financially savvy [more...]

Date: 2008-09-30 11:00:31

Need a Personal Bailout? How To Use Tax Programs and use them to get a loan!

<a href="http://www.buyproofofincome.com">Free Important Fact About Create Pay Stubs </a> ... a day before payday. This procedure gives the workers a chance to examine and inspect them [more...]

Date: 2008-12-13 19:19:28

You Can Implement your own Credit Repair

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... of your salary that goes for necessities such as mortgage, car loans, credit card payments, utilities, other loan ... . This is the income you can devote to reducing debt. Next, decide which loans and credit cards [more...]

Date: 2009-01-14 23:27:42

Do it yourself Credit Repair

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... . You don’t need to rush into “debt consolidation” or “home equity loan.” You can work out a strategic repair plan for yourself. You will start by collecting all your credit reports, bill payment statements [more...]

Date: 2009-01-08 17:46:16

Jefferson had the Louisiana Purchase

A student alerts me to this story: Iceland for sale on eBay LONDON (Reuters) - Great scenery and wildlife but financial situation in need of repair -- collect in person. Iceland, which is going cap in hand to Russia for a 4 billion euro loan to bail out its failed banks [more...]

Date: 2008-10-10 20:56:13

Clinton: Obama FoPo Will Be Marriage of Principles And Pragmatism

Clinton: Obama FoPo Will Be Marriage of Principles And Pragmatism In her opening statement, ... Women's Summit in 1995 but canceled because she was too sick at the time. As a personal aside, I want ... Africa and many other countries -- I've seen firsthand how small loans given to poor women to start [more...]

Date: 2009-01-13 16:00:49

Andrew Breitbart’s Big Hollywood: A Wonkette Blog Review

Your Wonkette prides itself on staying current with the latest entrants into the cancerous wasteland of Political Blogging, ... Drudge’s personal slave, Andrew Breitbart. Breitbart described his latest project, Big Hollywood ... Breitbart, some douchebags on loan from National Review and various conservative Hollywood actors [more...]

Date: 2009-01-09 18:26:11

The Paradox of Parliamentary democracy: a disaster for Conservatism = a boon for the Conservative Party

Private capitalism, as it was conducted for some 300 and more years in Britain, was a system wherein private persons (capitalists) ... classes), and with widespread consensus that the State must be a direct provider of loans and capital ... , alongside share purchasing and the provision of private loans, banking finance came to be an key source [more...]

Date: 2009-01-05 12:41:03

Crutches, Magpies, and Tomatoes Oh My!

I survived my knee surgery. Yay! Whew! I’ve spent the last few days icing, elevating, sleeping, medicating, and healing ... : Money Ning 6 Tips to Detour Around Car Loan Problems : The Frugal Duchess Travel Tips for College Students : Broke Grad Student Carnivals Carnival of Personal Finance : Banker Girl Festival [more...]

Date: 2008-09-21 03:21:48

Consider Your Loan Options Before Taking On More Debt

This interesting article addresses some of the key issues regarding personal grants to pay off debts. A careful reading of this material could make a big difference in how you think about debt consolidation. This can be well assisted with a debt consolidation loan, an effective tool that consolidates all previous loans into a newer loan with a convenient repayment schedule. To find a cheap loan or the best loan for you ensure that you shop around. [more...]

Date: 2009-09-05 07:19:03

Reasons People Badly Need Credit Protection

by Jean Nicholson There have been a lot of misconceptions about credit protection which is a grave blunder! Many people believe that this is only for those who have financial problems. In reality, the people who have no financial liabilities are more vulnerable targets of identity theft. A person who does not have any existing record of accountabilities has high credit rating and certainly qualifies for loans or credits. Whatever is the result, initial ranking shall be imposed. [more...]

Date: 2009-09-28 17:49:09

November 2008 - Net Worth Update and Personal Finance Status

In an effort to encourage readers to learn to calculate net worth and track their personal financial progression, ... and Liabilities Balance $ Change % Change Credit Cards $3,872 $2,372 158.13 % Car Loans $0 $0 - Home ... economic climate amidst the ongoing credit crisis backdrop [more...]

Date: 2008-11-21 21:07:42

Great Importance of Credit Protection for Your Identity

by Jean Nicholson There have been a lot of misconceptions about credit protection which is a grave blunder! Many people believe that this is only for those who have financial problems. In reality, the people who have no financial liabilities are more vulnerable targets of identity theft. A person who does not have any existing record of accountabilities has high credit rating and certainly qualifies for loans or credits. In rare cases, banks do ocular inspections. [more...]

Date: 2009-09-29 20:13:09

Tories versus loan companies

Tory Housing Spokesman Grant Shapps recently published a report entitled Pay-Day for Loan Sharks which complains that companies lending small sums of ... has been warning about the massive rise in personal debt since well before Labour’s recession hit, but if the government thinks that the problem will be solved by lower official interest rates then [more...]

Date: 2009-01-09 12:08:03

What Goes Down Must Come Up

Wise man once said that: a great person can see opportunities in certain circumstances where other people see it as problems ... , or to refinance an existing loan. They can help us compare Oregon mortgage rates, calculate payments, run amortization tables and connect us with the best lenders. There are some incredible Oregon [more...]

Date: 2009-01-11 02:25:58

Why overhead ratios are meaningless for Kiva and Acumen Fund

Editor’s note: This post first appeared on Sasha’s personal blog ... , where I work - we raise philanthropic donations and then make debt and equity investments ... invested capital (loans and equity), unlike grants, don’t factor into ratio of “overhead costs [more...]

Date: 2009-01-13 12:00:59

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