Use TrustedID to Fight Identity Theft

With the incredibly rapid growth of ID theft, there have been several businesses that have been formed with the distinct objective of battling this ... report so that you are contacted each time a new credit account is opened in your name. These companies ... supply you with annual credit reports from all three credit bureaus, so that you can check to see [more...]

Date: 2009-01-08 04:06:14

Blog posts (48) | Videos (34)
 

I Guess Our Mortgage Is Officially Considered Small

As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now.  We went to the annual credit report site and picked Experian.  Credit scores were $5.95 each, and the credit report is free (we normally just get the free report).  We got my husband’ [more...]

Date: 2009-01-09 08:15:42

Advanced HOW-TO Credit Repair Tips (2 OF 3)

If you have been denied new credit because of your existing bad credit and you want to know WHY your credit repair rights are legally protected then you will save time and money by reading further. Let’s start off by defining what the Fair Credit ... when preparing consumer reports on individuals.” Simply stated your credit repair rights are [more...]

Date: 2008-11-22 06:47:11

Bad Credit Report Repair Done Easy

Usually it’s about the time that someone needs to buy a new car or is about to purchase their first home that they realize that they are going to need to do a little bad credit report repair. While it can be quite costly to hire a professional ... who are the more do-it-yourself type and want to save some money. Original text: Bad Credit Report Repai [more...]

Date: 2009-01-15 18:01:59

Headline News - September 29, 2009

New Javelin Report: Multi-Channel Authentication Via Mobile Banking US News and World Report: Credit Card Fees: 5 Things You Should Know Alaska Option Joins Acculynk Internet PIN Debit Pilot Transaction Wireless Signs AMC Entertainment for wGift Mobile Solutions South African Airways Adds CyberSource to Its Anti-fraud Arsenal CGAP: Why M-PESA should offer savings accounts Note: Throughout the day, as Payments News happens, this post is updated. [more...]

Date: 2009-09-29 11:31:08

Credit Repair After Bankruptcy

by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... a new revolving line of credit such as a credit card. This will help you build some positive credit ... of available credit to debt. It may not be the most ethical [more...]

Date: 2009-01-07 23:54:48

Expensify: A new take on expense reporting

Business travel seems to be one enormous headache, with the long security lines, the new fees for luggage, ... your credit card information. They send you a brand new Visa debit card, which you then use ... . I do have to consolidate expenses to invoice my clients, however, which accounts for more than half of my travel. Over [more...]

Date: 2008-09-24 11:30:59

free annual credit report

Would FREE copies your credit report be of interest? ... you have your credit file on hand. Colorado, Georgia, Maine, Ma achemploytts, Maryland, New Jersey and Vermont [more...]

Date: 2008-10-22 22:44:44

ONE Tip for 2009 - Identity Theft Still Rampant so Sign up for Lifelock.com

I got this email from some very close friends yesterday who were asking to spread the word about their identity thefts: ... in custody. We have had credit card fraud, checks cashed, new accounts opened on line and in stores ... more issues on my credit report before it is over. I am going to have to testify against the woman [more...]

Date: 2009-01-01 19:51:24

New Media Predictions for 2009: from Croydon to Kenya (Carnival of Journalism)

This month’s Big Question from David Cohn for the Carnival collection of US and UK journalist/academic bloggers is “What Are Your Positive New Media ... dot-com bust next year in the UK as fragile new media enterprises are credit-crunched ... Sustainability Initiative report found that digital media growth is a major contributor to global warming [more...]

Date: 2008-12-19 10:10:14

Roosevelt Island Public Safety Reports For 12/31/08 - 1/13/09 - Mailbox Credit Card Theft, Robbery/Assault, Stuck in Subway Elevator & Egg Throwing

Image of stolen mail from AARPDuring the January 7 RIRA Common Council Meeting it was disclosed that there is a problem on Roosevelt Island with new ... observing our mail and to call the credit card company and have the fraud alert lifted on two separate ... and I. Through mere accident, my husband became aware that a new credit card had been stolen from [more...]

Date: 2009-01-13 18:57:00

A new semester under way

I apologize to my loyal readers, who are probably wondering whether I am giving up on this blog. Well, that’s not my intention, but I have a brave new course this semester — a one-credit introduction to multimedia reporting — and I’m overhauling my Flash journalism/Web design course, which [more...]

Date: 2009-01-12 15:48:14

Credit Scoring Is About To Change But How And When?

In a nice change of pace, all three credit reporting agencies, Experian, ... simpler and easier for both consumers and credit providers. If you’ve applied for a credit card ... Equifax and TransUnion have joined together in developing a new way to score your credit [more...]

Date: 2009-01-15 05:10:40

Transfer Your Balance to Avoid Interest

Consumers will spend around £11bn on plastic leading up to Christmas and the New Year, reported by the Association for Payment Clearing Services ... one credit card,another solution to save on interest would be to make use of a debt consolidation ... this you can switch your debt| by switching your debt on to the new card as soon as the festive season is [more...]

Date: 2008-11-13 22:08:22

Meet the new boss…

My group was hived off from our previous department in the “great fallout of 2009″ (TM) and today my old boss and I met with the new boss ... with and the reporting structure. I will get a new dev server and continue my daily supervision of my minions ... . A not-so-liked co-worker was given (taking?) credit for some excellent work done by a different [more...]

Date: 2009-01-16 02:34:38

Project Uncensored

By David Swanson Project Censored has released a valuable new book called "Censored 2009: The Top 25 Stories of 2007-08" ... was more responsible for it, not on who should get the most credit for it. Then they reported that huge numbers ... credit rather than blame for a vote that, for once, matched the will of the public. Small [more...]

Date: 2008-10-01 16:16:11

New regulation and the GAO

rdan GAO has a report on regulation deficiencies of financial markets: ... participants—such as nonbank mortgage lenders, hedge funds, and credit rating agencies—some of which ... difficulty understanding new and increasingly complex retail mortgage and credit products. • Fourth [more...]

Date: 2009-01-15 10:00:01

Debt Reduction is more Important than Your Credit Score

If you are a baby boomer with a pile of consumer debt, you are not alone ... those with significant credit card debt to worry about. According to a report from the New York ... it) is a willingness to negotiate some of that debt away without regard to its effect on your credit score [more...]

Date: 2009-01-04 00:34:49

Fast Credit Repair

With a new year comes a new time to check your credit. Whoops. That's not good. Learn how to repair that report quickly. 1 Vote(s) [more...]

Date: 2009-01-06 08:59:32

The cutting edge is nipping at its own tail

The New York Times reports on a groundbreaking new approach to science education: W ... the Times is giving a lot of credit to these educators today who are just revamping well-known concepts [more...]

Date: 2009-01-16 01:59:55

Why Bad Credit Report Repair and help you.

by Mary Bush Many people suffer with bad credit. Maybe you lost your job and suffered trouble finding a new one or maybe you came ill and couldn’t ... from local debt management companies also as online and from the IRS or anyone who supplies some type ... a home, purchasing a car, getting credit at varies stores or credit card companies and it can still [more...]

Date: 2009-01-07 21:27:10

N.J. man learns modifying mortgage to cut payments may impair credit rating

by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]

Date: 2009-09-29 13:48:05

When The Will Is Ready

When The Will Is Ready Thu, 01/15/2009 - 21:44 | Add new comment I have been following the "take on a new skill" every year, ... credit. Perhaps even higher powers have also contributed along my path. The level of synchronicity ... was all the challenge required, as well as some daily reporting seemed like a great way to ease into my new daily [more...]

Date: 2009-01-15 21:44:21

Consumer Advice to Ring in the New Year

December 23, 2008 FTC News Release: Nine Consumer Tips to Make the Most of 2009 As 2008 draws to a close, ... credit report with no strings attached. To learn more about credit, mortgages, debt collection ... the Federal Trade Commission has nine consumer tips that can yield big dividends next year [more...]

Date: 2008-12-23 18:24:31

Thoughts on Geithner tax-gate

TIM GEITHNER'S mangling of his tax returns earlier this decade, the New York Times reports, ... to do so. (Photo credit: AFP/Getty Images) [more...]

Date: 2009-01-15 23:10:21

uh, From Smiling Coffee Vendor to Terror…

uh, From Smiling Coffee Vendor to Terror Suspect , the most bizarre part: In April 2008, according to bankruptcy records, he began using a Discover card. May 2008: a Shell card. June 2008: five new credit cards. July 2008: three more, including ones from Sony and Radio Shack. August 2008: two more. He would later report that his monthly expenses were $1,108, including $450 in rent and $390 for food. His stated income was only $800. … In March, Mr. Zazi filed for bankruptcy. [more...]

Date: 2009-09-26 08:47:03

PC Demand Up..And Windows 7 Isn’t Even Available Yet

Credit Suisse analysts reported that desktop and laptop PC sales were up in July and August, in advance of the expected increase in sales when Windows 7 launches.  Normally consumers like to tie their purchases in with the launch of a new OS as they dont’ want to pay for an upgrade or do an upgrade themselves.  However, the marketing of free Windows 7 upgrades once it launches on October 22nd seem to be working, with users getting their chequebooks out now. [more...]

Date: 2009-09-27 04:21:48

2nd home mortgages

2nd home mortgages start a new loan account by paying off the first mortgage ... have on your existing mortgage and present debts, such as your credit cards, that this would be a good way ... and checking your credit reports should be followed.Its fee includes settlement costs, discount points etc [more...]

Date: 2009-01-14 03:52:19

Credit Fraud Protection From LifeLock

Credit Fraud Protection From LifeLock January 15th, 2009 by paule Subscribe To Our Feed Today, ... on your credit bureau report. So if somebody goes to open up a new financial account with your personal [more...]

Date: 2009-01-15 13:12:48

Quake could balloon Calif. foreclosure woes

A new insurance risk report on natural disasters by insurance Aon/Benfeld suggests that a large earthquake could severely rattle California’s ... up to $400 million in mortgage defaults due to foreclosure expenses, property repair costs, lost ... of earthquake insurance in California and a lack of credit available to homebuyers -– a natural disaster [more...]

Date: 2009-01-06 08:01:01

1-15-2009 (Thu Evening) Fin. & Econ. Activity

The U.S. Senate voted to allow the release of $350 billion in financial-rescue funds sought by President-elect Barack Obama ... ., the largest U.S. lender, moved up its fourth-quarter report to tomorrow at 7 a.m. New York time amid ... and trade publication American Banker - Bloomberg Chrysler Financial, the credit arm of Chrysler LLC [more...]

Date: 2009-01-16 01:19:27

Debt Collectors Are Facing Reality

dreamstimefree_17571302 Are debt collectors starting to face reality when it comes to payment of overdue bills? ... percent to 70 percent of a person’s total credit card debt. After many instances of collection abuse ... to cover their bills in a declining economy. The New York Times reported lenders and debt collectors [more...]

Date: 2009-01-15 15:16:33

Brits’ Christmas ’spending spree’

Christmas Day saw a huge number of people go online to make purchases, according to new figures. The Interactive Media in Retail Group (IMRG) ... has been badly hit by the credit crunch, with many reporting reduced sales during Christmas, despite [more...]

Date: 2009-01-15 17:08:22

JP Morgan Profit Down 76%

NEW YORK — JPMorgan Chase narrowly avoided a loss in the fourth quarter, ... on our market-related businesses, continued higher loan losses and increases to our credit reserves,” Dimon said ... to report results for the fourth quarter. The quarter was a particularly rough [more...]

Date: 2009-01-15 13:08:42

History Repeating Itself or a New Start in 2009?

History Repeating Itself or a New Start in 2009? Posted on January 1, 2009 by Susan Mangiero Philosopher George Santayana once said that " ... Defotis cites a Credit Suisse report that has S&P 500 companies facing a "pension deficit [more...]

Date: 2009-01-01 11:54:30

Economic Potpourri December 30, 2008

The barrage of noteworthy economic news continues as we head into the new year. Here are a few headline news reports of interest from the past couple days.Japan mulls scheme to buy bad loansJapan's government and central bank are considering a $110 billion scheme to buy bad loans and other financial assets from banks to ease a credit crunch [more...]

Date: 2008-12-31 02:58:00

Is Ulrich's Move at Target Good for Bill Ackman? $$

A new CEO always makes some changes. Will Steinhafel look closer at Pershing Square's proposal? Here is the news:The WSJ Reports:Target Corp ... of its shoppers default on credit-card payments. "As we look to the future, we are completely confident ... from Ackman:The plan was endorsed by Lazard.Target (TGT) is facing increasing credit card losses [more...]

Date: 2009-01-16 01:15:00

The New Rules of Green Travel

The Iowa Climate Change Advisory Council recently released its final report which suggests two scenarios to cut the state's .. ... credit crunch, many economies are in poor shape. Oil prices are continuing ... continue » ‘Shovel Ready [more...]

Date: 2009-01-07 18:54:17

US and China Look at Accelerated Retirement of Inefficient Cars

The Accelerated Retirement of Inefficient Vehicles Retirement Act of 2009 (ARIVA)—also called the “Cash for Clunkers” program—would reimburse drivers with a credit of up to $4,500 for scrapping vehicles with a when-new fuel economy rating of less than 18 mpg US as reported [more...]

Date: 2009-01-14 20:08:43

A Lot Of Action In Advance Of CARD

Anyone who has a credit card knows by now that card issuers are clamoring to enact new rules before the CARD act becomes effective in February. Congress Wants To Head Them Off At The Pass Now comes word that some of the original proponents of the CARD act want to amend it to take effect even sooner.   The Wall Street Journal reports , that Representatives Barney Frank and Carolyn Maloney will propose a bill that would move up the implementation date by two months to December 1st from February 1st. [more...]

Date: 2009-09-25 00:00:33

The New Huffington Post Book on Blogging

Ariana Huffington and Bob Edwards, courtesy of The Bob Edwards Show (Flickr) ... . I took a couple of journalism classes at UCLA and dreamed of being a foreign correspondent reporting ... , be careful about uploading the image...or at least give credit. By the way, I used tons of photos [more...]

Date: 2009-01-16 02:44:52

2008 Debt

Our homeowners insurance company decided to cover all our expenses for the new A/C unit at our house ... that I hope to get this weekend, best news of all NO CREDIT CARDS! All paid with CASH! Click ... I have some bad news to report, the balance on the CITI Premier Pass card is up this month. The current [more...]

Date: 2008-12-31 06:27:58

US Airways 1549 Crash in Hudson River NYC

At 3:26 pm Eastern Standard time US Airways Flight 1549 crashed into the Hudson River right in the smack of New York City ... flight 1549 may call US Airways at 1-800-679-8215. News reports however claim that there are no serious injuries. Hopefully it stays this way. We gotta give credit to the pilot and co pilot [more...]

Date: 2009-01-15 23:44:52

S.E.C. Studies New Regulations on Securities Lending

Federal securities regulators are considering new restrictions on the multitrillion-dollar securities lending market used by short-sellers after the credit crisis revealed that the industry was “anything but low risk.”Some pension funds, mutual funds and foundations that loaned their securities were “significantly harmed,” Mary L. Schapiro, the chairwoman of the Securities and Exchange Commission, said Tuesday at a public meeting in Washington to review short-selling, Reuters reports. [more...]

Date: 2009-09-29 21:21:39

U.S. Chamber of Commerce Unveils State of American Business Report

The two seem to make an unlikely pair, but according to the CEO of the U.S ... , however, that the Chamber and the new administration are working together to repair American ... to get our economy going in a forward motion," Josten said. "One is credit and the other is confidence - and we ain’ [more...]

Date: 2009-01-07 22:20:43

Keepin' it Classy: New Time Mag Cover Features Star of David in Concentration Camp....

  Worthless, fucking rag...... As Israel's third week in Gaza marches on, the media coverage is beginning to go sour ... between the Gaza war and the Holocaust, presumably not to Israel's credit. The cover is a lead ... for Time competitor The Atlantic, Jeffrey Goldberg, a Jewish journalist who has spent time reporting [more...]

Date: 2009-01-14 06:30:31

How to Resolve Credit Bureau Reporting Errors

Photo courtesy of neoliminal A couple months ago my wife and I started a passive search for a new home ... idea to check your credit report to make sure things are being reported correctly.  Inaccuracies ... on a new home. Skeletons In Your Credit Closet? Often times consumers have legitimate, negative [more...]

Date: 2008-10-23 11:00:30

Your Credit Report Card

Mark Frauenfelder is the co-founder of my favorite sites, Boing Boing (which is a “directory of wonderful things”). Mark’s also a GRS reader. He dropped me a line the other day to tell me about a new project he’s been following. Today, Credit.com is launching a free new online financial tool called Credit Report Card . This tool is designed to provide users with a quick snapshot of their credit reports. [more...]

Date: 2009-09-29 18:00:31

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