Study More About How To Keep Away From Being Bankruptcy

The IVAwhich provides an opportunity for the debtor struggling with personal loans or debts to make a payment proposal to their creditors is a ... systems. IVA is one of the most efficient debt reduction systems that are very popular in UK ... to people to avoid bankruptcy. The personal and consumer debt is one of the main problems faced [more...]

Date: 2008-12-26 04:55:47

Blog posts (9) | Videos (6)
 

Mortgage Rights and Wrongs

Congress has said that they want judges to adjust mortgage debt. On the face of it, this makes sense. After all, when people declare bankruptcy they get their credit card, auto loan, and personal debts adjusted. What makes a mortgage any different? Well, one difference is the law. By law [more...]

Date: 2009-01-14 05:01:08

Mortgage cram-downs - I find them hard to swallow

Here’s a real estate term that appears to be gaining popularity its called “mortgage cram-downs ... modifies a loan, often reducing principal so a borrower can afford it. Lenders hate it because they have to absorb the loss. Bankruptcy judges currently have the ability to modify certain personal loans [more...]

Date: 2009-01-08 16:24:50

Recent Bankruptcy? It’s Not Impossible to Obtain a Home Loan

Because the new bankruptcy laws go into effect on October 17, 2005, more Americans than ever are filing for relief using the federal bankruptcy laws ... discharge. Ironically, some those that would not previously qualify for a mortgage do qualify after ... payments. The DTI* (debt-to-income) ratio of this person is 81.25%. Since his credit score is low [more...]

Date: 2009-01-15 00:11:26

Debt Management Programs– best way to get out of debt.

A debt management program collectively takes all the loans of various amount and interest rates and forms into a new loan which is released to you. After that, only a single installment is required to be paid every month on a fixed rate of interest. This process is known as debt consolidation. Usually, debtors opt for bill consolidation scheme from the fear of bankruptcy. The problem originates with the use of many credit cards or taking multiple loans from various banks for personal or investment purposes. [more...]

Date: 2009-09-08 05:51:11

Best Guidebook to How To Avoid From Being Bankruptcy

The Individual Voluntary Arrangement which provides an opportunity for the debtor struggling with personal loans or debts to make a payment proposal ... and consumer debt is one of the main problems faced by most of the families in UK today. Hence it’ ... is one of the most efficient debt reduction systems that are very popular in UK. The advantages of [more...]

Date: 2008-12-23 09:39:46

Debt Management: Forget about the Past

Not one person in this world can live without making mistakes. Mistakes are palpable regardless of how good or experienced you are ... ways: debt consolidation loan, home equity loan, use a debt settlement company or bankruptcy ... our debts. In fact, we can commit the most mistakes when it comes to debt management as this involves [more...]

Date: 2009-01-04 16:23:11

Apply For Personal Loans Online For A Quick Response

The following article covers a topic that has recently moved to center stage–at least it seems that way. If you’ve been thinking you need to know more about high risk loans and personal loans, here’s your opportunity. Banks are the most common choice for people to get loans. This might be convenient for most people, but generally not the best option. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation of debts, mortgaging or any kind of personal loans. [more...]

Date: 2009-09-08 18:13:18

Navigation After Financial Closure - Bankruptcy Personal Loans

Bankruptcy has a stigma attached to it that is hard to eradicate. Is that what you really think, then you need to rethink ... financial status again. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation ... is not the most wanted thing on your credit report. The aftermaths of bankruptcy are many and they can stay [more...]

Date: 2009-01-08 04:03:18

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