Senators: credit scores shouldn’t determine insurance rates.

A person’s financial history should not determine how much they pay for auto insurance, say three south central Senators. “If you have a low credit score you pay a higher amount,” said Sen. Oletha Faust-Goudeau ... it so insurance companies could set premiums based on credit scores. She is co-sponsoring the measure [more...]

Date: 2009-01-15 23:01:51

Blog posts (7) | Videos (81)
 

Loose Change: 1/15/09

houdini_CV_20090115092637.jpg Getty Images Personal Finance: -How to shop for legitimate, nonprofit credit counseling. SecretsForMoney ... -Members of the Pennsylvania State Employees Credit Union will be trailblazers in the free credit-score front. It’s an expansion of the “Scores on Statements” program. WSJ -Along with college [more...]

Date: 2009-01-15 14:30:54

How Do I Get Personal Loan With Fair Credit Score But Debt To Income Ratio Is High. I Had Been Declined?

I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ? [more...]

Date: 2009-09-27 10:51:16

Recent Bankruptcy? It’s Not Impossible to Obtain a Home Loan

Because the new bankruptcy laws go into effect on October 17, 2005, more Americans than ever are filing for relief using the federal bankruptcy laws ... discharge. Ironically, some those that would not previously qualify for a mortgage do qualify after ... payments. The DTI* (debt-to-income) ratio of this person is 81.25%. Since his credit score is low [more...]

Date: 2009-01-15 00:11:26

Bad Credit Secured Personal Loans

The possibility of loans, while struggling with a bad credit problems, it's a bit difficult ... and a loan calculator, you can come across lenders offering loans at reasonable rates. These loans ... , sponsorship of the marriage, buying a car, and so forth. In addition, your credit score improves [more...]

Date: 2008-11-23 01:09:37

Free FICO Score At Equifax (No Strings)

Written on 10/02/2008 by me, Jay White, the founder of Dumb Little Man and an all around average guy ... . As you may know, Equifax is one of the 3-primary credit bureaus in the US and its score is used heavily as a risk criteria anytime you apply for a personal loan, credit card, or auto loan [more...]

Date: 2008-10-02 12:12:54

Loose Change: 1/14/09

Getty Images Personal Finance: -Companies aren’t just slashing jobs, they’re also cutting benefits, ... including company matches to charity donations. WSJ -You know those free WaMu credit scores we’ve written about before? Rumor is that they might become a thing of the past. Noooooo [more...]

Date: 2009-01-14 15:01:47

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